Property Investment Podcast Network

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by Ronesh Hargovind from the Incentum Group to discuss how understanding equity loans and trusts can shape successful property investment strategies. According to the co-hosts, understanding equity loans and trusts is essential for Australian property investors aiming to optimise returns and maintain tax compliance. Trust structures offer flexibility in distributing income and capital gains, making them valuable for high-net-worth investors and those involved in intergenerational wealth planning, although they cannot distribute losses. Equity loans must be used purposefully, as interest is only tax-deductible when funding income-producing assets, and proper documentation is critical for compliance. Investors should weigh the differences between owner-occupied and investment properties when assessing equity, considering risk, tax deductibility and loan serviceability. Managing multiple loans requires treating each investment as a separate entity to avoid financial confusion and costly errors. While trusts offer significant tax and asset protection benefits, they may not be ideal for investors seeking immediate relief from negatively geared losses.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Damian Collins, managing director at Momentum Wealth, to explore how investors are navigating the shift from residential to commercial property and building diversified, high-yield portfolios. The transition from residential to commercial investment has been appealing to those seeking higher returns and more stable income, although it requires careful planning. Damian said that strategic financial planning is key, with many investors relying on advisers to guide portfolio growth. Commercial properties generally offer higher yields than residential assets, making them attractive for investors seeking sustainable income, while residential investments can serve as a foundation to build capital. Diversification across asset types and locations helps mitigate risk and capitalise on emerging trends. The duo advises investors to stay informed about market dynamics, including the impact of e-commerce on industrial spaces, which enables them to identify new opportunities. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss how shifting lender strategies and policies are creating opportunities for both self-employed and conventional property investors. Eva highlights that lenders are increasingly offering lower fixed and variable rates outside of the Reserve Bank of Australia's cycle to attract and retain customers, creating opportunities for borrowers to negotiate better terms. Fixed-rate mortgages, while attractive, require careful consideration, with strategic timing essential for switching between fixed and variable options. Innovations in the SMSF lending space, including 90 per cent loans without lender's mortgage insurance, reflect a competitive environment benefiting borrowers, particularly those with limited superannuation funds. Eva points out that changes in serviceability assessments, such as using rolling 12-month bonus averages and simplified borrowing criteria for self-employed individuals, have expanded access to finance. Additionally, the co-host expects the government's First Home Guarantee scheme to drive demand for properties within its price caps, raising concerns about potential price inflation and affordability challenges for future buyers. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Inside Commercial Property, Phil Tarrant and Scott O'Neill sit down with Dan Gallen, executive director and CIO of Pallas Capital, to discuss one of the biggest shifts in commercial investing: the rise of private credit. With banks tightening lending and investors demanding faster, more flexible solutions, private credit has surged as a key funding option in the commercial property market. But does it always serve investors best, or does it add too much risk? Dan shares his perspective from more than $10 billion in structured transactions, while Scott explains how financing decisions can transform long-term investor outcomes, from cash flow and yields to equity growth and risk exposure. Key topics covered: The commercial property funding landscape: Banks retreat versus private credit expansion. Private credit explained: Flexibility, higher leverage, and where it beats the banks. Risks investors must weigh before relying on non-bank lending. Real-world examples of deals made possible by private credit. Why financing strategy is central to long-term wealth creation. Listen now to discover how the right funding strategy can accelerate growth and safeguard your portfolio.

In this episode of The Smart Property Investment Show, host Emilie Lauer speaks with the chair of the Property Investment Professionals of Australia (PIPA), Lachlan Vidler, to unpack the current state and key trends of Australia's real estate investment market. The discussion delves into the latest PIPA investor sentiment survey, which reveals the key challenges for property investors, the impact of the three rate cuts, surging demand, limited stock, and rapidly rising property prices. Lachlan highlights the difficulty of adding new stock to the market, citing construction hurdles, regulatory red tape, and high costs that limit both large- and small-scale investors. According to the survey, policy changes, compliance costs, and land tax pressures are prompting some investors to sell. Melbourne has emerged as a top choice for investment due to relative affordability, with Brisbane and regional markets also attracting attention, thanks to strong infrastructure and lifestyle appeal. While nearly 60 per cent still consider it a good time to invest, Lachlan expresses cautious optimism, noting potential rate cuts and first home buyer schemes while urging investors to avoid FOMO and plan strategically. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Lloyd Edge, founder of Oz Property Professionals and a savvy property investor, shares insights from his journey of building an 18-property portfolio worth $30 million. He reveals how he transitioned from music teaching to strategic property investments, emphasizing equity growth through duplex developments. Lloyd discusses the importance of research and resilience, the power of financial literacy, and his philanthropic efforts. He also reflects on past mistakes and advocates for diversifying investments, all while balancing family goals and personal interests.

Welcome to Property Unfiltered, a collection of raw and uncensored conversations with Simon Loo and some of the nation's most savvy investors – giving you the insights you need to achieve your property dreams. In this episode of Property Unfiltered, House Finder's Simon Loo and Smart Property Investment's Liam Garman are joined by investors Lee Ouch and Caryn Lim to reveal how they built a nine-property portfolio in just six years. The conversation examines Australia's evolving real estate landscape, where opportunities exist but require careful strategy. Demand for lifestyle-rich coastal suburbs, such as Quinns Rocks, is reshaping local markets, with affordability and liveability drawing both buyers and investors. Lee and Caryn share how disciplined planning and the right professional support have allowed them to scale their portfolio quickly. They also explain how "rentvesting" gives them flexibility to live where they want while investing in high-growth areas. Rising interest rates, unexpected costs, and reliance on negative gearing highlight the challenges of managing multiple properties. Government incentives, such as the First Home Guarantee, are also discussed, though with a caution against short-term thinking.

In the latest episode of The Smart Property Investment Show, Liam Garman speaks with Ross Le Quesne, head buyer's agent at KHI Property Partners, and investor Alex Whitlock about the Melbourne property market. Ross shares his extensive experience as a broker, business investor, and buyer's agent, offering insights that Alex has relied on for guidance. The trio highlights Melbourne's modest property growth of around 15 per cent over the past five years compared with surges in other cities, suggesting a potential "once in a cycle" opportunity. Ross emphasises the importance of timing and location, noting that areas with scarcity, strong infrastructure, and access to amenities tend to appreciate more. Alex illustrates this with a recent purchase of a property marketed as a four-bedroom house that was actually two two-bedroom apartments, showing the value of local expertise. Ross also offers practical advice on financial readiness, debt management, and alternative strategies, such as self-managed super funds or commercial property. The trio then discusses the emotional side of investing, urging buyer's agents to help maintain objectivity. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack the evolving complexities of Australia's property investment landscape. The trio explores how rising competition and tightening yields are reshaping strategies, making defence just as important as acquisition. From structuring loans and building cash buffers, to insurance and portfolio reviews, the Kumars highlight practical steps investors can take to safeguard and strengthen their holdings. Victor explains why a defensive mindset, focusing on due diligence, smart financial structuring and portfolio resilience, is essential for long-term success. Reshmi underscores the importance of balancing ambition with protection, urging investors to avoid the pitfalls of bold marketing claims and rushed decisions. The conversation also highlights the role of professional networks from mortgage brokers, accountants, to property managers, in keeping investors informed, supported and prepared for market shifts. Whether you're a first-time investor or building an established portfolio, this episode offers clear, actionable strategies to navigate today's property market with confidence.

In this episode of The Pure Property Podcast, Phil Tarrant and Paul Glossop explore the shifting landscape of Australian property investment following the Reserve Bank's key interest rate cut to 3.6 per cent. The duo discuss the intricacies of the current market, government schemes and strategies for potential investors, blending global insights with local expertise. Paul, speaking from Ontario, Canada, shares his experiences travelling through Europe and North America, offering a unique perspective on hidden opportunities and challenges in property investment. They examine the Australian First Home Guarantee Scheme, set to expand from 1 October, which allows first-time buyers to purchase homes with just a 5 per cent deposit, but caution that it may increase competition and push up property prices in major markets. Phil stresses the importance of discipline for first home buyers, advising them to start modestly rather than overextending financially in pursuit of their dream home. For investors, the scheme presents both opportunities and challenges, with Paul highlighting areas of potential capital growth and the benefits of rising demand. The discussion also covers banks offering competitive fixed rates, signalling possible shifts in financing options for investors.