The Property Couch

Today’s bonus snippet is from a previous episode where we answer listeners’ burning questions on property investing. Tune in to the full episode here: Episode 44 | Q&A – Building Cash Reserve Buffers, Buying at a Premium & Renovating for Profit In this TPC Gold soundbite, Bryce & Ben explore the dynamics of aggressive vs passive investing, as well as how to incorporate cash reserve buffers into your property investment plan! Discover why having a six-month cash reserve is crucial, how to manage unexpected costs, and the importance of insurance protections. They also discuss finding the balance between exercising caution and maximising your cash flow for property investment.  Tune in for expert advice on choosing the best property investment strategy for you. Recent Q&A Episodes - Ep 493 | $160K Dilemma: Should I Walk Away from Paper Profits? - Ep 495 | Ramit Sethi & Morgan Housel: Why They Don’t Invest in Property! - Ep 496 | Don’t Sell the Goose That Lays the Golden Egg P.S. Have a question you want answered? We’d love to hear from you!  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Brad Fraser, an incredible broker from an investment savvy team, discusses real-life scenarios for first-time homebuyers and property investors. He shares his money story from spender to financial guru. Topics include maximizing borrowing capacity, achieving financial goals, and the essential role of a broker in client success.

Welcome to the fourth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!  Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEST) today! 📈 Australia's GDP Growth Woes: Australia’s economic growth has slowed significantly, with GDP growth hitting its lowest since the early '90s recession. But population growth is helping to keep the country from a full-blown recession. Meanwhile, the RBA is getting restless with inflation still running high. 🏅 Employment Market Tightness: Australia's job market is super tight, with strong demand for workers and a record number of people juggling multiple jobs. This shows some economic strength, but falling household savings amidst rising consumption could mean trouble ahead. 🏠 Property Market Trends: Property finance is on the rise, with more new loan commitments for owner-occupier housing and investment properties. Ben breaks down land tax and rental yields across different states, giving us key insights into the property market and what it means for investors and policymakers. Whether you're an investor, homeowner, or just curious about economic trends, this episode is packed with valuable insights!  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In today's episode, we sit down with Chris Kohler, 9News' business, finance, and property reporter! 🎙️📈 As someone at the forefront of Australia's biggest economic headlines, we discuss the rise of the cashless society, investing in crypto and Chris' top advice to property investors. Tune in now! FREE STUFF MENTIONEDBEN NEEDS YOUR HELP! Here‘s what you can do to help property investors:  NSW’s No-Grounds Evictions:  Action 1 - Complete the consumer survey against the No Grounds Termination of Residential Tenancy Agreements Action 2 - Complete PICA's Survey on why would you evict a tenant Victoria's changes to minimum standards:  Give your feedback on these changes in the Victoria Gov's survey  Or, find out more about the changes to minimum standardsSee Victoria’s newest rental dataPICA Webinar: An Introduction to Wealth Creation through Residential Property Development - How To Profit From Small Deals In a Tough Market  Become a member for $5 and reserve your seats now!  Check out Chris’ TikTok page  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Today’s bonus snippet is from an episode with guest Amelia Lee, the architect behind Undercover Architect – an award-winning online resource teaching folks how to design, build and renovate their homes. Tune in to the full episode here: Episode 249 | The 4-Step Framework to Renovate or Build Your Home…AND Enjoy It! In this TPC Gold soundbite, Amelia shares her thoughts on what you MUST consider if you’re tossing up between building new or renovating! Whether that’s determining your property's worth, understanding budget constraints, or navigating the complexities of home renovation and new construction...discover the hidden costs of it all as well as how to avoid common pitfalls.  Whether you love the charm of an old home or the fresh start of a new build, tune in for practical tips and expert guidance on attaining a home that perfectly fits your needs and aspirations! PREVIOUS EPISODES ON RENOVATING - Ep 181 | How to Create the Perfect Renovation, Survive It, and See a Return on Investment! - Ep 213 | How to Adjust your Renovation Strategy - Ep 284 | Kyal & Kara from The Block – How to Renovate, Raise Kids, Run A Business & Not Lose Your Mind in the Process LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Seb and Bronnie (Note: Names have been changed for privacy) came to us with plans to invest in property but left with a completely unexpected strategy.  Our advice: “DON’T invest in property until 2036”?!  😲🏡 And in our second case study, Adam and Jacinta had a solid investment plan until an unexpected event changed everything.  Despite Adam’s financial expertise and their three investment properties, he found himself saying, “I can't work it out like I usually can.” So how did we help them navigate this change, free up cash, and still secure their dream family home? In today’s insightful episode, we’re sharing the stories of two real couples grappling with significant life decisions.  Tune in to learn about the personalised plans we crafted for them, enabling each couple to achieve their dream home and lifestyle with the right strategy and sequencing.    P.S. What’s the common thread in these case studies? The “new-age” misconception of Rentvesting. Listen now to find out if you’ve misunderstood it too! FREE STUFF MENTIONED Other resources mentioned:  The Alter Ego by Todd Herman  CoreLogic’s Monthly Housing Chart Pack - May 2024 Guests & Episodes Mentioned:  478 | What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality – Chat with Amanda LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Today’s bonus snippet is from a previous episode on the 6 Critical Foundations Your Wealth Plan Should Be Built On. In this TPC Gold soundbite, Bryce & Ben discuss two of the non-negotiables when building your property portfolio and why it’s so important to get the foundations right! Take any iconic building you can think of as an example – whether that’s the Sydney Opera House or the Burj Khalifa. Chances are not many were going around taking photos of these structures when they were incomplete...but it was this phase that was absolutely the most important. Building the foundations – whilst not glamorous, is what ensures the buildings are the masterpieces they are today. When you have your foundations right, you can account for external movements and be as prepared as you can be for whatever comes your way! Tune in to the full episode here: Episode 101 | Sand or Stone – 6 Critical Foundations Your Wealth Plan Should Be Built On  Episodes You May Like Ep 330 | Top 10 FOMO Mistakes Investors Make! Ep 365 | Why Is Investing So Confusing? The Game of Property Investing: How to Win Before You Even Play LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

In Episode 496, we're back with a jam-packed Q&A Day! Discover everything you need to know before investing in Victoria, from understanding the state's "blowout budgets" to navigating the biggest risks that make buying in Melbourne a “2030 conversation.”   We also break down why the buy-and-hold strategy still works, even for single investors with lower incomes. (After all, would you sell the goose that lays the golden egg?) Plus, learn why housing shouldn’t be linked to income and hear real data from a listener on his journey to a $1M passive income.   Tune in now for a jam-packed episode! 🚀 🚀 FREE STUFF MENTIONEDPICA Webinar Replay: “Fact-checking the misinformation, Negative gearing and CGT” Become a member and watch the replay of Ben’s webinar for the Property Investors Council of Australia (PICA) Read Ben’s realestate.com article: What is rentvesting? Resources from Ben’s “What’s Making Property News”:  Australia housing crisis: New Treasury analysis shows the average wait time for development approval is 144 days in Victoria and 114 days in NSW  OECD’s 2024 Dwellings Per Thousand Inhabitants LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Today’s bonus snippet is from our previous episode on The Three Money Rules for Life.In this TPC Gold soundbite, Bryce & Ben cover the #1 rule you should be following if you want to be successful at managing and growing your money!Tune in to find out what this rule is (if you’re listening to the podcast, chances are that you might already be following it), and which of the three types of “money people” you are…Listen to the full episode here: Episode 303 | The Three Money Rules for Life Free Stuff New to The Property Couch? Download our Binge Guide – 20 of the first episodes condensed into one easy-to-digest booklet! We’re giving away FREE copies of our best-selling books: Make Money Simple Again (e-book) and The Armchair Guide to Property Investing (physical book)!Check out our brand-new “lifestyle by design” app – Moorr. This free app helps you manage your money using our tried and tested MoneySMARTS system.  Guests/Episodes MentionedJames Clear – Author of Atomic HabitsEp 261: How to Hack Your Habits to Make You a Better Money ManagerScott Keck – Property valuation expert!Ep 302: Back to the Future: Lessons from 50 Years at the Top of His GameLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Ramit Sethi and Morgan Housel: Two titans in finance and money management who don't believe in property investing?!    It's your turn to ask the questions as we dive into a topic that's never been explored before on The Property Couch!  From breaking down our verdict on these two financial gurus to revealing how you can mirror Ramit and Morgan's investing style, tune in to find out if we’re going against the greats!   P.S. Stick around until the last question where we answer: Should this mother take all her daughter's savings and put them into the family offset to benefit them all?     Free Stuff Mentioned Free Spreadsheet: Kids Savings Tracking Calculator  Free Events:  The Adviser's New Broker AcademyLearn how to build a successful Mortgage Brokerage Business from the ground up. Register now >> PICA Webinar: Housing Crisis: Setting the Record Straight 7pm AEST, Wednesday 29th of May. ($5 Membership Required) What does the new data reveal about Australia’s housing crisis? What common misinformation is being spread?Become a member to register now >>See Bryce's Lifehack >> Resources from Ben’s “What’s Making Property News?”  ASIC report: Australians need better hardship support from their lenders “Housing Market Cycles and Fundamentals” speech by Sarah Hunter, Assistant Governor  Guest & Episodes Mentioned:  116 | Q&A – How Guarantor Loans Actually Work, Fixing a Joint Venture, Investing in WA and More 494 | “The Table of Truth”: Everything You Need to Know About Property & The Budget LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube