Earn Your Leisure

Welcome to the first clip in our "EYL" series, where we dive deep into the world of Artificial Intelligence. Our guest X. Eyee meticulously breaks down what AI is and how it functions. If you've ever found the concept of AI overwhelming or confusing, this clip is tailor-made for you!*What is Artificial Intelligence?*Artificial Intelligence (AI) is a term that covers a wide range of technologies aiming to make machines think and act like humans. Just like cars can vary—be it two-door, four-door, electric, or gas—AI encompasses diverse tools and technologies touching different disciplines such as computer science, mathematics, electrical engineering, and mechanical engineering. Despite their varied nature, all AI technologies aim to achieve one goal: to emulate human thinking and actions.*Five Domains of AI:*X. Eyee elaborates on AI's five domains, comparing them to the human senses:1. *Natural Language Processing (NLP):* This includes applications like Siri, where the machine learns to understand and generate human language. Functions such as text-to-speech and speech recognition fall under this domain.2. *Computer Vision:* Used in facial recognition and other image analysis applications, this domain teaches machines to see.3. *Haptics:* A field often explored in robotics, where machines learn to touch and feel, similar to human skin sensitivity.4. *Machine Olfactory:* This newer field teaches machines how to smell, although it has its set of challenges.5. *Machine Taste:* Still in its infancy, this realm aims to teach machines how to taste, facing similar hurdles as machine olfactory.*Overcoming Fear of AI:*The human brain is naturally inclined to fear the unknown. X. Eyee discusses how understanding AI can help overcome these fears. Becoming educated about AI—its domains, capabilities, and limitations—can help demystify it. There's also a call to action for communities to engage in shaping policies and regulations around AI, ensuring it's used for the greater good.*Machine Learning and Generative AI:*Machine Learning (ML) is the crux of teaching machines how to think like humans. It involves training algorithms with data so that they can learn and improve over time. Machine learning is categorized into:1. *Supervised Machine Learning:* The algorithm is trained using labeled data, i.e., data with known outcomes.2. *Unsupervised Machine Learning:* The algorithm uncovers patterns and outcomes from unlabeled data.3. *Deep Learning:* A more complex subset of ML, which mimics the neural networks of the human brain for more intricate tasks.Generative AI, a specialized form of AI, aims to replicate human creativity and imagination. When prompted, it can generate outputs like text, images, or even music, making it a fascinating area in AI research and application.*TL;DR (Too Long; Didn’t Read):*For those who want a quick recap, X. Eyee has provided a handy TL;DR slide summarizing the core points discussed in this clip. Feel free to pause, take a screenshot, and share it with your friends!Don’t miss out on this enlightening discussion that simplifies the complex world of AI. Make sure to like, subscribe, and click the bell icon to get notified about our future clips. Together, let's demystify AI and understand how it can be harnessed to benefit us all.*Hashtags:*#EYLMedium #ArtificialIntelligence #MachineLearning #NaturalLanguageProcessing #ComputerVision #AIExplained #DeepLearning #GenerativeAI #TechTalk #AITechnology #Robotics #EYL tiyJoin us on this educational journey and stay tuned for our next clip on how to utilize AI in business.Enjoy watching!Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this YouTube Live episode with Ms Business, we break down essential tax strategies to help you legally avoid and lower your taxes. Learn the secrets that the wealthy use to reduce their tax liabilities and keep more money in their pockets. We’ll cover important topics like business taxes, corporate tax rates, and how to maximize your deductions to save thousands.You’ll get valuable tips on leveraging deductions like Section 162 for business expenses, retirement contributions, health savings accounts (HSAs), and tax credits like the Earned Income Tax Credit and Child Tax Credit. We also explain how to reduce your taxable income through investments in municipal bonds, starting a business, and taking advantage of long-term capital gains.Whether you're a business owner, investor, or individual taxpayer, you'll discover actionable steps to minimize your taxes. We also cover advanced strategies like cost segregation and bonus depreciation, showing how you can maximize your savings through real estate investments. If you’re tired of overpaying in taxes and want to learn the secrets the rich don’t want you to know, this episode is for you!#Taxes #TaxSecrets #BusinessTaxes #TaxDeductions #EarnYourLeisure #CostSegregation #RealEstateTax #FinancialFreedom #TaxStrategyOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Welcome to another insightful clip of EYL Medium! In this clip, hosts Rashad Bilal and Troy Millings bring on mortgage expert Matt Garland to break down everything you need to know about jumbo mortgages and DSCR loans.Have you ever wondered what a jumbo mortgage is and how it differs from conventional loans? Matt Garland dives deep into the specifics, explaining that jumbo mortgages are loans that exceed the limits set by Fannie Mae and Freddie Mac. If you're dreaming of owning a mega-mansion, a jumbo mortgage might be your ticket. However, these loans come with stricter qualification criteria, including a lower debt-to-income ratio and full documentation, such as W-2s, pay stubs, bank statements, and tax returns.Matt also delves into options available for self-employed individuals who might not have traditional income documentation. He highlights popular choices like bank statement loans, where lenders assess income based on business bank deposits over a 12-month period. These loans come with higher interest rates but can be a viable solution for entrepreneurs looking to invest in their dream homes while minimizing tax liabilities.We also explore the world of DSCR (Debt Service Coverage Ratio) loans, which are crucial for real estate investors. Unlike traditional loans focusing on personal income, DSCR loans evaluate the potential of the investment property to generate sufficient income to cover the debt. Matt walks us through the essential metrics and calculations needed to secure these loans for both residential and commercial properties.Key takeaways from this episode include:1. *Jumbo Mortgages:* Jumbo loans are for amounts exceeding the limits set by Fannie Mae and Freddie Mac.Stricter qualification criteria including a low debt-to-income ratio and full documentation.Options exist for self-employed individuals through bank statement loans.Understanding the trade-offs between higher interest rates and tax savings.2. *DSCR Loans:*DSCR loans focus on the property's income potential rather than personal income.Key calculations include operating costs, property expenses, and cash flow metrics.Easier approval process compared to first-home mortgages, with a minimum down payment of 20% if it meets the 1.2 DSCR requirement.Whether you're looking to invest in luxury real estate or searching for financing solutions tailored for investors, this episode has something for you. Matt provides valuable insights and strategies to navigate the complexities of jumbo and DSCR loans effectively.Don't miss out on this comprehensive guide to mastering jumbo mortgages and DSCR loans. Watch now and equip yourself with the knowledge to make informed investment decisions!*Timestamps:*00:00 - Introduction: Jumbo Mortgages00:20 - What are Jumbo Mortgages?01:50 - Full Documentation Loans03:00 - Bank Statement Loans05:15 - DSCR Loans Explained06:30 - Key Metrics for DSCR Loans08:50 - DSCR vs. Hard Money Loans13:30 - Tips for Real Estate Investors*Hashtags:*#EYL #JumboMortgage #DSCRLoan #RealEstateInvesting #FinancialLiteracy #LuxuryHomes #MortgageTips #SelfEmployed #Investing #PropertyInvestment---Get ready to unlock the doors to your real estate dreams with expert advice from EYL. Don't forget to like, subscribe, and hit the notification bell for more content that empowers you to achieve financial success!Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this clip, we break down the various types of home loans available to homebuyers and explain the concept of “home hacking” to maximize your real estate investment. Whether you’re a couple looking to purchase your first property or planning for long-term financial growth, this video covers essential information to help you make smart decisions in the real estate market.Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

X Eyeé, an award-winning AI expert with a prestigious background from Google and Microsoft, breaks down the complexities of artificial intelligence. He discusses how AI can transform personal and business operations with practical tools and strategies. The conversation covers the risks of AI misunderstandings, the innovative ways to enhance creativity and decision-making, and the importance of community engagement in ensuring AI serves everyone effectively. X also addresses how AI can help in crafting tailored business plans and navigates the balance between opportunity and oversight in this rapidly evolving field.

In this exclusive interview, Michael Vick dives deep into his groundbreaking documentary *Evolution of the Black Quarterback*. He discusses the motivation behind creating the film and highlights the challenges Black quarterbacks face in mastering an NFL playbook. Vick shares how he has embraced his role as one of the most influential Black quarterbacks of all time, while also drawing intriguing parallels between himself and NBA legend Allen Iverson, emphasizing their similar impacts on their respective sports.Vick reflects on how he organically changed the quarterback position with his unique playing style, and how his time in Atlanta helped shape him into a superstar. He also touches on the possibility that Allen Iverson could have excelled in the NFL if he had pursued football further, given their shared passion for the sport.In the interview, Vick provides his insight on Colin Kaepernick's situation and the challenges he faced in the league. He shares how fellow quarterback Donovan McNabb embraced him when he joined the Philadelphia Eagles, and the hunger he felt after getting his second chance with the team. Vick also breaks down his $137 million contract, explaining that only $37 million was guaranteed, and reveals how this contract helped him recover from bankruptcy.Vick offers valuable advice for athletes, stressing the importance of being cautious with finances and recognizing those who may try to exploit their success. He emphasizes that in NFL contracts, the only thing that truly matters is fully guaranteed money. Finally, Vick reflects on how the league has evolved for Black quarterbacks and shares the importance of having a role model to achieve greatness. He wraps up by naming his top 5 Black quarterbacks of all time and explains why he believes Patrick Mahomes is the second greatest quarterback ever.#MichaelVick #NFL #BlackQuarterback #EvolutionOfTheBlackQuarterback #PatrickMahomes #AllenIverson #ColinKaepernick #PhiladelphiaEagles #GuaranteedMoney #AthleteFinance #Quarterback #AtlantaOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this video, we take a comprehensive look at the process of buying your first home, starting with why now is a great time for first-time buyers. We explore the benefits of homeownership, such as building equity and financial stability, and share practical tips for navigating today’s competitive market. We also discuss key steps like getting pre-approved, which can significantly strengthen your buying power.Next, we break down various loan options, including FHA, Conventional, and VA loans, while offering hacks on securing down payment assistance. We also cover the common mistakes first-time buyers make, like overlooking closing costs or rushing into deals, and how to avoid them to ensure a smooth transaction.We then move on to the importance of understanding interest rates, including tips on when to lock in a good rate and what factors impact timing. We also dive into jumbo mortgages, explaining how they differ from conventional loans and the specific qualifications needed, especially for self-employed buyers or those with higher credit score requirements.Finally, we introduce the concept of real estate investing through strategies like house hacking, showing how first-time buyers can transition into the investment space. We wrap up with an overview of financing options for investment properties, such as conventional loans, hard money loans, and HELOCs, to help you start building wealth through real estate. #RealEstate #HomeBuying #FirstTimeBuyers #MortgageTips #Investing #HouseHacking #JumboLoans #FHALoans #WealthBuilding #realestateinvesting 0:00 Intro4:06 Matt Garland’s Background 10:16 Complete Home Buying Guide Pt 120:13 Chat Q&A: Different Types of Loans, 1099 vs W2, & More38:16 Using FHA to Effectively build your Portfolio 44:44 Complete Home Buying Guide Pt 249:02 How to Boost Your Credit Score & Debt to Income Ratio 54:10 Navigating Interest Rates1:05:43 What are Jumbo Mortgages?1:20:34 Future Live Interviews1:29:14 OutroOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this conversation from Invest Fest, 50 Cent shares how streaming has transformed the film industry and the challenges creators face in succeeding. He dives into how his relentless ambition fueled his success and why it’s so hard to break through in Hollywood.**"I Have a Disease Called Ambition"** 50 Cent explains how his drive and ambition have pushed him to overcome obstacles in both music and film. He shares personal stories of how Starz kept telling him no, which led him to launch 34 shows across 10 networks.**Tyler Perry's Influence and Building a Film Studio** Inspired by Tyler Perry, 50 Cent reveals why he chose to build his own film studio in Shreveport and how this decision fits into his larger entrepreneurial vision.**Addressing Allegations & Legal Battles** In this candid discussion, 50 Cent talks about the accusations of bullying, his lawsuit with Remy, and his claim that Beam Suntory stole $6 million from him. He also speaks on Diddy's legal troubles and their ties to the liquor industry.**Lessons on Success, Complacency, and Jealousy** 50 Cent reflects on how success often brings envy, jealousy, and entitlement. He discusses why talented people sometimes become complacent and the importance of staying focused.**Massive Deals: SK Energy, Vitamin Water, and G-Unit** Learn how 50 Cent's partnership with SK Energy and the United Nations provided meals for every energy drink sold. He also talks about making over $100 million with Vitamin Water and $80 million with G-Unit sneakers after Reebok lost the LeBron bidding war.#50Cent #InvestFest #FilmIndustry #StreamingImpact #Ambition #TylerPerry #GUnit #VitaminWater #BeamSuntory #Entrepreneurship #SKEnergy #SuccessJourney #EYL #EarnYourLeisureOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Welcome back to Market Mondays! In this explosive clip, Rashad Bilal, Ian Dunlap, and Troy Millings uncover the controversial world of life insurance settlements, revealing how hedge funds and investors are cashing in on assets you might not even consider.🔍 *What You'll Learn:*- *Life Insurance Settlements—The Basics:* Rashad dives deep into what life insurance settlements are and how they function similarly to reverse mortgages. Whether it's elderly individuals or those with terminal illnesses, you'll discover how desperate circumstances can lead people to sell their policies for immediate cash. - *The Investor's Angle:* Ian brings to light the mechanics of how hedge funds are making high returns off these life insurance policies. Learn about the calculations and probabilities that go into determining the worth of a life insurance policy.- *The Ethical Dilemma:* Troy unpacks the moral implications of this business, questioning if it's morally right to profit from someone's imminent death. Are people being exploited, or is it just another savvy financial move?- *Medical System Crisis:* The discussion leads to broader issues, like the exorbitant costs of healthcare in America and how it forces people into these dire financial decisions. Nursing homes, long-term care, and the American health system are scrutinized for putting immense financial pressure on families.- *Investment Opportunities & Risks:* Considering getting into this market? The crew discusses the potential gains and pitfalls, emphasizing patient and well-thought-out investment strategies. Ian even connects this to stock market behaviors, like in companies such as Intel and Nvidia, comparing how market psychology plays a role in both scenarios.- *Family Care Dilemma:* What happens when you need to care for elderly parents? The team explores the emotional and financial strains this can cause, stressing the need for meticulous long-term planning.This clip is a goldmine for anyone interested in understanding the often hidden, dark facets of investment and how they intertwine with everyday lives. Whether you're an investor looking for new opportunities or someone planning for your family's future, this discussion provides essential insights and actionable advice.🔗 Stay Connected:- *Subscribe* to Market Mondays for more deep dives into finance and investment strategies.- *Follow us* on Instagram, for real-time updates and behind-the-scenes content.🎧 Listen on:- Apple Podcasts:[Market Mondays🔖 Hashtags:#MarketMondays #LifeInsuranceScam #InvestmentTips #FinancialFreedom #WealthBuilding #HedgeFunds #EthicalInvesting #HealthcareCrisis #FinancialPlanning #StockMarket #InsurancePolicies #ReverseMortgages #MedicalBills #LongTermCare #AIInvesting #IntelStocks #Nvidia #RetirementPlanning #MoneyManagement #CashIsKing---🛎️ Remember to *Like**, **Comment**, and **Subscribe* for more insightful episodes on personal finance, investment, and market analysis. Hit the notification bell so you never miss an update! See you next week!Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Congressman Jamaal Bowman, an advocate for racial justice in politics, and Whitley Yates, a political analyst and critic, engage in a fiery debate on white supremacy's role in U.S. political systems. They tackle how both major parties have supported systemic racism while failing to protect marginalized communities. Bowman discusses America’s foreign policies, linking them to exploitation in Africa, while Yates holds the Democrats accountable for not delivering on promises that benefit Black Americans. Their conversation reveals the complexities of political accountability and race.