

The Great Indian Points and Miles Show
Aadil Bandukwala
Unlock the secret to seeing the world without breaking the bank! The Great Indian Points & Miles Show dives into real-world hacks for turning credit card rewards, airmiles, and loyalty programs into unforgettable adventures.
From free flights to luxury hotel stays, we break it all down with practical tips, jaw-dropping success stories, and strategies that work for anyone. Whether you're dreaming of your first free trip or leveling up your travel game, this is your ticket to wanderlust without the wallet pain!
From free flights to luxury hotel stays, we break it all down with practical tips, jaw-dropping success stories, and strategies that work for anyone. Whether you're dreaming of your first free trip or leveling up your travel game, this is your ticket to wanderlust without the wallet pain!
Episodes
Mentioned books

Aug 16, 2025 • 1h 10min
How Pros Earn 40% Back on Their Credit Card Purchases (Not Clickbait) | Affiliate Secrets Revealed!
Unlocking credit card rewards is the name of the game! Learn how savvy spenders can turn routine purchases into a whopping 40% back. Discover strategic combos of bank offers and cash back sites that turn utility bills into free flights. Unearth the secrets of Amazon vouchers and a revolutionary 'voucher loop' that maximizes returns. Plus, tips on navigating gift vouchers and accessing VIP airport lounges. Dive into real-life examples of leveraging cashback portals to score big savings!

Aug 1, 2025 • 1h 37min
India's Best Super Premium Credit Cards 2025: Axis Magnus Burgundy vs HDFC Infinia vs ICICI Emeralde Private Metal vs American Express Platinum Charge Card vs HSBC Pemier
💳Welcome to The Great Indian Points and Miles Show! 🎯 In this comprehensive episode, we rank India's top super premium credit cards for 2025 and help you choose the perfect card for maximum rewards.🏆 Featured Cards:💳 Axis Magnus Burgundy Credit Card 💳 HDFC Infinia Metal Credit Card 💳 HDFC Diners Black Metal Credit Card💳 ICICI Emerald Private Metal Credit Card 💳 HSBC Premier Credit Card💳 American Express Platinum Charge Card💳 HDFC BizBlack Credit Card🧠 We break them down across the things that actually matter:✅ Reward rates that make your spend work harder✅ Redemption options for those dream redemptions✅ App experience (yes, clunky UIs are called out!)✅ Customer service that makes you feel like a VIP✅ Real-world stories that’ll make you say “Wait, what?!”Key Takeaways:✅ Magnus Burgundy wins overall for versatility and earning potential✅ ICICI EPM emerges as the surprise contender with 18% flight bookings✅ Infinia stays strong as the banyan tree of Indian cards — solid, stable, and always there✅ Real stories of house purchases, family vacations, and business class upgrades🎙️ If you love free flights, luxe lounges, or just geeking out on points — hit that Subscribe and join our growing tribe of savvy spenders!Timestamps:00:00 - Introduction & Host Welcome02:17 - Meet Our Guest Abhinandan06:55 - Top 4 Super Premium Cards Revealed17:46 - What Makes a Card "Super Premium"? Framework Discussion22:00 - Earning Rates Battle: Magnus Burgundy vs Infinia vs ICICI EPM25:00 - Redemption Options & Miles Partners Comparison27:00 - Customer Service Rankings (Best & Worst)31:48 - App Experience & User Interface Review37:49 - Card Acceptance & Exclusions Analysis41:34 - Annual Fee vs Benefits ROI53:20 - MY CARD, MY STORY - Real Experiences53:25: Abhinandan's House Purchase with Magnus Burgundy55: 10 Thailand & Australia Family Trips01:15:00: Ameya's HSBC Tax Payment Strategy01:30:40 - Rapid Fire Round: Best Cards by Category#CreditCards #MagnusBurgundy #HDFC #Infinia #ICICI #TravelHacking #CreditCardRewards #AmericanExpress #ICICIEPM Disclaimer: Credit card features and offers change frequently. Please verify current terms before applying. This content is for educational purposes only.

Jul 27, 2025 • 1h 32min
Bangalore’s Best Cafés, Brews & Bakes: Coffee Crawl with The Great Indian Points & Miles Show Crew
Welcome to a brand new flavor drop from The Great Indian Points & Miles Show—say hello to The Great Indian Yum Yum Show 🍩 ☕We cooked this up thanks to a flood of DMs, comments, and caffeine-fueled requests from you, our incredible community. In this first-ever Yum Yum episode, Aadil is joined by his co-hosts Dhimant, Ameya, and a special guest Vivek (aka the espresso whisperer) for a no-nonsense, all-fun, full-flavor café crawl across Bangalore—the OG coffee capital of India. What’s inside?The sexiest flat whites in town ☕Cold brews that slap harder than your Monday blues 🧊Cafés with vibes, soul, and maybe even Wi-Fi 😅Dessert bombs you can’t afford to gatekeep 🍰Yum Yum Awards for best cafés by vibe, value, working spot, patisserie, and most overrated spot 😏Whether you’re a coffee snob, dessert lover, remote worker hunting good Wi-Fi + caffeine combos, or just someone planning your next Bengaluru brunch—this episode has your back.🆕 This series is a fun experiment—if you love it and want more café, food, and travel chats, drop a comment below telling us where we should go next: Delhi? Goa? Paris?📍 Featured spots include: Maverick & FarmerLavonneHumblebeanSubkoTheobromaAmintiriLazy SuzyHappy Belly Bakes And some seriously underrated gems.🎧 You can also tune in on Spotify, Apple Podcasts, Amazon Music, or your favorite podcast platform. ☕️ Don’t just collect points. Burn them. And maybe sip a good pour-over while you’re at it.Timestamps:00:00 - Welcome to The Great Indian Yum Yum Show 🍰 ☕03:00 - Meet the Crew: Aadil, Dhimant, Ameya & Vivek06:00 - Bangalore’s Café Scene: From Filter Coffee to Flat Whites07:00 - Dhimant's Early Coffee Café Experiences10:00 - Ameya’s Micro-Trends in Bangalore Cafés14:00 - Coffee Economics 101 with Vivek17:00 - Subko Café Special: Pistachio Cookie & Haleem Puff Pastry20:00 - The Journey of a Coffee Enthusiast: Coffee vs. Audiophiles26:00 - Understanding Coffee: Espresso vs. Pour-over Explained30:00 - Top Cafés for Remote Work in Bangalore32:00 - Vada Pav Debate: Bangalore Edition35:30 - Indiranagar’s Best Cafés & Hidden Gems36:00 - Maverick & Farmer’s Burgers & Cold Brews40:30 - Lavonne’s Brunch & Desserts42:00 - Humblebean’s Signature Coffees & Granola Bowls45:00 - Cafés of Jayanagar & JP Nagar: Drip & Drop, Coffee & Talk52:30 - Lazy Suzy’s Hot Chocolate vs. Smoor53:30 - Desserts Worth the Calories: Happy Belly Bakes & Mason du Brownie56:00 - Most Overrated Cafés in Bangalore59:00 - South Bangalore Cafés: Recommendations & Picks1:02:00 - Central Bangalore Cafés & Top Picks1:11:00 - Amintiri’s Epic Cakes and Desserts1:19:00 - Old School Cafés: Matteo, OG Café Coffee Day1:22:30 - Matcha Madness: Best Spots for Matcha Lovers1:26:00 - The Yum Yum Awards 🏆 (Best Coffee, Best Vibe, Overrated & More!)

Jul 26, 2025 • 1h 2min
From Flipkart to First-Class Travel: Scapia CEO on Building India’s Most Loved Travel Credit Card!✈️
What if your credit card actually loved travel as much as you do? Meet Anil Goteti, ex-Flipkart exec and now the brain behind Scapia – India’s first travel-first credit card that’s rewriting the rules of how we earn and enjoy rewards. ✈️In this candid and deeply inspiring episode of The Great Indian Points and Miles Show, Anil walks us through:His early tech adventures (including being one of the first few people on Earth to make 3G calls – no kidding!)A road trip from New York to San Francisco that changed his perspectiveBuilding Scapia from scratch, where Friday biryani lunches, stadium takeovers, and listening to real customers became non-negotiables👀 If you’ve ever:Wondered why most Indian credit cards feel stuck in the past…Been frustrated by lounge overcrowding and hidden fees…Dreamed of a card that actually understands your travel lifestyle……this one’s for you.🎯 What You’ll Learn:✅Why Scapia ditched traditional lounges for real airport privilegesHow a dual Visa + RuPay card setup unlocks better rewardsWhat true customer obsession looks like (Hint: teams flying every Friday to meet users IRL)The behind-the-scenes story of that viral RCB partnershipAnd why Anil believes travel rewards should be for everyone, not just the ultra-elite💥 This isn’t just a fintech story. It’s a travel revolution. Perfect for: Credit card power users, points & miles junkies, travel hackers, founders, and fintech followers.Want to apply for Scapia? Click here.Timestamps:00:00 Meet Anil & the 3G Legacy05:39 Scapia - From Idea to Execution13:40 The Scapia Research Culture16:17 The Aha Moment18:39 Travel Styles & Personal Hacks30:17 Favourite Destinations41:46 Why Airport Privileges trump Lounges45:55 Rapid Fire Begins54:22 Desert Storm, Sachin Tendulkar & more!🎧 Subscribe for more insider travel & rewards wisdom, straight from India’s top points geeks. New episodes drop every week, and we promise they’re worth your points!#Scapia #CreditCard #TravelCreditCard #PointsAndMiles #FintechIndia #AnilGoteti #AirportPerks

Jul 18, 2025 • 1h 5min
Burn or Earn? The 2025 Credit Card Strategy Every Indian Traveler Must Know!
🛬💳 Planning your big international getaway in 2025 or early 2026? If you're scratching your head about whether to burn those precious points or keep stacking them at eye-popping 18-40% returns, you're not alone!In this episode of The Great Indian Points and Miles Show, we bring four real-world experts who’ve been there, done that, and now spill their best secrets on how to squeeze maximum value from your credit cards. From round-the-world trips booked entirely on points to the smartest mixed redemption opportunties, we've got your back for smarter travel in 2025.Meet Your Travel Buddies:Dhimant: Our Cathay Pacific guru who spots award availability faster than you say "free upgrade."Ameya: The double-dip maestro and the ultimate Air India card insider.Devansh: Strategy consultant by day, points-and-miles ninja by night, straight out of Bangalore.Aadil: Your host & dost who believes in one life - live it large and naturally gravitates towards Emirates & Singapore Airlines! Episode Highlights You'll Love:✈️ Burn vs. Earn: How to strategically decide🏨 Proven mixed redemption tactics (that actually work)💳 Best starter credit cards in India for 2025 (Hint: Premium isn’t always the way!)🌍 Booking epic round-the-world trips using Indian credit cards🎯 Real-life case study: How just 120K ANA miles secured 6 business class flightsTop Redemption Tips Discussed:✅ Amex MR: Instant transfers to Cathay Pacific and Marriott sweet spots✅ HDFC Infinia: Domestic flights via SmartBuy and Singapore Airlines transfers✅ Axis Edge Rewards: Unlock Accor stays and JAL rewards✅ Marriott Bonvoy: ANA round-the-world redemption tipsPro-Tips to Bookmark:❌ Avoid speculative transfers—Hear how just 15K points could cost you dearly in Vietnam.✅ Start with a single program (Avios is beginner-friendly!)✅ Experience beats theoretical value every time—Convenience over CPP!✅ Mixed strategies = Ultimate travel flexibilityBest Beginner Credit Cards for 2025:💳 HDFC Regalia Gold Credit Card (Lifetime Free + SmartBuy perks)💳 HDFC Marriott Bonvoy Credit Card (Instant free night)💳 IndusInd Avios Credit Card (20K bonus to start) 💳 Axis Atlas Credit Card (Great if you snag approval!): Insider Regional Recomendations:✈️ Finnair Avios for weekend stays at Scandic hotels🏨 British Airways Avios Hotels: Score 20% back🏩 Turkish Airlines transit hotels: Free luxury layovers🛎️ Exclusive heritage experiences money can't buyReady to dive in? Comment below and let us know:💳 Which card are you applying for next?🛫 What’s your dream destination?🛩️ When do you plan to fly?Subscribe and never miss a travel hack again! 🔔 Timestamps:00:00 – The Big 2025 Dilemma: To Burn or To Earn?02:18 – Meet the Experts & Their Favorite Redemptions05:55 – Strategic Decision-Making: Burn vs. Earn Framework12:12 – Planning Ahead: Optimal Booking Windows17:21 – Best Uses for Popular Credit Card Programs23:05 – Epic Redemption Story: 19 Unforgettable Days at the Pullman, Maldives30:09 – Round-the-World Magic: Turning 120K Miles into 6 Flights42:44 – Game-Changing Mixed Redemption Strategies47:21 – Real Stories: Finland, Vietnam & Beyond53:52 – Beginner-Friendly Cards You Must Get in 2025Disclaimer: Credit card perks and partners can change often. Always double-check the latest terms before booking! Some of the credit card links on this page are affiliate links. If you click through and apply, we may earn a small commission — at no extra cost to you.#CreditCards #PointsAndMiles #TravelHacks #TravelIndia #HDFC #AmexIndia #AxisBank #BusinessClass #TravelSmart #IndianTravelers #2025TravelGoals

Jun 26, 2025 • 1h 31min
🇯🇵 Japan: Ultimate Food Adventures, Flights, Hotels, Shopping & Insider Travel Tips!
Dreaming of Japan? Get ready for the most comprehensive guide on how to maximize your points and miles to unlock the ultimate Japanese adventure! From choosing the right flights and hotels to savoring the best vegetarian and non-vegetarian eats, exploring hidden gems, must-do experiences, and shopping smartly, we've got you covered. Join our expert panel as they break down everything you need to know about making your Japan trip unforgettable.Highlights:✈️ Best airlines and redemptions for economy and business class to Japan.🏨 Top accommodation picks: Marriott vs Accor, and why location matters.🚄 Is the JR Pass worth it? We give you the pros and cons.🍜 Insider tips on Japanese cuisine—must-try dishes, convenience store finds, and Michelin-level eats.🎢 Unique experiences: DisneySea food paradise, Mario Kart essentials, Onsen etiquette, and hidden towns.🛍️ Japan shopping guide: from tech gadgets and sneakers to stationary and must-buy souvenirs.Full of laughter, practical tips, and delicious insights—this is the episode you don't want to miss!Timestamps:00:00 - Trailer & Episode Overview03:05 - Context and Episode Starts10:25 - Why Choose JAL? Pros & Cons13:00 - Accommodation Tips: Marriott vs Accor16:55 - Is the JR Pass Worth Buying?19:45 - Underrated Japanese Towns & Hidden Gems23:30 - Tokyo Must-Dos & DisneySea Foodie Paradise28:00 - Top Japanese Convenience Store Picks31:45 - The Great Indian Yum Yum Show 36:55 - Non-Vegetarian Must-Try Japanese Dishes44:34 - Tokyo Milk Factory, Deserts & More 1:06:05 - Budgeting Food & Daily Expenses1:08:20 - Unique Experiences: Mario Kart, Onsens, & Tea Ceremonies1:16:15 - Ultimate Japan Shopping Guide1:28:45 - Wrap Up & Closing Remarks📌 Subscribe to The Great Indian Points & Miles Show for more travel hacks, points strategies, and insider guides to explore the world in style!#JapanTravel #PointsAndMiles #JapanFoodGuide #JapanTravelTips #TokyoDisneySea #MarioKartTokyo #JapaneseCuisine #JRPass #TokyoShopping

Jun 24, 2025 • 1h 56min
Fly to Singapore, Vietnam & Dubai Using Credit Card Points | Real Redemption Stories from India ✈️💳
What happens when an Indian traveller goes from budget hostels in Vietnam to scoring lounges in Singapore - all powered by credit card points?In this episode of The Great Indian Points & Miles Show, Aadil, Dhimant and Ameya chat with Srijan about real-world travel using rewards from credit cards from the India ecosystem. They dive into:🇸🇬 Singapore:✅ Why it’s the perfect playground for first-time redemptions✅ How to enjoy hawker centre food, luxury lounges, and free flights✅ Tips for flying from Indian metros to Changi without cash burn🇻🇳 Vietnam:✅ Why Vietnam is a budget-friendly, high-reward destination✅ Flight recommendations that make Vietnam super affordable✅ What not to do at popular beaches and how to spot tourist traps🇦🇪 Dubai:✅ The importance of planning ahead in dense itineraries✅ Overrated buys and underrated gems✅ A candid look at short-haul redemption decisions for Gulf destinationsPlus:✅ The emotional power of travelling with parents on points✅ Redemption mistakes (and recoveries) that every Indian traveller can learn from✅ The mindset shift from chasing business class to maximizing meaning per mile👉 Whether you’re just getting into points or planning your next big redemption, this episode is packed with insights, laughs, and brutally honest travel truths.Credit Cards Discussed in the episode [Some of these are affiliate links]: Axis Magnus Credit Card : https://tinyurl.com/5n6pfw6yAxis Magnus Burgundy Credit Card : https://tinyurl.com/5n6pfw6yHDFC Diners Black Credit Card : https://tinyurl.com/ycjhbrdeHDFC Regalia Credit Card : https://tinyurl.com/ycjhbrdeHDFC Regalia Gold Credit Card : https://tinyurl.com/ycjhbrdeICICI Sapphiro Credit Card : https://tinyurl.com/5yc8bb2dICICI Amazon Pay Card Credit Card : https://tinyurl.com/5yc8bb2dAU Zenith Credit Card : https://tinyurl.com/ykadacv5Timestamps:00:00:00 – Introduction: First International Trips & Travel Stories00:03:00 – Episode Starts: Scoring Your First International Vacation Using Points00:04:00 – Introducing Special Guest: Srijan Shetty & His First Credit Card (Diners Club)00:07:00 – First International Trips: Ameya, Srijan, Dhimant & Aadil Share Stories00:22:20 – Why Your First International Trip Should Be Accessible and Memorable00:23:20 – Key Criteria for Selecting Your First International Trip00:38:20 – Dubai: Why It’s a Great First Destination & Recommended Itinerary00:44:00 – Exploring Dubai: Old Dubai, JBR, Palm, and Downtown Highlights00:50:00 – Essential Dubai Travel Tips: Metro vs Taxi, Where to Stay, and More00:56:10 – Flights to Dubai: Emirates vs Indigo, How to Choose Based on Your Needs01:00:00 – Why Singapore is Ideal for Your First Points Trip01:01:00 – Flights to Singapore: Singapore Airlines, Air India & Indigo Options01:02:30 – Recommended Hotels in Singapore: Accor & Marriott Properties01:04:30 – Foodie’s Paradise: Must-try Hawker Centers, Kaya Toast, Chicken Rice01:13:10 – Best Experiences in Singapore: Marina Bay Sands, Sentosa & Night Safari01:19:00 – Important Travel Tips: Avoid Tourist Traps & Beware of the Weather01:23:00 – Recommended Redemption Strategies for Flights and Hotels01:25:30 – Why Vietnam is a Great Budget-Friendly Destination01:27:30 – Best Cities to Visit: Hanoi, Da Nang, and Ho Chi Minh City 01:28:40 – Flights to Vietnam: Singapore Airlines & Vietnam Airlines Insights01:31:20 – Recommended Hotels in Vietnam: Accor Properties & Booking Hacks01:33:00 – Ideal Vietnam Itinerary: Exploring Hanoi and Da Nang 01:36:00 – Must-try Food & Drink in Vietnam: Pho, Banh Mi & Vietnamese Coffee Guide01:43:30 – Rapid-fire with Srijan Shetty: Favorite Cards, Mistakes, Travel Hacks01:45:40 – Rapid-fire with Ameya: Card Recommendations, Budget Destinations01:47:20 – Rapid-fire with Dhimant: Best Redemptions, Travel Essentials & Hacks01:49:00 – Final Advice: Making Your First International Trip Unforgettable01:50:10 – Underrated Destinations Worth Exploring Next

Jun 13, 2025 • 1h 25min
Your 2025 Beginner Strategy to Fly for Free with Credit Card Points in India & Internationally!
Aly Hajiani, a leading points and miles creator with over 600,000 followers, guides listeners on how to travel for free in 2025, even without existing points or credit cards. He shares beginner-friendly strategies, including the best starter credit cards and effective combos to maximize rewards. The conversation dives into avoiding common pitfalls, leveraging creative redemptions, and understanding loyalty programs. The hosts emphasize that luxury travel is more accessible than ever, making it ideal for newcomers ready to embark on their travel rewards journey.

May 30, 2025 • 1h 6min
Best Credit Cards to Start Your Points & Miles Journey in India - 2025 Edition! 💳
Dive into the world of credit cards tailored for beginners looking to earn points and miles in India! Discover the best starter cards like HDFC Marriott Bonvoy and ICICI Sapphiro, and hear real-life redemption stories from Goa to Hong Kong. Learn essential strategies for building credit, maximizing rewards, and navigating the complex landscape of travel benefits. With tips on cashback, lounge access, and smart spending, this guide empowers you to travel with ease—even on a budget. Perfect for anyone hesitant about diving into this rewarding journey!

May 24, 2025 • 1h 52min
Axis Bank Credit Cards EXPLAINED: Magnus Burgundy, Atlas, Privilege — The TRUTH You Need to Know!
Axis Bank Credit Card holders, this one’s for you!In this explosive deep-dive, we break down EVERY major Axis Bank credit card — Magnus Burgundy, Atlas, Select, Privilege, Samsung Infinite, Olyumpus, Vistara Infinite and more — through real talk, real redemptions, and real warnings.We've covered the length and breath of:What’s changing in 2025?Is Magnus Burgundy still numero uno post-devaluationWhy Atlas might be the sleeper hit!How to smartly transfer Edge Rewards & Edge MilesWhat they don’t tell you about lounge access, vouchers & taxes.Which credit cards work best with your lifestyle (travel, cashback, dining and more)Axis Group A vs Group B points — fully decoded.This episode is your guide to mastering Axis Bank Credit Cards in 2025, especially if you’re serious about squeezing the most value from your spends.🎧Whether you’re holding on to Magnus or Magnus Burgundy, considering Atlas, or juggling multiple Axis cards like the Select, Privilege or Vistara Infinite— this episode helps you decide what to keep, what to ditch, and how to maximise.🚀Subscribe, share, and join us on The Great Indian Points & Miles Show to unlock smarter travel, better rewards, and zero buyer’s remorse!Cards mentioned in this episode (some of these are affiliate links):Axis Bank Credit Cards:Axis MagnusAxis AtlasAxis ReserveAxis PrivilegeAxis SelectAxis Flipkart Credit CardAxis Samsung InfiniteAxis ACEAxis MyZoneHDFC Bank Credit Cards:HDFC RegaliaHDFC Regalia Gold HDFC Diners BlackHDFC InfiniaHDFC Marriott Bonvoy Diners Club Credit CardHDFC Swiggy Credit CardTata Neu HDFC Bank Credit Card (Plus/Infinity)ICICI Bank Credit Cards:ICICI Emeralde Private Metal (EPM) Credit CardICICI Bank Times Black Credit CardICICI Bank Emirates Emerlade Credit CardICICI Bank Amazon Pay Credit CardOther Cards Discussed:SBI Card EliteFederal Bank Scapia Credit CardSmall Finance Bank Ixigo Credit CardIDFC First Wow Credit CardIDFC First Bank Mayura Credit CardHSBC Travel One Credit CardHSBC Live Plus CardTimestamps:00:00 - Axis Bank Credit Cards Special from The Great Indian Points & Miles Show05:20 - Sudeep's Axis card stack revealed09:10 - Will future Air India cards still offer status?16:50 - Star Alliance Gold: What benefits truly carry over?18:00 - Our current Axis card stacks – who holds what?20:00 - Atlas vs Olympus: Which card gives better value?22:50 - Why Olympus might come diluted when re-launched27:00 - What if you’re new to Axis? How to build your card journey29:00 - The Privilege + Select combo: underrated but powerful30:50 - Edge Rewards 101: Building long-term value32:40 - The golden age of edge rewards family pooling (RIP)34:30 - Regalia Gold? Still a great place to start36:10 - Best zero Forex cards for international travel38:50 - Forex strategy: Carrying 3 cards, choosing wisely43:00 - Using Amex as a chargeback shield: When peace of mind wins46:10 - Atlas’s 4% Forex fee – the elephant in the room48:10 - Booking woes: Flying Blue, Lufthansa, and Access card failures49:20 - Axis's rewards currency: Edge Rewards vs Edge Miles51:10 - Group A vs Group B explained (and the cognitive load rant)54:00 - Partner limits, redemptions, and optimal transfer planning59:10 - What we transferred last year (and where we’re eyeing this year)01:03:00 - Using group B smartly: ITC, Marriott, and experimenting01:07:40 - Club ITC to ITH: Flights, hotels, cabs with points!01:13:00 - Marrying Axis with Marriott: How to max out Group B annually01:21:30 - Domestic redemptions: Which programs make sense?01:32:50 - Aeroplan’s sweet spot: SF to BLR to SIN – One PNR!01:36:30 - Our Group A & B strategy for 2025: Real talk01:40:00 - Axis GrabDeals 101: The good old 45X multipliers!01:42:50 - Gyftr and Flipkart SuperCoins stacking explained01:48:10 - Final thoughts: Axis stack wisdom from the points and miles crew