Retirement Starts Today

Benjamin Brandt CFP®, RICP®
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Mar 9, 2020 • 17min

Living Off Your Savings: How Do I Cover My Spending in Retirement? Ep # 130

Now you know what your spending in retirement will be, but how do you know where and when to withdraw money? Welcome back to the second episode in the Living Off Your Savings series. Last week we established how much you needed to retire and you learned how to create a retirement budget. Today we’ll […]
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Mar 2, 2020 • 19min

Living Off of Your Savings: How to Create a Retirement Budget, Ep # 129

Have you created a retirement budget? That’s what we’re going to cover this week on Retirement Starts Today. The month of March brings a change in format for us. We are going to try a monthly series format. The theme of this month’s series is Living Off of Your savings. For the entire 5 week […]
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Feb 24, 2020 • 16min

Are You Paying for Tax Prep That Should Be Free? Ep # 128

Last year 14 million Americans paid for tax prep that they could have had for free. Are you one of those people? Today, we’ll take a look at why people are spending money they don’t need to and how to rectify that. I’ll also answer some insightful listener questions concerning legal documents for retirees, the […]
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Feb 17, 2020 • 19min

What to do When a Stock Goes Parabolic, Ep #127

I’m sure you’ve seen Tesla all over the news lately, today we’ll think about what we can learn from its parabolic trajectory. We’ll also cover additional questions about the SECURE Act and I make a correction about something I said about the SECURE Act as it pertains to minor beneficiaries. Then we’ll cap off the […]
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Feb 10, 2020 • 17min

3 Tips to Avoid Penalties on Early Retirement Withdrawals, Ep #126

Do you know how to avoid penalties on early retirement withdrawals? Is the 4% rule confusing to you? On this episode of Retirement Starts Today 2 astute listeners have some fantastic questions for me to answer today. You’ll want to listen in to hear 3 tips on how to take early retirement without the early […]
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Feb 3, 2020 • 21min

Questions and Answers from the SECURE Act Webinar, Ep # 125

Welcome back to another episode of Retirement Starts Today. On this episode, I review the questions that were asked in both sessions of the SECURE Act webinar. You’ll want to listen even if you attended a webinar session since you didn’t hear the questions that were asked in the other session. I really enjoyed teaching […]
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Jan 27, 2020 • 24min

Estate Planning Strategies to Preserve IRA’s with John Ross, Ep #124

Now that the SECURE Act is the law, we need to rethink our estate planning strategies since it has effectively killed the stretch IRA. With the death of the stretch IRA, many people are scrambling to figure out what the best way is to leave their heirs their IRA’s. Fortunately, estate attorney and host of […]
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Jan 20, 2020 • 19min

How Bonds Work, Ep # 123

You know that you need to have a diversified portfolio with both stocks and bonds, but do you know how bonds work? On this episode of Retirement Starts Today we have 2 fantastic listener questions that deserve detailed responses. John wants to know how bonds work before he begins investing in them and George has […]
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Jan 18, 2020 • 2min

Free Training January 23rd – The SECURE Act and Your Retirement

Webinar #1 sign up – 11AM CST, January 23rd Webinar #2 signup – 3:30PM CST January 23rd The recently passed Secure Act brought about the most significant changes to retirement planning in a decade. In this free live training, you’ll learn the key points that could affect your retirement plans, your parent’s retirement accounts, and […]
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Jan 13, 2020 • 19min

How the Secure Act May Affect Your Retirement Plans, Ep #122

Webinar #1 sign up – 11AM CST, January 23rd Webinar #2 signup – 3:30PM CST January 23rd The recently passed Secure Act brought about the most significant changes to retirement planning in a decade. On this episode, you’ll learn the key points that could affect your retirement plans. Make sure to listen to the end […]

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