The Meaningful Money Personal Finance Podcast
Pete Matthew
Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order.
Each show is in two segments: Firstly, everything you need to KNOW, and secondly, everything you need to DO to move forward on the subject of that episode.
This podcast will appeal to listeners of MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast.
To leave feedback or ask a question, go to http://meaningfulmoney.tv/askpete
Archived episodes can be found at http://meaningfulmoney.tv/mmpodcast
Each show is in two segments: Firstly, everything you need to KNOW, and secondly, everything you need to DO to move forward on the subject of that episode.
This podcast will appeal to listeners of MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast.
To leave feedback or ask a question, go to http://meaningfulmoney.tv/askpete
Archived episodes can be found at http://meaningfulmoney.tv/mmpodcast
Episodes
Mentioned books
May 11, 2022 • 47min
Drawdown or Annuity?
When it comes to taking benefits from your DC pensions, most people just assume that Drawdown is the ONLY way to go, and that annuities are dead, but we think there’s a place for them for the right people at the right time.
May 4, 2022 • 45min
Insure or self-insure?
Today we want to cover a topic that is very subjective to each individual’s circumstances - whether you should take out insurance for a given risk, or whether you should use some of your own money in case that risk occurs.
Apr 27, 2022 • 45min
Retire or Semi-Retire?
The idea for this session came from a brilliant post in the Meaningful Money Facebook group by none other than Nick Mitchell, one of the brilliant moderators and part of the team here at MeMo. Nick felt like he was coming to a transition point in his career and was concerned that he was losing his identity somewhat, which, like for most of us, is very tied up in his work. This got us thinking about retirement - the biggest transition most of us face, work-wise - and whether its best to go out with a bang or fade out slowly.
Apr 20, 2022 • 38min
Income, Growth or both?
Today we’re talking about investing for income, for growth or both - so it’s more of a this or that or the other conversation really. But this is actually something that we come across quite a bit talking to clients, particularly those in retirement.
Apr 13, 2022 • 55min
Seek Financial Advice or DIY?
Dive into the dilemma of choosing between professional financial advice or going solo. Discover the vital advisor-client relationship and the importance of trust in financial planning. Learn how basic tools like pensions and ISAs play a role as you approach retirement. Delve into crucial insurance policies and managing monthly expenses effectively. Explore strategies for maximizing benefits after promotions and optimizing tax planning for high-rate taxpayers, ensuring you're equipped for your financial future.
5 snips
Apr 6, 2022 • 38min
Active or Passive Investing?
Today, Roger and I talk about investing, and specifically another THIS OR THAT question, and this one is hotly debated amongst investors and advisers and of course, by the fund management industry. Should you invest passively, or actively? And what does that even mean?!
Mar 30, 2022 • 30min
Invest or pay off bad debt?
Today we’re covering similar ground to episode 1 of this season where we asked whether you should overpay your mortgage or invest. This time though, we’re trying to solve the dilemma of whether you should invest while you’re still paying off bad debt.
6 snips
Mar 23, 2022 • 31min
Pension or ISA?
Exploring the features and benefits of Pensions and ISAs, emphasizing the importance of employer contributions and tax relief. Comparing different types of accounts for retirement planning and balancing investments between ISAs and pensions. Navigating the financial system, long-term planning, and the significance of saving and investing for retirement over a 25-year period. Highlighting the importance of flexibility in financial plans and the upcoming episode on investing versus paying off debt.
Mar 16, 2022 • 37min
Overpay your mortgage or invest?
This season is called This or That, and in each episode we’ll be looking at a particular this or that scenario. This week’s This or That question is whether to overpay your mortgage or invest? You have some spare money each month - should you pay down your mortgage more quickly or should you invest it in your pension or ISA?
Feb 16, 2022 • 39min
Manage Your Financial Expectations
Now and again, something comes across my desk which makes me sit up and take notice, and that’s exactly what happened when a book called Manage Your Financial Expectations landed in my in-tray. The book - one of three, eventually - and the whole project is the brainchild of Mark Hamilton, retired businessman and father of three. I’ve invited him on to tell his story and the why behind the books.
