Property Investment Podcast Network

In this episode of The Property Nerds, host Arjun Paliwal from InvestorKit speaks with Ryan and Lauren, a couple from Darwin, about how they've strategically built a $4.5 million property portfolio across five properties in three states by the age of 30. The conversation explores how their investment journey began in 2017, with both recognising that leaving their savings in the bank wouldn't secure long-term financial freedom. A pivotal part of their strategy was engaging a professional buyer's agency, which helped them make data-driven decisions and confidently navigate the property market. Their portfolio spans both capital city and regional markets, including Brisbane, Bundaberg, and Ballarat, with early wins providing confidence to pursue less conventional opportunities. Even less successful investments offered valuable lessons, helping them refine their approach and supporting family members in property ownership. Money management and disciplined financial habits have been central to their success, including maximising offset accounts and using credit cards strategically. Ryan and Lauren also share how clear planning, research, and sticking to budget boundaries enable them to continue expanding their portfolio.

Paul Mollica, principal property strategist at Wealthkey Property and former financial planner, discusses the shift from financial advice to data-driven property investment. He reveals how his strategies have built a $7.5 million portfolio in just three years, emphasizing the value of leveraging property over traditional assets. Mollica criticizes overregulation that hinders accessible financial advice and highlights buying in optimal locations as key to success. He also underscores the importance of collaborative teamwork among advisors to optimize client outcomes.

In the latest episode of The Smart Property Investment Show, host Liam Garman speaks with Simon Buckingham and Brendan Kelly from Results Mentoring about overcoming the three-property ceiling in Australian real estate. The discussion highlights how traditional buy-and-hold approaches often leave investors financially stretched, limiting cash flow and borrowing capacity, and creating a common barrier to portfolio growth. They emphasise the importance of adopting a strategic mindset, including building capital faster, recycling borrowing capacity, and being willing to sell and reinvest in more lucrative opportunities. Real-world examples illustrate their advice, such as investors renovating rundown units for profit, converting houses into cash-flowing rooming houses, and subdividing properties to reinvest in commercial assets. Buckingham and Kelly emphasise the importance of starting small and scaling gradually, enabling investors to build skills and confidence while mitigating risk. They also highlight the role of education and support through the Real Estate Success Community, which connects investors, provides market insights, and offers mentorship. Financial readiness, strategic planning, and leveraging alternative approaches are presented as essential tools for breaking through the investment ceiling. The episode also touches on the emotional side of investing, urging investors to stay disciplined, detached, and focused on long-term goals rather than short-term gains. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop are joined by Sam Beckett to discuss the current Australian property market, focusing on interest rates, investment strategies, and market trends. The co-hosts begin the episode with a market analysis, noting that housing values rose nationally by 1.1% in October, driven by strong demand, limited supply, and high immigration. They link this trend to broader economic conditions, as the Reserve Bank of Australia recently held rates steady amid rising inflation, largely driven by increases in housing and electricity costs. The hosts caution that government initiatives, such as first home buyer grants and zoning changes, may increase demand but do little to address the underlying supply shortage. Macquarie Bank's upcoming halt on lending to trusts and companies was also discussed, with the hosts emphasising the importance of using such structures legally and strategically. Guest Sam Beckett also shares his property journey, demonstrating how disciplined planning and leveraging a stable income can build a $2 million portfolio by age 29. The conversation highlights the importance of investors remaining vigilant, considering long-term market dynamics, and making informed decisions tailored to their specific goals.

In the latest episode of The Smart Property Investment Show, hosts Liam Garman and Emilie Lauer explore the current state of the Australian property market, highlighting key trends affecting investors, first home buyers, and landlords. They discuss the Reserve Bank of Australia's decision to hold the cash rate at 3.60%, noting the stabilising effect on the market while economists remain divided on when the next move might occur. The hosts examine the First Home Guarantee Scheme, which has seen a 48% increase in uptake year-on-year, driving national price growth of 5.1%, with Melbourne and Sydney leading the rise. The discussion also covers commercial property, where Sydney offices are recovering post-pandemic, yields are tightening, and investor lending is surging to $40 billion, the highest level since 2017. Victorian landlords are also highlighted as facing regulatory challenges, including strict compliance rules and fines, and increasing reliance on property managers for guidance. Despite these pressures, demand for rental properties remains strong, driven by immigration and student housing needs, underscoring the critical role landlords play in the market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, host Arjun Paliwal from InvestorKit speaks with Paul Hancock, Real Estate Institute of NSW (REINSW) Auctioneer of the Year and McGrath agent, about navigating the challenges and strategies of succeeding at property auctions. As auctions gain popularity across Australian capitals, Hancock emphasises the importance of being aggressive once you decide to bid, showing serious intent and keeping pressure on other buyers. Timing also plays a crucial role, with three-week campaigns often maintaining buyer interest and urgency better than traditional longer campaigns. Hancock notes that bidding strategies vary, with some experienced buyers starting aggressively while others hold back for strategic late bids, and understanding bid increments helps maintain momentum efficiently. A common mistake is waiting for a property to pass in and negotiating privately, which Hancock advises against, highlighting the transparency and immediacy of auctions. Confidence and preparation are essential, including knowing the area, market, and your maximum stretch price. By approaching auctions with a clear plan, strategy, and decisiveness, buyers can improve their chances of securing their desired property, with Hancock emphasising that adaptability and preparation are key to thriving in today's evolving auction landscape.

In this episode of The Smart Property Investment Show, host Emilie Lauer is joined by Eva Loisance from Finni Mortgages to discuss Macquarie Bank's recent freeze on lending to trusts and companies and its impact on property investors. They explore how trusts and company structures have become increasingly popular, even among first-time investors, due to perceived benefits such as asset protection, tax advantages, and the ability to bypass traditional lending limits. Loisance explains that while these strategies can enable portfolio growth, they carry significant risks, especially in a high-interest, low-yield environment where properties may not be positively geared. The discussion highlights concerns about aggressive lending strategies promoted on social media and the potential for overextension, which partly motivated Macquarie's decision. Lauer and Loisance emphasise that while the freeze affects investors relying on trusts, it may also lead other banks to tighten lending scrutiny and standards. They stress the importance of reassessing investment strategies, seeking professional advice, and focusing on sustainable, positively geared properties. Despite the challenges, trusts remain as viable options for well-informed investors who engage accountants, financial planners, and brokers to guide decisions. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Inside Commercial Property, Scott O'Neill and Phil Tarrant break down one of the most critical yet misunderstood aspects of commercial property investing: due diligence. Drawing from thousands of transactions completed through Rethink Investing, Scott explains how a structured and independent due diligence process can safeguard investors from financial risk and strengthen long-term portfolio performance. Listeners will gain practical insights into: How to conduct commercial property due diligence that goes beyond the surface numbers. The importance of separating acquisition and due diligence to avoid bias. Key lease, tenant and legal checks every investor should understand. Common red flags hidden in contracts and rent statements. Why detailed financial verification can be the difference between a good deal and a costly mistake. From analysing outgoings and tenant ledgers to understanding lease terms and market-based yields, Scott shares how Rethink Investing's due diligence framework ensures every property is thoroughly assessed before purchase. This episode is a must-listen for anyone serious about commercial property investment. You'll learn how to approach due diligence like a professional, with structure, objectivity, and the right data to make confident investment decisions.

In this episode of The Property Nerds, host Arjun Paliwal from InvestorKit speaks with Tim Biason, an Australian expat in Dubai, about navigating the challenges of investing in property back home. Tim, who moved to Dubai to advance his aviation career, has continued to grow his property portfolio while living overseas. Having already owned a couple of investment properties in Australia, he faced the challenges of managing overseas investments until he enlisted the help of a buyer's agent to provide local expertise and support. The agent helped him navigate market trends, financing, and legal processes, turning complex decisions into informed strategies. Leveraging his tax-free earnings in Dubai and his knowledge of the Australian market, Tim was able to expand and diversify his investments effectively. His properties, first in Blacktown and more recently in Melbourne, have appreciated, demonstrating how strategic planning and a coordinated team can make remote property investment both feasible and profitable for expats.

Welcome to Property Unfiltered, a collection of raw and uncensored conversations with Simon Loo and some of the nation's most savvy investors – giving you the insights you need to achieve your property dreams. In this episode, House Finder's Simon Loo and Smart Property Investment's Liam Garman are joined by Isaac, a seasoned investor, to explore how effective property management drives investment success. Isaac shares his journey, which began in 2021 with his first property in Logan, Queensland, growing his portfolio to five properties worth around $4 million. Along the way, he encountered challenges with property managers, having to replace three due to poor communication and a lack of proactive support. Simon emphasises that even initially competent managers can decline without proper oversight, making it crucial for investors to manage and document their property management teams carefully. The discussion also highlights the need for a financial buffer to handle unexpected maintenance issues, as Isaac recounted juggling multiple urgent repairs simultaneously. Health and compliance issues, such as mould, further underscore the importance of vigilance and engaging trustworthy service providers. Emotional factors, including hesitancy to invest outside prime areas, were addressed, with Isaac stressing the value of professional advice and a long-term strategy.