Self-Funded With Spencer

“Some of the most expensive real estate is healthcare real estate. And so by pulling that out of our business model, it allows us to bring care in a very convenient way directly into the homes of our patients." - Jory ZunichThis episode combines two topics we speak about frequently on Self-Funded: making healthcare more affordable, and improving access to care for employees. Jory Zunich of Nice Healthcare joined me to explain how Nice is able to provide in-home healthcare affordably, and how their model can potentially revolutionize primary care. We discussed how Jory got into healthcare and his track-and-field background before talking about Nice, and how simply removing the element of real-estate costs can make in-home care cheaper in some cases. Jory shared how his kids have only ever experience in-home care, and why that convenience is powerful.Chapters:00:00:00 How Nice Healthcare Provides Affordable In-Home Healthcare | with Jory Zunich00:20:05 The Power Of Virtual Healthcare00:30:58 How In-Home Care Can Actually Be Cheaper00:40:11 Convenient In-Home Labs00:40:57 Streamlined Patient Navigation in Primary Care00:42:29 Cost-Effective Healthcare SolutionsKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

“I want other people to know that, like, there's nothing wrong with you. If you have mental health issues, there's help for you and there's life on the other side." - Sims TillirsonThis is the second part of my conversation with Sims Tillirson, the first of which released this Tuesday. In this episode, we focused on Sims’ openness about his mental health issues on LinkedIn, his struggle to get off of antidepressants, and destigmatizing conversations about mental health, especially among men. Sims also shared some tips for men who have friends struggling mentally, and how we can all do a better job supporting each other.This episode is pretty distinct from the first, and from most episodes of Self-Funded, but it was an important conversation to be had, and I hope you’ll tune in.Chapters:00:00:00 Helping Each Other Through Mental Health Struggles | with Sims Tillirson00:00:32 Destigmatizing Mental Health00:03:15 How Do We Increase Access To Mental Healthcare?00:06:14 The Power of Genuine Listening00:09:54 Holistic Approach to Medication and Mental HealthcareKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/Key Words: Mental Health Awareness, Mens Mental Health, Break The Stigma, Empathetic Listening, Antidepressants, Mindfulness, Depression, Supporting Others, Alternative Therapies, sims tillirson, spencer smith, podcast, healthcare, health insurance, self funded, self funding, self funded health insurance, self funded insurance#MentalHealthAwareness #MensMentalHealth #BreakTheStigma #EmpatheticListening #Antidepressants #Mindfulness #Depression #SupportingOthers #AlternativeTherapies #simstillirson #spencersmith #podcast #healthcare #healthinsurance #selffunded #selffunding #selffundedhealthinsurance #selffundedinsurance

“If you've shied away from showing who you are because you fear that you'll lose sales: people that would not like the authentic version of you are not going to be good customers of you anyway. Put yourself out there, disqualify the people that don't like the real you, and create a bunch of raving fans for yourself." - Sims TillirsonI would honestly be surprised if you listen to this show and haven’t heard of Sims Tillirson; he has one of the best social media presences of anyone in the benefits industry, and he joined me this week to share what got him into benefits, how he got started with social media selling, and his thoughts on the importance of authenticity in the current LinkedIn environment. If you’re just getting started with social media posting or you’ve been posting for a while, there’s a lot to learn from Sims and I’ve been continually impressed to see how his personal brand has grown over the years. Tune in to this week’s episode of Self-Funded with Spencer to learn the power of being authentic on LinkedIn, from the social media master himself!Chapters:00:00:00 The Four Pillars of the Perfect LinkedIn Strategy | with Sims Tillirson00:06:57 How Sims found his way into benefits00:11:13 Navigating the challenges of working at startups00:21:21 How Sims built his personal brand00:24:35 Why personalized video messages are so effective00:27:03 Relationship-focused outbound sales techniques00:28:54 Building trust through social mediaKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/Key Words: Sales Techniques, Sales Networking, Social Media Selling, Authenticity, Personal Storytelling, Video Messaging, Outbound Sales, Social Selling, Benefits Industry, Sales Success, Social Media Presence, sims tillirson, spencer smith podcast, healthcare, health insurance, self funded, self funding, self funded health insurance, self funded insurance#SalesTechniques #SalesNetworking #SocialMediaSelling #Authenticity #PersonalStorytelling #VideoMessaging #OutboundSales #SocialSelling #BenefitsIndustry #SalesSuccess #SocialMediaPresence #simstillirson #spencersmith #podcast #healthcare #healthinsurance #selffunded #selffunding #selffundedhealthinsurance #selffundedinsurance

Rob Gelb, a guest host from Philadelphia whose insightful commentary often gives clarity to complex healthcare issues, dives into fascinating topics. He discusses the alarming presence of microplastics in our brains and the implications of UnitedHealth's stock crash, which raises questions about the future of Medicare Advantage. Gelb also touches on the ethics of phasing out artificial food dyes and the surprising presence of heavy metals in Girl Scout cookies. The episode wraps up with a fun quiz debunking medical myths, making healthcare both entertaining and informative!

Chris Burgess, the mind behind the fitness app Affili-Fit, shares his journey from construction to entrepreneurship. He discusses the unique features that set his app apart, focusing on custom workout and meal plans for employee wellness. Chris emphasizes the importance of automation in creating healthy habits and explores the psychology of app monetization. He also shares insights on the future of Affili-Fit, highlighting how personalized health solutions can help lower healthcare costs for employers. Tune in for a blend of innovation and wellness!

“Each acquisition has its own fingerprints. You kind of think, oh, it's an acquisition. No, it's all different.” - Diane DooleyDiane Dooley, a CHRO and consultant, joined me this week to discuss what HR’s role in mergers & acquisitions is, and why HR is so key to that process. We talked about doing the right due diligence before an acquisition, how to merge cultures, and how to navigate the different reactions that employees inevitably have. Diane and I also dove into the psychology of both the buyer and the seller in an M&A transaction, and why the reasons to buy are often not the same as those to sell. Founders often have much more emotions surrounding the transaction, which have to be taken into account to make sure the transition is as smooth as possible for them and their employees.Join me this week on Self-Funded with Spencer to find out what HR’s role is in the M&A process!Chapters:00:00:00 HR’s Role In M&A: Due Diligence, Culture, and Integration | with Diane Dooley00:08:08 Assessing Cultural Fit in M&A00:15:49 Thorough Due Diligence When Acquiring00:20:52 Impact of Company Culture in Mergers00:25:26 Navigating Integration With Change Management 00:39:17 Leadership Continuity00:41:54 The Importance of Employee Incentives00:46:37 Avoiding Hiring Mistakes01:06:51 Being Proactive In HRKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/Key Words: HR, Mergers And Acquisitions, M and A, Mergers, Acquisitons, CHRO, Due Diligence, Culture, Integration, Change Management, Succession, Recruitment, Diane Dooley, spencer smith, podcast, healthcare, health insurance, self funded, self funding, self funded health insurance, self funded insurance#HR #MergersAndAcquisitions #MandA #Mergers #Acquisitons #CHRO #DueDiligence #Culture #Integration #ChangeManagement #Succession #Recruitment #dianedooley #spencersmith #podcast #healthcare #healthinsurance #selffunded #selffunding #selffundedhealthinsurance #selffundedinsurance

"If you're an employer, if someone comes up and knocks on your door, take a second, breathe, and listen to what they have to say." - Christopher CordonChristopher Cordon joined me this week to talk about something that may initially seem contradictory to what I typically preach: level-funding. Chris shares why worksite benefits sales for employers with under 50 employees led him to level-funding as a solution, and why he’s so passionate about serving that under-served market.  Chris has a background as an actor, and we also discussed how that has helped him in sales and in the entrepreneurial world, as well as in his recent LinkedIn content. Chris is a passionate guy who genuinely wants to make insurance affordable and easy for small employers, and I hope you’ll tune in to hear just how he does that. Chapters:00:00:00 Health Insurance Benefits With Less Than 50 Employees | with Christopher Cordon00:08:37 Chris’s Career Path00:23:56 Learning How To Navigate Sales00:33:45 Why Large Employers Are Almost All Self-Funded00:44:33 The Efficiency and Cost-Effectiveness of Direct Primary Care00:48:21 Why Chris Has Embraced Level-Funding00:52:59 Simplifying Self-Insurance01:01:51 How Do We Make Healthcare Sustainable?01:10:27 AI's Impact on Healthcare CostsKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/Key Words: Direct Primary Care, DPC, Level Funded, Level Funding, Employer Solutions, Healthcare Consulting,  Insurance Business, AI in Healthcare, entrepreneurship, christopher cordon, spencer smith, podcast, healthcare, health insurance, self funded, self funding, self funded health insurance, self funded insurance#DirectPrimaryCare #DPC #LevelFunded #LevelFunding #EmployerSolutions  #HealthcareConsulting  #InsuranceBusiness #AIinHealthcare #entrepreneurship #christophercordon #spencersmith #podcast #healthcare #healthinsurance #selffunded #selffunding #selffundedhealthinsurance #selffundedinsurance

Julie Wasserman, VP of Sales for VerusRx, brings her extensive health benefits expertise to discuss the future focus of Pharmacy Benefit Managers (PBMs) in 2025. She emphasizes the importance of transparency to build trust with employers and encourages direct employee engagement through innovative software. The conversation explores the impact of GLP-1 medications on employer health plans, highlighting the need for careful cost management. Tune in for eye-opening insights on how PBMs can adapt to enhance healthcare affordability and outcomes.

If you'd like your question answered on next month's episode, call/text 469-213-6381 and leave us a voicemail/text.Last Month In Healthcare is officially a video podcast! Each month, producer Nathaniel joins me to discuss the previous month's podcasts, headlines, and listener-submitted questions. This episode covers healthcare news from March 2025, including:- Marty Makary getting confirmed to lead the FDA- The HHS restructuring, including 10,000 job cuts- Texas's response to the MAHA commission- Operation Stork Speed, aiming to make baby formula safer and healthier- The potential ban on soda/candy for those on food stamps- Increasing cybersecurity risks for healthcare providersAnd, we play a game of "AI Company, Healthcare Company, or Metal Band?"Chapters: 0:00 - Intro1:10 - The Self-Funded Review5:38 - Healthcare Headlines23:13 - AI Company, Healthcare Company, Or Metal Band?25:17 - OutroSources:https://www.upi.com/Top_News/US/2025/03/26/Senate-confirms-Marty-Makary/7901742973955/https://www.hhs.gov/about/news/hhs-restructuring-doge.htmlhttps://texasscorecard.com/state/texas-senators-tackle-maha-agenda/https://www.newsnationnow.com/health/rfk-jr-baby-formula-operation-stork-speed/https://www.politico.com/news/2025/03/27/rfk-jr-food-stamps-soda-usda-tension-00252045https://www.hipaajournal.com/himss-survey-healthcare-cybersecurity-2024/https://www.theregister.com/2025/03/06/rural_hospitals_cybersecurity/https://www.fiercehealthcare.com/health-tech/private-equity-takeover-healthcare-firms-need-cybersecurity-vigilance-reporthttps://www.hipaajournal.com/healthcare-data-breach-statistics/https://globalventuring.com/corporate/healthcare/us-hospitals-bump-up-tech-investments-as-healthcare-crises-widen/https://www.discogs.com/lists/Underrated-Obscure-And-Cult-Heavy-Metal-bands/313760?page=7https://builtin.com/artificial-intelligence/ai-companies-rounduphttps://www.glassdoor.com/Explore/browse-companies.htm?filterType=RATING_OVERALL&locId=1&locType=N&locName=United-states§or=10012&page=15&overall_rating_low=4

"Insurance is about health and wealth. It protects your health, it should protect your wealth." - Kylie EverhartKylie Everhart, Chief Growth Officer at Oxbridge Health, joined me to discuss episode benefit plans and how they empower consumers to make better healthcare choices. Episode benefit plans bundle pricing for the entirety of an “episode of care” - for example, if you need a knee surgery, an episode benefit plan would figure out the cost of everything involved in that procedure from several different providers in your area, and offer you multiple bundled price points to choose from. Americans deserve to know the price of their healthcare upfront so that they can make informed decisions. As Kylie shares in the episode, once people have transparent pricing on medical procedures, they demand it from any healthcare plan they use in the future.Tune in this week to Self-Funded with Spencer for a new method of empowering consumers to make good healthcare choices.  Chapters:(00:00:00) Empowering Americans To Shop For Their Healthcare | with Kylie Everhart(00:05:22) Consumerism In Healthcare(00:23:59) Connecting Patients To Cost-Effective Care(00:28:02) The Balance of Technology and Human Connection(00:29:44) Data-Driven Solutions for Employer Healthcare Costs(00:42:17) What Are Episode Benefit Plans?(00:57:21) Transparent Pricing Empowers ConsumersKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/Key Words: Healthcare Choice, Employer Healthcare, Healthcare Plans, Episode Benefit Plans, Oxbridge, Empowering Consumers, Consumer Healthcare, Healthcare Consumerism, Healthcare Transparency, spencer smith, podcast, healthcare, health insurance, self funded, self funding, self funded health insurance, self funded insurance#HealthcareChoice #EmployerHealthcare #HealthcarePlans #EpisodeBenefitPlans #Oxbridge #EmpoweringConsumers #ConsumerHealthcare #HealthcareConsumerism #HealthcareTransparency #spencersmith #podcast #healthcare #healthinsurance #selffunded #selffunding #selffundedhealthinsurance #selffundedinsurance