The Property Couch

Folks, “the $64 million dollar question” — and the decision that comes with it — has the potential to either CRIPPLE or COMPLETE an investor’s property portfolio!And the expensive and decisive question is this…“Should I sell or hold onto my property?”Who knows, maybe YOU are currently mulling over this exact question right now? Or maybe you’ve invested in a not-too-great property, but you don’t know if you should keep it. Or maybe, just maybe, you’re like a lot of us… and you simply don’t know how to work out if a property’s got something in the tank — ie. Capital Growth — or it doesn’t.To help us with the Number #1 Dilemma property investors and homeowners have faced since day dot is none other than the self-confessed “Data nut” himself… Jeremy Sheppard!!Because if there’s one thing data can do for us, it’s to take the guesswork out of a seriously costly decision and make it a research-backed, conscious one! Of course, for the folks out there who may not have heard Jeremy on the podcast before — he is course, the better third of the LocationScore Lads.Jeremy Sheppard is one of Australia’s leading property data experts and analysts, having pioneered DSR data, a formula that scores every suburb in Australia out of 100 based on their Demand to Supply Ratio. Oh, and not to mention he is fluent in every property market metric — from Auction Clearance Rates all the way to the “Recycling Costs” we’ll be talking about today!Hint: it’s got a lot to do with how to answer the $64 Million Dollar Question!And if you haven’t checked out Jeremy’s prior episodes, here they are:Episode 125 | Everything You Need To Know About Picking The Next Hotspot – Chat with Jeremy SheppardEpisode 162 | Q&A – Second-tier Lenders, Brisbane’s units market and the order in Investment AssumptionsEpisode 170 | ProperLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We’ve got Phil Tarrant from Smart Property Investment Podcast and Alex Whitlock, the Mortgage Business Director at Momentum Media for today’s Bonusisode folks!What are we chatting about?Well, it’s all about the future of the mortgage broking industry following the Banking Royal Commission’s Final Report and how will it impact the consumers moving forward.It’s not very often that we have a trade-specific podcast, but as this will have a significant impact when it gets rolled out, we thought it’s crucial to increase awareness of it.Here are some of the links that we spoke about…Keep the Competition Alive – https://www.keepcompetitionalive.com.au/The Consumer Access to Mortgages Report that Alex mentioned in the episode – Click here to downloadProperty Investors Council of Australia (PICA) – Click here to joinp.s. If you like this episode, make sure to check out Episode 218 | The Warning Signs of an Economy in Trouble as well!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Wow-wee does this episode contain ALL the gold… and then some!!!Unlike a “rags to riches” story, today’s very special guest — Julie Ann Cairns — shares her personal experience of living RICHES to RAGS… and how she finally managed to overcome the money pattern that kept resurfacing in her life.Of course, today Julie’s life’s mission is to empower people to live an abundant life free from false beliefs — and in this spirit, she wrote The Abundance Code – How to Bust the 7 Money Myths for a Rich Life Now (we’ve got two copies up for grabs, see further down for more  ) And as an economist and statistician, with over 25 years of experience in the fields of wealth creation, financial market education, and financial advice… this book makes sense…… BUT that’s NOT where her story started!Julie’s rollercoaster ride with money dug its roots right in when she was too young to question it — her father was a successful surgeon, her parents were property investors in a position to send their kids to prestigious schools, they lived in their dream home on a lake in Canada… in fact, they were so wealthy they could even to afford to own a “couple of aeroplanes”!!! (Crazy, huh?)But then her parents lost everything. And what happened next triggered a chain of events that made Julie swear she’d NEVER end up bankrupt… except that, years later, she was in an almost-identical situation herself.So… how on earth did she end up in the same predicament? And, most importantly, WHAT did Julie discover that explained why this was likely the case???Folks, to give you a bit of a teaser… what Julie discovered about “subconscious barriers” is a GAME CHANGER for your own financial (and personal) well-being!(So much so, you’ll barely hear Ben in this podcast — **speechless**).Before we get into the guts of today’s episode, CLICK HERE to Get Julie’s “Scare City vs The Abundant Forest” Diagram Mentioned in Today’s Show.Oh, and interested in getting your hands on a copy of Julie’s book for free?For your chance to win, head to our Facebook Page and under the photograph of The Abundance Code, tell us in 25 words or less why YOU need a copy of Julie’s book.The offer ends at 11LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, while we’d love to bring you GOOD news all the time, unfortunately, some things — like the economy! — are simply out of our hands So if you heard from us this morning because you receive our VIP emails (download the free chapter of Make Money Simple Again if want to be a part of our tribe), then you’ll know that the economy in not looking…… ahh…… too crash hot.Here’s why..As we’ll soon explain, there’s quite a few reasons why the Australian economy’s underperforming — but here’s the TOP TWO big things we are unpacking to tackle today’s episode…The Banking Royal Commission’s Final Report (and the unintended consequences some of the 76 recommendations will have)Governor Lowe and the Reserve Bank of Australia (RBA)’s latest cash rate and commentaryIf you’re not familiar with some of the things we refer to in today’s episode, here’s a rundown of the resources and commentary we refer too…Article with MFAA CEO Mike Felton: Customers pay while the big banks profitDeloitte Report: The Value of Mortgage Broking – Assessing the industry’s role in the economyNational Press Club Address on ABC iView (Governor Lowe’s National Press Conference)Governor Lowe’s written addressBen’s RBA Feb 2019 AnnouncementKeep Competition AliveAnd the Less-Serious Stuff…Join our Money S.M.A.R.T.S Platform (“The Great Surplus Challenge” will be added VERY soon – but only for members!)MMSA Facebook GroupBen’s Did You KnoLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Today’s RBA announcement is more important than all of last year’s “business as usual” announcements… which is why Ben has dedicated more time to explaining it this time around.Yes, the Cash Rate has remained at 1.5%.But that’s more to this episode than just the cash rate. Why?Because there are now more data flowing in, suggesting that over the last quarter of last year, the economy appears to be in sharp decline.In this episode, Ben explains to you why he thinks this is happening, what’s going to happen to interest rates now and where there might be a great opportunity for some.Of course, given recent news with the Banking Royal Commission’s Final Report, he also highlights the significance of some of the 76 recommendations, and how this impacts the finance sector.If you’d like to check out his previous commentaries, click here.DISCLAIMER: This video is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.The Property Couch, its employees or its contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

All good things must come to an end folks! And such is true for our Summer Series… because today is the FINAL EPISODE!!!BUT we’re ending the sunny vibe with a BANG as Couch listener Lindsay Olsen joins us to share how he and his family will retire on $2,000 a week in passive income!The Surprise?We are part of Lindsay’s A-Team!So, if you were one of the folks who told us you were keen to hear from someone we’re helping… Now’s that chance. Lindsay, 33, a father of a 9-month-old and a husband to Alex, is living proof of what can be achieved with an elite money management system and a Plan in place.Keen to find out how he has set himself up to retire on $2K per week at the age of 55??Take a listen!Here’s what you’re about to learn…What was money like in Lindsay’s childhood? (You can see what money was like for us here)How did the fascination with money start?Where did Lindsay buy his first property?How has that PPOR set him up now?Why does the Rentvesting strategy work for him and his young family now?What’s the link between congestion and proximity in Sydney’s CBD?What opportunities exist in the Gold Coast?How can you organise your money to trap more surplus?Why has Auto Sweep significantly helped Lindsay?How much is he follow the Money S.M.A.R.T.S. system?What’s the general amount you should dedicate to savings, mortgages and lifestyle?How does Lindsay and his family use the Provisionings Jar?How has a tailored plan affected his future outcome?Why does the number of kids you have matter?What does his Property Portfolio Plan look like?How many properties does it take to retire on $2,000 per week??LISTEN TO THE FIRST 20 EPISODES HERE >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, our Summer Series just wouldn’t be complete without the Titan of property investing paying a visit!!So here to give you the insights is none other than one of Australia’s most recognised and respected Property Experts…… Margaret Lomas!As the Director and Founder of Destiny Financial Solutions, a best-selling author of EIGHT property investment books and the host of the brand new Web TV show, My Property TV, Margaret is an active property investor, a Qualified Property Investment Advisor and is also on the board of Property Investment Professionals of Australia (PIPA).PLUS, you might recognise her voice from Episode 150 | Margaret Lomas: How this mother of 5 turned $80,000 into a multimillion-dollar property empire! LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Hope you’re enjoying our Summer Series folks!For this Australia Day long weekend, we thought we’ll share one of our recent chat with the boys at What You Will Learn podcast!It’s weird being on the side of the microphone we gotta say but great questions from the guys on the book, Make Money Simple Again.Have a listen and if you haven’t got the book yet, you can grab a copy at 20% OFF! Just use this code: TPC20 and you can buy it here.p.s. Not ready to buy the book yet? No worries! Download a free chapter here.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, if there’s one thing we love… it’s a good TRANSFORMATION story!! And today’s guest had a transformation that seriously shocked us!Here’s why this radical change was so impressive…Today’s guest and #TPC listener Jordan Bill USED TO think, “He who dies with the most money wins”… AND he knows that being dragged to his dad’s worksite as a kid, and being asked to move all those bricks and straighten those nails taught him a valuable life lesson…… Working hard pays off.BUT how??Jordan has grown to realise that a paycheck (even that $3 bucks he’d get from his dad as a kid to buy some mixed lollies) didn’t always end up with a bigger bank balance. PLUS he now gets that a bigger bank balance, especially when you’re in the ground, is NOT what property investing’s about. And neither is it about blowing your cash on… ah…nothing.The crux of the story?The backbone of Jordan’s transformation came from Money S.M.A.R.T.S. This system proved to him that elite money management wasn’t just about “land banking” all of your cash, OR letting it slip from your fingers in one live-for-the-moment swoop… elite money management was putting it to work so it could take care of his family and give him more of what he REALLY wanted.It transformed his life, his family’s life and those little neurons in his brain…LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, there are some stories that are just meant to be told… and listener Fiona Bengtsson DEFINITELY lives one of these stories!Here’s the plot line…Fiona, a teacher by trade, and her husband Andreas, a tradie, had three kids and a small business when things started to go pear-shaped. With their company growing faster than it could fund itself, Fiona and Andrea began feeding their OWN money into the company, hoping the return would pay off. Instead, what happened was this...They borrowed money to pay off borrowed money. They dug into the gut of their personal finances and entered a debt spiral so out of control that Fiona actually stopped sleeping at night. The stress and the embarrassment entered their family home, took up the space in the pantry where the groceries (which they could no longer afford) sat… and the pressure of it all silenced the real conversations between family, friends and, even worse… each other.Rock bottom was their reality.But — as Fiona is bravely about to share with us — in several years they ended up flipping this debt spiral on its head, revamped their financial situation and are now ON TOP.The question is… how on earth did they recover from very-near bankruptcy???LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube