

NerdWallet's Smart Money Podcast
NerdWallet Personal Finance
NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence.Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research.By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373.Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including:– Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors.– Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score.– Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset.– Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements.If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast.You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth.NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/
Episodes
Mentioned books

May 6, 2024 • 30min
What Does the Car Market Really Look Like Right Now?
Explore budgeting emotions and unique financial habits, including car buying trends in 2024. Learn about online car buying with Carvana vs. dealerships and the future of electric vehicles in the automotive industry.

May 2, 2024 • 28min
How You Can Maximize Multiple Credit Cards for Cheaper Travel
Learn how to maximize multiple credit cards for cheaper travel as hosts discuss managing diverse card collections, optimizing rewards, maintaining a healthy credit score, and quirky money habits like extreme couponing and credit card collecting.

May 1, 2024 • 43min
Presenting Everyone's Talkin' Money
Join money wellness expert Shannah Game in a special episode discussing how asking simple questions can lead to substantial savings in areas like credit card fees, interest rates, and healthcare costs. Learn empowering negotiation strategies for lowering rent or mortgage rates and taking control of your financial future through goal setting and advocacy.

Apr 29, 2024 • 22min
How to Correct Roth IRA Overcontributions and Maximize Your Savings
Learn about fundamentals before investing in stocks & how to fix an over-contribution in a Roth IRA. The hosts discuss cautionary tales from the stock market, meme stock frenzy risks, diversification, Roth IRA contribution limits, strategies for excess contributions, backdoor Roths, and responsible tax planning.

Apr 25, 2024 • 31min
Overcome AI Fraud: Navigating Voice Cloning and Digital Scams
Discover how scammers use AI for voice cloning and digital fraud, tips for recognizing and protecting against AI-driven scams. Expert insights on personal security, phishing attacks, and the importance of skepticism. Learn about the psychological impact of scams and the role of technology safeguards in preventing fraud.

Apr 24, 2024 • 9min
Some Investors Are Using AI to Make Decisions. Should You?
Investing writer Sam Taube discusses the role of AI in finance, including its limitations and benefits. They explore AI-powered funds, investment research, and stock selection. The Nerds break down the potential of AI-powered ETFs and mutual funds, cautioning on the need for human oversight. They also discuss AI's impact on investment strategies, portfolio management, and future developments in the industry.

Apr 22, 2024 • 29min
Money Management for Couples and the Benefits of Fiduciaries
Learn how couples can achieve financial harmony and trust fiduciary advisors. Discover the importance of sharing financial responsibilities, choosing the right financial professional, and advocating for yourself. Explore the nuances of fiduciary compensation structures and the benefits of working with Certified Financial Planners. Find out how to navigate financial decisions and manage finances as a couple while prioritizing financial wellbeing and trust.

Apr 18, 2024 • 37min
Understand and Avoid Financial Scams: Phishing, Vishing, Smishing and More
Learn how to recognize and avoid online scams like phishing, vishing, and smishing. Hear about the alarming rise of financial scams in America and the tactics scammers use. Discover tips on safeguarding your finances and steps to take if you fall victim to a scam.

Apr 17, 2024 • 11min
Save on Home Insurance Amid Rising Costs and Coverage Hurdles
Insurance editor Caitlin Constantine from NerdWallet joins hosts to discuss rising homeowners insurance costs due to climate change and inflation, tips for finding affordable coverage, understanding insurance challenges, and navigating the evolving risks of climate-driven financial challenges.

4 snips
Apr 15, 2024 • 22min
How to Overcome Common Psychological Financial Mistakes: Framing, Loss Aversion, and the Gambler’s Fallacy
Learn how to overcome psychological biases in finance with tips on investments, credit repair services, and DIY credit management. Discover the impact of framing on decision-making and strategies to counter the Gambler's fallacy. Explore practical ways to improve your credit score and seek credit counseling for personalized financial planning.