Earn Your Leisure

The Earn Your Leisure Podcast. Financial Advisor Rashad Bilal and Educator Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs.Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Explore five essential strategies to help your child become a millionaire. Discover how life insurance can act as a financial asset and learn about the benefits of a Roth IRA for tax-free growth. Setting up a UTMA trust protects assets while real estate investing offers passive income. Uncover the advantages of stock gifting for nurturing an investment portfolio from an early age. With these tools, parents can lay a strong financial foundation and instill the principles of wealth-building early on.

In this Market Mondays clip, our insightful team dives into the looming clouds of economic uncertainty and their potential impact on various market sectors. Your host Rashad Bilal, joined by financial commentator Troy Millings and investor Ian Dunlap, break down the key factors influencing the global financial landscape. As concerns about a recession continue to swirl, our experts analyze important indicators, including the bond market, S&P earnings, and geopolitical tensions.This engaging conversation kicks off with Rashad Bilal highlighting the economy’s shaky footing despite favorable sector production figures. Ian Dunlap and Troy Millings weigh in, asserting that economic crashes can negate any positive projections or forecasts.A primary focus of this clip revolves around signs pointing to a potential recession. Troy elucidates the political dynamics in play, noting how media portrayal might change following political shifts. Rashad and Troy acknowledge the bond market's weakening yet delve into the S&P's recent performance, which reflects resilience despite broader economic challenges.The clip deftly transitions to the geopolitical landscape, examining the repercussions of global tariffs and tensions, particularly surrounding Ukraine and the Middle East. Ian Dunlap sheds light on the multifaceted risks posed by these factors, including the potential for economic disruptions.Challenging traditional indicators, Ian underscores that the stock market is not a direct reflection of recessionary movements, positioning it as a lagging indicator. As our trio navigates uncharted economic territories, they provide essential insights into why the numbers may lose significance amid heightened uncertainty.The discussion turns to hyper concentration in the tech sector, with tech giants like Microsoft and Nvidia standing out in an environment of market flux. Rashad highlights patterns observed in the Russell 100, drawing attention to market dynamics over the past few years. Our experts explore the cyclical nature of presidential terms, analyzing investor strategies during transitional periods.Amidst these thought-provoking analyses, our speakers touch on the erratic decision-making processes affecting the market's stability. Rashad and Ian critique the irrationalities influencing policy decisions, warning of the complications they might pose for the economy.This Market Mondays clip is essential viewing for anyone seeking to navigate the complex web of market trends and economic uncertainty. Gain a deeper understanding of how current events, from tariffs to geopolitical complexities, impact the broader economic landscape. Don't miss these actionable insights from our seasoned experts.Tune in for this compelling discussion and equip yourself with the knowledge needed to stay ahead in volatile times. Don't forget to subscribe to Market Mondays for more in-depth analyses and continuous updates on the financial markets.#MarketMondays #EconomicUncertainty #RecessionRisk #FinancialTrends #GlobalEconomy #SPEarnings #GeopoliticalTensions #StockMarketAnalysis #InvestmentInsights #FinancialCommentary #MarketTrendsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this engaging clip from Market Mondays, hosts Ian Dunlap, Troy Millings, and Rashad Bilal delve into the latest developments surrounding Nvidia and the broader chip sector. With Nvidia's stock showing significant volatility in recent times, the hosts provide a critical analysis of the factors influencing the semiconductor market and what investors can expect moving forward.The discussion kicks off with Rashad highlighting Nvidia's recent performance, marking a dramatic roller coaster ride in its stock valuation. Despite an initial decline, the stock witnessed a miraculous rally, stirring an insightful conversation about the broader chip sector, including key players like SMH, TSM, and Broadcom. Ian Dunlap emphasizes the negative year-to-date trajectory of these stocks, setting the stage for an in-depth debate on the future of the chip trade.Ian asserts that the chip trade, while still a good long-term investment, will not yield the massive returns seen in the past couple of years. He points to geopolitical concerns, particularly tensions with China, as major factors affecting the industry. The potential ramifications of chip smuggling and technological competition between the US and China form a crucial part of the conversation, revealing the complexities of international market dynamics.Troy Milings counters Ian's viewpoint, suggesting that the chip trade is not entirely over. He stresses the impact of the Federal Reserve's rate cuts and the ongoing tariffs on economic performance, especially referring to discussions with top AI professionals that underscore the market's volatility. Troy posits that despite the challenges, American companies like Nvidia, Microsoft, and Apple are poised to navigate these obstacles, provided that tariffs and geopolitical risks are adequately managed.The hosts also delve into the strategic maneuvers by tech CEOs visiting the White House and how these high-level discussions could potentially shape the trajectory of the semiconductor industry. Troy suggests that a resolution to tariffs and restoring business relations with China could rejuvenate Nvidia’s performance, reinforcing the need for strategic alliances in maintaining global business competitiveness.Ian raises a critical perspective on global business wars, drawing attention to the increasing influence of BRICS nations and the intricate dynamics of international competition. The conversation explores how America’s top technology firms can sustain their edge amidst rising challenges from global players, especially those in China.Despite varying viewpoints, the hosts agree on Nvidia’s potential for long-term growth. Rashad concludes by emphasizing the importance of a strategic approach for investors. Whether Nvidia's stock will attain its previous highs within a specific timeframe remains unknown, but the hosts encourage viewers to recognize the stock’s enduring potential as a long-term investment opportunity.Join Ian, Troy, and Rashad in this thought-provoking clip as they explore the intricate world of semiconductors, global economic influences, and where the smart money might be heading next. Whether you're an investor or simply interested in the fast-evolving world of technology and finance, this Market Mondays clip offers valuable insights to navigate current trends and prepare for future shifts in the market landscape.#Nvidia #Semiconductors #MarketMondays #InvestingInsights #GlobalEconomy #ChipSector #TradeWars #FinanceTalksOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Earn Your Leisure, we sit down with Carolyn Aronson, the CEO and founder of It’s A 10 Haircare, to uncover how she built one of the most successful independent beauty brands in the world.Carolyn shares the strategies behind It’s A 10’s explosive growth, including how giving away millions of free samples turned her brand into a multi-million-dollar powerhouse. She also breaks down how she grew her company by 1,000% through branding and social media marketing, expanded into 125 countries, and kept It’s A 10 relevant in the beauty industry for nearly 20 years.We also discuss the challenges of buying out a business partner, the importance of financial literacy for entrepreneurs, and how her first haircare business failed in 18 months—only for her to come back stronger and build a $500M empire. Carolyn emphasizes why a slow and steady approach is key, how to trademark a beauty brand, and the biggest challenges she faced as a CEO.This is a must-watch for entrepreneurs, beauty industry professionals, and anyone looking to build a global brand from the ground up!#EarnYourLeisure #ItsA10Haircare #CarolynAronson #Entrepreneurship #BeautyIndustry #BrandBuilding #Marketing #SocialMediaMarketing #BusinessGrowth #FinancialLiteracy #CEO #Haircare- [00:00:00] - Rashad Bilal welcomes back the audience and introduces the guest, Carolyn Aronson.- [00:00:21] - Mention of Kelsey, Travis Kelsey, and Tyson Beckford.- [00:00:42] - Discussion about It's a 10 Enterprises operating in numerous countries and its sales.- [00:01:03] - Carolyn Aronson is honored to be named on Forbes 50 over 50.- [00:01:49] - Carolyn describes the Rewind it 10 product and its qualities.- [00:02:30] - Discussion about Carolyn's journey from a hairdresser to starting her company.- [00:03:22] - Introduction of It's a 10 haircare and the miracle leave-in product.- [00:04:06] - Troy asks about the initial product and marketing strategies.- [00:06:05] - The concept behind the name, It's a 10, is discussed.- [00:07:18] - Rashad asks about the initial marketing efforts.- [00:09:09] - Carolyn discusses the failure of her first company.- [00:11:41] - Carolyn talks about learning from initial failures about business efficiencies.- [00:14:14] - Carolyn describes the early challenges and a breakthrough in California.- [00:15:05] - Carolyn discusses what contributed to the company's success.- [00:16:53] - Discussion about financial literacy and managing growth.- [00:19:00] - The importance of adapting to social media and e-commerce strategies.- [00:22:07] - Building a team and the importance of fitting within a company culture.- [00:23:09] - Carolyn talks about product inclusivity and her background.- [00:27:26] - The launch and strategy behind Rewind it 10.- [00:32:20] - Carolyn discusses the acquisition focused on hair growth.- [00:37:20] - Discussion on being a female entrepreneur in a male-dominated industry.- [00:39:23] - Rashad mentions Target's diversity cutbacks and product inclusion challenges.- [00:41:12] - Protecting brand and product formulas legally.- [00:44:23] - Discussion on various business ventures like real estate and chartering.- [00:46:22] - Carolyn shares thoughts on her company's legacy.- [00:47:49] - Discussion about expanding into different regions, particularly targeting Japan.- [00:49:33] - Carolyn's final message and encouragement to women entrepreneurs.Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Hosts dive into the complexities of market shifts caused by unpredictable political decisions. They share insights from a Fortune 500 executive on how constant changes in tariffs and regulations disrupt business planning. The discussion highlights why markets favor stability and consistent policies. Unpredictability can lead to erratic decisions that ripple globally, showcasing the intricate connections in commerce. The conversation reveals how these sudden shifts create challenges for businesses and governments alike.

A fascinating dialogue explores the connections between African Americans and Ghana, breaking down misconceptions about relocation. Critics often lack information, while many cultures, including Chinese and European, thrive there too. The conversation highlights unity through collaborative projects, emphasizing cultural exchange in music and cuisine. Alvin Bekoe shares his vision for fostering brotherhood and development in Ghana, showcasing local employment generation and community spirit. This narrative challenges stereotypes and celebrates the rich entrepreneurial landscape of Africa.

Hosts dive into Apple's latest product announcement, calling the 16e a major flop. They applaud Apple's job creation efforts but criticize the company's lack of innovation in recent years. A balanced critique surfaces, suggesting the need for groundbreaking products like an Oculus knockoff or a glucose monitor watch. The conversation highlights Apple's struggles with the Vision Pro app availability and examines the necessity of frequent device upgrades. Tensions rise as they question Tim Cook's leadership amid fierce competition in the tech landscape.

Chaka Zulu, an insightful commentator on the Democratic Republic of Congo, discusses the country's complex relationship with its rich mineral resources. He reveals how global powers have historically exploited Congo, citing devastating effects since its invasion in 1998. With a focus on the humanitarian crises, Zulu highlights the stories of destroyed villages and the urgent need for global attention. He advocates for Africa's unity to combat these challenges and shares his own efforts to bring positive change, emphasizing education and support for violence survivors.

Dive into the complexities of car buying as an expert shares insights on weighing new versus used vehicles. Discover how factors like mileage, interest rates, and warranties influence your choice. Learn the importance of buying from authorized dealers and the benefits of certified pre-owned cars. Explore the grim realities of negative equity and financing pitfalls that can arise in today’s market. Additionally, find out how the pandemic has affected car prices and financing options, with practical tips to help you make informed decisions.