The HMO Podcast

Are you unsure as to which type of mortgage you need for your HMO property? I’ve brought back our Expert Broker Ellie Broadhurst to help us figure this out and talk about:Mortgage options for HMO and non-HMO propertiesThe importance of choosing the right Specialist BrokerMortgage options for small HMOs (less than 5 beds)Understanding the benefits of bridging and development financeWhat to look out for when considering bridgingHow to build a great relationship with lendersInterested to discuss your HMO mortgage and finance needs? Contact Ellie at https://thehmoroadmap.co.uk/hmo-mortgage-finance/ Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

It’s been 18 months since Jake and Lucy were first here on the show. Have they finally left their full-time job? In today’s episode, I’m joined again by Jake and Lucy of Innova Property and in this special conversation, we talked about:Their story and when they started investing in HMOsThe importance of prioritising tasks to achieve your targetsA walkthrough of a day in the life of property investorsChallenges that they encountered in the last 18 months A 6-bed professional HMO case studyGot any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Are you finding it hard to manage some of your tenant’s unrealistic expectations?In this episode, I wanted to give some advice on how to set and manage your tenant’s expectations with some examples from my previous experiences. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Are you curious as to how these R2R deals really work? In this episode, I want to share the details about how we actually found, negotiated, and completed this 25-Bed R2R deal. I’m going to share with you:How content marketing has helped us find this dealHow we analysed this deal before making an offerThe challenges that we had to overcome during the negotiation and the refurbishmentGot any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Today's a quick biz update for you guys because I feel like I've hit a big and really important milestone in the last couple of weeks and I want to share it with you.So for this episode, I’ll update you on what’s happening on my student and professional portfolio, my HMO refurb, my commercial to residential stuff, and a couple of updates from The HMO Roadmap.Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

How do you balance family life with your property business?In today’s episode, I’m joined by Charlie Sullivan of Capstone Fox. Charlie was a Chartered Mechanical Engineer in the subsea and offshore oil and gas industry prior to investing full-time in property for about five years now. And in this insightful conversation with Charlie, we talked about:His story and work experience before investing in HMOsHow he’s managing his time with family and his property businessThe attributes of a successful property investorThe power of consistency and following a planHis personal views about the future of the HMO marketA 6-bed professional HMO case studyGot any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

What do we need to think about if we're going to be signing tenants up to our property that's undergoing a refurbishment? In this episode, I wanted to give you a bit of advice on filling your properties and getting tenants signed up when you haven’t finished the refurb yet. Plus, seven tips to avoid wasting a lot of time!Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Are you still contemplating whether or not R2R is the right strategy for you?I'm a huge fan of rent-to-rent and I've been doing it for seven years across several cities. This is really important to note because there are a lot of people out there talking about this strategy and teaching it but have limited experience.So in this episode, I’m sharing with you my experience and thoughts about this strategy including:What I love and don’t love about the R2R strategyHow I drive the rents up through refurbishmentsThe ugly truths about R2R and what you need to be aware ofHow to know if it’s the right strategy for youWhat you need to know to help you get startedInterested in my R2R beginner course? Email me at info@thehmoroadmap.co.uk to get notified when it’s ready.Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Do you need help in choosing the best business bank account for your HMO business? Well, let me narrow down your options.If you've set up a business, then you're required by law to have a business bank account. You can't spend anything from your business through a personal account of any sort. But I get it. It's quite confusing and there are so many banks out there. So, who do you choose? That’s exactly what we’re talking about in this short episode.Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Would you leave a cash-flowing but stressful business to invest in HMOs?In today’s episode, I’m joined by Adam Collison of Highline Property. Adam is a digital marketing agency owner before he became a HMO property investor in 2018. He is also the mastermind behind The HMO Roadmap’s Deal Stacker.So in this insightful conversation with Adam, we talked about:His background and experience before investing in HMOsHow he planned and executed his exit from his digital marketing agency business The challenges of transitioning from being an agency owner to a HMO property investorHis strategy to finance his HMO dealsA case study of his very first HMO dealGot any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!