The Property Couch

Back in Episode 102, Bryce and Ben discussed if we are facing an affordability issue and when Jan Somers appeared on our show last month, she mentioned that her aunt was also concerned about housing affordability back in the 1950s. Now, with the Federal Budget just a couple of months away, this topic appears yet again, and it seems to be the favourite amongst our politicians.This time, the debate is about improving affordability for first-home buyers. Now, don’t get us wrong. The Property Couch believes in the Great Australian Dream and owning your home. But as mentioned before, your first home will not be luxurious nor will it tick all the criteria of your dream home. This is about setting the right expectation because you would get to your dream home, and you would be able to get that quarter-acre house eventually. But it will not happen overnight. You need to work for it, and you need to be smart with your decisions especially when it comes to money and planning for the future. Your first home, may not be your dream home but this does not mean that your second or third home wouldn’t be.That is why education about property and awareness of the risk of investing in property is so important. This is one of the suggestions that Bryce and Ben chat about to improve affordability in the Australian Property Market. Tune in to find out the rest.And the other stuff mentioned in this episode are:Has the Way We Look at Financial Stability Changed Since the Global Financial Crisis? – Speech by Michelle Bullock, Assistant Governor (Financial System) of RBA: Listen/Read HereCore Logic’s Pain and Gain Quarterly Report: Download HereFact Sheet on Guarantor Loan: Download HereBryce’s video on the four players in the industry is part of the Property Formula video series. If you are interested to watch this, you can LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We hope you enjoyed the first part of this two-part special guest week episode! In the second instalment of this episode with Nicole Faid; Bryce, Ben and Nicole all go into more detail concerning conveyancing, whilst focusing on some of the following areas:Off the plan contracts: What to expect and be aware of.Possibility of getting your deposit back if you decide to pull out of the deal.Anecdotes with regards to purchasers' and vendors’ deals.Why is it important to get contract reviews and is it too late if the contract has already been signed?A purchaser’s rights when buying a property and what the condition of the property should be like after the deal has been made.What is considered an acceptable amount of compensation if there are faults to be repaired on the property?The difference between joint tenants and tenants in commonWhat is spousal transfer and how it works? And of course, there is so much more they talk about and in a lot more detail. With a lot more laughs, jokes and information for you all; make sure you don’t miss the second part of episode 107 and don’t forget to stay tuned for Bryce’s Life Hack and Ben’s “Did you Know…” segment.If you like this podcast: “Contract Reviews, Off The Plan and SMSF Purchases and more – Chat with Nicole Faid, Principal of Accord Conveyancing”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Due to there being an excess of absolute gold in yet another special guest week episode, we’ve had to split this week’s episode into two! Today joining Bryce and Ben for this hour-long episode is Nicole Faid, principal and founder of Accord Conveyancing.  With over 25 years of industry experience, and managing around 15,000 conveyancing transactions during her career so far, the insights and opinions she provides are not to be missed out on.In this part, Bryce, Ben and Nicole discuss some of the following areas:Her story and how she got into Conveyancing.What Conveyancing actually means and what the process is?What is the settlement process like and what are the paperwork and due diligence involved?What are the common roadblocks a conveyancer or solicitor faced at settlement?Will there be unified conveyancing legislation across Australia?Questions a client should be asking a Conveyancer.Different clauses that property buyers should put into their contracts.Some tips to ensure a smooth settlement.And so much more! To learn more, make sure to tune in, and remember to listen to the next part as well!If you like this podcast: “What Is Conveyancing and How Does It Help With The Settlement Process? – Chat with Nicole Faid, Principal of Accord Conveyancing”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In this joint episode with The Smart Property Investment Show, Phil chats with Ben about the importance of a good money management system when investing in property, having a sound but flexible strategy in place and understanding what you want to achieve at the end of this game of property investing.We have mentioned a few times on The Property Couch that it is important to have an end goal in mind when you are building your portfolio. What are we striving to achieve and where is the final destination we want ourselves to be at? These are the questions you need to ask yourself because otherwise, you would constantly be wondering if it’s ever going to be enough and ultimately, when would you stop to enjoy the fruits of your labour.They also chat about Ben’s personal portfolio, how he started investing in property and why he’s so passionate about this industry. Tune in now to find out more.If you like this podcast: “Bonusisode | Chat between TPC and SPI Show – How does a property expert invest in property?”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

A few of our listeners have asked us about Fractional Property Investment; what is it and how it actually works. It is a relatively new investing concept and often, people are confused if it’s investing in shares or property especially when it comes to ownership of the property. So we’ve invited Anthony Millet, CEO of BRICKX, to come on the show and share his expertise! Appointed as the CEO back in April 2016, Anthony comes from an investment banking background, had been the Chief Operating Officer of a leading global online sports retailer and is an active investor himself. So for today’s podcast, the three of them will be chatting about:What motivated Anthony into this industry and his investing story?What does fractional property investment means and how did it start in Australia?Who owns the property in the portfolio and what rights do the investors have?How does it work and how much returns would you get?What type of assets are included in the portfolio and the asset selection criteria are in place?The regulatory requirements surrounding this investment product.Are gearing or leverage a consideration in fractional property investment?Is it possible to trade the ownership of the product and what are the technology platform available for investors to trade in?The future of Fintech and property investing in Australia.ps: For the roles mentioned in the episode, please check out our Jobs pageIf you like this podcast: “What Is Fractional Property Investment and How Does It Works? – Chat with Anthony Millet, CEO of BRICKX”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Our second Live Podcast Recording at the Melbourne Property Buyer Expo last weekend was with Effie Zahos! With more than 20 years in the finance and journalism industry, Effie started as a graduate trainee for Westpac and then moved on to be the head researcher for Channel Nine’s successful Money program in 1997. She has been the editor of Money Magazine since 1999 as well as the magazine’s banking specialist, a regular finance commentator on TV and radio, and the author of The Great $20 Adventure and Getting Rich, Staying Rich!So for today’s episode, the three of them will be talking about:How did she start in the finance and journalism industry?Being the editor of Money Magazine, working with top economists and industry experts and investors’ success and horror stories she’s come across over the years.Having a mentor and how it helps in her career.The Top 4 Money Magazine Cover Story and the changes in readers’ interest when it comes to building wealth.Building wealth through superannuation and why you should take an interest in it at an earlier age.Salary sacrificing and if it’s a good idea.The housing affordability debate and others ways to get onto the property ladder sooner.A continuous source of information and education for property investors.Here are the resources mentioned in today’s podcast:Money Magazine Cover Story | Earn $2500 a Week at Retirement – Read hereMoney Magazine Cover Story | Rent and Invest – Read hereABS Website for Population Clock – Find out moreIf you like this podcast: “Insights from the Money Queen – Chat with Effie Zahos, Editor of Money Magazine”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

After last week’s much-anticipated talk with Jan Somers who is an example of someone who has made many successful choices when building her 40-plus-year-old portfolio, today’s episode features Bryce and Ben discussing seven of the most common ways many of us lose money when investing in property. With key advice and some examples of how and why the choices we make as property investors can have a negative impact on our portfolios, the guys make sure to warn us and help us understand why these ways can cost you money rather than make you more.The first way to lose money on property is by choosing the wrong location. As they have mentioned in countless episodes, location does 80% of the heavy lifting when purchasing property so making sure you have the right location is one of the key things to look for. It covers many areas such as amenities, human interest and practicality; so getting it right means a lot to your portfolio. To find out the rest of the points, make sure you tune in to this latest episode!And don’t forget, we will be at the Melbourne Property Buyer Expo this weekend so if you are around, do come and say hi! The other stuff mentioned in this episode are:NASA’s video on the discovery of the 7 new planets: Watch hereFree tickets to the Melbourne Property Buyer Expo 2017 (Discount code: TPC2017): Click here to get the ticketsAnd as always, if you like this episode (7 Ways To Lose Money In Property), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 WeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

As promised, here is the second part of the highly anticipated Episode featuring the incredibly humble housewife, author of 4 best-selling property books, and sophisticated property investor and property educator extraordinaire, Jan Somers.In this part, Bryce, Ben and Jan discuss the following areas:The mistakes she made along the way – holiday homes, overcapitalising and moreTypes of properties she likes to invest inHer thoughts on borderless investing and if it is for everyoneAustralia’s housing affordability issue and are we in one?Ideas on renovating and adding value to your investment propertyMost common questions she gets asked when it comes to property investmentWill property forever be a sound investment classHow she utilises the money she earns for good causesWe hope you would enjoy listening to her as much as we do. As mentioned in the first part, Jan is definitely a property educator that is worth listening to as her years of expertise and knowledge in property investing are absolute gold!Here’s the link to her books and the PIA Investor software: Click here.And as always, if you like this episode (Chat with Jan Somers, Housewife And Property Multimillionaire – Part 2), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We are extremely excited here on The Property Couch this week to announce the long-awaited meeting with our special guest today, JAN SOMERS (as we’re sure you would agree)! With a successful property portfolio spanning over 40 years with countless properties within the country, Jan is an inspirational, property-investing mogul who we all could learn a lot from. As we gained so much gold from the hour-long chat, we’ve had to split the episode into two! In this first part, Bryce Holdaway and Ben Kingsley discuss the following areas with Jan:What got her into property investing back in 1972 and how did she build her portfolio since then?Her mentor in life and her outlook on education and continuous learning.Her point of view and experience on negative gearing.How did she structure her loans and what kind of loan strategy does she have for her portfolio?Tips on improving your borrowing power.What motivated her to write her book, Building Wealth?Having the right mindset as an investor.And so much more! As Jan is someone who has a continuous passion and drives for property investing, this is definitely a 2-part episode you will not want to miss. Her journey through property investing is definitely a story worth listening to and reading up on so make sure you tune in.Here’s the link to her books and the PIA Investor software: Click here.And as always, if you like this episode (Chat with Jan Somers, Housewife And Property Multimillionaire – Part 1), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGWLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Finally, back in the studio again this week and as mentioned in Ben’s latest RBA cash rate announcement video, this episode of the podcast has Bryce and Ben talking about the all-time hot debate topic: The Housing Affordability Issue. But before that, we just want to highlight that the podcast has reached another one of our milestones!1,027,000 DOWNLOADS!A big thank you to all of our listeners for tuning in! We wouldn’t have been able to achieve this without your support, reviews, feedback and all the amazing questions that you’ve sent in! Our next milestone target is 5,000,000 downloads so if you think we are a good bunch of people and the content is helpful, just let someone else know. Anyway, back to today’s podcast. Today’s topic is clearly one that Bryce and Ben are both passionate about, as you will hear in this episode. From questioning the ‘affordability’ issue that we are facing, suggestions to help improve this, infrastructure developments that would benefit Australians, the political aspects of urban development and negative gearing, the importance of controlled immigration and population growth, to talking about Money SMARTS and discussing different household configurations; it will be particularly interesting for you all to listen to the different reasons and situations that could affect affordability for anyone, in any part of Australia.Make sure you don’t miss this episode!And the other stuff mentioned in this episode are:Is your portfolio built on sand or stone? : Watch HereThe Weekly | Make Australia Second: Watch HereFree tickets to the Melbourne Property Buyer Expo 2017 (Discount code: TPC2017): Click here to get the ticketsAnd as always, if you like this episode (Do We Have A Housing Affordability Issue?), don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube