Earn Your Leisure

In this video, Shonda Martin breaks down the concept of borrowing power and how it differs from your credit score. Learn about the factors that lenders consider when assessing your credit profile and discover practical tips to enhance your borrowing potential.Timestamps: 00:00: Introduction to Borrowing Power 00:20: What is Borrowing Power? 00:42: Credit Score vs. Credit Profile 01:09: Importance of Credit Profile Over Credit Score 01:32: Factors Influencing Credit Approval 02:11: Impact of Late Payments on Credit Profile 02:38: Time Since Last Missed Payment 03:38: Hierarchy of Late Payments by Account Type 04:19: On-Time Payments and Credit Profile Quality 05:22: Achieving 500 On-Time Payments 06:08: Tiers of Borrowing Power 06:28: Strategy to Reach 500 On-Time Payments 07:15: Resilience of a Strong Credit Profile 07:32: Summary and Key TakeawaysWatch the full video to understand how to optimize your credit profile and increase your borrowing power. Don't forget to like, comment, and subscribe!For this full class and more join EYL University at www.eyluniversity.comOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, we sit down with Cam Kirk, the renowned photographer who documented the rise of Atlanta's music scene. Cam shares his journey and offers invaluable advice to new photographers, emphasizing the importance of mastering your camera early on and understanding lighting—highlighting strobe lighting as the best for photography.Cam dives into the three camera settings crucial for achieving the best image quality and discusses the art of properly framing people in photos. We explore whether technology might replace photographers and why Cam prioritized building relationships over money at the start of his career.Cam also reveals how he used his own money to put artists on billboards, elevating his brand, and shares the story of Nike being the first brand to pay him $20k for a shoot. He warns photographers about "work for hire" contracts and asserts that photographers own every picture they take, including the right to sue companies for using their images on merchandise.Cam has created a label to sign upcoming photographers, signing seven photographers and giving them $20k each. Over the past seven years, Cam Kirk Studios has served over 30,000 appointments. He reflects on touring with artists early in his career for only hundreds of dollars and how he helped Metro Boomin blow up by using the same formula that rappers use to achieve success.Join us for an enlightening discussion packed with insights and experiences from one of the industry's top photographers.#EarnYourLeisure #CamKirk #Photography #AtlantaMusicScene #MasterYourCamera #StrobeLighting #CameraSettings #FrameYourPhotos #PhotographyTechnology #BuildingRelationships #NikeShoot #WorkForHire #PhotographyOwnership #PhotographersRights #PhotographyLabel #CamKirkStudios #MetroBoomin #PhotographySuccessOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clipof Market Mondays, our hosts Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into everyone's favorite topic: Nvidia stock. If you’ve been wondering about the best time to invest in this tech giant, you're in the right place.Rashad starts the conversation with a burning question from viewers: What should we do if Nvidia doesn’t hit the desired $107 price mark? Ian emphasizes the importance of patience and strategy, advising to wait for a price pullback to around $112 or ideally $107 before making a move. He shares an inspiring story of someone who benefited immensely from strategic investments, leading to substantial financial gains and life-changing purchases.Troy highlights the need for flexibility in investment strategies. While having a game plan is crucial, sometimes you need to adapt. He explains his approach of modifying entry points based on the stock's movements and the importance of not missing opportunities by being overly rigid.Ian underscores the value of consistency, particularly when it comes to tuning into Market Mondays for weekly updates and advice. He stresses the importance of staying informed and focused, even amidst potential distractions.Rashad wraps up the discussion by pointing out that dollar-cost averaging can be a simple yet effective strategy for those wary of timing the market. Investing consistently every month can alleviate the stress of price fluctuations.Throughout this episode, our hosts offer a balanced mix of strategies, tips, and real-world examples to help you navigate the complexities of investing in Nvidia. They also touch on broader investment principles that can be applied to other stocks and financial decisions.Don't miss out on this episode packed with actionable insights!*Key Topics:*- Strategies for investing in Nvidia- Importance of waiting for price pullbacks- Flexibility and adapting investment plans- Benefits of dollar-cost averaging- Real-life success stories and examples- Consistency and staying informed*Timestamps:*0:00 - Introduction0:18 - What to do if Nvidia doesn’t hit $1071:05 - Success story from an Nvidia investor2:22 - The importance of modifying your investment plan3:43 - Staying consistent and informed4:52 - The simplicity of dollar-cost averaging*Show Hosts:*- Ian Dunlap- Rashad Bilal- Troy Millings*Subscribe to Market Mondays for more weekly insights and investment strategies!*#MarketMondays #Nvidia #StockMarket #Investing #InvestmentStrategies #Finance #NvidiaStock #TechStocks #DollarCostAveraging #FinancialFreedom #InvestWisely #StockMarketTips---Tune in every week for the latest advice and tips on making the most of your investments. Whether you’re a seasoned investor or just starting out, our comprehensive analysis and proven strategies will help you achieve your financial goals. Remember, the key to successful investing is staying informed and being adaptable.Keep learning, keep investing, and let’s secure that financial future together!Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this empowering talk, Kevia Williams emphasizes the importance of business ownership for Black individuals, highlighting how the tax code is designed to benefit owners over employees. Kevia explains how understanding and leveraging the tax code can reduce taxable income and increase financial freedom. She discusses real-life examples, including former presidents and corporations, who have minimized their tax burdens through strategic use of the tax code. Kevia also underscores the significance of understanding policy and accessing funds allocated for Black entrepreneurs. By grasping these financial and policy insights, Black entrepreneurs can reclaim resources and build lasting wealth for future generations. Don't miss this eye-opening discussion on financial empowerment and strategic business ownership!Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Discover how Brenna and Ricky Murphy from Pink Nookie turned a $2,000 investment at Investfest into a lucrative business, with valuable insights on event preparation, seizing opportunities, networking with celebrities, and doubling their business after the event.

Ricky and Brenna Murphy from Pink Nookie discuss unique branding strategies like pink nails, text message campaigns, and event marketing at InvestFest. They highlight the power of early networking in Atlanta and embracing risk for business growth

Representative Bowman discusses economic disparities in his diverse district, the affordable housing crisis, financial burdens on working-class families, and advocates for higher taxes on corporations and the wealthy to fund essential services.

Elected official Rep. Jamal Bowman reveals the $30 million spent against him by super PACs. Discussion on political funding disparities, AIPAC's influence, and strategies to combat big money in elections.

Representative Jamal Bowman discusses the impact of big money on elections, revealing $30 million spent against him by super PACs. He explains the role of AIPAC in funding campaigns and shares strategies to combat financial inequalities in politics.

Music producer Bryan-Michael Cox shares insights on royalty splits, songwriting, AI in music, club culture, and R&B. Topics include record deals, competition, impact of AI on music industry, club strategies, Kanye West vs. Drake, hit songwriters, producer roles, and future of music.