Everything Property

The Everything Property Podcast is back!In today's episode we loosely discuss Quantity surveying but more importantly, get to know the GRANDFATHER** of tax depreciation and quantity surveying  Mr. Mike Mortlock.  Sit back, relax and unwind as Mike demonstrates how much of a charismatic calming voice he has and how good he is at podcasting, whilst covering topics like:- Mikes views on investing- What a Quantity Surveyor does and when to get into touch with one if you're a property investor- Rules and benchmarks for depreciation and which assets work best and worse.- How not to speak to a dog in French.... (no context, you'll need to listen to this one)- Much, much more!** Grandfather is a nicknamed coined to Mike for the time he's spent discussing QS and Tax depreciation topics and is by no means a reflection of his age. Check out the youtube channel to see how handsome he is if you don't believe us...Don't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

On this episode of the Everything Property Podcast, with sit down with Corey Rotunno-Grant, a property manager with over 16 years of experience across Sydney, Central Coast and the Gold Coast markets.In this chat with Corey, we learn the following:- His career progression from McDonalds into the world of Real Estate- How he climbed the property management ladder to become the head of Property Management at Ray White Taylor and Partners- The difference between the rental market and tenants in the Gold Coast, Central Coast and Sydney- How a good property manager operates and how they can save you money- What a property manager looks out for in rental applications- Rental caps and rental bidding for a property managers perspective- Green flags and how to get approved for that rental!- One of the WILDEST rental stories I have ever heard (trust me, it's worth a listen)- Plus much more!Don't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.  

Shared Equity Home Buyer Helper Explained.Have you heard of the shared equity home buyer scheme, where you can purchase up a property with as little as 2%  and the government will pay for up to 40% of the homes value???In just over 10  minutes, you'll learn the following from this episode.- What is the Shared Equity Home Buyer Helper Scheme and how does it work- Which type of assets can you buy under this guarantee- Implications buying with a partner- Eligibility criteria- How/where to apply- The income threshold applicable to this grant- Plenty of other sneaky little points to make sure you qualify!If you'd like to do a little reading you can visit this link:https://www.nsw.gov.au/housing-and-construction/home-buying-assistance/shared-equity/customer-guideDon't forget to check out the summary post on our Instagram.Facebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

Ever wondered 'How do you actually extract equity?'Well I have - and funnily enough the term 'extract equity' is thrown around in almost every property investor conversation. But how do you actually do it?We've made todays episode to talk through exactly that - thank me later property investors and home owners. Stu Patterson from Cloud Canyon joins us to talk about this process, which includes:- Usable equity vs liquidable equity - Different loan strucutres - What equity can be spent on- How to claim what you use equity on, back on tax- How to avoid LMI- Cross Collaterization - the pro's and cons.- Tips and tricks from a mortgage broker with experience in the field!- Plus much more!To connect with Stu, reach out to him on Instagram:https://www.instagram.com/cloudcanyonau/?hl=enDon't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

Which loan type should you pick? Principal and Interest or Interest only?For the overwhelming majority, a home purchase is the most expensive and important decision we make in our lifetime, so it's only fair we dissect the two different loan types available for future Aussie property buyers with Mortgage Broker Redom Syed.In this episode we discuss:What is a principal and interest home loanWhat is an interest only home loanWhen is each type used for home owners vs investorsThe implications of each loan type of future borrowing capacityStrategies to maximse your borrowing capacity and allow you to keep making purchasesPlus much more!If you want to learn more about Redom and what he does - head over to his website: https://www.confidencefinance.com.au/Don't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

At the family barbecue, everyone is a property expert these days.True is they're not.The data most people talk about has very little relevancy. On this episode of the Everything Property Podcast, I speak with Investorkit's founder and self confessed property nerd Arjun Paliwal about what data actually matters!I guarantee you'll learn something new in this episode, I certainly did. We cover things like:- The 2 most important data sets you should analyse- How to break each down to synthesise and understand them- Why trends are better than benchmarks- Real life area locations and case studies- Different types of infrastructure spend: The good and the bad- Free online resources where you can extract this data from- Plenty more tips and tricks!Don't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

Spring is here and that means an increase in listings, but have you ever actually stopped and given thought to how you can get the highest price for the sale of your home?In this episode I sit down with Luxe Listing and The Rubinstein Group (TRG) high performer Zac Rabin to discuss how to sell your home and how to get the best possible price. We discuss:- When to engage a real estate agent and the step by step process- The lies some agents could be telling you in the listing presentation- The impact of cosmetic renovations before listings- Private treaty or Auction?- Should you stage the house?- Plus much more!Don't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

HECS Debt.Alot of us have one, but do you actually know how much you pay every year, how it affects your borrowing capacity and how the banks see it?Today's chat comes after a series of polls from our online audience revealed only 24-40% of viewers knew the correct answer regarding their HECS Debt. In todays episode, we discuss:- What is HECS debt, why do we have it and what it stands for- The criteria for having to pay it back- How much HECS you pay compared to your salary (as a % and $)- What is indexation, how it is applied and how it affects you- The 11 month rule- How much your HECS debt AFFECTS your borrowing capacity!!!!!!! (Hint - it's more than the HECS debt amount)- Rule of thumb to calculate how much its affecting how much you can borrow- I share my thoughts around what to consider before you pay it off- Plus much more!Don't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

Guarantor - it's not a dirty word.Today's chat with Mortgage Broker Stu Patterson from Cloud Canyon we discuss the intricacies of being a Guarantor and it turns out information is all you need in order to make in informed decision. What we discuss includes:- Who can be a guarantor- When is one needed- What are the terms and conditions around your guarantors home and financial situation- Is a guarantor for life? When does it stop?- How much money can it save you?- Plus much more!To connect with Stu, reach out to him on Instagram:https://www.instagram.com/cloudcanyonau/?hl=en Don't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode  are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision. 

This week is an exciting episode, we interview Redom Syed from Confidence Finance on how to increase your borrowing capacity. Let's face it - every dollar counts these days and if you can increase your borrowing capacity by as little as $10-50k, then that just might mean you don't miss out on your next property purchase. I gained so much insight from this episode and I hope you do to. Redom has been consistently in the top 100 mortgage brokers Australia wide, and in this episode he shares his thoughts and opinions on:- Why he HATES having cash- How Banks calculate borrowing capacity- The minimum expenses banks use top calculate your borrowing capacity- The impact a $10k salary increase has on your borrowing capacity- How HECS can hurt you- Bad debt like credit cards, car loans and personal loans affect your borrowing capacity more than you think.- PPR vs Renting and the implications of each.- Why 125 is the magic number- Plus much more!To connect with Redom, search him up on linkedin or check out his website at:https://www.confidencefinance.com.au/Don't forget to check out the summary post on our Instagram.We just launched Youtube!YOUTUBE: https://www.youtube.com/@everythingproperty_auFacebook: facebook.com/everythingproperty.auInstagram: www.instagram.com/everythingpropertyLinkedIn: linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: This episode is not financial advice.