Everything Property

Welcome back to the Australian Property Investing Podcast - Everything Property with your host David Hamilton. On today's episode, I sit down with the youngest and first ever female to win Commercial Broker of the Year - Isabella Constantinou who has been trail blazing the world of commercial and development finance at such a young age. In this chat we cover:- Izzy's transition out of school and how she landed her first time job- What winning awards (like rising star and commercial broker of the year) really mean to her- Why she decided to choose commercial broking over residential- Pro's and con's of commercial - The different tiers (Privates, non banks etc)- Deposit sizes needed to get into a development- BBSY, line fees and other charges you need to consider- Mezzanine finance- Interest rates and how they differ across lenders and types of loans- Construction loans: how they work and the draw down process- Differences in lending when purchasing a site vs owning and going for a construction loan- What role the DA approval plays in the finance process- Tips, tricks and insight Izzy has learnt over the years as a commercial broker.+ Much, much more!To learn more about Izzy and what she does, you can check out Simplicities website here:https://www.simplicity.net.au/key-staff/isabella-constantinou/Don't forget to check out the summary post on our Instagram we just posted which covers what we discuss in this chat.Facebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

Welcome back to the Australian Property Investing Podcast Everything Property with your host David Hamilton. On today's episode, we sit down with Mat Djolic from Higher Than Average Growth to dissect the top performing suburbs in Queensland at the moment at three different price points, which are:Less than $550,000$550,000 - $850,000$850,000+FOR THE FULL LIST OF SUBURBS, DOWNLOAD HERE:https://everythingproperty.ck.page/qldwarmspotsIf you want to check out HTAG's Data Analysis platform, click below:https://www.htag.com.au/partner/JxDNvci/Facebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

We give you tips, tricks and property secrets every single week in our newsletter, check it out below:https://everythingproperty.ck.page/signupWelcome back to the Australian Property Investing Podcast Everything Property with your host David Hamilton. On today's episode, I discuss one of my 'flavours of the month' that I've seen mentioned on every single social media platform, group and page - buying property in a trust. But the common mistake made is that it's not for everyone. In the episode I cover the following:- How we got to this topic- The different types of trusts you can purchase a property in- The best person to speak to regarding Trusts- 4+ main reasons why buying in a trust may not suit you- Bonus reminder/hint regarding Land Tax ;)- My concluding thoughtsDon't forget to check out the summary post on our Instagram we just posted which covers what we discuss in this chat.Facebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

We give you tips, tricks and property secrets every single week in our newsletter, check it out below:https://everythingproperty.ck.page/signupWelcome back to the Australian Property Investing Podcast Everything Property with your host David Hamilton. On today's episode, we are joined by Property Developer Joe Abboud from Trifalgar. Joe has been involved in over $3 Billion dollars worth of development deals, most impressively one deal in particular that made him and his business partner over $200,000,000 without even having to build. During this chat, we cover:- Joe's early career as an architectural draftmen- How he transitioned into property development- The first deal....- How Joe uses call options to his advantage in development- The $200 million dollar deal- The life lessons learnt after decades as a property developer- Why Joe doesn't build- How we can fix the housing crisis- Plus much, much more!Check out the work Joe and his team do over at:https://trifalga.com.au/Don't forget to check out the summary post on our Instagram we just posted which covers what we discuss in this chat.Facebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

Have you joined our exclusive newsletter yet? It's free.https://everythingproperty.ck.page/signupWelcome back to the Australian Property Investing Podcast Everything Property with your host David Hamilton. On today's episode, we talk about why interest rates don't matter and to be completely honest there's 5 other things we think should take priority.Now whilst we'd love to list them out here in the show notes, unfortunately you'll need to listen to find out more details!Don't forget to check out the summary post on our Instagram we just posted which covers what we discuss in this chat.Facebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

Christian Stevens, a five-time winner of Australia's Best Broker and co-founder of Flint Group, shares his fascinating journey from nightclub promoter to mortgage mogul. He reveals how he harnessed social media for success and launched his own company after leaving the security of a 9-5 job. Listeners learn valuable insights about leveraging lending policies for self-employed individuals and strategies for navigating commercial and residential financing. Christian also highlights critical secrets to increasing borrowing capacity and the importance of collaboration in the industry.

Have you joined our exclusive newsletter yet? It's free.https://everythingproperty.ck.page/signupWelcome back to the Australian Property Investing Podcast Everything Property with your host David Hamilton. On today's episode, we are joined by Lana Taylor from Three Birds Renovations for the ULTIMATE renovation guide to your dream home.During this chat, we cover:- Lana's corporate career before starting Three Birds (over 10 years ago)- How Lana, Bonnie and Erin came up with the name and business model- Why they transitioned from flipping houses to renovations- House 6 (The significance of this project...)- How you can save thousands on your next reno for a $149 purchase..- The #1 item you need in place before commencing...- Lana's tips, tricks and secrets to every room of the house including: The Kitchen, bedroom, bathroom, laundry, backyard and External facade- Plus much, much more!Check out the beautiful work that Lana, Bonnie and Erin do over at Three Birds Renovations: https://www.threebirdsrenovations.com/If you're looking to save money and sign up for the Three Birds Renovation Card you can do so here: https://threebirdscard.com/Don't forget to check out the summary post on our Instagram we just posted which covers what we discuss in this chat.Facebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

Welcome back to the Australian Property Investing Podcast Everything Property with your host David Hamilton. On today's episode, we are talking all things Rentvesting! Is this the new strategy to unlock wealth for your portfolio in 2024 and beyond?During this chat, David shares:- Some common myths and mistake he seen people make after Rentvesting for 8 years- What is Rentvesting by definition- Who is this strategy suited for?- How can it be adapted for different scenarios and family sizes- is "Rent money dead money" ?- #1 Biggest mistake people who choose to go down the PPR route first make...- A practical example of how Rentvesting works (number breakdown)- 9 x Pro's of Renvesting- 5 x Con's of RentvestingDon't forget to check out the summary post on our Instagram we just posted which covers what we discuss in this chat.Facebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

Welcome back to the Australian Property Investing Podcast Everything Property with your host David Hamilton. On today's episode, we are joined by Cian Brennan to break down everything you need to know about Building Contracts, whether that be for your next renovation, granny flat, duplex, townhouse or even bigger!During this chat, we cover:- How and why Cian first made the move to Australia- How he got started dealing with contracts and starting a business- The goal of the building contract- The 4 main areas you need to review when going through a building contract- The MOST important thing to remember when entering into a construction contract- Building brokers: What they do, the value they add and how they get paid- Questions to ask your builder- Liquidated damages: What they are and what you need to know- Consequential damages: What they are and what you need to know- Termination clauses- The cause of 90% of issues in construction contracts- How to handle changes in a construction contract (workflow)- Cost plus vs Lump Sum- Defects, retention and security- Plus much, much more!If you want to learn a bit more about the work Cian and his team does, head over to: https://quantumcontractsolutions.com/Don't forget to check out the summary post on our Instagram we just posted which covers what we discuss in this chat.Facebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.

The discussion dives into the age-old dilemma: is it smarter to purchase two properties valued at $500,000 each or one at $1 million? Key considerations include cash flow and barriers to entry. The hosts explore how diversification can enhance investment strategies, while also weighing renovation opportunities and rental growth potential. Each option presents distinct advantages, making it an intriguing choice for any aspiring investor. Tune in for insights that might just shift your investment perspective!