More Money Podcast

I can’t believe we’ve come to the end of Season 15 and that 2023 is just around the corner. To help me close out this season is Cindy Zuniga-Sanchez. Cindy is joining me on the show to discuss how her background as a child of immigrants shaped her money journey and sparked her passion for learning and teaching others about personal finance. Cindy Zuniga-Sanchez is an author, speaker, and founder of Zero-Based Budget Coaching LLC. In 2015, after racking up over $200k in student loan and credit card debt from her time at law school, Cindy decided to document her debt payoff journey on social media. This is exemplified in her new book, Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth, in which she shares her money story and provides readers with the roadmap she developed and used on her journey toward financial freedom. In this episode, Cindy shares how impactful her upbringing as a child of immigrants was on her financial journey and how it was able to help her avoid lifestyle creep once she started her career. We also discuss why we must define financial freedom for ourselves, instead of following other people’s perceptions of it. I want to say a HUGE thank you to everyone for listening to this season of the show and to those who have continued to support the More Money Podcast for the past 7 years! I wouldn’t be able to continue to make this podcast without you listening every week. I hope you have a wonderful holiday season and cheers to next season and 2023! See you in January!For full episode show notes visit jessicamoorhouse.com/350Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Adam Carroll, author and TEDx speaker, discusses topics such as shredding debt, the normalization of debt in society, the dangers of student loans, the importance of financial literacy, building a financial safety net, and the benefits of passive investing.

I’m so excited to have today’s guest on the show because the last time I saw her was at FinCon in 2019! I was a guest on her YouTube channel and since then her career has skyrocketed. Over the last few years, her content has gone viral and she’s busier than ever. Sharon Tseung is joining me on the show to talk about her expansive real estate portfolio, content creation, and passive income. Sharon Tseung is a content creator and real estate investor who teaches people how to make passive income to reach financial freedom through her blog, YouTube channel, TikTok, and Instagram. She worked in marketing for 10 years at Google and other startups before she became a digital nomad for 2 years. She is now focusing on her real estate investing portfolio, which has grown to 33 cash-flowing rental units across the U.S. In this episode, Sharon shares how she got started in real estate investing at the ripe age of 22 and what led her to create content about passive income. It was so fun to have Sharon on the show and talk about all that she’s been up to since we last saw one another in 2019. I hope this episode will give you some inspiration and know that your personal finance journey is always evolving.For full episode show notes visit jessicamoorhouse.com/348Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I talk a lot about why learning the basics of financial literacy, like budgeting and managing your money, is an essential part of any personal finance journey. But what happens when you’ve nailed the basics? If you’re looking to level up your finance game and start to grow your money, then listen to today’s episode all about wealth literacy. I’m joined by millionaire mentor and founder of The Black Wealth Summit Cedric Nash who shares his unique perspective on wealth building in an unequal world. Cedric Nash is an entrepreneur and investor who’s passionate about educating and inspiring the African American Community about building wealth for tomorrow and for future generations. He’s also the founder of Oakland Consulting Group Inc., an information technology consulting, software, and staffing firm. His forthcoming books Why Should White Guys Have All the Wealth? How You Can Become a Millionaire Starting from the Bottom and The Millionaire Money Moves Supplemental Investment Guide are set to be released next year and are examples of his teachings about wealth literacy and the obstacles that minorities and people of colour face every day. In this episode, Cedric outlines his personal wealth strategies with practical advice and anecdotes from his own journey. He also shares how real estate investing factors into his wealth equation and what risks are involved in this form of investing.For full episode show notes visit jessicamoorhouse.com/347Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

What do our money habits say about us? Our relationship with money is just as nuanced and complicated as every other relationship in our life. That's why my guest today, personal finance freelance writer and author Emily Guy Birken is fascinated by the behaviours and habits we have with our money. Listen to today's episode to find out more about money psychology and her new book, Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy. Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer and author who specializes in the scientific research behind irrational money behaviours. She has a knack for explaining complex financial topics by making them relatable and easily understandable to her readers. Her newest book, Stacked, is meant for non-money readers to help jumpstart their personal finance journey. In this episode, Emily shares how she went from English teacher to financial writer and why she’s so interested in how our feelings surrounding money get in the way of progress. Emily also shares how the idea for her newest book came to be with co-writer Joe Saul-Sehy. Plus, Emily talks about why she believes perfection has no place in personal finance.For full episode show notes visit jessicamoorhouse.com/346Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Often I find people are hesitant to start investing because it seems overwhelming, complicated, and like you have to start day trading like all those for investing bros on TikTok. But that couldn’t be further from the truth! Investing is for everyone and can be as complex or as simple as you want it to be. My guest today, Myron Genyk from Evermore Capital, shares these same sentiments and is on the show to discuss investing for your future made simple. Myron Genyk is the Co-Founder and CEO of Evermore Capital, a new Canadian asset management company that introduced the first and only target date ETF series for self-directed Canadian investors. In this episode, Myron shares what Evermore Capital is doing differently, why he’s passionate about Canadians investing for retirement, and how to not get rattled when the market is down. Myron is also sharing why Canada always seems to be behind when it comes to our investment options and how we can combat that.For full episode show notes visit jessicamoorhouse.com/345Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I’ve been getting inundated with questions about how to save money amidst higher grocery bills, interest rates, and the expectations of a recession next year. Luckily, I have a return guest on the show whose all about sharing practical tips, or rather recipes, to help you save money with minimal effort and sacrifice. Gordon Stein, who you may remember from episode 222, is back on the show to talk about the newest edition of his book, Cashflow Cookbook. Gordon Stein is an international keynote speaker, blogger, personal finance expert, and author of Cashflow Cookbook: $2 Million of Financial Freedom in 60 Easy Recipes. He’s on a mission to help improve people’s financial wellness without making them give up the things they love in order to save a buck. In today’s episode, Gordon is sharing what spurred him to write an American edition of his book and why he thinks it’s more important to track your wealth rather than your budget. I also ask him to share some practical and easy steps we can take right now to help reduce our household bills without giving up the things we love.For full episode show notes visit jessicamoorhouse.com/344Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Today I'm diving into an important topic that I've never explored before on the More Money Podcast — widowhood. When my guest, Richard Dri, lost his wife Mary in early 2020, it not only changed his life but his financial advisory business too. Richard has since switched gears to focus on helping clients navigate their finances through their grief. This episode is an incredibly important reminder to not leave estate planning until it's too late. Richard Dri is a Certified Financial Planner with close to 30 years of experience and is currently the Portfolio Manager and Vice President of Dri Financial Group. Since the loss of his wife, Richard has been on a mission to help others navigate the financial ups and downs of widowhood, which also inspired him to launch his Widowhood and Money Podcast. In this episode, Richard shares his own experience with widowhood as well as his advice for people experiencing this major life-altering event. We also get into the financial side of death, by which Richard shares the importance of cash flow, understanding asset allocations and fees, and why you should avoid emotional decision-making.For full episode show notes visit jessicamoorhouse.com/343Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

I’m sharing a bonus episode of the podcast today! The last time I chatted with today’s guest was in 2020 and in the midst of a lockdown during the pandemic when we did a special video together. Now, two years later, Angela Iermieri joins me on the More Money Podcast to discuss inflation, rising costs, rising interest rates, and the very real possibility that a recession is coming in the near future. Angela Iermieri is a financial planner and personal finance expert with over 20 years of experience, as well as a spokesperson for Desjardins Group. She shares her expertise and educates people on personal finance by writing articles in various internal and external publications, and by putting together informational videos, webinars, and conferences. In this episode, Angela outlines the differences between inflation and interest rates (and their special relationship with each other), what inflation was like at its peak in the 1980s (and why it was a very different scenario than what we're experiencing today), and what we can do as individuals in our daily lives to help quell inflation so it gets back down to a normal level.For full episode show notes visit jessicamoorhouse.com/342Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.

Like many millennials, I was sold the idea that as long as I got a degree, I’d be able to secure a well-paying job and have a long and successful career. However, as I soon learned after graduation, a degree is no longer a guarantee of anything (besides years of debt repayments perhaps). That's why I knew I needed to have Dr. Zakiya Akerele on the podcast to discuss her new book, aptly named Dump Your Degree, to explore how to make the most out of your degree anyway and how to give your career a headstart if you're still working towards your diploma. Dr. Akerele is an Atlanta-based educator and speaker. She received her Ph.D. at Fordham University and has served in various capacities at higher education institutions and at social justice, political, and non-governmental organizations (NGOs) both in the U.S. and abroad. She’s also the author of Dump Your Degree: How to Repurpose Your Education, Control Your Career, and Gain Financial Freedom. In this episode, Dr. Akerele shares what led her as a passionate educator to write this book, as well as what advice is no longer relevant for Gen Z when it comes to higher education, and why she thinks mentors are vital to a burgeoning career. She also gives some great tips on how to network with the connections you already possess.For full episode show notes visit jessicamoorhouse.com/341Follow meInstagram @jessicaimoorhouseThreads @jessicaimoorhouseTikTok @jessicaimoorhouseFacebook @jessicaimoorhouseYouTube @jessicamoorhouseLinkedIn - Jessica MoorhouseFinancial resourcesMy websiteMy bestselling book Everything but MoneyFree resource libraryBudget spreadsheetWealth Building Blueprint for Canadians course Hosted on Acast. See acast.com/privacy for more information.