The Property Couch

Folks, things sure have been heating up in the high-rise apartment space recently and we MUST address a seriously important question, for property investors and homeowners alike…Should you be considering buying high-rise apartments in the wake of some very high-profile cases revealing significant issues??We’re talking about the high-rise apartment evacuations that’s been happening in our main centres due to building defects — Opal Tower, Mascot Tower, LaCrosse apartments and Neo 200 —which have resulted in cracks to main structures, severe and unsafe water damage, FIRE… all things that we can all agree are very problematic. Not to mention are also leaving a fair few folks homeless, out of pocket and fed up!So, not only are you likely to struggle to get a return from high-rise apartments, it’s evident that some may pose a safety risk as well.But if 1 in 5 wanting people are actually WANTING to live in apartments, it can definitely be argued that there IS a growing demand for one/two bedroom living… the question is… What should you be considering if you are wanting to invest in apartments?And when it comes to high-rise buildings, has the landscape well and truly changed?… We’ve thrown in a Bonus Q & A to answer your specific apartment Q’s too, folks!!Resources Mentioned…New Facebook “Lives”How to Get The Kids On The Property LadderFramework on Property Mentoring and who will and won’t take action – with  Jane Slack-SmithMonthly Market Wrap with REA’s Chief Economist, Nerida ConisbeeBEN ON STUDIO 10 Discussing ApartmentsWIN SUSAN’S BOOK – The Trailblazing Story of Susan Alberti – The Footy LadyLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

What’s a footy oval and a VERY successful investor got in common?… none other than one gutsy, 72-year-old woman… Susan Alberti!For the folks who aren’t quite into AFL like we are, Susan is not only Football Royalty down here in Melbourne — particularly when it comes to the AFL Western Bulldogs Football Club and opening up the sport to women players… but also, Susan has lived an EXTREMELY incredible life… she’s experienced everything from very humble beginnings, unspeakable tragedies, not being able to get a loan as a woman, the heights of true accomplishment and giving back in a way that is profound and unbelievably inspiring — all of which has been documented in The Trailblazing Story of Susan Alberti – The Footy Lady.She is living proof that hard work, investing and delayed gratification pays off and is, of course, as respected as they come.Basically… this woman has stared down adversity of all kinds and prevailed beyond doubt.So, if you’re like us and are very excited to hear what this wise and wonderful woman has to say about investing and, indeed, life… then you MUST check this episode out, folks!As usual, there are a few resources today folks! So here goes…Escape from the City on iView: https://iview.abc.net.au/show/escape-from-the-cityEp. 55 – Investment savvy mortgage broker and why the interest rate is not king?: Listen hereMoney Hacks series: Join hereEp. 238 – Money & Mental Health: Why there’s more to it than you think… Chat with John Mendoza Director of ConNetica: Listen hereAustralia’s New Banking Code: https://www.ausbanking.org.au/campaigns/new-banking-code/LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENTLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

75% of economists predicted another rate drop… Are they right?… or wrong?As mentioned previously, unemployment and wage growth is a priority for the RBA and despite last month’s cut, there wasn’t a lot of movement found in these two economic indicators.So the RBA Board has decided to drop another 25 basis points bringing the cash rate to 1%. Find out what other factors have triggered this decision including if the US-China Trade Deals has anything to do with it!AND if you’d like more data on Ben’s commentary today, here are a few resources:World Bank’s Document on the US-China Trade DealNAB Monthly Business SurveyWestpac-Melbourne Institute IndexCoreLogic Hedonic Home Value Index ResultsDISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MOLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, this Bonusisode features Bryce’s Live chat with REA Group’s Chief Economist Nerida Conisbee on today’s Monthly Market Wrap… which they kicked off on Facebook Live!So, what shape is the market in? Tune in to find out!The Top Insights in this Bonusisode:Nerida’s guess at tomorrow’s cash rate – will there be another drop?Economic InsightsAuction Clearance RatesThe locations with house price growthMarket Wrap around the States – Melbourne, Sydney, Brisbane, Adelaide, Perth, HobartPlus, The Top Performing Properties from the month:The Most Viewed Rental PropertyThe Most Viewed ResidentialThe Most Expensive Property SoldThe Most Viewed Property Going To Auction This WeekendWant to see these properties? Click here to View the Properties (all are in the Comments section)P.S. Want more from Nerida?Episode 206 | Nerida Conisbee – What’s Happening Around the Grounds in the Australian Property Market?Episode 127 | What’s Happening In The Property Market? – Chat with Nerida Conisbee, Chief Economist at REA GroupEpisode 094 | Which Market to Invest in for 2017? – Chat with Nerida Conisbee, Chief Economist for the REA GroupLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, you’ve heard us say it before and we’ll say it again… “The State of Your Wallet affects the State of Your Mind”…… and this isn’t just a telling quote we throw around willy-nilly… it’s very real and is, in fact, evidence-backed. The truth is this… money worries and mental health are DEEPLY entwined. If you’ve got financial stress then, chances are, you probably feel like your whole life is out of whack… and this can seriously interfere with your mood, mindset and overall health!So today we’ve managed to rope in a very special expert who’s dedicated his professional life to mental health matters and suicide prevention — John Mendoza Director of ConNetica.As well as shining a light on the connection between financial problems and mental health issues, John’s career has included several senior executive positions, such as the inaugural Chair of the Australian Government’s National Advisory Council on Mental Health, the CEO of the Mental Health Council of Australia and CEO of The Commonwealth Statutory Authority, the Australian Sports Drug Agency.Folks, if you’re wondering, “Why the switch to mental health?” or “Where does property investing fit in here?” or “Why so serious?”We’ll be completely honest… while not related at a tactical level to property, finance and money management… this IS related at a strategic level — ‘cos no matter if you’re building wealth, or just trying to stay afloat and living paycheck to paycheck, or drowning in debt… or anywhere else on the financial spectrum… you’re NOT immune to this reality.Here are the Free Resources mentioned in today’s episode…Ben’s video on rats behaviour: Watch hereAct-Belong-Commit: https://www.actbelongcommit.org.au/“Chats for Life” App: https://au.reachout.com/tools-and-apps/chats-for-lifeP.S. If you’re struggling withLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, we’ve got your voicemail messages… and, yep, today we’re giving you our replies!‘Cos it’s our favourite day of the month: Q&A Day where we answer YOUR SpeakPipe questions! And, we’ve gotta admit… a few of you folks have asked us about “The Elephant in The Room” aka a certain Barefoot Investor and how Scott Pape’s money management differs from our MoneySMARTS system. Oh, and of course, there are also some contrasting views on property as a long-term investment as well… which, as you likely know, is something we’re pretty keen on.So let’s tackle that question, shall we??LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Want to hear from a guest listener who was Snagged by Spruikers and Bought Off The Plan? ….. AND STILL, somehow managed to turn their property portfolio around?Yep, it’s an Epic story, folks! And today’s guest, Danson Kwok, sure has HEAPS of tips & tricks — incl. how to maintain a solid mindset even through dark times — to share with you!!‘Cos his substantial multi-million dollar property portfolio has now been tweaked and steered back on track through the sale of certain properties and learning the true art of manufacturing equity!!!So. What triggered all this? AND how did Danson and his wife maintain their belief in property to get to where they are today?… Let’s find out!!Oh, and folks….. we’ve got a bit of “backstage” info to share with you…We’re filming our FIRST EVER ONLINE COURSE!!! And we wanna invite you to come along live and watch it for free!Here’s the deal, right… We get that everyone’s at different stages of their journey. Some of you folks are cool just to get your info from the podcast each week (which we LOVE!)… and some of you are itching to get your hands on more valuable content… BUT… for whatever reason…you’re simply not in a position to seek advice OR maybe you want to have a crack at doing it yourself (DIY Style)!! SO we’re creating a 6+hour online course consisting of OUR ABSOLUTE BEST GOLD… which we’ll later sell for a few hundred bucks for the folks who want that Next-level knowledge!But… ‘cos you’re already in our tribe, we want to let you access it for FREE… one time while we’re alive…!!And here’s the list of resources mentioned today!Join PICA here: www.pica.asn.au/joinMMSA Facebook Group: Join hereEffie’s Book Giveaway: Participate hereThe Mortgage Broking and Apprentice role: Apply hereCoreLogic’s May Data Chart Pack: Find out more hereMake sure you tune in today!LISTEN TO THE FIRST 20 EPISODES HERE >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, we’re up and about today!Because not only is our dear friend Effie Zahos… aka the Money Queen… finally back on the Couch with us (It was WAAAY back in Episode 105 that we last checked in with her)… there’s also been a bit of a rate movement this week… the first in nearly 3 years! (Well, that, and our footy teams’ played each other on the weekend and Bryce came out on top of ol’ mate Kingsley!!)What this rate movement means is a little more money in the bank for mortgage owners, which, especially when coupled with today’s episode that’s jam-packed full of Money Hacks, means that there’s a bit of extra money on the table that you can put to work for you. Of course, it does also mean that the Australian economy isn’t performing as well as the Reserve Bank of Australia (RBA) had hoped, and ultimately there’s a LOT to be said about this decision. So, Ben has created a video on the June RBA Cash Rate Drop, which goes into detail about all this. You can check out the new rate announcement here.But back to the wonderful, wise and VERY money-savvy guest who’s joined us today…!It’ll probably come as no surprise to you who the Money Queen is… but we’ll take no chances… and remove all doubt as to who Effie Zahos is!!! She is indeed the “Money” Queen… as in Money Magazine‘s finance editor for over 22 years! Well, we should say WAS the editor cos up until very recently, Effie decided to hang up her Money boots and walk in her own shoes instead… and she’s JUST released a brand new book, A Real Girl’s Guide to Money: From Converse to Louboutins!!And today she’s sharing her best Money Hacks and financial tips so that you can stay on track of your hard-earned cash and make sure you have enough in retirement!And, yep, if you hadn’t put two and two together yet… Effie’s personally worked alongside the likes of the LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

So… no surprises here folks. We’ve got a rate cut!Phillip Lowe already indicated RBA’s decision to cut the cash rate two weeks ago in his Address to the Economic Society of Australia.Nonetheless, we are still excited to share that the cash rate is now at 1.25%.AND there are heaps to unpack today folks and is probably the longest RBA Commentary that Ben has ever done. Before we get there, here are a few resources that he’s mentioned:RBA’s Statement on Monetary Policy – May 2019The Morrison Government’s First Home Loan Deposit SchemeThe new low and middle-income tax offset announced in the 2018 – 19 Budget Now, let’s dive into RBA June 2019 Cash Rate Announcement!DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.The Property Couch, its employees or its contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 GooLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Well, well, well…. Have we hit the bottom of the market folks???In the shadows of the election — aka the Coalition’s surprise victory — it appears that confidence has returned to the property market!And now the crystal ball question — “When’s the bottom of the property market happening?” may not be as cryptic (or as distant from us!!) as we first thought!So. What do we mean by this?Well, let’s put it another way… We jumped on a plane last week especially to bring you back the insights from today’s guest!!! And you just might recognise him —Louis Christopher the Director of SQM Research and one of Australia’s most respected and impartial Research Property Analysts. He has extensive knowledge and experience of property and is regularly quoted in the media on his insights!And he’s NOT afraid to tell it like it is.So… what’s his latest data suggesting?Before you meet the man behind the media and get to hear his forecasts, we just want to remind you that, yes, even though PICA likely had a bit of an impact on the election results, our work on behalf of all Australian property investors is by no means done.And as Ben talks about in today’s show —- there’s obviously MUCH more PICA’s aiming to achieve, so if you’d like to become a member for as little as $5, please Become a Member Today.Is something stopping you from joining PICA? Let Ben know here.AND THE BIGGIE…When’s the bottom of the market likely going to happen?LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to ProLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube