The Property Couch

Yes, it’s the first Tuesday of the month… which means the RBA Board has met and kept the cash rate on hold at 0.25%.This video features Ben’s update on the cash rate… as well as a DEEP dive on the data that’s spreading across the economy as the world tries to navigate through COVID-19.Ben will be talking about the economic mess we’re likely to see — in terms of a Recession here in Australia — how long this will last, and how long we can expect to be living in lockdown conditions until things pick back up again.He’ll also discuss, with specific reference to the coronavirus crisis…The RBA Announcement — April 2020World Stock Markets: United States, China, EuropeWhat’s happening here in Australia and the ASX Stock MarketAussie DollarUnemploymentConsumer Confidence & SentimentBusiness Confidence and SentimentRetail SalesThe Property storyCoreLogic numbersIt’s a BIG RBA Episode with everything going on at the moment…. and it’s definitely one you DON’T want to miss out on if you want to stay informed about what’s currently going on and we’re it looks like we’re going…LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - YoutubeLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Just a quick update folks! There’s been some changes since we released today’s episode. The Queensland government had set up a grant program that offers an emergency rental assistance payment of up to $500 a week, for up to four weeks, for Queenslanders who cannot make rent. We thought it’s critical that we let you know about this considering it’s related to today’s episode on Landlords vs Tenants.Hope you find it helpful and here are all the links for this update:Treasurer Jackie Trad Facebook LIVE: Click here to watch >The article from CourierMail: Learn more about it here >The article from Property Observer: Learn more about it here >Today’s episode: Listen here >Download the free Book, Make Money Simple Again: Download hereLog in to The Property Couch’s Money SMARTS Platform: Log in here >LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“Landlords vs Tenants.” Has this become the Unspoken Virus as the current pandemic escalates and more folks lose their jobs, fall into financial distress and struggle to pay rent? Well, to answer this question, let’s talk about the myths and misinformation out there. Because we want to set the record straight in order to help BOTH landlords and tenants navigate what is a difficult time for all of us. Because, YES, there are a whole lot of folks out there who are doing it really tough right now… and we by no means want to understate this. We understand the severity of the situation. And we understand that there is NO “landlord vs. tenant” argument — because, realistically, there are no winners in this. Equally, we also know that the majority of investors only have ONE investment property and only the minority out there are super cash-flushed. Most of us are everyday Australians simply trying to self-fund…  So, in this episode, we want to share some ideas of what we think both the Federal AND State and Territory Governments need to do in order to step up and help all of us who are affected here. Again, WE’RE ALL IN THIS TOGETHER… and it’s wise we take a look at both sides of the equation… for Landlords AND Tenants. Free Resources Mentioned PICA – Property Investors Council of Australia PICA – Members-only Facebook Group (under “Groups” section) CoreLogic Home Value Index – April 2020 (Ben’s Did You Know) BMT Tax Depreciation – To Claim TPC Discount Code (note: we DON’T get paid for this) Episode 031 (Part 1) | Story of an Investor and Lessons Learnt along the Way – Chat with Carolyn Wright Episode 031 (Part 2) | Checklist to Getting A Great Property Manager – Chat with Carolyn Wright LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, March hasn’t ended yet but we’ve decided to bring forward our monthly catchup with Nerida Conisbee, Chief Economist at realestate.com.au! We understand that in these uncertain times, all you want is some certainty and information around all the changes that’s been happening.So today, we had Nerida on Zoom and unpacked these discussions:All the most recent updates to date relating to the real estate industryWhich market is being affected the most at the moment?Will there be any tax breaks available for renters?What kind of government incentives might be made available to property investors which in turn, can help them pass on to the renters?What kind of trends are being seen on realestate.com.au?How has this restriction on movement affected the Australian Economy?What’s after this and which industry might take a bit longer to recover than others?What stimulus have been announced so far and what kind of challenges and uncertainties are affecting the government’s decision?With interest rates so low, easy access to money and planned government stimulus, how will the property market perform when this movement restriction ends?What property markets could be most impacted by COVID-19?Why Western Australia may come out the best?How does wage subsidy works in the UK and will they implement it in Australia?Hope this helps folks and don’t forget to check out last week’s episode on Coronavirus and Property FAQ here.p.s. Want more of this? Subscribe to our podcast every Thursday at 3pm on iTunes, Spotify or your favorite podcast app!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

There’s been a lot of questions coming in about the coronavirus and its implications to the property market, the finance sector and the economy at large — particularly in direct response to the higher levels of social distancing regulations we’re now seeing and its flow–on effect to unemployment and how we transact property. So, today we’re answering a whole heap of Frequently Asked Questions (FAQs) about how COVID-19 affects you as a property investor, a home owner, a first home buyer, or someone who’s in fortunate circumstances to take action on the opportunity. ‘Cos, let’s be real folks… if you’re dining out on the news cycle, it’s a very scary place out there!! Again, we must repeat… our message of calm remains…. but we’re going to dig even deeper into what we’re starting to see as this pandemic unfolds. As well as answering a whole lot of your questions, we’re ALSO going to give you some Frameworks and Tips to support you during this time so you’re prepared, have the RIGHT knowledge behind you and can navigate the “new world” we’re all now living through! We touch on it in today’s episode!Free Resources Mentioned “ISOLATE + CHILL” Entertainment Pack – Playlists and Free Stuff  – Click here or fill in the form below and we’ll email it to you right away!COVID-19 & Share Market Analysis Australian Banking Association Website – Financial HardshipABC News: Data shows coronavirus can only be controlled if 8 out of 10 Australians stay homeFull RBA Reserve Governor Philip Lowe SpeechMake Money Simple Again (Free Book) Episode 276 | COVID-19 & Property Outlook UPDATE | Monetary & Fiscal Stimulus Program – What you need to know about LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

If you’ve seen the headlines recently, you would notice these:ASX finishes worst week in more than 11 yearsDow drops more than 900 points, ending worst week since 2008And then yesterday night, for those who’re active with the share market news, you’d probably notice this:Dow future surge 900 points — hit ‘limit up’ — on optimism a coronavirus rescue bill is closeJapan stocks jump 7% as Fed ramps up stimulus measuresIt’s not a surprise to anyone how volatile the share market is and especially so in uncertain times like this.Shares are a fascinating investment class and people asked us about it all the time. Usually, the questions are always around Property vs. Shares and we would say, it depends on your risk appetite. There’s no right or wrong and you don’t have to choose either one. Your portfolio can be a combination of both property and share.But this time, people asked us a slightly different question…COVID-19 and Share Market.We totally get it. Because to be honest, we’re very interested in it too. But we’re not an expert in this area and that is why, Ben recorded a chat with our Chief Investment Officer, Michael Savy on COVID-19 & his Share Market Analysis. With more than 20 years of experience in the financial planning and banking industry, he’s also a Certified Financial Planner (CFP), an SMSF Specialist Adviser (SSA) with the SMSF Association and a Fellow of the Financial Services Institute of Australia.So yes, he’s an expert. And we thought you might find this discussion insightful.Enjoy the bonusisode folks!Here’s What We Cover…What’s really causing this unrest in the share market and what’s the trendline telling us?Why should we look at China as a case study in predicting the share market response on COVID-19?Do global share markets really care about a vaccine and why is Shanghai Stock Exchange showing signs of recovery already?Why daily coal consumption and freight logistics had anything to do with China’s recovery?How will this help in predicting the rest of the world’s market response and eventual recovery?and lots more LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

As you’re likely aware, the coronavirus has NOT slowed. In fact, the coronavirus pandemic was having deep ramifications for financial systems right around the world, until central banks stepped in.So in his unprecedented speech late last week, Dr Philip Lowe announced an Emergency Rate Cut along with other measures effective immediately. We’ve mentioned this to you in last week’s episode on COVID-19 and Property Outlook.As promised, this bonusisode features Ben’s update on the whole monetary and fiscal policy stimulus program… plus, he also explains what this means for the economy, property owners and for those who might be doing it tough, or could find themselves in a compromised position, during this time of uncertainty.p.s. Make sure you don’t miss out on our COVID-19 and Share Market Analysis Bonusisode as well!Here’s What We Cover…COVID-19 and Finance UpdateRBA Rate CutGoverner’s Philip Lowe underlying messageThe Five Key Measures mentioned in his speech last weekWhat’s a repayment holiday and how can that help youand lots moreLISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - Instagram - Facebook - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

There’s no doubt that every one of us is impacted by COVID-19 — the coronavirus pandemic — that’s practically everywhere right now.So, today’s episode is all about navigating the uncertainty of COVID-19 and lifting our eyes so we can see the bigger picture BEYOND the short-term contagion — and the social contagion — that’s currently going on.Our message remains the same as our first episode on the coronavirus — to spread calm and connection right now. If you’re cashflows allow and your job security is there… NOW just might be one of the best times to act!Now, we’re by no means belittling what’s going on here…. However, it’s our job to turn to the data and face the facts so we can give you a realistic look at the property market.Because here’s the deal… the anxiety and panic we’re seeing in our supermarkets are NOT what we’re seeing on the grounds in the property market!To highlight this, we’re doing something we’ve never done on the show before… we’re giving you a behind-the-scenes look into our “Inner Sanctum” — that is, the most recent meeting with our team of Buyers Agents who are currently out there buying investment properties. So you get to be a “fly on the wall” as they explain what they’re witnessing in the property market… and WHY.Because, yes… there IS a lot of outside contagion going on. The economy IS being affected at this time. There IS uncertainty and fear going on. And we’ve never really seen something like what we’re witnessing right now. But there’s a VERY positive news story here for a handful of folk who are planned, informed and ready to act… an opportunity that, well, doesn’t come around too often…Free Resources MentionedMake Money Simple Again – Free eBookEpisode 275 | 7 Grades of Financial Wellbeing – Which LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Where do you sit on the ladder of financial success?In this episode, we’re unpacking a brand-new framework that outlines the seven grades of financial well-being… so you can self-assess your financial health in a way you’ve never been able to do before!Here’s the deal, folks... There’s actually nothing out there like this. ‘Cos what we’re about to discuss is the overarching framework of ALL the frameworks we’ve ever gone through over the last five years.It goes something like this…There’s a GRADING SYSTEM where you can work out exactly where you are on the ladder of financial success… and each grade – or level – has ACTION STEPS, including a “milestone move”, that will move you either up or down this ladder. Obviously, the idea is to move UP a grade and you do this through incremental habits and mindset shifts that will lift you up through each grade… all the way to the “wow” Pinnacle! Need an image to grasp this concept? Think of the Karate belts – you start with a white belt and the “best of the best” is the black belt, right? But from white to black there’s a whole bunch of colours in between that show what grade you’re in. And so, just like these karate belts, financial success has a very similar way to reveal where you’re REALLY at. White, Yellow, Orange, Green, etc, etc… Pretty cool, right?So, essentially, this epic framework is the Yellow Brick Road that paves the way to get to Oz. Or climb out of its opposite if you happen to be stuck in undesirable grades.So… where do you reckon you sit? What colour’s your karate belt on financial well-being?Let’s find, out shall we?Free Resources Mentioned:FCA – financialcounsellingaustralia.org.auBeyond Blue – beyondblue.org.auMoney FIT – thepropertycouch.com.au/financialpeaceMake Money Simple Again (Free eBook)– makemoneysimpleagain.com.au7 Grades of Financial Wellbeing – Take this LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

With the Coronavirus outbreak spreading across the globe and impacting the economy, it begs the question… Is buying property right now still a good idea?Because when widespread contagions like the Coronavirus break out, they snowball into something else that’s also highly contagious… irrational human behaviour. So, our intention with this special episode is to separate facts from fiction so we stay informed about what’s really going on here without exasperating the issue until we have a crisis of confidence on our hands.While we’re 100% NOT health experts, we’ve taken some very useful snippets from a recent ABC’s 7.30pm program, so you can hear from those who are experts on infectious diseases. They will give you a clear look at the Coronavirus, explaining in detail how it’s spread, who’s most at risk, what you can do to protect yourself and – perhaps most importantly – give you a realistic look at the numbers.We have a few tidbits to add on the property side, incl. the Coronavirus’s potential impact on property prices and who should be mindful of taking out a home loan during this time.Basically, for the majority of folk, it will be this… go full steam ahead. Don’t stop what you’re doing. Don’t be irrational. Just keep calm and carry on…Psst… in case you’re wondering, we’re talking about our epic New Framework NEXT WEEK!!! Free Resources Mentioned7.30 Report: Coronavirus SpecialFACEBOOK LIVE with Nerida Conisbee: This Fast Food Chain Impacts Property Prices… PLUS The Coronavirus’s Impact On The EconomyBEN’S RBA Announcement: RBA March 2020 – The Coronavirus Spreads Right Across The EconomyEpisode 273 | Calling out the Bad Guys – How we Found our Voice & Our Top 5 Frameworks to Defend Against Bad AdviceFACEBOOK LIVE: The Top Frameworks & How They Work TogetherFREE REPORT: Our LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube