

The Property Couch
Bryce Holdaway & Ben Kingsley
Australia’s top property podcast for everyday investors who want real results, not hype.Hosted by Bryce Holdaway and Ben Kingsley (two best-selling authors and trusted experts with 25+ years of investing experience each) we break down property, finance, and money management into simple, practical strategies.Backed by data and brought to life with real stories (and a good dose of banter), The Property Couch helps you cut through the noise and make smarter decisions.Delighting listeners since 2015, it’s your weekly dose of clarity in a world full of property spruikers!W: https://thepropertycouch.com.au/
Episodes
Mentioned books

Apr 22, 2025 • 5min
TPC Gold | Property Due Diligence: What to Know Before Buying an Existing Unit
When it comes to buying an existing apartment or unit, doing the right due diligence can save you from years of costly surprises. In this TPC Gold snippet, Bryce and Ben break down the must-do checks every buyer should know before purchasing a strata or medium-density property. For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

8 snips
Apr 17, 2025 • 1h 11min
542 | The Overlooked CGT Timebomb Hidden in Joint Tenancy - Chat with Julia Hartman
As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman, to help you understand the nuanced world of property tax. Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992. This week’s episode is all about how to avoid accidentally handing thousands over to the taxman. Here’s what we unpack: ✅ Debt Recycling: Can you legally turn non-deductible debt into deductible debt? ✅ Joint Tenants Do NOT Technically Inherit: The critical difference between joint tenants and tenants in common. ✅ Victoria’s $50K Land Tax Grab: Who’s caught in the net, and can you avoid it?From legislative shake-ups to understanding the grey areas in tax-deduction strategies, this is a jam-packed episode for property investors and homeowners alike. Tune in now! FREE STUFF MENTIONEDWe’re growing — and we’re looking for passionate Buyers Agents to join our team! At Empower Wealth, you’ll work alongside some of the best in the business — helping everyday Australians secure their dream homes, build wealth through property, and move closer to financial peace. If you — or someone you know — is a dedicated professional who puts people first and is ready to grow with a values-driven team, get in touch at Empower Wealth or via The Property Couch. Give the Gift of Sight – Just $100 Can Change a Life 👁️ To celebrate Bryce’s 50th birthday, we’re on a mission with the John Fawcett Foundation to restore sight through life-changing cataract surgeries in Indonesia. Thanks to our incredible community, we’ve already raised over $50,000 — and we’re aiming for $60,000 by May 27! As TPC listener, Jeff, shared: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.” Here’s what your donation can do: 👁️ $100 = Restores sight to 1 person 👁️👁️ $200 = 2 people 🖐️ $500 = 5 people ✋✋ $1,000 = 10 people Give the gift of sight >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

4 snips
Apr 15, 2025 • 4min
TPC Gold | Why We Swear by the Seven-Day Float
Discover the transformative power of the seven-day float, a money management tool designed to help you take control of your finances. Learn how this weekly spending system can replace guesswork with clarity and conquer the overspending habit. Bryce and Ben explain how every dollar can have a purpose, empowering students, parents, and business leaders alike. With insightful strategies, they inspire listeners to embrace a structured approach to their finances while still enjoying life’s pleasures.

Apr 10, 2025 • 1h 8min
541 | How to Align Your Financial Plan with Your Partner
What happens when one partner sees the long-term vision, but the other only sees the short-term cost? In this week's Q&A, we also unpack: 💡 Whether to tap equity from your home or your investment property 💡 Understanding your goals BEFORE pulling the trigger 💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!) FREE STUFF MENTIONEDPre-Order Now! How to Retire on $3,000 a Week Folks, our book is OFFICIALLY open for pre-order from: Big W ($22) Amazon ($24.74) Booktopia ($26.95), and Angus & Robertson (27.50) The official RRP is $32.99 — so whichever one you choose, you’re getting a great deal 😊 To get more VIP updates, join the waitlist now! Looking for a home? Our new service DEDICATED to owner-occupiers We now have a Buyer's Agent dedicated to helping you buy your next home! Request a free initial consultation and select: “Finding A Home” from the menu. Get in touch today! Give the gift of sight for just $100! For his 50th birthday, Bryce is partnering with the John Fawcett Foundation to restore sight to those who need it most. Together, we’ve already made a huge impact with more than $50,000 raised — and we’re now aiming to hit $60,000 by 27 May! As Jeff, a TPC listener, put it best: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.” Here’s what your money can restore! 👁️ $100 = sight for 1 person 👁️👁️ $200 = sight for 2 people 🖐️ $500 = sight for 5 people ✋✋ $1,000 = sight for 10 people Help us to give sight back to those in need. Donate today >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Apr 8, 2025 • 5min
TPC Gold | Can You Use Your IP's Equity to Pay Off Your Home Loan Early?
It’s a question we get all the time from property investors: “Can I use the equity in my investment property to pay off my home loan faster?” In today’s TPC Gold soundbite, Bryce and Ben unpack this scenario—and explain why it’s not as straightforward as it seems. For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

10 snips
Apr 3, 2025 • 1h 9min
540 | Hiding in Plain Sight: What this REA Economist is Seeing that You Aren't! - Chat with Anne Flaherty
Anne Flaherty, an economist at REA Group with over a decade in property economics, joins the discussion to reveal critical insights about Australia’s real estate landscape. She dives into how recent rate cuts are reshaping demand and explores which state might emerge as the most affordable rental market by 2025. Flaherty also highlights the significance of understanding local dynamics versus raw data, discusses the contrasting motivations of buyers, and examines the impact of government policies on market trends. Tune in for her invaluable data gold!

Apr 1, 2025 • 1h 21min
RBA April 2025 | “Tariff-ying” Times: How Trump’s Policies Could Affect Australia
What’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table? In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout. 💡 Thinking about refinancing or adjusting your loan strategy? Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ensure you’re in the best position moving forward: https://empowerwealth.com.au/services/mortgage-broking/ LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Mar 27, 2025 • 1h 11min
539 | CASE STUDY: "Their Forever Home Might Change... BUT Their Plan Didn’t" – Chat with David Robertson
We're back with another powerful Case Study episode featuring return guest, David Robertson, Head of Property Wealth Planning at Empower Wealth! In this episode, we’re unpacking a scenario that proves you DON’T need to have all your ducks in a row to start building wealth through property. Tune in to learn: ✔️ How to plan for future expenses even if you don’t have exact dates ✔️ Why flexibility can be your biggest strategic advantage ✔️ Why just TWO investment properties are enough to reach $3,000/week in retirement✔️ Which Forever Home they chose — the $2.1M or $1.1M option — and whyWhether you’re still figuring out where you want to live or just want to see how flexible planning works — this episode is packed with practical insights to help you get clear, get confident, and get started. FREE STUFF MENTIONEDMissed the webinar? Here’s your FREE replay link! 🎥 We recently hosted a LIVE masterclass on How to Retire on $3,000 per Week… and the response was huge! Thank you to the 480+ attendees who helped us create a great night. If you missed it — don’t stress. The replay is available here until midnight, Monday 31 March 👉 www.thepropertycouch.com.au/webinar Want more comprehensive case studies? Join the waitlist for our third book! Our upcoming book, "How to Retire on $3K a week", has an ENTIRE CHAPTER dedicated to case studies. Join the waitlist today to get first access!Over $50,000 raised — and we’re not done yet! 🎉 Bryce is turning 50 — and this year, he’s marking the milestone by partnering with the John Fawcett Foundation to make a real difference. Together, they’re raising funds to provide life-changing surgeries that restore eyesight to those in need.So far, the response has been incredible — together, this amazing community has already raised over $50,000! 🙌 But we’re not stopping there. Want to celebrate with Bryce? Donate today and give the gift of sight >> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

5 snips
Mar 24, 2025 • 3min
TPC Gold | Without THIS, Your Portfolio Is Just a Collection of Properties
The importance of having a solid plan before building a property portfolio is emphasized. Relying on a haphazard strategy leads to a confusing mix of assets. The hosts warn against what they call a 'Frankenstein portfolio' and stress the need for a structured approach. They also promote a live webinar that outlines a five-step framework for creating a coherent investment strategy. This discussion is a must-listen for anyone serious about achieving sustainable, passive income.

Mar 20, 2025 • 1h 27min
538 | Property Spruikers 2.0: The Latest Tactics Designed to Trap You
"History doesn’t repeat itself—people repeat history.” Folks, today’s episode is on an issue that’s very close to our hearts and remains just as crucial today as when we started the podcast ten years ago... The alarming rise of the new-age Property Spruikers. We’re talking about the same tricks but in a new disguise designed to serve one purpose: their own interests at the expense of aspiring Australians. 😮 Today we’re exposing the updated playbook of today’s spruikers, highlighting their deceptive strategies and revealing real-life case studies of spruikers who've been caught. This is our updated, essential consumer awareness episode, aimed to give ALL investors (and to-be investors) the knowledge and tools to avoid being burnt by “$10 haircuts.” FREE STUFF MENTIONED:FREE LIVE WEBINAR: How to Build a Property Portfolio and Retire on $3K per Week (Even in a Changing Interest Rate Environment) 📅 When: 7:30 pm AEDT, Tuesday, 25th March Join us as we reveal 3 powerful secrets to help you start living your lifestyle by design, including: 🔑 Secret #1: How to build a multi-million-dollar portfolio—without impacting your family budget. 🔑 Secret #2: How to retire on $3,000 per week as a passive investor, with 5 properties or less! 🔑 Secret #3: How the world’s best investors think—so you can block out negative market noise. 🎁 BONUS: Everyone who registers scores a FREE copy of our guide, "Our Top 5 Frameworks for Property Owners." Reserve your seat now 👉 (IMPORTANT: You'll receive an email to confirm your email address once you've registered. Make sure to complete this step to receive your unique webinar access link and registration bonus) LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube