Property Investment Podcast Network

Mark Bouris lays out the argument on why rapid rate increases — which has been the Reserve Bank’s traditional weapon of choice against inflation — won’t just cut it anymore. In this special episode, host Phil Tarrant sits down with Mark Bouris, the founder of Wizard Home Loans and Yellow Brick Road, to talk about why the central bank’s current approach to tackling the high inflationary levels is short-sighted, as it fails to consider current economic trends. With this, the industry commentator called for the government, along with the RBA, to tweak its monetary and fiscal policies and explained why its inflation target band should be a medium-term goal rather than a short-term one based on the chain of events that unfolded during the country’s 1990s recession. The pair also delves into how mortgage holders are specifically being “punished” by the rate hikes, the current state of play in the world of brokers and lenders, and unpacks what options are available to borrowers in today’s high-interest rate environment. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Amidst another RBA rate hike in March, Australians are not only facing the looming threat of falling off the mortgage cliff but are also finding themselves trapped in a different kind of financial dilemma — a mortgage prison. Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive Paul Glossop acknowledged the increased pocket pain that borrowers are burdened with, thanks to the central bank’s continued monetary policy tightening in 2023. And while refinancing has become the go-to recourse for borrowers to deal with the blows, they shine a spotlight on borrowers who find themselves unable to switch lenders due to rate hikes negatively impacting their serviceability. On that note, they unpack the “moving parts” that impact a borrower’s serviceability and delve into possible solutions to escape (or prevent) being stuck in mortgage prison.

To make the right calls in your investment decisions in 2023, an expert gives tips on how to avoid having hindsight and data bias to have sustainable and profitable results in the long run. In this episode, host Phil Tarrant sits down with Arjun Paliwal, founder of InvestorKit, to shed light on the common pitfalls that investors fall into when zeroing in on their next investment location, including focusing on the outcome and not on the main data points that will drive growth. The duo walks us through a structured approach to an investment analysis and underlines the importance of not being limited to specific cities or criteria when choosing your next location to buy into. They also bust the myths surrounding today’s market before looking into the data points that can shape it in the coming months. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With several headwinds blowing in the commercial market’s direction, is it the right time to invest in the sector? Co-hosts Phil Tarrant and Scott O’Neill unpack why there are still opportunities abounding — if you know what to look for. While the going is anticipated to get tough for commercial investors in 2023, thanks to rising interest rates, high inflationary rates and record construction costs, Scott and Phil delve into how buying into the market amid current downturn conditions can be a good investment strategy in the long run. They also examine the performance of various commercial asset types in the current market before discussing potential pitfalls that investors may encounter when they purchase such properties. Finally, they share their insights on how the future trajectory of interest rates and lending practices will affect the sector and what this means for commercial investors.

On this episode of the Smart Property Investment Show, Real Estate Institute of NSW (REINSW) chief executive officer, Tim McKibbin sits down with host Grace Ormsby for a discussion on the issues currently facing the state’s property market. Tim provides a snapshot of the NSW property market’s movement across the turbulent last 12 months, before offering up solutions to the approval inefficiencies of the “utterly ridiculous” council approvals process. Additionally, he wonders whether the upcoming state election being a “renters’ election” is compounding market woes. In this episode, you will also hear: What NSW needs to do to match supply with demand Are government and opposition solutions adequate? Is there an accountability issue when it comes to property? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

On this episode of the Smart Property Investment Show, join host Grace Ormsby and SPI journalist, Kyle Robbins, for a special editorial catch-up where the pair discuss recent findings from CoreLogic centred around the impending fixed rate cliff. The pair examines the underlying numbers surrounding the trend, revealing what portion of home owners could find themselves at the cliff’s edge before touching on the myriad of social and economic factors that have driven the property market to its current position. The duo also deliberates over whether the term “cliff” is an adequate descriptor. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Is the property market poised for a rebound? While there’s no foolproof way to determine whether the market has bottomed out, these experts help investors filter out the data that will help investors chart a strategic path out of the downturn.  In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar unpack the three telltale signs that the market is on its way to restarting the property cycle. While the negative narrative surrounding the Reserve Bank’s rate rise cycle has not dissipated and with other economic trends clouding the market outlook in the coming months, the trio gave their realistic takes on why they believe there are still investment opportunities across the market.  The experts also explained why investors should not solely rely on data or headlines before taking the jump to enter the market.

On this episode of the Smart Property Investment Show, Sanjeev Sah joins host Phil Tarrant to recount his journey from his native India to permanent residency in Australia and how he grew to possess a dozen properties in his portfolio. Explaining his investment thesis, Sanjeev reveals the property types he opts to avoid and rationalise this activity, before revealing the ‘real’ challenges presently plaguing the Australian property market. In this episode, you will also hear: - Is it good to crave more debt? - Will there be an autumnal influx of housing market entrants? - Could rising construction costs spell the end of Australia’s “cheap” property market? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Amidst the turbulence of a fast-changing financial landscape, a couple found the “solution” to a perplexing situation with the help of a savvy mortgage broker and smart financing strategies. In this episode, Smart Property Investment’s Phil Tarrant sits down with Eva Loisance, the manager for Finni Mortgages’ broker division, to talk about how rising interest rates threw a wrench in the investment plans of her real-life clients, Mark and Stacy. With the couple saddled with a lower borrowing capacity and marooned in the “no-refinance” zone, Eva unpacks how they managed to chart a course towards the couple securing their third investment property. While the duo acknowledged that the rules of the finance game have drastically changed over the last two years, they highlighted how a shift in mindset and having the right advice and strategy can bring you to the “tipping point” you need to further your investment journey. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Data nerds Arjun Paliwal and Leigh Paliwal have cautioned investors against playing real estate roulette when choosing their next location. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, unpack the latest lending data and encourage investors to review their financial positions in the face of the Reserve Bank’s rapid rate hike cycle. As refinancing becomes a higher priority for Aussies who are coming off their fixed-rate contracts, the duo also looks at the possible options that are available for home owners and investors to buffer their mortgages. The duo also brings back their analysis of overvalued and undervalued markets before highlighting the significance of identifying locations that have “healthy” growth prospects.