

Earn Your Leisure
EYL Network
Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast
Episodes
Mentioned books

Mar 9, 2024 • 7min
Understanding the Racial Wealth Gap: How America Made the Black-White Wealth Gap
This podcast delves into the deeply entrenched racial wealth gap in America, discussing how historical events and systemic practices have contributed to the disparity. Guests Louise Story and Ebony Reed shed light on the stark wealth gap between black and white families, highlighting factors like redlining, discriminatory banking practices, and the impact of the GI Bill on wealth creation.

Mar 8, 2024 • 17min
Study Hall: A Black Woman's Guide to Navigating a Career, Relationships, and Self-Discovery
Join hosts Rashad Bilal and Troy Millings as they delve into insightful conversations with Ericka Pittman, author of "What, Mommy Never Told You?" In this episode of EYL Medium, the trio discusses Pittman’s remarkable journey, the wisdom she has gleaned, and the invaluable insights she shares in her book.The conversation covers a wide array of topics, from the meaning behind the title of Pittman’s book to the nuances of navigating a male-dominated industry. Pittman shares her experiences as a first-generation achiever, offering lessons learned in career, finance, relationships, and self-motivation. She provides valuable advice for women in male-dominated industries, delving into the importance of male mentorship and the nuances of asserting oneself in professional settings.The discussion also delves into the complexities of modern relationships for driven, successful individuals. Pittman shares her perspectives on how career-driven individuals, particularly women, often find it challenging to prioritize relationships in their busy lives. The hosts and guest explore the evolving dynamics of relationships in today's society, addressing the significance of intentionality in dating and the impact of social media on modern romance.With candor and wisdom, Pittman reveals her thoughts on the challenges and stigmas surrounding successful black women in relationships and provides guidance on navigating these complexities. The conversation builds on the concept of multiple "apex" moments in one's career and personal life, shedding light on the continuous journey of growth, ambition, and the pursuit of new heights.This episode of EYL Medium engages in thought-provoking discussions that resonate with professionals, aspiring leaders, and individuals seeking to find balance and fulfillment in their personal and professional lives. Pittman’s journey and insights serve as a source of motivation and guidance, offering pearls of wisdom for viewers navigating their own paths to success.Tune in to explore the wealth of knowledge and experiences shared in this powerful and inspiring conversation. Discover the wisdom of Ericka Pittman as she imparts invaluable advice on career success, relationships, and the pursuit of personal fulfillment.#EYL #EYLMedium #ErickaPittman #CareerAdvice #Relationships #SelfDiscovery #Success #Motivation #ProfessionalGrowthOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 7, 2024 • 10min
The Significance of Amazon Joining the Dow Jones
In this clip, hosts Ian Dunlap, Troy Millings, and Rashad Bilal dive into the significance of Amazon being added to the Dow Jones and its impact on the stock market. The discussion sheds light on the potential ripple effects and the implications for both seasoned and beginner investors.The hosts offer valuable insights about the Dow's structure and the necessity for updates in its composition, emphasizing the potential benefits of Amazon's inclusion. They also discuss the broader impact on the index and the stock market as a whole, pointing out the potential effects on institutional investing and the laggard investor crowd.Additionally, the video provides evergreen advice for investors, including the importance of finding a sector to invest in for the long term and the benefits of staying disciplined and focused on a consistent investment path. The hosts also share realistic expectations for earnings in the stock market and shed light on the importance of staying educated and continuously learning to improve investment strategies.The conversation delves into the best times to invest in stocks, highlighting the opportunities presented by market corrections and the emotional aspect of investing. The hosts emphasize the need for patience, education, and being prepared to take advantage of market fluctuations, providing valuable guidance for both new and experienced investors.Join Ian, Troy, and Rashad as they navigate through the intricacies of Amazon's addition to the Dow Jones and explore how it shapes the investment landscape for individuals and institutions alike.#MarketMondays #InvestingTips #StockMarketInsights #Amazon #DowJones #InvestmentStrategies #FinancialEducation #StockInvesting #MarketAnalysis #InvestmentAdvice #DiversificationOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 6, 2024 • 16min
Hill Harper Discusses Crypto, Real Estate, and the Future of Detroit
In this episode, actor and entrepreneur Hill Harper joins hosts Rashad Bilal and Troy Millings to discuss a wide range of topics, including cryptocurrency, real estate, innovation, and the future of Detroit. Hill Harper shares insightful stories and valuable expertise, providing an engaging and informative conversation for viewers.Hill Harper begins by reminiscing about a lunch meeting with the hosts in Bel Air, expressing his admiration for their entrepreneurial success in building a multi-million dollar empire that creates opportunities and jobs. He praises the importance of supporting entrepreneurship and amplifying individuals to foster economic growth at every level.The conversation then delves into the world of cryptocurrency, with a focus on the recent XRP ruling by the SEC. Hill Harper analyzes the potential impact of the ruling, explaining the implications for XRP as a commodity versus a security. He shares his thoughts on the evolving crypto landscape and the possibilities that lie ahead for this market.Shifting gears, Hill Harper passionately discusses the potential for tokenization in real estate and community ownership. He highlights the role of tokenization in providing greater accessibility to ownership, particularly in historically underserved communities. His vision for utilizing tokenization to empower individuals and communities in Detroit resonates with the audience.The conversation evolves to encompass the topic of artificial intelligence (AI) and its impact on the future job market. Hill Harper emphasizes the historical innovation of Detroit, positioning the city as a potential hub for AI mobility and technological advancement. He encourages young entrepreneurs and coders to actively participate in shaping the future of AI and innovation.Sharing his personal investment experiences, Hill Harper provides valuable insights into potential real estate opportunities in Detroit. He highlights specific areas with untapped potential for investment, while underscoring the importance of community-driven commercial real estate initiatives to foster economic development and empowerment within neighborhoods.As the conversation draws to a close, Hill Harper shares his vision for the future of Detroit and the state of Michigan. He calls for a collective effort to attract and retain talent, fostering growth and opportunities within the state. His impassioned plea for collaboration and mutual support resonates deeply, leaving a lasting impression on the audience.Experience this engaging and thought-provoking conversation with Hill Harper as he shares his expertise, stories, and vision for the future of Detroit and beyond. Gain valuable insights into cryptocurrency, real estate investment, innovation, and the potential for economic growth in underserved communities.Join the conversation using these hashtags: #EYL #HillHarper #Cryptocurrency #RealEstate #Innovation #Detroit #Entrepreneurship #AI #Tokenization #CommunityEmpowerment #FutureVisionOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Mar 5, 2024 • 1h 8min
EYL #280 Homeless to VC Millionaire: Arlan Hamilton on Raising Capital, Investing in Start-Ups & Mark Cuban Arlan Hamilton
Learn about Arlan Hamilton's journey from homelessness to venture capitalist, her strategies for raising capital and investing in start-ups. Discover her goal of creating 1000 new millionaires and the importance of diversity in the industry. Hear how she overcame challenges and made her mark in Silicon Valley.

Mar 4, 2024 • 8min
The Future of Tech Companies to Watch Out For
Explore the potential of future tech giants like SpaceX and Neuralink. Discuss visionary leaders like Elon Musk and Sam Altman. Speculate on wealth and success in the tech industry. Enjoy light-hearted banter about birthdays, music, and sports.

Mar 3, 2024 • 10min
Cliff Notes: The Impact of Artificial Intelligence on Antitrust and Banking
The podcast discusses the impact of artificial intelligence on antitrust and banking, highlighting the biases in AI programming and the need for diversity among programmers. It also emphasizes the role of antitrust regulations in ensuring a fair and competitive market, addressing disparities in business dealings with black-owned banks and the impact of bank mergers on communities.

Mar 2, 2024 • 12min
Mastering Marketing Strategies
Exploring CMO responsibilities, organic vs. paid marketing, and media impressions with expert insights. The shift from traditional to digital marketing and the importance of strategic audience building and media selection. Delve into the world of marketing strategy.

Mar 1, 2024 • 13min
Study Hall: The Truth About 401Ks and Homeownership
In this episode, Rashad Bilal, Troy Millings, and Ian Dunlap discuss the misconceptions and truths about 401K investments and homeownership. Rashad, drawing from his experience as a former financial advisor, sheds light on the importance of responsible conversations about 401Ks and breaks down the myths surrounding their returns. He emphasizes the need for diversification and responsible investing to secure a financial future.Rashad dismantles the idea that 401Ks are a scam, highlighting their potential for substantial gains and the benefits of lower tax liabilities. He explains the different investment options within 401Ks, debunking the notion that they provide only a meager 3% return. With insights into Roth 401Ks and the advantages of employer matches, he stresses the role of 401Ks as a valuable investment avenue.The trio also tackles the topic of homeownership, exploring the statistics that single women own more homes than single men across all ethnicities. While delving into the societal and economic factors at play, they examine the complexities of financial obligations and the evolving landscape of homeownership. The conversation also touches on the challenges of becoming a homeowner in the current economic climate, posing the question of whether homeownership remains a worthwhile pursuit.As the discussion unfolds, the team addresses the need for balanced and rational conversations around these topics, steering away from the divisive gender dynamics and striving for a holistic understanding of the financial landscape. Ian’s candid and sometimes humorous insights add depth to the conversation, ensuring that the dialogue resonates with a wide audience.Join Market Mondays as they present a thought-provoking and educational discussion, providing clarity on 401K investments and challenging the traditional narrative surrounding homeownership. Gain valuable insights into responsible financial planning and the evolving dynamics of wealth-building in today’s economic environment. Don’t miss this episode packed with knowledge and actionable advice to bolster your financial literacy and long-term investment strategies.#MarketMondays #401KInvestments #Homeownership #FinancialPlanning #InvestmentStrategies #WealthBuilding #PersonalFinance #Roth401K #RetirementSavings #FinancialEducation #Diversification #EconomicTrends #GenderDynamics #ResponsibleInvestingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Feb 29, 2024 • 10min
Understanding Antitrust Laws and Their Impact on Economic Freedom
In this episode, our guest Doha Mekki, an expert in antitrust laws, sheds light on the basic principles of antitrust laws and their significance in protecting our economic freedoms. Antitrust laws and the antimonopoly framework regulate company conduct during competition, promoting a fair and open market. The laws are crucial in preventing monopolies and the concentration of corporate power, thereby ensuring healthy competition, low prices, and high-quality services for consumers.Doha emphasizes that understanding antitrust is vital for every American's full participation in democracy. She draws attention to the historical significance of economic liberty alongside social and political rights, particularly for Black Americans. This fundamental proposition, essential for protecting citizenship, has been recognized by civil rights leaders like W.E.B. Du Bois and MLK, underlining the broader societal implications of antitrust laws.The conversation delves into the impact of antitrust laws in the digital economy, focusing on tech companies' dominance. Doha highlights how big tech companies, such as Google, may abuse their power, affecting citizens' access to information and their overall experience as consumers. The episode explores instances where these companies engage in practices that go against the law, thus necessitating scrutiny and regulation.Furthermore, the discussion addresses the need for public understanding of antitrust laws and their implications. Doha emphasizes the efforts under the Biden-Harris administration to integrate competition principles across various government sectors, aiming to promote fair and competitive markets. Additionally, she stresses the importance of making antitrust more accessible and understandable to the general public, emphasizing plain language in guidance documents and increasing outreach efforts to engage with diverse communities, including farmers and content creators.Join us in this insightful conversation as we unravel the significance of antitrust laws in protecting economic freedom and promoting fair competition in the marketplace.#AntitrustLaws #EconomicFreedom #MarketCompetition #TechDominance #DigitalEconomy #BidenHarrisAdministration #FairMarket #ConsumerProtection #CorporatePower #CivilRights #Democracy #GovernmentPolicyOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy