The HMO Podcast

What’s your minimum acceptable cash flow for your HMOs?In this episode, I wanted to talk to you about what my minimum level of cash flow is per deal. And more importantly, the context around the importance of this metric for analysing all of your deals, when buying or refinancing any of your HMOs. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

What does it take to be an award-winning HMO property investor?In this episode, I invited back Mike Clay, who recently won the HMO Investor of the Year at the HMO Awards 2022. And if you’ve been listening to the podcast for a long time, you’ll know that Mike is my previous mentee and is now one of my business partners. So in this conversation, we’re going to talk more about his journey to success:Mike’s thoughts on what made him win the prestigious awardHow he transitioned from his full-time corporate job to a full-time property investorHis KPIs in analysing a deal and the importance of making decisions based on dataAdvantages of having a repeatable, predictable, and measurable product or serviceWhat he could have done differently if he could start all over againHis thoughts on the current state of the property market Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

In today’s episode, I wanted to talk to you about what I'm doing with my utilities for next year. As student landlords, we need to think about letting our properties at the right time, so being able to put the adverts online is crucial. And to be able to determine that, we need to know what the utility package is going to cover. So I’m going to share with you how I’m doing it.Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

What would you do if you could start your property investing journey with £100,000?This hypothetical scenario is something that I often hear members of our Community talking about and asking me, and it's a difficult one to answer because the answer is actually different for all of us.It really depends on what we want to achieve, what we've currently got going on, our resources, and our limitations. But what I want to share with you is exactly how I would do it, because I think the method that I would take in approaching this is translatable. Whatever circumstance, whatever scenario, and whatever position you're in, you should be able to take what I share with you in today's episode. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Are you feeling anxious right now and unsure of what steps to take next?I know it's a scary time for property investors right now, and that's why in this episode, I'm bringing you some facts, some logic, and some sensible solutions to help you weather this storm!Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Do you know how to brand your property business?In today’s episode, I’m joined by Brian and Lauren Metcalfe of Skaus Haus, a property developer based in Liverpool. Before becoming full-time property investors, Brian worked in retail buying and merchandising for 20 years while Lauren worked in the Food Buying and Brand Licensing sector.And in this insightful episode, we’re going to talk out:How investing in single lets helped them build confidence to take on larger projectsThe role of mentorship and property education in building their businessTips and advice when managing teams and projectsThe importance and benefits of branding3 flat conversion case studyGot any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

We’re celebrating the 2nd year anniversary of The HMO Podcast and we're doing a giveaway to celebrate this special milestone! Thank you to all of you and be sure to listen to this episode for more details!Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Are you a newbie in the HMO industry?In this episode, I want to share with you the 5 mistakes that I often see that newbies are doing when they start their HMO investing journey. And making these mistakes can be fatal to your business. These mistakes can stop you from getting into business before you’re even in business. So, let’s talk about the 5 common mistakes so you can be aware of them and avoid them.Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Today, I'm going to fill you guys in on what has been happening in my business. I've got some updates in the main business, the investment management group including some rent increases, an interesting scenario that I've been dealing with in my HMO development project, and a general update on the commercial to resi stuff.  Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates! 

Have you got the right insurance policies for your HMO properties?In this episode, we’ve invited The HMO Roadmap’s insurance expert, Steve Barnes of Total Landlord Insurance under Hamilton Fraser.And in this conversation with Steve, we talked about:The different kinds of insurance policies for your propertiesUnderstanding how policies are computedThe extent of tenant’s claims and examples of worst-case scenariosHow much to insure the property forWhat you need to know when getting an insuranceInterested to discuss your HMO property insurance? Contact us at https://thehmoroadmap.co.uk/hmo-property-insurance/Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!