

NerdWallet's Smart Money Podcast
NerdWallet Personal Finance
NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence.Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research.By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373.Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including:– Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors.– Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score.– Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset.– Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements.If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast.You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth.NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/
Episodes
Mentioned books

Jun 20, 2024 • 32min
How to Navigate Income Swings in a Creative Career
Learn how creative professionals can navigate financial uncertainty in their careers with insights from a jazz saxophonist's journey. Explore managing unpredictable income, saving tips, and maintaining mental health. Delve into the challenges of pursuing a full-time music career, managing seasonal income, and the importance of financial planning. Discover strategies for thriving in the arts, balancing passion with financial stability, and building a supportive community.

Jun 19, 2024 • 17min
The "New" Meaning of Inflation and How It's Impacting Your Finances
Economists vs consumers: the perception of inflation, impact on economy. CFPB rule on medical debt, its effect on credit score. Exploring inflation growth, debt management, financial advice. Lawsuit against Adobe, Apple's Pay Later program update.

Jun 17, 2024 • 52min
Mathew Knowles on Drive, Success, and Destiny's Child: Presenting Earn & Invest
Mathew Knowles, respected record exec and Beyonce's father, discusses his drive for success and its impacts. Topics include childhood traumas, managing Destiny's Child, passion in success, battling breast cancer, and maintaining humility amidst fame. Conversations explore ego in relation to failure, fame and fortune, and achieving personal fulfillment through adversity.

Jun 13, 2024 • 34min
Moving Could Benefit You: Budgeting for a Brighter, Safer Future in the LGBTQ+ Community
Learn about the financial and emotional aspects of relocating for safety in the LGBTQ+ community. Hear personal stories about finding supportive communities, managing costs of a sudden move, and building a secure future. Discover the benefits of moving to LGBTQ+-friendly neighborhoods and the importance of financial planning for a brighter, safer future.

Jun 12, 2024 • 13min
How Consumers Feel About the Economy — and Why It Matters
Learn how consumer sentiment affects the economy and your finances, job market trends impact Federal Reserve decisions, GameStop stock movement and insurance rate implications, and the evolving survey methods for consumer sentiment indexes.

Jun 10, 2024 • 27min
Get Smart on Gambling Money Management, Mortgage Rates and Home Purchases
Learn about smart money management in gambling and home purchases. Discover the psychology behind gambling and how to budget for a casino trip. Get advice on whether to use all your savings to buy a house or opt for a mortgage. Understand the pros and cons of different financing options for a financially responsible home purchase.

9 snips
Jun 6, 2024 • 38min
Overcome Impulsive Shopping: Strategies to Resist Social Media Spending
Licensed marriage and family therapist Jillian Knight shares insights on overcoming impulsive shopping triggered by social media. Dr. Brian Boxer Wachler discusses the addictive nature of social media and offers strategies to break the cycle. Topics include the dopamine-driven compulsion to scroll, setting app time limits, and finding joy in non-digital activities.

Jun 5, 2024 • 10min
Are You Lying on Your Insurance Applications? Here’s What Could Happen
Discussing the honesty of insurance applications, consequences of lying, generational attitudes. Analyzing credit trends, IRS free filing, grocery prices. Insights on insurance fraud, saving money, financial news.

Jun 3, 2024 • 27min
Credit Card Secrets Revealed and How to Balance Multiple Loans
Uncover credit card secrets such as navigating interest rate changes, maximizing reward points, and upgrading/downgrading credit cards. Dive into how paying off loans can impact your credit score and get tips on managing credit card debt. Discover strategies for car shopping, including loan pre-approval and considering a mix of new and used vehicles.

May 30, 2024 • 24min
The Intricacies of Interest: The Backbone of Mastering Your Finances
Author Jake Cousineau discusses the importance of personal finance education, budgeting, investing, and managing credit. They explore the impact of interest rates on loans, credit scores on major purchases, and the transformative power of automated savings and index fund investments.