The Property Couch

With today’s tightening rate cycle, it’s no surprise that many folks are refocusing and replanning their lending strategies to secure their cash flows.  That's why, in this week’s episode we’re honouring those folks who are focusing on a “prevention rather than a cure” (and encouraging others to get on board!) by unpacking 4 REAL mortgage stories from our own brokers covering:  👉 Refinancing before maternity leave with a history of health complications,  👉 Navigating cash flow challenges as a single parent👉 Relocating across states with jobs that CAN’T be done remotely, and... 👉 Exactly why you need good lending advice from a qualified, experienced broker!  If you can’t tell folks, this episode is packed full of evergreen wisdom that’ll reveal how to navigate cash flow challenges and optimise your lending strategy today. Tune in now!Free Stuff Mentioned Need help making your money last? Check out Moorr’s MoneySTRETCH to gain a clear line of sight into your finances! Watch Ben’s video to find out more here.  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

If there’s just one framework you should focus your attention on if you want to be a successful property investor… please make it this one!Folks, in today’s episode we’re revealing THE Property Investment Formula you need, not just in your toolkit, but also what you must implement if you want to build a multimillion-dollar property portfolio that creates a passive income for yourself and your loved ones!Our Property Investment Formula is made up of FOUR critical elements – what we call our our “A.B.C.D.” Pillars of Mastery – and it works in ANY market and at ANY time… (yep!)… ‘cos this is an evergreen formula to invest in property. It really will work today, tomorrow and forever. So make sure you get this framework RIGHT.BUT while this “A.B.C.D” Acronym makes it super easy for you to remember… these Pillars are NOT in their correct order as you would apply them in real life… so, please NEVER start with the property (Asset Selection)!We’re about to unpack what order to apply our “ABCD” Property Investment Formula and how to implement and what to consider in each individual Pillar. This is one of our all-time favour frameworks and, yep, it is absolutely critical for every property investor, no matter what stage they are in! Listen now to get the proven formula to invest in property that works in any market and at any time! Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/ Here’s a bit of what we cover in today’s episode…What is Asset Selection?What and Where should you buy?The 4 Developer Tricks To Avoid At All CostsNew vs Old PropertiesHow to recognise an Investment Grade PropertyWhat is Borrowing Power?How do you maximise your Borrowing Power?How to Structure your home loansPrinciple Interest vs Interest OnlyWhat’s a Cash-on-Cash return?What is “cross-collateralisation” ?Should you pay Lenders Mortgage Insurance (LMI)?What is Cashflow Management?LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

As new property listings surge higher and the housing market continues to recover post-COVID, how can we solve Australia's growing demand for property in the capital cities?  Here to help us tackle this giant question that pierces the heart of one of Australia’s biggest upcoming issues, we’re introducing an exceptional, first-time guest to the show...  Welcome Paul Ryan, REA Economist and Specialist in Housing Finance, Market Forecasting and Big Data Analysis! Before joining REA in late 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets. Today, we’ll use his vast knowledge and incontestable passion for Macro and Microeconomics to explain how and why property investors act the way we do!  From exploring why we are moving houses less as a nation to unpacking how this upcoming period is an interesting one for property investors, we’re examining the policies that dictate our actions, and the intriguing behavioural patterns and beliefs that have emerged as a result.   Thank you to Paul for sharing so much of your time, wisdom and valuable insights, we can’t wait to have you back on the couch!   Seriously, give it a listen now folks 😊🌌✨ Free Stuff MentionedHave your say! Object to Victoria’s Land Valuations as mentioned in Ben’s What’s Making Property News update Read Paul’s Articles mentioned: Homes are not being built where people want to live With interest rates now reaching their peak – should APRA reduce the serviceability buffer? LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Discover the power of leverage and compound growth in property investing. Learn how these two fundamentals amplify your ability to create passive income for life. Find out who should be on your property investment team and explore alternative investment choices. Pick up a free copy of the hosts' book for further insights.

As spring paints the town with color, it's time for our September Economic and RBA commentary update - where the economic scene keeps on shifting. This month, we're getting into the nitty-gritty of a few key topics. Hang out with Ben as he unpacks the RBA's latest moves. In today's RBA update, here are the main things we're diving into:Checking out how China's economic slowdown might mess with Aussie interest rates.Giving a shout-out to our outgoing RBA Governor, with a little tribute.Taking a deep dive into property updates, focusing on Supply Absorption.And don't blink, because we've got some jaw-dropping data that might raise an eyebrow or two. Stay tuned to keep your finger on the pulse of the latest market buzz and snag some priceless insights for smarter financial moves during this lively season.And here are all the time stamps! 00:00 – Today’s summary on RBA September 2023 Cash Rate!World Economic Update Segment:0:56 - United States Update1:08 - United States: Annual Inflation Data 3:35 - United States: Interest Rates 5:04 - United States: Labour Market Data Story 7:55 - United States: Business Data 9:15 - United States: Overall Economic Summary 10:57 - China: Overall Economic Summary 11:31 - China: Inflation 15:39 - China: Business Data 17:17 – China – Australia Economic Relationship 20:30 - Europe: Inflation Data 22:30 - Europe: Employment Story 23:06 - Europe: Consumer Confidence 24:25 - Europe: Business Confidence Australian Economy Segment26:14 - The Cash Rate Announcement!28:40 – Special tribute to the outgoing RBA Governor, Dr Phillip Lowe 33:04 - Inflation Story 38:30 - Labor Force Data 40:17 - Consumer Sentiment 41:32 – Australian Retail/Consumer Spending 43:29 – Business Confidence Data  Property Market Update47:07 - The Australian Property Story & Housing Finance 49:12 - Property Price Movements 53:35 - Ben’s Warning to All Investors – Location Selection55:30 – The troubling data!LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Tim Lawless, CoreLogic's Research Director, discusses economic and market conditions, surprising Winter data, and what it means for Buyers and Sellers as Spring approaches. They also explore the rise in fresh listings and the importance of financial conversations with children. The episode delves into rising property prices, supply and listings in Australian markets, and the RP Data platform used for researching properties and market trends. A must-listen for investors heading into the spring buying season!

“Cheat?” By this we mean… How to “Fast Track” The Property Game by getting the PROVEN method from the get-go. In all honesty… if you’re looking to “rig” the system or are chasing a “Get Rich Quick” scheme you’re likely not going to succeed in property investing… especially over the long term. That said, there IS a simple 5-Step framework to follow that will make your property investing experience a whole lot easier and much more fruitful… which, of course, we’re unpacking in today’s episode! Plus, we’re diving deep into our famous Money SMARTS system – it’s a no B.S. money management system that will keep you ahead of the game by trapping more surplus cash in only 10 minutes a month (yes, really!... this system is currently transforming more than 15,000 everyday folks’ bank account as we speak!). On top of that, we’re also walking you through the Industry Players – that is, the major players in the property industry who provide advice. Warning: Not all of these individuals can be trusted, so it’s vital you know what professionals to use and which “Property Spruikers” to avoid at ALL costs! Listen now to get our proven 5-Step Framework, our simple money management system designed to trap more surplus cash AND meet all the industry players!    Here’s a bit of what we cover in today’s episode… The Five Steps to Property Investing – The “Yellow Brick Road” to Financial Peace Money SMARTS: The Simple Money Management System That Traps More Surplus in Less Than 10 Minutes A Month Free vs Free: Who Should Property Investors Take Their Advice From? Who is really on the side of the property buyer? What is a Buyers Agent and do you need one? How to spot a property spruiker Where should ALL of your income go? Why is an Offset Account so powerful? When should you use a credit card?  Free Resources Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)  The Property Couch Podcast – The Insider’s Guide to Property Finance and Money Management (This is Australia’s #1 Property Podcast with over 307+ episodes that features HEAPS of simple and actionable frameworks, countless interviews withLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks... We’re going to be honest with you. This episode took us 4 years (and countless emails) to land, and that’s because today’s super special guest is none other than the famous... CHRIS VOSS, former FBI hostage negotiator and author of the book Never Split the Difference!  He has had a jaw-dropping, movie-worthy career working for the Federal Bureau of Investigation (FBI) that spans 24 years. Across this time, he has worked in roles such as the Lead International Kidnapping Negotiator and Hostage Negotiation Representative for the National Security Council’s Hostage Working Group (Yep. We’re also jealous of those titles 😉) But of course, that’s not all! In 2019, he went on to create and narrate The Art of Negotiation Masterclass and is currently the CEO of the Black Swan Group. He also works as adjunct Professor at Harvard Law School, Georgetown University's McDonough School of Business, and as a lecturer at the Marshall School of Business at University of Southern California. Basically, Chris has had a lifetime of experience in resolving crises and high-stake negotiations and today, we get to sit down with him and discover how to use his knowledge to win the property game.   From the #3 tactics Chris uses to gain the upper hand in negotiations to the 3 extremely different and crucial Yes commitments, we’re digging into Chris’s fascinating brain to understand exactly what Tactical Empathy is and why you should NEVER split the difference.  It’s an episode that’s been 4 years in the making aLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The process of building wealth is like operating a bulldozer… What do we mean by that? Well, a bulldozer comes with a few levers that you’ll need to push and pull to make sure that it’s doing what it’s meant to do. Likewise, when it comes to building your property portfolio, there are “Four Foundational Levers” that you’ll need to adjust to achieve your own specific and unique end goal. …And the faster you can adjust each of these levers, the quicker you’ll get to your goal. To put this into perspective… Let’s say you’re building a house. First, you’d start with the number of rooms you need (the floor plan), then its size (the measurements), then the engineering (how it’s going to be built), and, finally, what it’s going to be built from (building materials). Without these things you can’t build the house as you planned to build it, right? Not to mention, if you changed just one of these things you automatically affect the other three. And, yes, the same applies when you’re building wealth. You need ALL four levers and if you adjust one you impact ALL the rest…. So. What are the Four Levers when it comes to building wealth? And why are these so important for a property investor?! Listen now to find out. Don’t forget, you can get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/  Here’s a bit of what we cover in today’s episode… The Four Foundational Levers To Financial Peace and How They Work Together How To Use The Four Foundational Levers To Align Your Passive Income Target With Your Current Circumstance How can you PLAN your property portfolio? Why won’t a “Cookie-Cutter” approach cut it? How do you work out how much money you’ll need to retire? When should you start earning that passive income? What’s the difference between discretionary and essential spending? How much do kids cost?! Episodes from The Property Couch to Further Support You… Episode 072 | Dumb things people do with their Money! Episode 295 | How To Reach The Summit: Achieving $2K Per Week in Passive Income – Q&A LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In this podcast, the hosts provide an update on the Australian housing market and discuss the hottest upcoming markets. They also compare the housing market to a waterwheel and discuss the importance of analyzing the market periodically. The hosts introduce a lifestyle design act called More and discuss factors affecting money movement in the economy. They also highlight potential risks in the Australian housing market and discuss rental and housing affordability inquiries.