Explore the importance of balancing present enjoyment with future financial goals, prioritizing debt repayment over investing, and finding the right balance between protection and simplicity in financial management. Learn practical tips for managing current finances effectively while planning for the future.

Today we’re talking about Behaviour and why really, it’s ALL about that when it comes to being financially successful. Show notes: https://meaningfulmoney.tv/BI5 

We’re continuing our Big Ideas season, talking about the overarching concepts that govern our understanding of money and how to use it. Today’s subject is: Looking after Number 1. Shownotes: https://meaningfulmoney.tv/BI4 

This podcast discusses the importance of simplicity in managing personal finances and provides examples of clients who struggled with complex financial affairs. It also addresses the importance of assessing one's financial situation and aligning finances with goals. The podcast explores the difficulties faced by self-employed individuals in navigating tax complexity and provides tips on simplifying the process. It emphasizes the importance of taking control of financial planning and explores options for minimizing inheritance tax exposure.

The podcast explores the concept of compounding and how compound interest works in personal finance. It emphasizes the importance of understanding and utilizing compound interest for long-term financial growth. The hosts discuss the risks of interrupting compounding and the benefits of intentional investing. They also cover maximizing tax efficiency and compounding with pensions, Ices, and investment vehicles, as well as understanding investment charges. Additionally, they touch on the difference between spending and investing, the role of gold in a portfolio, and the importance of knowing your time scale.

In this podcast, the hosts introduce the new season and discuss timeless truths in personal finance. They delve into the proven asset classes of shares and property, highlighting the benefits of owning shares and the advantages and disadvantages of investing in them. They also explore the importance of building wealth and investment objectives, the complexities of holding property in a limited company, and the value of seeking tax advice. Lastly, they emphasize the importance of navigating tax breaks and regulations and the accessibility of investing in businesses and properties.

The Simple Path to Wealth is the most distilled, purest book on wealth-building I’ve found and I still recommend it all the time. Now the author, JL Collins, has followed up with a new book called Pathfinders, which is full of stories of how people have taken the teaching in the Simple Path, and applied it to their lives. Shownotes: https://meaningfulmoney.tv/session522 

Today, we’re talking about Financial Planning Priorities and recounting some examples where we have made sure that people got things in the right order…   Show Notes: https://meaningfulmoney.tv/RS10 

Today we’re going to talk about Equity Release, and contentious subject for some but a useful tool in financial planning for older folks who are asset-rich, but cash-poor. We’ll recount a couple of real stories from our own experience as advisers and then go over what you need to know and do about using Equity Release for your own financial planning or for your older family members, perhaps.   Shownotes: https://meaningfulmoney.tv/RS9 

Explore the alternative paths to retirement, including transitioning to retirement through employee ownership trusts and multiple career paths. Discover the concept of mini retirements and the changing definition of retirement. Learn about the importance of staying flexible in retirement planning and choosing fixed term lengths for financial products. Discover options for exiting a business and navigating career challenges. Lastly, explore the considerations of taking out a mortgage for retirement.