Financial Audit

Protect your online privacy and security NOW and for free thanks to our sponsor Aura: https://aura.com/hammer▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer_______________________ Learn more about your ad choices. Visit megaphone.fm/adchoices

Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Sign up and get 30 days of FREE trial when using promo code CALEB at https://hellohelium.com/.**Disclaimer: Paid advertisement. Data is unlimited but speeds may be slowed after 30GB usage per billing cycle. Additional taxes and fees apply. See terms and conditions. https://hellohelium.com/plan-terms-and-conditions▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and income 04:11 Why... why why why :( 05:27 Mint Mobile 06:17 This is absolutely terrible... 10:18 THIS IS ALL BS 14:40 You're not taking care of yourself 16:00 Im scared for you... 17:28 IT JUST GETS WORSE 22:47 Why are you doing this?? 30:11 Keeping it from her husband... 34:24 You need to BUDGET 37:04 She's F'd 40:13 This can't be real... 43:40 This is terrifying 46:55 Please turn your life around! 50:23 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Job and Income 04:20 No! Already?1 05:10 Kudos 06:55 The IRS wants their money! 12:47 What a Mess 17:19 SPEND SPEND SPEND 22:05 ...Im scared for you 28:20 Justification Justification Justification 33:10 Please Stop.... 38:25 You Need a Budget 42:25 Will you actually pay your taxes? 45:53 Please just do this 50:20 Clean up this mess 56:35 Final Thoughts 57:03 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Visit NetSuite.com/HAMMER to get your own KPI Checklist.▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer3) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer4) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Go to https://meetfabric.com/CALEB and apply today, risk-free!▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Try Rocket Money for free: https://RocketMoney.com/caleb #RocketMoney #personalfinance▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching_______________________▶Resources I use/would use (with discounts/sign-up bonuses):1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms & Conditions Apply: https://j.moomoo.com/00Bn5Z3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer_______________________ Learn more about your ad choices. Visit megaphone.fm/adchoices