Build a Better Financial Future

4 Things Every Solopreneur Should Know! Whether you have a side hustle or left your job to become a business owner, there are things that you should do in order to operate your business more efficiently. Tune in to learn the 4 things every solopreneur should know! Notes: In this episode Luis talks about: Keeping business and personal separate Forming a legal business entity Paying estimated taxes during the year Planning for your own retirement Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 The BLX Internship Program Apply for an Employer Identification Number (EIN) Making Estimated Tax Payments to the IRS Luis' LinkedIN Luis' Twitter Luis' IG On My Way to Wealth YouTube Channel

Roth IRAs are a great way to have tax free income in retirement. If you have pre-tax funds in a Traditional IRA or 401K, you may benefit from converting those funds into a Roth IRA. Tune in to learn strategies you can use and the pro's and con's to help you make an informed decision. Notes: In this episode Luis talks about: What is a Roth IRA? How much you can contribute to a Roth IRA What is a conversion and how does it work? The pro's and con's of doing a Roth conversion The benefits of doing a Roth conversion when the stock market is down Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 The BLX Internship Program Luis' LinkedIN Luis' Twitter Luis' IG On My Way to Wealth YouTube Channel

In the newest episode of On My Way to Wealth, I sit down with Andres Mazabel, Head of Advisor Solutions at Trust & Will. Having spent 10+ years in private banking, he's now on a mission to help advisors implement estate planning and deliver comprehensive planning. Andres views estate planning as a huge opportunity for financial advisors to deepen relationships, add value, and implement legacy planning conversations. Notes: In this episode Luis and Andres talk about: -What you need to know about estate planning -What is probate? -Choosing a guardian for your children -The difference between a trust & a will Resources: Trust & Will Download the 3 Fundamental "Money Moves" to Make Before Turning 45 The BLX Internship Program Luis' LinkedIn Luis' Twitter Luis' IG On My Way To Wealth YouTube channel

If you have been watching the news or scrolling social media, you may have noticed some large companies have recently laid off thousands of their employees. Being laid off and not having that steady income can be scary for many people. Tune in to hear my six money moves you should make after being laid off. Notes: In this episode Luis talks about: Reviewing your severance package & expenses How a financial advisor can help you navigate life after a layoff Resources available to you after being laid off Figuring out a plan for healthcare Resources: Healthcare.gov COBRA Health Insurance Continuation Download the 3 Fundamental "Money Moves" to Make Before Turning 45 The BLX Internship Program Luis' LinkedIn Luis' Twitter Luis' IG On My Way to Wealth YouTube Channel

Many people take advantage of the new year to make new year's resolutions. Some people decide to go on a diet, start a new fitness regime or learn a new hobby. If your new year's resolution is to budget, then I'm going to give you a few tips on how to create financial success in 2023. The word budget does not have to be a scary word. In this episode, I talk about creating a budget that gives you the ability to enjoy your life and still do things you love so you don't feel like you are restricting yourself. Small changes over time lead to big results! Notes: In this episode Luis talks about: -Simple steps to help reach your financial goals in 2023 -Why the word budget doesn't have to be restrictive -How to be strategic about where you put your dollars -Why money dates with your partner are important for budgeting -What is a balance transfer, and can it help me? Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 The BLX Internship Program Luis' LinkedIn Luis' Twitter Luis' IG On My Way To Wealth YouTube channel Atomic Habits by James Clear

In this episode Luis talks about: Long-term cost and benefits of buying a home vs. renting The biggest difference between renting and owning Cost-benefit analysis and what you are able and willing to spend How much of your time can you invest into home ownership Bottom line for Gen Z Resources: Read Luis's Article Here! Lets Make a Plan Website Download the 3 Fundamental "Money Moves" to Make Before Turning 45 The BLX Internship Program Luis' LinkedIn Luis' Twitter Luis' IG On My Way To Wealth YouTube channel

Louis Barajas, a trailblazing first-generation Latino CERTIFIED FINANCIAL PLANNER™, shares his inspiring journey from East LA to empowering underserved communities. He dives into the importance of financial mindset over mere literacy and discusses his innovative approach to financial planning that focuses on real community needs. Louis also highlights the PBS show Opportunity Knocks, his coaching methods, and how he is reshaping financial success for others. Tune in for insightful ways to teach financial independence and promote sustainable community development!

There's still time to make some money moves in 2022. Tune in to episode 128 to learn what you can do to end 2022 strong and start 2023 with great momentum. Notes: In this episode Luis speaks about the following: Student Loan Payments Resuming Reflecting on Life Changes That Happened During the Year Rebalancing Your 401K and the New Contribution Limits New Contribution and Income Limits for Roth IRAs Opportunities before Year-end and Starting 2023 with a Bang! Resources: Download the 3 Fundamental "Money Moves" to Make Before Turning 45 The BLX Internship Program Luis' LinkedIn Luis' Twitter Luis' IG On My Way To Wealth YouTube channel

Arelis Correa serves as VP, Director, Global Acquisition for Brown-Forman Corporation. With a specialization and passion for recruiting talented people to join Brown-Forman, Arelis has served in talent acquisition roles with increasing responsibility during her 18 years at the company. This includes stints supporting Brown-Forman's former North America Region, as well as its International divisions. Arelis assumed leadership responsibility for Global Talent Acquisition in 2018 and was named to the HR & Communications Leadership Team in 2020. A true advocate for diversity, equity, and inclusion, Arelis has served in several leadership roles for COPA, Brown-Forman's employee resource group for Hispanic/LatinX employees and their allies. In addition, she works diligently and relentlessly to ensure Brown-Forman's talent acquisition processes are aligned and supportive of the company's Many Spirits, One Brown-Forman diversity and inclusion strategy. Arelis is known for her strong focus on continuous improvement, her dedication to ongoing learning, and her collaborative and innovative mindset. When she's not at work, Arelis is often spending time with family and friends, including her husband, and daughter. Notes In this episode Luis and Arelis discuss: -How intentional and conscious decisions from Arelis' parents' helped mold Arelis in her career -How one professor saw potential in Arelis and motivated her to seek a profession in HR -Why mentorship is so important in our career paths -Misconceptions about the Latino community -The power of being a positive thinker! -Being mindful of your money and living within your means Resources Arelis' LinkedIn Hispanic Executive: Arelis Correa-Arnold Creates a Culture of Care Download the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' IG On My Way To Wealth YouTube channel BLX Internship Program

Joyce Rojas has positively impacted thousands of people's lives by shifting their relationship with money. She's the national and international bestselling author of 31 Badass Money Mindset Affirmations, has been a top financial advisor at Fortune 500 companies, holds a Master's in Business Administration, and recently opened her own investment firm. But what she's most proud of, is the journey to these accomplishments. As a daughter of immigrant parents, she never learned about investing and as a single mom, she struggled financially and wondered how she'd do this on her own. But it was in this process where she realized that wealth begins with mindset, and she successfully re-designed her life. She now combines her financial expertise with personal growth strategies to effectively teach others how to make, grow, and manage money without working so damn hard for it. Notes In this episode Luis and Joyce discuss: -What is your Financial Thermostat? -Rewiring your money mindset -How surrounding yourself with great coaches will help you reach your financial goals -You are defined by your value system – not by materialistic things. -Sometimes the money doesn't match the picture! Joyce's Book Joyce's Website Joyce's Youtube Joyce's Facebook Joyce's Instagram Joyce's LinkedInDownload the 3 Fundamental "Money Moves" to Make Before Turning 45 LatinXcellence, more than a brand, it's a movement! Luis' LinkedIn Luis' Twitter Luis' IG On My Way To Wealth YouTube channel