Marriage Kids and Money: Personal Finance for Families

Can you be happily married and have separate bank accounts?Nicole and I dive deep into the subject and analyze if this is something we could do in our relationship after 10 years of having one joint account.Knowing how personal this topic can be, Nicole and I share three takeaways for couples to decide if this is right for them. What do you think? Could you see having yours, mine and ours account in your relationship?Let us know on Instagram!RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Rachel Cruze joins me to answer a question from anonymous: "My husband wants separate bank accounts and I don't. What should I do?"We discuss the options available to our anonymous friend including the importance of clear communication and even asking for support from a marriage counselor.Rachel and I also discuss her thoughts on the Enneagram Test, how she differs in opinions from her Dad, Dave Ramsey and what she thinks of the FIRE Community. During the second part of the episode, I throw out another MKM Challenge to reflect on 2020 and fight our instincts toward negativity.Lastly, Zoey joins me for our very first "Money Quiz"!RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

What's money for if you can't enjoy it?Sometimes when it's all lumped into one account that can be hard. Nicole and I talk about the benefits of breaking your money into buckets to allow yourself to have some more fun. Do you break your money into buckets? Let us know on Instagram -- https://www.instagram.com/marriagekidsandmoneyRESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Lowering our annual expenses can allow us to achieve debt freedom and financial independence a lot sooner. But spending less can also mean not having as much fun. And who wants that? Not our family!That's why we went on a quest to decrease our UN-Fun expenses by $20,000 while increasing our FUN expenses by $10,000. Who's ready to have more fun for less money?I share all the details of how our family made this financial change up and how you can too. RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever been passionate about something and your spouse doesn't share the same passion?These differences can affect your relationship ...sometimes for better and sometimes for worse. Nicole and Andy Hill discuss how these types of conflicts have affected their relationship in the past and how they have dealt with them. RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you want to become a young millionaire?So did J. Money from "Budget Are Sexy" fame over 10 years ago.He started tracking his net worth each month and eventually, he hit his millionaire milestone. J. Money shares what your net worth is, how you can easily track it and ways for you to grow your net worth to a million and beyond. Listen to today's first-ever BEST OF MKM episode featuring J. Money!RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole and Andy chat about buying presents for the kids for Christmas. How many are too many?How little is too little?We're not sure we have the answers, but we sure enjoyed our drinks while we're discovering it. Thanks for joining us for another Bread & Wine episode!RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

In order to keep our personal information safe online, we need to remain vigilant and aware of how cyberattacks happen. Dr. Eric Cole shares practical steps we can take to protect ourselves from malicious cyber crimes like phishing scams, hacks and data breaches. This is serious business as families can lose so much of their hard-earned wealth. Listen to find out how the quick steps you can take to protect your wealth and your family. RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

By popular demand, I invited my wife Nicole to join me for our first (and hopefully not last) "Bread & Wine" episode. Our chat today is about contentment. How do we become content? How do we stay content?And how do we fight discontentment?Cheers!RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

After becoming debt-free, you may see your credit score drop. I discuss how to increase your credit score over time and still remain debt-free.Also, Tanya Van Court from Goalsetter shares the financial lessons kids can learn from the financial crisis. We also discuss how their financial literacy app helps kids (and families) prosper with money. RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices