NerdWallet's Smart Money Podcast

NerdWallet Personal Finance
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11 snips
Feb 17, 2025 • 37min

Why Traditional Budgeting Fails and What’s Missing from Your Money Plan

Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast and authors of "Buy What You Love Without Going Broke," discuss the limitations of traditional budgeting. They emphasize values-based spending as a method to combat impulse purchases and enhance financial confidence. The conversation delves into aligning financial choices with personal values and reframing financial mistakes without shame. Additionally, they touch on retirement savings, financial blind spots, and the importance of enjoying money while planning for the future.
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Feb 13, 2025 • 37min

Cross-Country Moving Tips and What a CFPB Shutdown Could Mean for You

Chuck Bell, Program Director for Advocacy at Consumer Reports, shares insights on the potential shutdown of the Consumer Financial Protection Bureau (CFPB) and its implications for consumer rights. He discusses the CFPB's crucial role in safeguarding financial protections. The conversation then shifts to practical advice for cross-country moves, weighing the pros and cons of renting versus selling homes. Tips on budgeting for moving costs, strategies for covering down payments, and navigating logistics highlight the financial complexities of relocating.
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Feb 10, 2025 • 30min

Debt in the Dating World and Retirement Planning for Entrepreneurs and Business Owners

Dive into the intriguing world of dating where debt can be a dealbreaker! Discover how financial responsibility impacts romance and learn to spot red flags in relationships. The hosts reveal secrets about managing money and discussing finances with a partner. Transitioning to business, uncover essential retirement planning tips for entrepreneurs, including when to prioritize personal savings over business reinvestments. Plus, hear from a farmer on navigating farm finances and succession strategies for a smooth retirement.
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Feb 6, 2025 • 31min

Will New Tariffs and Tax Rules Cost You? (Plus: Travel Rewards & Roth IRA Tips)

Dive into the world of tariffs and their impact on consumer prices. Discover the best travel credit cards, including the perks of the Chase Sapphire Reserve and American Express Gold. Learn how to navigate the maze of Roth IRAs and investment options for beginners. Gain insights from a lightning round of listener questions, covering everything from travel rewards to tax implications. Stay informed about federal spending changes and consumer protections amid shifting financial policies.
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Feb 5, 2025 • 3min

Introducing Smart Travel: Upgrade Your Getaways, a NerdWallet Podcast

Planning a vacation can be overwhelming, but there are ways to make your travel budget stretch further. Discover actionable tips and expert insights that’ll help you get the most bang for your buck. Plus, dive into the features of the Amazfit T-Rex 3 smartwatch, perfect for adventure lovers, and snag a special discount. Whether you're a seasoned traveler or just looking to save, these insights will set the stage for your dream getaway.
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Feb 3, 2025 • 32min

The Price Isn’t Right: How to Stop Overspending and Stay Debt-Free

Join Amanda Barroso, personal finance writer at NerdWallet, as she shares insights on breaking free from overspending. Discover the concept of a no-buy year, a powerful tool for resetting spending habits and enhancing mindful consumerism. Learn practical strategies like setting clear spending rules, resisting impulse purchases, and the importance of financial therapy in combating debt cycles. The discussion also delves into the psychology of spending and practical measures to improve budgeting and achieve financial stability.
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6 snips
Jan 30, 2025 • 30min

Is It Time to Leave Your Job? Tips for Smart Moves and Strategic Growth

In this insightful discussion, career switch coach and author Dawn Graham shares her expertise on assessing job satisfaction and knowing when it's time to make a change. She highlights the importance of identifying personal values and aligning them with career goals. Strategies for effective networking and communicating with supervisors about job transitions are explored. Dawn also emphasizes the emotional challenges of starting anew, urging proactive skill-building and confidence as key components in navigating career shifts toward success.
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Jan 27, 2025 • 25min

Rising Insurance Costs and Choosing the Best Savings Account for Your Money

Caitlin Constantine, NerdWallet's home insurance expert, dives into the rising costs of home insurance driven by climate risks, offering practical tips for finding competitive rates. She highlights the struggles faced by homeowners in high-risk areas, particularly after disasters like wildfires. Savings expert Margaret Burnett clarifies the differences between high-yield savings accounts and money market accounts, discussing the pros and cons of each, while providing insights on maximizing savings. This conversation equips listeners with vital tools to navigate their financial future.
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9 snips
Jan 23, 2025 • 24min

2025 Real Estate Trends: What Homebuyers and Sellers Need to Know

Holden Lewis, a NerdWallet mortgage reporter, shares his expertise on navigating the complex housing market of 2025. He discusses crucial tips for homebuyers in a high-rate environment, emphasizing the importance of mortgage pre-approval and budgeting for rising insurance costs. For sellers, Holden highlights the value of curb appeal and professional staging to attract buyers. The conversation also delves into broader trends, including the effects of 'rate lock-in' and new real estate agent commission rules, providing listeners with valuable strategies for buying and selling.
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12 snips
Jan 20, 2025 • 28min

The Best Financial Products of 2025 and Investing in Collectibles

Discover the top financial tools for 2025, including a look at the best investment app, Fidelity. Learn how to choose the right mortgage lenders and maximize travel rewards with the leading credit cards. The discussion then shifts to the world of collectibles—can designer handbags or Magic: The Gathering cards be smart investments? Explore the risks and rewards of these non-traditional assets, including the importance of diversification and extensive research before diving in.

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