Property Investment Podcast Network

There's still plenty of opportunities available to borrowers, according to Finni Mortgages' Eva Loisance, who sat down with Phil Tarrant for the latest episode of the Smart Property Investment Show. Eva explains how some major lenders have now decided to apply a 1 per cent buffer instead of the usual 3 per cent in certain refinancing circumstances. This shift could significantly impact borrowers' ability to move their mortgages between banks and potentially escape what Eva refers to as "mortgage prison". They delve into the specifics of these changes, highlighting how they primarily target owner-occupiers and are also available for investors with a clean repayment history. Eva also notes that some banks are now allowing for cash out options, signalling a trend towards more flexibility in the lending industry. Phil and Eva discuss the broader implications of these changes in the lending industry, emphasising the crucial role that property investors play in providing rental accommodation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With the market cycle now at a critical crossroads, these experts say investors who've aced the basics are primed to emerge on the winning side. In this episode of Property Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss how there are still opportunities to capitalise on despite the "pain" being felt by real estate investors in the current market. The trio explains how doing the necessary pre-work, such as setting clear goals and having financial buffers, enables real estate investors to sail through rough waters that may arise in the property market cycle. Lastly, they unpack the often-held notion about property investors, delve into why landlords are on the losing side of the "blame game" amid the rental crisis, and explore the concept of investing ethically in today's market.

In this episode of the Smart Property Investment Show, host Phil Tarrant is joined by the founder of Australian Property Scout to unpack the strategy which has seen him amass more than 30 properties in his time spent investing. He lifts the lid on his tactics which involve targeting strong growth areas and buying properties at a big discount. Sam also emphasises that while timing the market is crucial, it's equally important to understand the underlying drivers of growth in a particular area, while ringing the alarm against investing in areas that could be suffering from stagnation. Property investment is not an overnight success story, but a long-term commitment that requires patience and strategy. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of the Smart Property Investment Show, host Phil Tarrant discusses the different phases of property investment, including acquisition, consolidation and retirement, with guest George Cherchian, a buyer's agent from James Chase Buyers Advocacy. The pair emphasise the importance of setting smart goals and having a plan, as well as the need for active management of a property portfolio. George also touches on the benefits of investing in property through a self-managed super fund and the role of diversification in mitigating risk. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With the country's interest rate at an 11-year high, what are the new rules for playing the property investment game? Data nerd and founder of InvestorKit, Arjun Paliwal, sits down with Redom Syed, co-director at Confidence Finance, to provide a combined property research and housing finance point of view on how the Reserve Bank of Australia's rapid rate rise cycle has raised the hurdles faced by property investors. Amid increased mortgage repayments and reduced borrowing capacity, many property investors are skeptical about buying. However, the experts say it's all about learning the new rules investors must play in this high-interest rate environment, such as adopting a holistic cash flow perspective and prioritising microeconomic factors over macroeconomics, among others. Lastly, they remind investors there are always opportunities across the markets, emphasising that "doing something is better than doing nothing".

On this episode, Smart Property Investment's Phil Tarrant sits down with Simon Buckingham and Brendan Kelly, directors of Results Mentoring, who specialise in helping individuals make informed property investment decisions through mentorship. Simon and Brendan discuss with Phil the importance of having a clear plan when investing in property and setting growth or income targets to measure performance. They stress the need for aligning property investments with specific financial goals and regularly evaluating progress. The Results Mentoring directors also take listeners through the necessity of understanding the purpose behind property investments and the potential risks of a "ready, fire, aim" approach, and emphasise the importance of aligning property investments with desired outcomes, considering factors such as time frames and income generation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The state government has increased the stamp duty threshold, so buyers don't have to pay anything up to $800,000. On this episode, Smart Property Investment's Phil Tarrant sits down with Eva Loisance from Finni who explains that this change in stamp duty exemptions will lift roadblocks for first-time buyers in the $800,000 price range. Eva takes listeners through a real-life example of a young couple, Josh and Lisa, who have been saving for years and now have $60,000, and what the exemption means for them. She also outlines further opportunities from the stamp duty threshold, the risks involved and how best to mitigate them. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

This determined investor, who navigated her way out of a financing rut to have four properties under her belt in two years, returns with an exciting portfolio and career update. In this episode, host Phil Tarrant is joined by Lorna Wang to give us an inside look into how her portfolio, as well her investment strategy, have evolved since 2020. She also recalls the motivation for starting her investment journey at age 22 and the financial habits she adapted in order to be financially ready for her property purchases. The duo unpack the missteps she made in her first property buy and why she continued to pursue expanding her portfolio despite the challenges she encountered. Now fully immersed in the world of real estate as a buyer's agent, she shares how she leverages her own experiences to guide her clients away from the pitfalls she encountered, while also discussing her career aspirations and strategic plans for expanding her portfolio. To learn more about Lorna's journey, as well as her insights on all things property, visit https://www.lornawang.com.au/

With about 700,000 SMSFs set up in Australia, there are a lot of people taking control of their super, and many of them are using property investments to power their retirement savings. On this episode, Raymond Hempstead, managing director and founder of One Contract Property, sits down with SPI's Phil Tarrant to talk about property investing inside your self-managed super fund (SMSF). The duo discuss some of the legislation around investing in property within an SMSF, and why the practice has waxed and waned in recent years. Raymond explains the logistics to take into account around building a property to hold in your SMSF, and how in some cases that can offer an even greater capacity to generate cash flow than an existing home that you might purchase. They also examine the tax savings of holding a property in an SMSF, versus in a company or personal name. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

For commercial investors looking to take their property portfolios to the next level, co-hosts Phil Tarrant and Scott O'Neill answer listeners' queries about optimising their current holdings. In this episode, the duo discuss the pros and cons of investing in a real estate investment trust or an unlisted managed fund. Scott explains why in the long term he likes to take matters into his own hands, finding better return on investment. They also share tactics for extracting more value from commercial properties by making some adjustments when your leases are up for renegotiation. And Scott expounds on the strategy behind letting his leases lapse before discussing renewal with an existing tenant.