

Ramsey Everyday Millionaires
Ramsey Network
Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, George Kamel, Jade Warshaw, and Dr. John Delony.
Episodes
Mentioned books

Aug 5, 2024 • 10min
Am I Headed for a Financial Cliff?
This discussion tackles critical financial challenges for listeners nearing retirement. Experts share strategies on managing required minimum distributions and transitioning funds to Roth IRAs. The conversation emphasizes understanding tax implications and wealth preservation. Learn how to avoid penalties while maximizing your assets for future generations. Tune in for practical tips on securing financial stability!

Aug 2, 2024 • 9min
I’m Begging You Not To Do This
A young person's venture into property investment reveals the intricacies of joint ownership and landlord challenges. Personal anecdotes caution against hasty real estate decisions without financial stability. The discussion also highlights the complexities of navigating family dynamics when financial choices are involved, showing how poor decisions can strain relationships. Expect valuable insights on building wealth while maintaining harmony in your personal life.

Jul 31, 2024 • 7min
Pause Investing To Pay Off Our House?
Discover a couple's dilemma about whether to halt their investments to pay off their mortgage as they plan for a family. The discussion emphasizes the crucial balance between financial freedom and lifestyle choices. Hear insights on the importance of becoming debt-free and how flexible budgeting can help manage both immediate and long-term goals effectively. It's an intriguing exploration of financial priorities that many can relate to!

Jul 29, 2024 • 7min
How Do We Know How Much We Need for Retirement?
Discover the secrets of effective retirement planning and budgeting as a couple. Learn how to communicate about financial concerns and navigate the shift from debt to wealth. Gain insights on assessing personal expenses and required income for a secure retirement. Explore investment strategies that empower you to build a cash reserve and achieve financial stability. Ordinary individuals share their extraordinary journeys to financial independence, proving discipline and smart decision-making can yield impressive results.

Jul 26, 2024 • 9min
Should I Fire My Financial Advisor?
💰Need Help with your investments? Click here to connect with a SmartVestor Pro.Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💵 Sign up for EveryDollar today - Create a free Budget!🏠To learn more about how to plan for Retirement, click here🏦To learn more about Investing, click here🎓Create a college savings plan for your child’s future. Click here to connect with a SmartVestor Pro.Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership💸 The Ramsey Show HighlightsRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

Jul 24, 2024 • 7min
Where Should I Buy Rental Property?
💰Need Help with your investments? Click here to connect with a SmartVestor Pro.Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💵 Sign up for EveryDollar today - Create a free Budget!🏠To learn more about how to plan for Retirement, click here🏦To learn more about Investing, click here🎓Create a college savings plan for your child’s future. Click here to connect with a SmartVestor Pro.Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership💸 The Ramsey Show HighlightsRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

Jul 22, 2024 • 10min
The Best Way To Save Money on Taxes
💰Need Help with your investments? Click here to connect with a SmartVestor Pro.Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💵 Sign up for EveryDollar today - Create a free Budget!🏠To learn more about how to plan for Retirement, click here🏦To learn more about Investing, click here🎓Create a college savings plan for your child’s future. Click here to connect with a SmartVestor Pro.Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership💸 The Ramsey Show HighlightsRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

Jul 19, 2024 • 9min
How Should I Invest My Commission Check?
💵 Sign up for EveryDollar today - Create a free Budget!Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💰Need Help with your investments? Click here to connect with a SmartVestor Pro.🏠To learn more about how to plan for Retirement, click here🏦To learn more about Investing, click here🎓Create a college savings plan for your child’s future. Click here to connect with a SmartVestor Pro.Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership💸 The Ramsey Show HighlightsLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

Jul 17, 2024 • 8min
Should I Pay Down My Mortgage or Earn Interest Saving?
💵 Sign up for EveryDollar today - Create a free Budget!Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💰Need Help with your investments? Click here to connect with a SmartVestor Pro.🏠To learn more about how to plan for Retirement, click here🏦To learn more about Investing, click here🎓Create a college savings plan for your child’s future. Click here to connect with a SmartVestor Pro.Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership💸 The Ramsey Show HighlightsRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

Jul 15, 2024 • 4min
401(k): When To Use It and When Not To
💰Need Help with your investments? Click here to connect with a SmartVestor Pro.Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💵 Sign up for EveryDollar today - Create a free Budget!🏠To learn more about how to plan for Retirement, click here🏦To learn more about Investing, click here🎓Create a college savings plan for your child’s future. Click here to connect with a SmartVestor Pro.Listen to more from Ramsey Network🎙️ The Ramsey Show 🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadership💸 The Ramsey Show HighlightsRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy