The Property Couch

Let’s cut to the chase folks! Yes, we are hiring.You’ve probably heard us mentioning our parent company, Empower Wealth a few times in the past. Our company is growing rapidly and we are currently looking for a Buyers Agent for our Melbourne office!So…. Do you have a passion for property or have been listening to the podcast, and loved it?Or if your current job isn’t fulfilling for you or it’s not allowing you to be that person who wants to help others achieve their goals and dreams?Or do you want to work with BRW Fast 100 Companies for 2016, 2017 & 2018 and multi-award winner for customer service and innovation?Or do you simply want to work alongside Bryce, Ben and Stiggy?Then we want to hear from you! Please send your resume together with a cover letter to Cristina Rodriguez at enquiries@empowerwealth.com.au.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“I needed to set something up so it’s essentially on autopilot and I’m protected from myself.”Brendan Gale and his partner Marrissa have an unusual way of running our Money SMARTS system that we think is pretty cool. At first, this unorthodox twist made us go “Woah, what?!” and we kinda struggled to wrap our heads around it (we’re old school, folks)! But as you’re about to hear…. this surprise twist to the Money SMARTS system STILL works… and they’re trapping more surplus than ever before (just like they would if they were running it our ol’ simple way.)Even better? Since running their “version” of Money SMARTS, they were able to….Afford their dream wedding in the Greek Islands (yep! Not a cheap affair folks — and there’s a bit of story about an unexpected cost that came up here, eek!)Invest in propertyAnd still have their own cash to spend!!And the craziest thing is of all?? Before all this… Brendan was living paycheck-to-paycheck!So if you want to hear from someone who has been running Money SMARTS for some time now… and you’re curious to hear about the spin they’ve put on it, which might actually work for you… then hit play on another great ep from our Summer Series Pssst…. yes, they’ve got the same name… but today’s guest is NOT the Richmond Football Club President, ha!Free Resources:FREE BOOK! (the Money SMARTS “manual”)— Make Money Simple AgainFREE TPC MyWealth Portal (the system that implements Money SMARTS for you) — http://thepropertycouch.com.au/financialpeaceLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“Your eyes are over every cent.” Before we switched on the microphones, TPC listener Keren White wasn’t sure if she’d have anything ‘worthwhile’ to share. But just like every other guest in our Summer Series, her real-life experience with the fundamentals we’ve been teaching is nothing short of extraordinary! So when we hit go on record, she absolutely kicked into second gear and held nothing back… which means you’re about to be in for a ‘Wow, really?!’ ride…Here’s her story in nutshell…  Keren is the coal face of someone who has adopted our Money SMARTS system… but unlike most folk, what instigated the need to switch from a typical budget to our rules-based system was a bit different.You see, prior to the change, Keren and her husband Terence’s life — and indeed their money habits — took more of a ‘go with the flow approach. So, while they were able to get some savings together when they wanted to and never ventured into credit card debt territory, they almost always struggled to stick to their budget. Lifestyle and perhaps ‘living just for now’’ took precedence. For example, if they wanted a holiday… they took a holiday. If there was emergency cash sitting in their ‘car’ account — just one of the many open — but say the car was running fine… well, then that was extra play money for the holiday, right?!They weren’t stretched. They were doing kinda fine, really. Sure, there wasn’t much put aside for tomorrow, but their money situation wasn’t too bad in the scheme of things…But then something happened. The Wake-Up Call. It was a hard blow that finally demanded Keren and Terence start prioritising their future….Free Resources MentionedYour FREE Book (free for a limited-time): http://makemoneysimpleagain.com.auBonusisode – Are You Money Fit?Episode 191 | Seven Steps to Make Money Simple AgainLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It was mid-2017 when David List and his wife, Lisa, decided to purchase their first investment property. But a few days into the settlement, and feeling a bit of buyer’s remorse, David did a quick Google stalk to see what else he should probably know about investing… and that’s when he stumbled upon these two middle-aged larrikins riffing about property, finance and money management!!From there, we’d like to think it became an immediate love story with The Property Couch… but, truth be told, that day we completely overwhelmed him, making David feel like there’s way more to “all this” than he first realised.Thankfully, somewhere along the line, we must’ve said something that made sense because he quickly got all in gold in the first twenty episodes, which got him up to speed on the fundamentals we’re all about. And one of those fundamentals — one of our Four Pillars of Mastery — was, of course, Cash Flow Management.This set fire to a whole new David and has transformed him into one of the BEST money managers we’ve ever seen!Free Resources Mentioned:Episode 117 | Everything You Need To Know About Depreciation Changes – Chat with Bradley Beer, CEO of BMT Tax Depreciation: https://thepropertycouch.com.au/ep117-depreciation-changes-bradley-beer/Episode 257 | The Exception To The Rule When It Comes To Off The Plan Properties & House And Land Packages: https://thepropertycouch.com.au/ep257-off-the-plan-properties/Episode 258 | WARNING: The Unconscious Mental Triggers Property Spruikers Use To Trick You: https://thepropertycouch.com.au/ep258-property-spruikers/MMMSA (FREE Book): www.MakeMonLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

When he bought his first investment property, Joey D’Agata was too nervous to do his own bidding. But, flash forward four years, and he’s now self-built a high-income producing portfolio consisting of SIX properties. And, even more impressive… he’s only 26!!So folks… how on earth did Joey make this happen for himself? Especially considering the fact that when he first started saving, he was earning less than $50,000 a year and was seriously concerned that someone in their twenties wouldn’t be able to afford to buy a SINGLE property, let alone go ahead and invest in six of them.So, the multi-million dollar question is… how’d he do it?Well, this is where the $4,000 comes in…..… Keep in mind, there’s a bit more of a back story here, which we’re unpacking in this episode, but here’s the quick overview: Joey “embraced” Lenders Mortgage Insurance (LMI).Now, when it comes to Lenders Mortgage Insurance, we always say… “Avoid it when you can, but embrace it when you have to.”Why??? … well, that $4,000 cost went on to put Joey in a position where he could buy another FIVE properties. Your Free ResourcesFREE BOOK (Physical copy) – The Armchair Guide to Property InvestingFREE BOOK (PDF version) – Make Money Simple AgainEpisode 242 | Proof That You Can Get on the Property Ladder AND Invest in Property in Your 20s – Chat with Courtney Te’rayEpisode 097 | Q&A – Mechanics of LMI, Purchasing Foreclosed Property, Stretching Your Investing Budget and moreTPC Binge Guide – The Best Bits From The First Twenty EpisodesLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

So… Have you ever wondered…How do you match-up financially for your age?How do you measure-up to other households like yours?How are you tracking compared to others?If you have, that’s great!! We’re thrilled to announce this new update on Money FIT which allows you to…Compare household incomesCompare household total expenditureCompare down to each expense item level i.e Your Grocery spend vs. Others SurveyedGetting excited (or nervous) about the prospects of finally get a far better idea of where you stand — financially?Well, what if we told you that you can also filter the data for greater insights… Your household compositions vs. others by:Age groupLocationExpense itemHousehold IncomeSurplus moneyNet worthNest eggRemember, knowledge is empowering but only if you act on it.Log in to MyWealth Portal Now and check it out!  https://tpc.moneysmarts.com.au/LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It turns out a bag of M&Ms has the power to build a passive income…Sure, there are a few more steps to get from “A bag of M&Ms” to “A passive income”… but you can bet on the fact that it does NOT take away from today’s epic storyline!And it’s one heck of an epic storyline that involves not JUST a packet of chocolates… but also 50 cents… a half-year-long sabbatical and… wait for it…. a property portfolio consisting of only TWO INVESTMENT PROPERTIES that will deliver $120,000 passive income in retirement!!!Spoiler alert: today’s guest Keno Diamante is about to tell you exactly why planning ahead WILL change the game for you! And why is he in a position to share this story?? Well folks, he’s walking proof of it!Before we get to the awesome chat with Keno today, here’s a quick message to all Queensland Property Owners. The Queensland Government has proposed changes to the rental tenancy legislation and you only have until 5pm, Saturday 28 December 2019 to have a say. So it’s imperative to act now and ensure property investors are heard on an issue that will affect your financial security. Your Free ResourcesEpisode 157 | 7 Reasons Why Investors Should Think Like AntsFREE BOOK (Physical copy) – The Armchair Guide to Property InvestingFREE BOOK (PDF version) – Make Money Simple AgainLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND USLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“80% of winning is beginning”When Gabby first invested in property, she lost her nerve and pulled the pin early … she sold everything. And a very big reason she got rid of the lot was simple and actually pretty common — she didn’t have enough confidence that she could “weather the storms” accordingly.But then she found Money SMARTS, our simple 7-step money management system… and now Gabby’s life — as well as that of her husband and their 11 and 13-year-old kids — looks a WHOLE lot different!! For one, they have financial peace… and, armed with a strategic Plan to earn a passive income for life, they’re about to embark on investing again… this time with confidence they’ll be able to hold onto the properties for the LONG TERM.We started our Summer Series with James Clear teaching us How To Hack Your Habits To Make You A Better Money Manager … and now you’re about to hear it from someone who went ahead and actioned it!AND a Special Announcement to fellow Investors out there…As Ben mentioned, if you own an investment property in Victoria, the proposed changes to the Victorian Rental Tenancy Act will impact you, so it’s important that you act now. Given the significant changes to the Act, your property could be impacted in terms of:1. It’s future Value2. How you manage the property going forward3. Your tenant selection processThe Property Investors Council of Australia (PICA) is asking you to make a personal submission to the Victorian Government regarding this legislation. You only have until 5pm on Wednesday 18 December 2019 to have your say on the draft regulations. You must act now to ensure property investors are heard.Free Resources Mentioned:FREE BOOK!— The Armchair Guide to Property InvestingFREE BOOK!— Make MoneyLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Have you ever wanted to create better habits… and have them stick for the long term… even when your willpower is gone??If you’re like us (and practically every other human on the planet), chances are you probably have! Despite the best of intentions, at some point or other ALL of us have struggled to stick with positive routines or follow through on what we said we’d do!So, folks, imagine if right now you were about to get an easy and proven way to build good habits AND break bad ones….. well, you can imagine how game-changing it be, right??Well, we’ve talked this guest up for a while now… and it’s about time we introduce him to you…Here, all the way from US, with a practical solution to build a system for getting 1% better every day, is none other than…… JAMES CLEAR!!!Yes, he IS the guy Bryce has been banging on about since we attended the Australian Real Estate Conference (AREC) back in June… and who made a HUGE impact on the two of us… both professionally and personally. And here’s why…James Clear is a writer and speaker focused on habits, decision-making and continuous improvement. He is the author of the New York Times’ best seller, Atomic Habits (we highly recommend this one folks!). And his website — https://jamesclear.com/ — receives MILLIONS of visitors each month with hundreds of thousands who subscribe to hear his insights, which bridge the gap between scientific research and practical life. James is a regular speaker at Fortune 500 companies and his work is used by coaches and players in the NFL, NBA and MLB.Here’s just a tip-of-the-iceberg look at what we’re discussing today…Motivation is overrated; environment often matters moreHow to start small consistent habits that will lead to unimaginable resultsForget about goals, focus on systems insteadBefore kicking-off THE FIRST EPISODE OF OUR SUMMER SERIES, here are your resources…James’s Book — Atomic HabitsEmail the Premier — RentalReforms.com.auLISTEN TO THE FIRST 2LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The process of building wealth is like operating an excavator truck.http://bit.ly/35CWlOXWhat do we mean by that? An excavator comes with a few levers that you’ll need to push and pull to make sure that it’s doing what it’s meant to do. So in this Facebook LIVE, Bryce and Ben share four levers that you’ll need to adjust to achieve your own specific and unique end goal. And the faster you can adjust each of these levers, the quicker you’ll get to your goal.Tune in to this Facebook LIVE to learn more.And of course… it was our Black Friday Sales folks!!! This is our first sale ever so we’re a bit excited about it AND since you’re part of our community, we’re letting you know that the offer is still up!Here’s the link to claim your Free Copy of The Armchair Guide to Property Investing >> www.thearmchairguide.com.auP.S. Interested to learn more about building a property portfolio? Here are our top recommendations!Episode 004 | Four Pillars of Mastery – Borrowing PowerEpisode 164 | Q&A – How to Avoid Poor Loan StructureEpisode 244 | Borrowing Power in 2019: Everything You Need To KnowLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make MLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube