The Property Couch

We promised you a market outlook last week….. so, folks, we had to deliver!Yep! This week on the Couch, we’ve wrangled in Tim Lawless, CoreLogic‘s executive research director for Australasia, who heads up the Data Research and Analytics team, analysing and interpreting real estate, demographic and economic trends across the country! He’s one of Australia’s leading property market commentators, so…..In a nutshell: Tim knows his stuff.For our newer listeners, Tim is no stranger to the Couch. Back in Episode 90, he joined us to chat about the impact of Donald Trump on the Australian Property Market. So what’s in store this year for each state and capital in Australia?Tune in…… you’re about to find out!!Before we jump in and tell you the property outlook 2018, Bryce wants to remind you to send in your Android Life Hack (please and thank you) so we can even the playfield with the iPhone users! Just email it to info@thepropertycouch.com.au!Okay, so today’s big questions are:What’s in store for the Australian property market?Is there going to be a significant shock?What’s up with the economy? (Think, “Will your wage increase?” and interest rates!) LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It’s the day in our week we most look forward to… Happy Podcast Day, folks!And, you betcha: this episode is ESSENTIAL!Why?If you’re a regular listener of the show, you know that we go on and on about making sure you head back to our earliest episodes, because the information we shared in our glory days is vital. It’s foundational. It’s absolutely the name of the game in property investing!That’s why today we’re revisiting The Four Pillars of Mastery….. the ABCD of Property Investing. Because now, more than ever, they are going to determine the success of your property portfolio.What are they again?Asset SelectionBorrowing PowerCash Flow ManagementDefenceABCD. Memorise them. Make sure you’re intimate with every detail and action them in 2018.Resources mentioned:Dr Danika Wright’s PowerPoint, Controlling the housing asset bubble: Affordability, financial stability and regulation-  Click here to get it$5 PICA Membership – Click here for all membership pricesMoney SMARTS System – Get it (and other free stuff) hereWebinar: Impact of Interest Only Lending – Watch it hereThe Practicality Test in this Game of Property Investing – Watch the video hereLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Alright, folks! It’s that time again… Podcast Day!And today we’re bringing you PART 2 of our Summer Series on the Foundational Principles of Property Investing, featuring THE best bits of gold from our guests!So if you’re interested in building a property portfolio in a tough market, learning the key elements of property investing or wouldn’t mind a handful of renovating tips to increase that capital growth……. then this episode’s got it all!But before we jump in and tell you which FIVE GUESTS are featuring today, we thought we’d slap on a sticky note here that reads:At the end of the day, it’s important we come together and join forces in protecting our investments, livelihood and ability to determine our own future.Featuring in today’s episode include the following guests…Jane Slack-Smith – from Episode 61Damian Collins – from Episode 73Veronica Morgan – from Episode 76Stuart Wemyss – from Episode 81Dr Andrew Wilson – from Episode 87That said, let’s get on with today's show!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Happy New Year, folks!!! We hope you celebrated this new beginning in style — and also gave yourself a pat on the back for the great things you made happen in 2017!!Indeed, 2018 is now with us……. and we are SO excited to share this new chapter with you. We also have a few surprises up our sleeve this year, with more than a handful of epic guests lined up!!** If you’re super keen on hearing from someone in particular, or about a topic you’ve been dying to learn about, simply head to our Contact Us page or feel free to drop us a line at info@thepropertycouch.com.au**And remember: $5 is all you need to become a PICA Member!But back to today’s episode…. The Summer Series (Part 1 of 2) on the Foundational Principles of Property Investing, features THE best bits of gold from our guests.In plain English, please?You’ll hear The Do’s and The Absolutely-Don’ts of Property Investing from the people who have been there, done that, and have an enviable property portfolio to prove it(In a nutshell: all of the gold, snipped and trimmed, to fit into 2 episodes).Featuring in today’s episode include the following guests:Peter Koulizos – from Episode 30Carolyn Wright  – from Episode 31Steve Waters – from Episode 42Paul Baker – from Episode 45Chris Gray – from Episode 60Resources mentioned in the podcast:Get your Break Even Calculator hereBecome a PICA Member hereSee the infographics LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We’re sorry to bring you Bad News while you’re on holidays.Unfortunately, we have heard some negative talk out there and, well, we think it’s best you know. So, today’s podcast is a little on the “doom and gloom” side, we’re afraid.We’re talking about the correction in the market. We’ve all seen the property prices in Sydney come down a bit, and we’ve all heard (perhaps too much) about the Bubble…. Is today the day it finally burst?A longtime listener from Singapore, Saxton, left us a rather distressing voicemail message:“I want to ask you about the article that was published by Matt Barrie the CEO of Freelancer in Australia where he painted a very negative and bleak future of Australia’s future prospects and described the Australian property market as a bubble built upon a bubble, built upon a bubble; namely mining and commodities. Anyway, it’s a long article and I would love to hear your negation on some of his gloomy outlooks and why property is still a good bet moving forward.”If you’ve read the article… you’ll know it’s pretty bleak. Also what’s interesting is that Matt Barrie isn’t a property expert — note that his business has nothing to do with property — and on social media channels he is, which makes sense, an “influencer”. And influencers are good at doing just that.But, at the end of the day, everyone is entitled to an opinion.More importantly, who is right?Full disclosure: Here’s the link to the article. Please decide for yourself P.S. Should Ben do the Life Hack from now???LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

There are so many things to be excited about in this week’s episode!!!First of all, PICA IS FINALLY UP! Remember a few weeks back (Sydney expo) when Ben gave you a sneak peek at setting up a not-for-profit association for property investors by property investors? Well, it’s official now … and it’s time to unite and make our voices heard. It’s time we take action to ensure our property investments are protected, now and into the future. So make sure you check it out! www.pica.asn.au.(Membership is only $5 a year or $20 for 5 years! Find out more about PICA’s Membership here.)Following on from this … the most drastic change impacting property investors significantly is the recent depreciation changes. On this year’s Budget Night, 7:30 pm AEST on the 9th of May 2017, the Government proposed quite some changes to the tax depreciation schedule. We’ve talked about these changes before with Bradley Beer, CEO of BMT Tax Depreciation back in Episode 117.Since then, the Government has finalised some of these changes and has decided that some of the proposed changes will not go ahead after all. But what are the finalised depreciation changes? That’s why we’ve invited Brad back into the studio today for a quick update!And finally… Bitcoin.It’s the No.1 trending search word at the moment.So, are we for or against it???Let’s talk.So, what are you in for?What depreciation changes did the Government finally decide on?Who will be affected and who WILL NOT be affected?What happens if you purchase an existing property after the 9th of May?Don’t forget the Free Resources mentioned:Brad’s previous appearance on the Couch — Episode 117Ben’s Did You Know Tips can be found here.Access to PICA (Property Investors Council of Australia) — Subscribe hereBMT Tax Depreciation Application Form – Fill in the form below to downloadLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

HAPPY 150 EPISODES!!!Yep, that’s right, folks! Today officially marks our 150th episode… and, boy, do we have a show in store for you.First up, you’ll finally hear Stiggy speak! Uh-huh. This is one-of-a-kind stuff.Secondly — and it’s only taken us 100 episodes to get her on — you will also hear from one of the best in the business, Margaret Lomas!As you likely know, not only is Margaret the Director and Founder of Destiny Financial Solutions, a best-selling property author, but also she is an active property investor and qualified property investment advisor; hosting two weekly property investment shows, Your Money Your Call and Property Success with Margaret Lomas, both of which she creates and produces.Indeed, she is a busy businessperson, also on the board of Property Investment Professionals of Australia (PIPA), a past winner of Business Woman of the Year and — let’s be honest — the receiver of WAY too many accolades for us to list here!So, what are you about to find out?Margaret’s introduction into, and motivations behind, her property investment journeyWhat is the Rapid Debt Reduction method and how Line of Credit worksBudgeting, tracking and managing your moneyWhy accountability matters and her recommended “Property Headspace” needed for commitmentThe $18,000 risk it took to create her multimillion-dollar property empire A SCOOP FROM MARGARET LOMAS What is she working on in property right now?Sell vs Hold — which one?What other things do you need to know about picking the next hotspot?Margaret’s shift in mindset & how it’s shaped both her life and investment journeyLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It’s beginning to look a lot like…… Spending!That’s right, folks. Christmas is just around the corner, and let’s face it: it’s an expensive time of the year for all of us.So we thought we’d share some money management tips so you avoid filling the stocking with all your hard earned cash. We’ve also taken apart the latest CBA Report, which explains some alarming spending habits that you and a whole lot of Australian’s are doing in December.Plus, we’ve got a ripper SURPRISE FOR OUR 150TH EPISODE next week. Yep — not only is The Stig opening, closing and Life Hack-ing the show (thanks to your Movember donations, woot woot) — but also, we have a SERIOUSLY EXCITING GUEST ON!!! It’s someone we’ve been trying to get on for a loooooong time.Want to find out who it is?You’ll find out in today’s episode!!! (After all, we’re in the festive spirit.)*****Also, stay tuned to the end and you’ll bear witness to Ben’s truly ridiculous Did You Know?*****So, what are we on about today?How can you use our Money Management System in the lead-up to Christmas?What date in December do Aussies spend the most? (Hint: it’s not Christmas Eve.)Seriously, how much is it costing you?What is the Number One thing that we ALWAYS do with our credit card?How should you be managing your credit card?What should the limit be on your credit card?Should you buy in-store or online?Can you MAKE money at Christmas?How should you be managing your money this time of the year?What can you do to avoid stretching your investing budget?Could you do Ben’s Savings Tip?LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Alright, folks …. This is a jam-packed episode!! 2 GUESTS, Q & A and some big announcements! So, where do we start?First up … We have reached our Movember target of $10,000 big ones! A massive shout out to those who have donated, and a little reminder for those who haven’t done so yet: Donate $25 or more and get a FREE book! If we hit $11,000 Bryce will do his own Webinar TOO!!(Ben’s webinar is coming up soon! You can access his Principle and Interest versus Interest Only Webinar AND his Working Out Your Retirement Shortfall Webinar by Downloading our Money SMARTS SYSTEM here.)Speaking of Movember, our first guest is Sam Gledhill. He’s the Global Action Plan (GAP) Program Manager at Movember and he has some seriously interesting (not to mention seriously important) stuff to share with you! With a background in nuclear medicine technology — having been with the Foundation since 2012 and now responsible for the overall investments in Testicular Cancer — Sam will explain exactly why your donation is, literally, lifesaving.Secondly, it’s Q&A day AND we have another guest! Not only are we answering your voicemail messages, but also we’ve bought LocationScore’s director (and data nutcase), Jeremy Sheppard, back to The Couch! This time Jeremy will to tell you the supply and demand for each State and Territory, including the one showing the highest potential for capital growth.Here’s a snapshot of what we’ll be chatting about today:What is a Letter of Authority from a Buyer's Agent?Do you need a Power of Authority if you’re working with a Buyers Agent?Is it a good idea to convert your existing home into an investment property?What are the limitations of getting finance for a property under 50sqm?Should you spend more if it gets you closer to the city?What’s the difference between price and value?What’s new in the market?Which state holds the highest LocationScore for caLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It’s Q & A day BUT first things first … thank you!!We have officially nailed our Movember target of $5,000!!!And we’ve been busy parcelling The Armchair Guide to Property Investing for those of you who donated $25 or more (yep, for those who haven’t donated yet, you can still get a free book if you do this)!PLUS, as Ben promised, he will be doing a Free Webinar on Working Out Your Retirement Gap … so stay tuned!!In the first few minutes of today’s show, we also make an announcement on what happens if we hit our next target. (It has to do with Stiggy!!!)But back to today’s Q & A on EXIT STRATEGIES, here’s what you’re in for:What are the exit strategies in retirement?Should you “live off the equity” when you retire?Why do you need to know your superannuation numbers?How do you reduce your debt?How many properties do you need to retire from?What’s the Rule of 25 again?Should you sell an off-the-plan apartment before settlement?Are the days of large property portfolios over?Should the purpose of investing be a tax deduction?LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube