Financial Audit

Roll over your 401(k) at https://hicapitalize.com/financialaudit and see site for full terms. This video is sponsored by Capitalize! ORIGINAL EPISODE HERE: https://www.youtube.com/watch?v=XPJ14mfiW10&t=7s EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com_______________________RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover the financial rollercoaster faced by a young assistant manager grappling with income and living costs in Austin's skate scene. Explore the emotional anxiety of managing finances post-divorce, alongside the vital lessons of budgeting and the dangers of overspending. The conversation humorously tackles credit card myths and the absurdities of coffee shop rewards. Learn about the importance of cultivating financial independence, understanding high-interest debt, and navigating the impact of money on personal relationships—all while finding ways to enjoy life without breaking the bank.

Dive into the rollercoaster of personal finances and relationships! Discover the hilarious yet poignant tales of couples navigating financial stress while juggling parenthood. Explore the importance of financial transparency and the emotional toll of debt, evictions, and past financial choices. Learn about budgeting strategies and balancing entertainment expenses against family needs. From credit management to entrepreneurial challenges, this insightful conversation blends humor with heartfelt advice for better financial health.

Download the FREE Upside App at https://upside.app.link/hammer to get an extra 25 cents back for every gallon on your first tank of gas.The conversation got worse... she has become insufferable, and I have to confess that I cannot stand her in today's post-show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&AThe best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶EDUCATION:1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&A2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.THERE IS NO WAY TO FIX THIS PERSON... I have to call their BROTHER just to have a chance, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join*CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&AGo to https://upliftdesk.com/caleb to check out their holiday gift guide and make the most of UPLIFT’s holiday sales with a special offer exclusive to our audience!Sick of paying too much for car insurance? Compare rates and save hundreds with Money.com! Click here https://money.com/caleb-car-insurance to check out multiple car insurance options and get the coverage you need for less.Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶EDUCATION:1) *CYBER* *MONDAY* *SALE* Bundle my budgeting, debt + investing program for 33% off: https://calebhammer.com/classpack/ PLUS a private Q&A2) *CYBER* *MONDAY* *SALE* The best budgeting program online: https://calebhammer.com/budget *20%* *off*3) *CYBER* *MONDAY* *SALE* Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing *20%* *off*4) *CYBER* *MONDAY* *SALE* Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula *20%* *off*5) *CYBER* *MONDAY* *SALE* Get your own free Hammer Financial Score: https://www.calebhammer.com *20%* *off*_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

A couple faces the harsh reality of hidden debts and financial struggles, sparking intense discussions about their spending habits and the burden of credit card debt. The chaotic impact of lifestyle choices, job loss, and rising interest rates complicates their situation. Humor and candor reveal the pitfalls of overspending on vehicles and the challenges of caring for pets, while the urgency for better budgeting practices becomes clear. Ultimately, they seek to reevaluate their choices and pave a path towards financial stability.

The lively discussion tackles financial disparities with humor, exploring gig economy challenges like freelancing as a pet sitter. It dives into emotional hurdles post-layoff and the complexities of navigating financial regrets, particularly around impulsive homeownership decisions. Personal anecdotes highlight the struggles of homelessness and the impact on job prospects. The importance of tailored resumes and budgeting tips for better spending habits are also discussed, all while balancing light-hearted banter with serious financial realities.

Listeners dive into the wild world of financial struggles, from hidden payday loans to the burden of student debt. The guests candidly share how moving to Dallas complicates budgeting, especially for housing. There's humor in balancing instant gratification with the need for financial stability, particularly in content creation. They tackle personal accountability in spending while exploring emotional ties to money and relationships. A lively audit shows the absurdity of prioritizing fun over essentials, offering both laughter and valuable lessons on financial management.

▶ *I* *CALL* *THE* *WIFE* !!!! And guess what?? He lied to us... this crap is insane, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/PDS Debt is offering a free debt analysis. It only takes thirty seconds. Get yours at https://PDSDebt.com/calebLooking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶EDUCATION:1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

▶There's a major "friction" with her and her boyfriend with all of this, we confront the issue and get the TEA in today's post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶Join us *LIVE* in Austin TX, Feb 22: https://calebhammer.com/live▶The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv ▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices