Market MakeHer Podcast

Jessica Inskip and Jessie DeNuit
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Mar 14, 2025 • 29min

80. What A Recession Is and How the Business Cycle Informs Us

🚨 Recession Watch: What’s Happening in the Markets? 🚨Major banks are raising red flags about a potential recession, pointing to uncertainty around trade, tariffs, and inflation. If there’s one thing the market hates, it’s uncertainty—it fuels volatility.As of March 13, 2025, the S&P 500 has officially entered correction territory, meaning it has dropped 10% from its recent highs. Corrections like this are a normal part of market cycles.🔍 Looking Back:This episode was recorded on September 6, 2024. Back then, the S&P 500 was at the same levels we saw in late August/early September, driven by recession fears and a spike in unemployment—concerns that led the Fed to cut rates by 0.50% for the first time.📅 Looking Ahead:Fast forward to today, and guess what? The next Federal Reserve rate decision is coming up on March 19, 2025, at 2 PM ET.So let’s stay calm, collected, and calculated as we break down: ✅ What a recession is ✅ How it’s officially declared ✅ How it fits into today’s market landscape📉 Sector FYI: Consumer discretionary stocks are taking the hardest hit this year, down 13.4% year-to-date, with Tesla (TSLA) leading the decline as the sector’s biggest component.🔗 Resource Links:NBERFed Economic DataEp. 13 Are We In A Recession?Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...
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Mar 7, 2025 • 28min

79. Investing Basics: Compound Interest, Dollar Cost Averaging, Money Mindset

We're getting back to basics with some Investing 101 and money psychology. We'll discuss what first-time self-directed investors need to know to get started on your investing journey and good concepts for all investors to think about in their investing strategy...and we'll go over some important jargony terms to easily understand, so that you don't get overwhelmed. Investing involves risk, but that doesn't mean you should be afraid to learn how to make your money make money! We can all do it. Your knowledge compounds just like your money can and so many barriers to entry have already been broken!Things to remember:*Time in the market is better than timing the market.*The stock market hates uncertainty (creates volatility).*Compound interest and dollar cost averaging are great terms to understand that help you invest wisely, well, and often.Reference Episodes:12. How to Invest in the Stock Market (Step-by-Step)2. Understanding the Stock Market9. How to Choose a Brokerage Firm34. Investing Jargon, Demystified10. How to Read a Stock Quote14. How to Analyze a Stock24. Pay Yourself First29. Investment Risk Tolerance56. How to Construct a Portfolio (Asset Allocation)Learn the Stock Market Spotify Playlist:https://open.spotify.com/playlist/24h9lLqD2bQtDWI9blIHt2?si=dQulbTVzRjKTYU8dCXdKvAYouTube Playlist:https://www.youtube.com/watch?v=VlOcmj29eH4&list=PL1cksAY5UwYk71iaOlbXMc7L06JrUAJl8Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...
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7 snips
Mar 1, 2025 • 30min

78. Lessons from Warren Buffett’s Annual Letter to Shareholders

Discover the wisdom behind Warren Buffett's latest shareholder letter! Learn why Berkshire Hathaway is hoarding cash and what Buffett's recent stock moves reveal about the market. Delve into his bold investments in Japan and his candid acknowledgment of past mistakes. The conversation uncovers the stark contrast between stock market performance and societal economic challenges, all while emphasizing the importance of long-term strategies. Perfect for anyone looking to enhance their investing savvy like the Oracle of Omaha!
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Feb 21, 2025 • 44min

77. Margin Trading & Investing Explained

This is an advanced episode, but also a very important episode to help you understand market mechanics and put another piece together in the stock market puzzle we are conquering - with education! We gave you a few replay episodes before this one to help you prepare for a heavy dose of knowledge, so buckle up, because we’re about to math real hard. What is Margin Trading or Investing?When you buy a stock on margin, you create the ability to borrow against those stocks. You are required to own a certain percentage of those stocks. Any equity or surplus owned in excess of those percentage requirements, you can create a loan and buy more stocks. A great analogy is a home equity line of credit, or HELOC. But a bit more complicated, because stocks are priced every milisecond, which means requirements change every day, and there are requirements on what you buy with that loan.Risk Tolerance: HighMargin is extremely risky, it provides leverage which means you can make more than you deposit, but you can also lose more. It magnifies gains and losses. You can easily lose a lot of money with this type of investing, so you really gotta know what you’re getting yourself into with this type of account!Shorting Stocks Is Extremely RiskyWe’ll also discuss the trends on social media around shorting Meta stocks and others and how easily you can lose money quickly when attempting those kinds of trades. Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...
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Feb 14, 2025 • 28min

76. Replay: AI Power Grid Pressure: The Price/Energy Ratio

This discussion jokes about the real ‘P/E Risk’ being price to energy, exploring the staggering power demands of AI technology. It dives into Nvidia's GPUs and the significant electricity consumption implications, highlighting the intersection of AI and energy. The conversation also identifies potential investment opportunities in sustainable AI solutions and emphasizes the importance of ethical investment. Furthermore, it analyzes the broader impacts of AI on the economy and energy grid, encouraging listeners to navigate these challenges wisely.
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Feb 7, 2025 • 38min

75. $NVDA and the race to AGI: Your AI Investing Update

Dive into the dynamic world of AI investments as experts dissect Nvidia's pivotal role and the push toward AGI. Discover how capital expenditure shapes the tech landscape and the ongoing competitive race among major players. The hosts explore investment strategies, revealing the critical distinction between AGI and generative AI. Plus, they tackle the importance of financial literacy while launching quirky merchandise to support their mission. Join the conversation about who’s crafting the tools that drive this digital gold rush!
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Jan 31, 2025 • 36min

74. Replay: Demystifying Stock Order Types in Trading

This episode was first released on June 24, 2024. We’re replaying it for you for a reason! Think of it as a review of some of last year’s material before we get into all the investing topics we’re going to cover this year. 👩🏼‍🏫👩🏻‍🏫 We share our screen and actually show you how to place different order types at a brokerage firm - you can watch on Spotify or YouTube!—------------------------------------------------------------------------------There are so many different ways to buy and sell securities in your brokerage account. What does Bid and Ask mean? What is Stop and Limit Order? What are market orders? How many different Order Types are there and what is the difference? This is your ‘set it and forget it” overview of order types for trading securities through your brokerage firm.Remember These Things:Take taxable events into account (capital gains, losses, selling before holding for 1 year, etc.). Don’t try to time the market. This is education, not advice. 😉 Limit Order vs Market Order:Limit Order guarantees price not execution. Market Order guarantees execution. Trading Order Accronyms: FOK = Fill Or KillGTC = Good Till Canceled OTO = One Triggers OtherOTOCO = One Triggers Other Cancel OtherSPX  = S&P 500 Indice SymbolFINRA has a good explanation of Order Types Related Episodes:We’ve already gone over Bid and Ask prices and how those market mechanics work in Episode 16 (on Dark Pools, PFOF, Market Makers). You might also like Episode 10 (how to read a stock quote) and Episode 14 (how to analyze a stock for beginners). 😉✨Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...
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Jan 24, 2025 • 29min

73. Remix: Understanding Your Risk Tolerance with the Risk Pyramid

*previously recorded on 03/15/24, but still relevant*  Last week we talked about creating quarterly financial goals with a fun activity, and we thought it would be a good time to also revisit your risk tolerance with this past episode. At the time of recording, The Fed still didn’t cut interest rates, but projected they would 3 times, so it was a great time to lock in the higher rates that we saw in fixed income securities (bonds, etc) in the months that followed until rates were finally cut several times the last half of 2024. Did you notice your HYSA interest rate has come down since then? We did prepare you for that, so if you’re not able to stay updated on everything going on in the markets and with The Federal Reserve, you might want to subscribe to the podcast. 😉——————————————• What's your investment risk tolerance? (check out the risk pyramid below)• How are you diversifying your investments in your portfolio?• Are the interest rates on our high yield savings account coming down?•What should we do with our cash to make sure it's out-pacing inflation?Figure Out Your Risk ToleranceThere are lots of quizzes you can do at your brokerage firm or even government sites that help you figure out your risk tolerance for your personal situation.The higher the risk the higher the reward, BUT, remember that also means there's a higher risk to lose your money. Diversifying is key. 😉Risk PyramidHigh Risk - On TopMedium Risk - MiddleLow Risk - On the Bottom------------------------------High Risk Investments = Alternative Assets (Options, Futures, and Crypto is the most risky thing you can do with your money)Medium Risk Investments = Fixed Income (government debt, corporate debt, real estate, blue chip stocks, growth stocks, etc.)Low Risk Investments = Cash, Cash Equivalents (T-Notes, HYSA, Bonds, Money Markets, etc.) and you can get ETFs or Mutual Funds that have bonds and low-risk securities in them.Figure out your risk tolerance and let’s see how that might change any of your Q2 goals when we do our Quarterly Financial Check-In! (Check out episode 72 to do your Q1 Financial Planning). Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...
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Jan 17, 2025 • 33min

72. S.M.I.L.E. Your Way Through Personal Financial Planning - Gamified!

It's the beginning of the year, which means it's time to reset those financial goals, but we're making it more attainable (and fun!) by breaking it all down into a quarterly game. If you happen to have ADHD like us, your brain will thank us. 🧠This isn’t your typical budget/save/invest talk. In this episode, we kick off our brand-new quarterly financial planning series (name pending, suggestions welcome) with a SMILE—literally. 😁 You’ll learn why quarterly planning is a game-changer for your finances, how to use our gamified SMILE Bingo Card to set goals and stay on track, and why budgeting isn’t a boring word—it’s your financial foundation (we're building knowledge and breaking barriers, remember?). ✨Think of it as creating a Vision Board for your finances. ✨📈 We’ll also give you a quick market update, including retail sales, earnings season expectations, and the ever-important inflation watch.By the end of this episode, you’ll have the tools (and the bingo card!) to make real progress on your financial goals. Trust us—future you will thank you for this one. Free Download 🔽🎯 Don’t forget to ⁠download the free SMILE Bingo Card⁠ and tag us (@marketmakeHER on TikTok or @marketmakeHERpodcast on Instagram) with your progress, if you feel inclined to share.🥐 Make it a group activity with your accountabili-buddies or send to a friend. We'll also be checking back each quarter to see how we're all doing. 🌞 Let’s SMILE our way to financial success in 2025! We'll be checking in with you in Q2! 🌚Episodes Mentioned:⁠🔗 Order of Events⁠⁠🔗 CD Laddering⁠⁠🔗 Market Broadening⁠⁠🔗 Market CapitalizationSupport the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...
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Jan 10, 2025 • 24min

71. TikTok Ban Implications on the Creator Economy and the Stock Market

👋 Have you ever thought about what would happen if TikTok got banned in the U.S. to the stock market or even the impact on the labor market? It’s a hot topic right now as the TikTok ban case is in front of the Supreme Court. In this episode of Market MakeHer, Jess and I are breaking it all down—from the impact on creators like us (and maybe you!) to the ripple effects on small businesses, the gig economy, the labor market and even the stock market. 📉Here’s what we’re diving into:✨ How TikTok accelerated "side-hustles" for creators, small businesses, and advertisers✨ What a ban could mean for stocks like Meta, Google, Shopify, and Snap✨ The impact of the creator economy across the labor market and if a disruption might lead to something possibly bigger, like a recessionWe’re not just reading the headlines; we’re discussing real-life impacts—on your side hustle, your investments, and the economy as a whole. Jess even shares her favorite stocks to watch (not financial advice, of course 😉) and what investors can do to prepare for all this uncertainty. Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links 👀 ⁠ ⁠⁠YouTube Channel⁠⁠⁠ ✨ Jess Inskip: ⁠TikTok⁠ ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠ ⁠Instagram⁠ Funny Finance Shirts and MerchAbout Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective. Important Disclosures:Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a l...

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