

NerdWallet's Smart Money Podcast
NerdWallet Personal Finance
NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence.Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research.By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373.Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including:– Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors.– Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score.– Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset.– Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements.If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast.You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth.NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/
Episodes
Mentioned books

17 snips
Feb 19, 2024 • 36min
Wealth Building Strategies: Investing and Tax Tips for Financial Success
Learn about investment strategies like 401(k)s and IRAs, tax planning tips, retirement savings strategies, and the importance of starting early. Understand the significance of tax forms, employer matches, asset allocation, and balancing debt payoff with investing in your financial journey.

Feb 15, 2024 • 30min
Saving for Retirement When You’re Self-Employed: SEP IRAs, SIMPLE IRAs and Other Plans
Sean Pyles and Elizabeth Ayoola discuss retirement savings strategies for self-employed individuals, including managing expenses, compounding interest, and consistent salaries. Ayesha Selden joins to explore retirement accounts like solo 401(k)s, SEP IRAs, and SIMPLE IRAs, funding retirement with business sales, and the importance of diversification. The Nerds also discuss saving habits, retirement plans, and the potential benefits of setting a consistent salary for stability.

Feb 14, 2024 • 11min
Money News: Capitalize on New Car Price Drops and Job Market Resilience
Discussing the recent drop in car prices and the reasons behind it. Exploring the increase in tech and media job cuts and the challenges faced by these industries. Analyzing the resilience of the labor market and its implications for other sectors.

Feb 12, 2024 • 33min
How to Have Difficult Money Conversations with Friends and Partners featuring Nicole Lapin
Financial expert and author Nicole Lapin joins the podcast to discuss how to have difficult money conversations with friends and partners. Topics covered include managing financial disparities among friends, evolving financial conversations in relationships, and the importance of being financially interdependent. The hosts also explore the parallels between physical fitness and financial fitness, offering tips on setting realistic goals and making sustainable habits.

Feb 8, 2024 • 29min
Taxes for the Self-Employed: Avoid Common Tax Mistakes and Navigate Freelancer Finances
Learn about self-employment taxes, common tax mistakes, and strategies for managing finances. Discussions include quarterly tax payments, budgeting, tax deductions, timing revenue recognition, and hiring family members. Tips are given on DIY taxes vs professional help and handling inconsistent income. The podcast also covers tax planning, deduction red flags, and the Corporate Transparency Act.

Feb 7, 2024 • 15min
Money News: Navigating News-Based Investing Strategies, Risks, and Alternatives
Discover the wisdom or folly of news-based trading strategies. Explore alternative investment strategies like value, growth, and dividend investing. Learn about the importance of expertise, algorithms, and technology in predicting market movements. Stay informed and cautious when navigating the complexities of the stock market.

Feb 5, 2024 • 32min
How to Freeze and Monitor Your Credit to Help Prevent Identity Theft
Discover how to embrace retirement and safeguard against identity theft with credit freezes and monitoring. Learn about overcoming fear and finding fulfilling activities in retirement. Find out how to protect yourself from identity theft by freezing your credit and monitoring your credit reports. Understand the risks of identity theft and the importance of vigilant password practices. Gain insights into personal finance, retirement planning, and financial identity protection.

9 snips
Feb 1, 2024 • 30min
Is Self-Employment for You? A Financial Guide for Entrepreneurs
This podcast episode discusses the challenges and complexities of self-employment, including budgeting, separating personal and business finances, and the importance of establishing an emergency fund. It also touches on topics such as therapy, pursuing passion projects, and the transition from employee to entrepreneur. The Nerds provide insights and tips on how to successfully manage your finances as a self-employed individual.

Jan 31, 2024 • 12min
Money News: Some States, Cities Crank Up Minimum Wage While Feds Lag
Explore the variations in minimum wage across states and cities in the US, including rising pay rates. Discuss the challenges faced by workers stuck at the federal minimum wage and provide budgeting tips and assistance programs for financial security. Analyze inflation, tax season, and the IRS's efforts to improve customer service. Discover effective budgeting methods and how to seek financial assistance.

Jan 29, 2024 • 18min
What’s an HSA? Growing Wealth with Health Savings Account Investing
Learn about the benefits of Health Savings Accounts (HSAs) and how to invest in them. The hosts discuss the best financial products, the mechanics of HSA investing, and the debate of using HSA funds for current expenses or saving them for retirement.