Property Investment Podcast Network

On this special edition of The Smart Property Investment Show, Arjun Paliwal, director and head of research at InvestorKit, sits down with host Phil Tarrant to discuss the core components of his award-winning business, which claimed the Buyer’s Agency of the Year award at the 2023 REB Awards. Arjun charts his rise from branch manager at CBA Marrickville, a role he concedes he was “too comfortable” in, to his current position and explains how his leap of faith into the buyer’s agency world was aided by analysis of the best possible “worst-case” scenario. He also shares the failings of the early days in the hopes no one repeats them. In this episode, you will also hear: Why 600 is the magic number for buyer’s agents Is data more than numbers? How he models his team on Lebron James If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

She’s one of the most prominent voices in the Australian real estate domain, and on today’s episode of the Smart Property Investment Show, Antonia Mercorella, chief executive officer at the Real Estate Institute of Queensland (REIQ), sits down with host Grace Ormsby to paint a picture of the Sunshine State’s current and future property market prospects. Despite COVID-19 long falling off the list of national priorities, Ms Mercorella discusses how the two pandemic-interrupted years shifted the legislative and psychological expectations of the state’s property market and how these impacts are still being endured. Given her legal background, she also shares her gripe with laws skewed too heavily towards one party in the real estate transaction. In this episode, you will also hear: Should stamp duty stay or go? Will the Olympics benefit Queensland? Grading the state’s current market If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

You may be waiting to see how mortgage rates shake out to make any big portfolio changes, but that doesn’t mean you can’t be proactive about your financial management. In this episode, Arjun Paliwal, founder of InvestorKit, and Leigh Paliwal, director at Hills Finance, talk tactics for facing interest rate pain in light of the June rate hike and potentially more in future. They share some of the options for refinancing that have become increasingly popular as investors look to ensure they don’t end up in mortgage prison. Arjun and Leigh discuss how a second- or third-tier lender can help you out when the big four aren’t right for you. The duo also dig into why South Australian investments have been such high performers over the past year and look at how local supply conditions and microeconomic trends can be important indicators of when an area is about to go off. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Smart Property Investment’s editorial team unite to unpack the tenuous political landscape that’s currently at play across Australia. Host Grace Ormsby is joined by journalists Juliet Helmke and Kyle Robbins to recount the federal and state government developments that have taken place over the last week, most notably as they relate to the Housing Australia Future Fund and the rental crisis plaguing the nation. The trio unpack the various power plays currently being made by state and federal politicians while acknowledging their wide-reaching impact on Australia’s housing markets, before turning their attention to the RBA’s wielding of power when it comes to national property policies. In this episode you will also hear: What is driving the rift between Labor and the Greens How rent caps and freezes could come into play Why the RBA must recognise its role in housing policies If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Could running the numbers on your home mortgage turn you into an accidental investor, too? On this episode, Smart Property Investment’s Phil Tarrant sits down with Eva Loisance from Finni to discuss the strategy behind taking on more debt to pay down another debt faster and how that could work for some Australian home owners. This week, Eva brings a case study to the podcast, detailing why a couple purchased an investment property for the pure purpose of eliminating the mortgage on their primary residence. The Penrith property owners were looking to pay down their home so they could retire earlier. A fairly typical Australian couple in terms of income, Eva explained why they initially rejected the idea of investing in property before being introduced to the strategy of using an investment to generate passive income over a long-term period so that, upon selling, they could pay off the debt left on their primary home. Phil and Eva also discuss how to leverage existing equity to buy your first investment without even touching your savings and different ways to mortgage to take advantage of tax deductibility. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Undeterred by a rocky start to his real estate investment journey, this investor transformed his setbacks into valuable lessons that laid a solid foundation for his portfolio’s success. Smart Property Investment’s Phil Tarrant is joined by Rishi Bajaj, an investor whose initial property purchase in New Zealand didn’t go as planned but yielded valuable insights into the importance of conducting due diligence. Now with a portfolio valued at around $9 million and comprising eight properties, the trans-Tasman experienced investor discusses how life experiences shaped his investment strategy and underscore the need to prioritise asset consolidation and review rather than focusing solely on acquisition. Lastly, the duo unpack Rishi’s plan for his growing portfolio and why he believes there are still a lot of untapped opportunities for profit in his journey.  If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With the current cost of living, how is the Australian property market actually tracking? A leading figure in real estate weighs in. Real Estate Institute of Australia (REIA) president Hayden Groves sits down with Smart Property Investment’s Grace Ormsby to give a helicopter view of the Australian property market in real-time. Lending his thoughts on the latest RBA decision, the president unpacks the current state of housing affordability across the country. Comparing the situation facing renters and mortgage-holders, he dishes on which cohort is being most impacted by the current economic climate. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With the Reserve Bank (RBA) announcing its policy decision for June, borrowers are bracing for another rocky month marked with more mortgage pain. In this episode, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop, talk about the central bank’s move to take another swipe at inflation, how mortgage holders are being caught in the crossfire and why they think borrowers are not completely “out of the woods” just yet. While the duo acknowledge it will take a longer time for the rate rise cycle to reach its last stop, they explore the different ways borrowers can find reprieve amid the rising mortgage squeeze — including a modified serviceability assessment rate offered to those who have a good track record among lenders. Lastly, they advise property owners to focus on “longevity”, explain why one’s borrowing capacity is “just one aspect” of the equation, and discuss the importance of “stress testing” your personal cash flow.

When it comes to property investing, this investor says that geographical boundaries hold no sway when it comes to unlocking profitable opportunities. Smart Property Investment’s Phil Tarrant is joined by Tim Biason, an aviation professional who kicked off his investment journey in 2010 with one goal in mind: attaining financial freedom through real estate investing. With his job taking him to different parts of the world, the now Dubai-based investor talks about the inner workings of cross-country property investing and shares why he still believes Australian real estate holds strong potential for long-term profitability and growth. Lastly, they talk about Tim’s plan for his growing portfolio, unpacking the investment strategies that work for his “unique” situation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

If you talk to a lot of investors, as co-hosts Phil Tarrant and Scott O’Neill do, you’ll hear them often say they’re not building portfolios so much for their own benefit as that of the next generation — their kids. Joined by Rethink Investing’s Michael McIntosh, Phil and Scott delve into the topic of leveraging your existing assets to create a fair and equitable succession plan for your next of kin. Michael, who specialises in helping rural families invest in commercial real estate, explains the unique position that many Australian farmers occupy when it comes to equity. The land they sit on is valuable but not very liquid. In considering how to pass on their assets to their family, it can become complicated when everything is tied up in a single entity, and they have some children who want to continue in the family business and some who don’t. The trio also look at how diversifying a portfolio can bring stability to assets such as farms that are often at the mercy of elements out of human control.