
The Property Couch
Australia’s top property podcast for everyday investors who want real results, not hype.Hosted by Bryce Holdaway and Ben Kingsley (two best-selling authors and trusted experts with 25+ years of investing experience each) we break down property, finance, and money management into simple, practical strategies.Backed by data and brought to life with real stories (and a good dose of banter), The Property Couch helps you cut through the noise and make smarter decisions.Delighting listeners since 2015, it’s your weekly dose of clarity in a world full of property spruikers!W: https://thepropertycouch.com.au/
Latest episodes

Oct 17, 2024 • 1h 9min
516 | The Alternatives to Abolishing Negative Gearing
Continuing our LIVE streak, we’re back this week to answer your burning questions on negative gearing and diving into our very own think tank to drum up EIGHT alternatives to abolishing it! 🔥 Whether you’re curious about how many Aussies are impacted by negative gearing or if it’s possible to get politicians to lift their eyes beyond an election cycle... We’re revealing our list of realistic and actionable solutions to solve our housing crisis, increase density, reduce building costs and much more! For a one-of-a-kind look into how to get more folks onto the property ladder and solve our growing housing crisis, tune in now! P.S. Want last week’s slides + our 3-part Negative Gearing video series? Just fill out the form below, and we’ll send it straight to your inbox! FREE STUFF MENTIONEDMissed last week’s episode? Catch up now as we unpack The Truth About Negative Gearing and Capital Gains Tax (CGT) — two major pillars of property investment in Australia. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Oct 15, 2024 • 9min
TPC Gold | How to Buy Property Like A Pro: A Simple, Step-by-Step Process
Ever wondered exactly how to buy property in Australia? In today’s bonus episode, Bryce and Ben answer a listener’s question and walk you through the step-by-step process! 🔍✨ Plus, find out how being proactive—whether it’s with due diligence, understanding local regulations, or reverse engineering your property purchase—will set you up for a smoother and more confident buying experience! For the full Q&A episode, tune in here: Episode 186 | Q&A – Should You Pay Down the Principal Loan When Interest Rates are Low? Are Multiple Offset Accounts a Good Idea? PLUS The Step-by-Step Process to Buying an Investment Property! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Oct 10, 2024 • 1h 56min
515 | The Truth About Negative Gearing & Capital Gains Tax (LIVE)
Hey Folks! Today’s Episode is Extra Special – We Went LIVE on the Couch for the First Time in Almost 10 Years! 🎉 And trust us, this is not an episode you want to miss! We’re diving into one of the most debated topics in property investment: Negative Gearing and Capital Gains Tax (CGT). We start by breaking down the agenda and explaining who will get the most value from this jam-packed discussion. Then, we journey through the history of negative gearing, bust a few myths, and share real-life examples to show you how it actually works. Here’s what you can look forward to: The history of negative gearing and its impact on rents and property supply Fact Check: Does negative gearing truly benefit "greedy investors"? Who really gains the most from this policy? The often-overlooked consequences of eliminating negative gearing Expert insights from our special guest, Antonia Mercorella (CEO of Real Estate Institute of Queensland) We’ve got fact checks, real-world examples, and expert conclusions to help you see the full picture. Plus, grab the slides from today’s episode here >> Folks, no matter your views on this topic, we think it’s important to get the conversation going...so share this with a friend or someone you think who will be interested! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Oct 8, 2024 • 7min
TPC Gold | Lenders Mortgage Insurance (LMI): What It Is and When You Need It
In today’s bonus episode, Bryce and Ben dive into a listener's question about the mechanics of lenders mortgage insurance (LMI). Find out what LMI is, how it relates to your loan-to-value ratio (LVR), and whether you should embrace or avoid it! For the full Q&A episode, tune in here: Episode 97 | Q&A – Mechanics of LMI, Purchasing Foreclosed Property, Stretching Your Investing Budget and more LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

15 snips
Oct 3, 2024 • 1h 17min
514 | Property Market Update Spring 2024
What’s happening in Australia’s property scene this quarter? 🤔 You’re about to find out, because Bryce and Ben are back with all the juicy details in this September quarter property market update! From sizzling capital growth drivers to the cooling of certain regional hotspots, uncover the trends you need to know to stay ahead in the property game. Whether you’re curious about rental yields or wondering why vacancy rates are spiking (or dropping) in certain markets, they’ve got you covered. 🏘️ But they’re not stopping there! Our in-house property pros also break down the numbers, reveal vacancy rates, and explore the supply vs. demand story—giving you everything you need to make those smart investment moves. Don’t miss out on this power-packed episode that'll keep you ahead of the property game! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Oct 1, 2024 • 8min
TPC Gold | 3 FOMO Mistakes Property Investors Make!
In today’s bonus episode, Bryce & Ben explore some of the mistakes property investors make due to FOMO! FOMO = Fear of Missing Out and can push investors into impulsive decisions, but on the other hand being overly cautious can also lead to missed opportunities. Finding the right balance—acting confidently but after thorough research—is key to success! For more details, tune in to the full episode here: Episode 330 | Top 10 FOMO Mistakes Investors Make LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Sep 26, 2024 • 1h 2min
513 | What's The Forgotten Pillar of Wealth Creation?
It’s not a fun BBQ conversation like discussing the rate you snagged or the exciting new property you just bought but... It is a critical pillar for holding up your entire wealth creation. 🏠🃏 Yep. We’re talking about Defence – the forgotten pillar of wealth creation. Here’s the deal: 🛡 What essential defences do you need to protect your income, assets and lifestyle? 🛡 What does Ben consider a “Peace of Mind” policy? 🛡 The hidden problem in houses 🛡 How does defence tie in with the two core pillars of property investing? It’s an episode that not enough folks are talking about. Tune in now so your wealth isn’t, in the wise words of Ben, “built on a house of cards.” Listen now! FREE STUFF MENTIONEDVote for The Property Couch! If we’ve helped you in any way, we’re asking you to vote for us at the 2024 Australian Podcast Awards! Help us to reach and positively transform more folk’s money management, finance and property investing knowledge across Australia. Vote now >> Download the 2024 PIPA Annual Property Investor Sentiment Survey The Property Investment Professionals of Australia (PIPA) conducted their annual survey in August 2024. With more than 13,000 respondents, the findings into property investors selling out is both surprising and saddening. Download the report now >> Not sure how much buffer you should for peace of mind when it comes to job? Moorr, you’re all-in-one money management platform offers MoneySTRETCH, an advanced tool to see how long your money will last with no income. Calculate how much you need for a rainy day now >> What do you want to hear from us? Reach out to us through our SpeakPipe and get a free Start & Build course if your Q is featured! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Sep 24, 2024 • 1h 11min
RBA September 2024 | Can We Expect a Rate Cut This Side of Christmas?
The sixth RBA Cash Rate Announcement of 2024 is here! Join Ben Kingsley and Evan Lucas as they break down the RBA’s latest decision and dig into economic trends from Australia and around the world. Here’s what they cover: 📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today! 🌍 Geopolitical Tensions in the Middle East: How are these events shaking up global inflation and supply chains? 📉 The Federal Reserve’s Surprise Rate Cut: US inflation might be slowing, but with core inflation still a worry, the Fed’s 50 basis point rate cut caught many economists off guard. 🌱 China & Eurozone Updates: What’s China doing to deal with slowing GDP, and is the Eurozone bouncing back with better inflation and economic confidence? 🎙️ Live Q&A: This was our first-ever LIVE session with audience questions! Missed it? No worries, you can watch the replay now. If you’re interested, keep an eye out for when we go live next! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Sep 19, 2024 • 1h 18min
512 | Solving Australia’s Housing Crisis: The Real Issues We’re Overlooking - Chat with Tim Reardon
Why aren’t we building enough homes to meet Australia’s housing demand? 🤔 It’s a complex question with political, economic, and historical layers, and to help us make sense of it all, we’ve brought in an industry expert... In this episode, we’re chatting with Tim Reardon, Chief Economist at the Housing Industry Association (HIA)! The HIA has been representing the Australian residential building industry for more than 75 years using feedback from builders, tradies, manufacturers, and suppliers across Australia, to make sure it’s economic outlook is based in real-world industry knowledge. In this episode we dive into: 📉 The restrictions on foreign investment and how it’s impacting housing supply, 🏗️ Impacts of rising material and labour costs post-COVID, 📉 Why we’re only building half the number of apartments we need, 🔑 The political and economic roadblocks holding back home construction, and more! Listen now if you’re wondering what it’ll take to solve Australia’s housing crisis. FREE STUFF MENTIONEDVote for The Property Couch! If we’ve added any value for you, we’re asking you to vote for us at the 2024 Australian Podcast Awards! Help us to reach and positively transform more folk’s money management, finance and property investing knowledge across Australia. Cast your vote now >> 2025 Summer Series is just around the corner, and we want YOU to be part of it! Let’s normalise money conversations and pull back the curtain on how these successful property investors achieved the financial peace their reaping today. Got a story? Send it our way today >> (NOT FREE) The Housing Industry Association’s (HIA) Housing Outlook – State & National Report Stay informed with HIA’s latest quarterly forecasts on home building and renovation trends, both in your state and across Australia. Learn more now >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Sep 17, 2024 • 9min
TPC Gold | Repairs vs. Improvements: What Every Property Investor Should Know
In today’s bonus episode, Ben and tax expert Julia Hartman tackle one of the trickiest parts of property investment—tax claims. With a surprising statistic from the ATO revealing that 9 out of 10 property claims are incorrect, this episode sheds light on where investors often go wrong. Plus, learn how to navigate insurance claims and why getting the details right can save you big during tax time. Listen to the full episode here 👉 2024: The Golden Year of Tax Planning LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube