The Property Couch

With today’s geopolitical tensions and growing inflation uncertainty, how is Australia’s commercial, construction and property sectors faring?    Plus, what can we expect from next week’s cash rate decision and why has this instrument been so ineffective in stopping inflation?!   Their big questions folks and luckily, here to help us unpack them is Nerida Conisbee, our good friend and Chief Economist at Ray White!   Nerida is a leading property expert who sits as the Chair of the Construction Forecasting Council and is a member of the Australian Taxation Office’s Foreign Investment Stakeholder Group.  As someone who provides regular updates on property market conditions to major Government bodies, Nerida will share her fantastic insights and help us to unpack...   👉 Why Australia needs to embrace density! 👉 Why has the Cash Rate been ineffective in dealing with inflation? 👉 How can tax concessions solve our housing supply problems?   👉 Are office assets no longer a safe class?!   👉 The commercial sector's newest focus  👉 The property class that’s become most listed on Ray White, and   👉 A breakdown of CoreLogic’s November report!    Another timely and insightful property and economic update from Nerida, tune in now folks!   Free Stuff MentionedCheck our Nerida’s previous episodes here >> (Tune in to 7:36 of Ep 358 to hear her Money Backstory!) Read CoreLogic’s November Report here >> Read PIPA’s 2023 Sentiment Survey (from What’s Making Property News!) here >>  Timestamps 0:00 – Like a Snake swallowing a Goat: Why interest rates aren't controlling inflation3:45 – Mindset Minute: If you squeeze an orange...6:34 – Welcome back Nerida! 8:29 – The ACIF & Australia’s construction industry 12:35 – How does industry impact Government Bodies? 15:48 – Inflation uncertainty + Cash Rate predictions!  19:50 – How can we get rid of NIBYSM with our spending? 22:44 – Why the Cash Rate has been ineffective with controlling inflation 25:50 LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We’ve all heard the misconceptions about property investors – how they’re often painted as greedy landlords who love raising rents and spend their time swimming in a mountain of cash.In this bonus episode - originally recorded for the Real Talk podcast (aka the realestate.com.au podcast) - we debunk some of the popular myths around property investment!Hosted by Alice Piper, this episode features our very own Bryce Holdaway, as well as senior PropTrack economist Paul Ryan. Before joining REA in late 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets.He has also been featured on Episode 459 of our podcast, where we chat about how to solve Australia’s growing demand for property! Timestamps 0:00 - REAL Talk - Where are all the Property Investors going?00:58 - Data shows investors are offloading their properties at a loss 😮01:10 - Listen to what some Aussies feel about the state of the rental market02:26 - This is what the actual Aussie landlord looks like…04:11 - The main reasons people invest in property05:22 - Will the number of investors drop even further?07:44 - The big run-up over a decade that has taken the confidence out of the market08:38 - The Queensland land tax example09:30 - Bryce gets REAL about some of the pitfalls of property investment!10:49 - Capital growth & high rental yields12:39 - Government incentives to invest in property13:50 - Why is negative gearing such a touchy subject?18:51 - Lean in!23:14 - Great advice for those looking at investing in the current market!!24:41 - We’re all playing different money “games”25:56 - The silver lining for investors at the moment LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Do you know what the number one trap is when it comes to money? We’re not all playing the same game!What does this mean? In their 20+ years in the industry, Bryce & Ben often come across a common theme which is… “My friend/family invested in property via that strategy/location and was really successful, so I decided to do the same thing.” We might all have the same destination but bear in mind that how we get to this destination is different for everyone! In this mini bonus episode, Bryce & Ben discuss our brand-new course “Unpacked: How to Retire on $2k per Week!” (Note: More details on www.thepropertycouch.com.au/casestudy)When it comes to our bestselling 2016 book The Armchair Guide to Property Investing, it is the case study chapter that often received the most feedback. Our readers love it!! The analysis, tables and charts have always been a popular hit. BUT one thing that they often requested for is…  The nitty gritty behind the modelling.  After all, there’s only so much you can see from table and charts on black and white printed paper.  And so, in a typical TPC fashion, we’ve taken their feedback to heart and are proud to announce that after months of work, our brand-new online course is now ready!! 🥳 This course discusses seven different scenarios (the book only covers six, but we threw in a bonus one just for this course!), and how you can plan for a comfortable retirement no matter which “game” you are playing! Each case study is around the 40-minute mark and covers more than what you can get from the book. And the best bit is… we’ve updated the variables and assumptions in the book to reflect current times!  Find out how everyday Aussies like yourself make $2,000 per week in passive income, whether you are:A Rentvestor (Renter looking to invest in property)DINKS (Double Income No Kids)A Couple with Young KidsAn Older Couple with Older KidsEmpty NestersA Single Parent(BONUS!) A Single Millennial with a Thirst for TravelFor only a few more days, this course will be available at a heavily reduced launch price of $97! After this, the price will go up, so you don’t want to miss out!Get your hands on our brand new online course today at LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We’ve always said that property investing is a process, not an event but how does one successfully match this process with ongoing family, life AND travel goals to achieve it all?!? 🏡🌟  Folks, in today’s episode, we’re revealing how it’s possible through two real-life case studies!  In our first case study, "Scratching the Itch”, we’re exploring how a young family who is looking to spend a memorable year travelling with their young ones can achieve this while continuing to work towards buying their forever home.  In the next case study, "Older Demographics Need Help Too!", we chart the path that Linda, a 54-year-old Zookeeper can take to achieve her dream retirement without sacrificing her current lifestyle.  We’ll be deep diving into the problems and life-changing epiphanies each of these brave investors have had, along with the exact steps and plans we created to help each of them achieve it all.   From the power of prioritisation to seeing what is possible, we’re highlighting the many advantages of seeking professional advice.   A seriously motivational and practical episode for all, give it a listen now!  FREE STUFF MENTIONEDScratch your itch. Book a free no-obligation with our award-winning team here >> Sign up for PICA’s newest webinar with Nicola McDougall here!  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Want to hear how six very different people — that’s different ages, different incomes, different incomes and different demographics — ALL managed to build a multimillion-dollar property portfolio that creates $2,000 a week in passive income?Yep. They each hit that magical figure of $2K per week in passive income!So… how’d they do it?! Psst.. for a FULL breakdown into all the numbers and property portfolio builds for each case study, please pick up your  FREE physical copy of The Armchair Guide to Property Investing here: http://www.thearmchairguide.com.au/Here’s a bit of what we cover in today’s episode…Six Real Life Case Studies!How much do kids really cost?What is Consequential Finance?What are the Four Levers to Financial Peace?What’s the biggest challenge for Millennials?What’s the interest rate we use to model out our property portfolio builds?The Money and Wealth Accumulation ModelThe Variables and Assumptions we use Free ResourcesFree Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)  Episodes from The Property Couch to Further Support You…Episode 101 | Sand or Stone – 6 Critical Foundations Your Wealth Plan Should Be Built OnEpisode 295 | How To Reach The Summit: Achieving $2K Per Week in Passive Income – Q&AEpisode 041 | The Moving Parts of Cash Flow Management (Money & Wealth Accumulation Model) LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Many investors can’t seem to move beyond owning 2-properties due to limited borrowing power or equity, so why don’t more people turn to Self-Manager Super Funds (SMSFs) as an answer?   Folks, this is just ONE of the enlightening questions from today’s enormous Q&A episode which has a bit of gold for every property investor, no matter what stage you are at on your property journey.   From the ultimate pros and cons list of SMSFs to revealing the true long-term advantages of owner-occupier appeal – and why it matters over high yield - we’re exploring the winning strategies one can use to move up the property ladder.   We also explore the moral and ethical dilemma of property investing (are you evil if you become a property owner?!?) and do a first-time reveal of our newest series.   Tune in now to hear all this – and how you can access this series for free – and learn how to maximise your returns today! 😊   Free Stuff MentionedBe part of 2023/24 Summer Series (Especially calling all ladies!). Share your story, get a free Start & Build course and positively impact our community today. Reach out to us here >>   What’s Making Property News: Read the results from PIPA’s Annual Property Investor Sentiment Survey 2023! Q2) See a helpful diagram of how SMSFs work here.  Previous episodes mentioned:  463 | Property Managers: Are They Worth It?! – Q&A Day LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We’ve NEVER spoken about these investment strategies publicly before… but right now going through ALL 18 of our tried and tested investment strategies! And in case you’re wondering… YES!... we use these investment strategies every single day when work with our clients! Basically, each of them can be a powerful standalone strategy, but they can also be interlinked and intertwined depending on which pathway you choose.Here’s the deal…Our 18 strategies each fit into one of these four categories:Area Strategy for Capital GrowthProperty Selection Strategies for Capital GrowthAre Strategies for Yield/IncomeProperty Strategies for Yield/IncomeSo, in this episode we’re diving deep on each investment strategy, including…Investors it’s suited toDifficulty LevelRisk and time allocation levelPrice pointTax implications and when to buy And here’s a sneak peak into The 18 Investment Strategies…The __ Performer__ EarthMillion Dollar ____ Places, __ FacesThe __ FlingThe __ RiderScarce __Ugly __The Shoulder ____ Mission__ And ____ MattersThe __ BackerNo __The __The Non-__The __ UpThe __ And __ Listen now to get all 18 investment strategies and discover the best one for YOU!Pssst… Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/ Here’s a bit of what we cover in today’s episode…18 Proven Investment Strategies to Build a Multimillion Dollar Property PortfolioWhat and Where to Buy…What should you look to purchase if you have a tight budget?What property is best if you don’t have a lot of time on your hands?How to tell which investment strategy is right for youWhat are the tax implications of each strategy?What strategies can you adopt if you can’t afford to buy in blue-chip areas?What’s the critical difference between “city” and “city fringe” locations?What if you want a more hands-on approach?Where will you get the highest rents?The pros and cons of subdivisionsIs a Granny Flat a good investment strategy?What sLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

With today’s property and economic conditions in mind, we’re back with a massive Q&A Day that’s focused on how to maximise your savings. Tune in to hear:  Are property managers really worth it?!  We’re giving you the unfiltered pros and cons of managing tenants, insurance, taxes and more (Basically we’re unpacking exactly what goes on behind the scenes!) If you renovate your Principal Place of Residence (PPOR) can it be considered tax-deductible when you turn it into an investment property?!   Why is it important to separate household and business incomes? Plus, the newest features coming out on Moorr and managing finances at the start of a new relationship. And... How accurate is the narrative around property owners today?! Another exciting episode that picked our brains (and the brains of our friends at BMT Tax Experts 😉)  tune in now to discover our answers! Free Stuff Mentioned Q2) Read the report from BMT, Tax Depreciation Experts here >>  Q3) Want to add a secondary user to your Moorr account? Find out how to here >>  Q4) Discover the surprising results from PIPA’s Annual Property Investor Sentiment Survey 2023! Calling all potential Summer Series guests for 2023/24 (Especially the ladies!). Share your story, get a free Start & Build course and positively impact our community. Reach out to us here >>  Have your question read on our next Q&A Day! Ask us here >>  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Hey folks, amidst all the economic chatter making headlines in Australia, we're diving into our October RBA update. Got a ton to chat about, and of course, Ben's back to give us the lowdown. In this October catch-up, here's what we're chatting about: Inflation: Just a quick phase or are we in it for the long haul? All things property: Let's really get into what's going on with market supply. And to wrap things up, Ben's got a lesson on behavioral economics that's had a big impact on inflation and investment. Seriously, how did we miss this one? Jump in with us to get the latest scoop and some cool insights to help navigate your financial vibes. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In this episode you’re about to discover the Five Types of property investors… … the question is: which one are you?!Here’s the deal… depending on your level of risk, the amount of time you have (and the amount of time you want to sacrifice), your current cashflow position and borrowing power, how long you want to be in the market AND your overall “Why” when it comes to property investing, you will fall into one of either five categories…Active WorkerActive Weekend WorkerActive ManagerPassive InvestorPure InvestorIn this episode we’re giving you a detailed run down of each type of investor­, including the risk vs rewards, pros vs cons, et cetera, et cetera…Plus, we’ll also be walking you through the THREE Tax Positions you can use to invest in property!Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/ Here’s a bit of what we cover in today’s episode…The Five Types of Property Investors: Who, Why, What It MeansWhich type requires the least amount of time?What are the tactical considerations of each type of investor?Is any type better than the other?What is a “Speculator”?How long is considered “Short”, “Medium” and “Long-term” Investing?What is the difference between “Investor Considerations” and “Tactical Considerations”?The Three Tax Positions You Can Use to Invest in Property?Why is Negative Gearing NOT a property investment strategy? Free ResourcesFree Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.) Episodes from The Property Couch to Further Support You…Episode 275 | 7 Grades of Financial Wellbeing – Which one are you?LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube