Freddie Mac Single-Family Home Starts Here

Different stakeholders within the mortgage and housing industry play a role in decreasing barriers to homeownership. Kasey Kier, Assistant Commissioner at Minnesota Housing, and Tamela Thurman, Director, Freddie Mac's Single-Family Equitable Housing Team discuss ways to address the array of complex issues communities of color face in attaining, sustaining and building wealth through homeownership

Don Layton, former Freddie Mac CEO, joins Mike Reynolds, VP of Single-Family Credit Risk Transfer, to discuss the inception of the GSE CRT market and how it supports Freddie Mac’s mission. Don and Mike dive into the benefits of CRT, address its criticisms and reflect on CRT’s core role in today’s financial system.

Racial and ethnic bias impact home appraisals. Pam Perry, vice president of Single-Family Equitable Housing sits down with Jillian White, SRA, head of collateral at Better.com to discuss new research on how valuation bias can affect the racial wealth gap, and holistic approaches to solve valuation disparities.

Diversity has many dimensions. Many of these identities may overlap and that intersection will affect how women face challenges in their careers. This #LeadingTheWay Masterclass explores how should organizations and professionals should assess and embrace these dimensions as they work toward career advancement.

Single-Family Senior Vice President of Modeling, Econometrics, Data and Analytics, Michael Bradley discusses the advantages of AI and Machine Learning for mortgage lenders with Amy Gromowski, Senior Leader, Science & Analytics at CoreLogic and Frank Poiesz, Managing Director of Product, Origination Technology with Black Knight.

Single-Family VP Mike Reynolds talks with Dan King, Managing Director at Credit Suisse, about the role of investment banks in structuring and bringing new CRT transactions to market.

We recently investigated a case in which normally trusted income sources like tax returns looked suspiciously similar across multiple loan files for borrowers who were all supposedly self-employed. But when Martin Abad, a director in the Single-Family Fraud Risk (SFFR) investigations unit, took a closer look, he confirmed that what you see isn’t always what you get. 

National Homeownership Month is a time to celebrate the benefits of homeownership for families and communities across the country.  Learn about lending success from three Freddie Mac Home Possible® RISE Award winners who are extending the reach of homeownership, daily. 

Single-Family Credit Risk Transfer (CRT) VP Mike Reynolds sits down with Jim Bennison, Executive VP and Head of Alternative Markets at Arch MI. Mortgage insurance can be thought of as the oldest and most used form of CRT for Freddie Mac. Learn more in this discussion about how mortgage insurance companies, including (re)insurers, play a key role in the U.S. housing market ecosystem. 

COVID-19 policy flexibilities for forbearance program have successfully prevented foreclosures, but won’t continue forever, and elevated volumes are driving demand for solutions that optimize mortgage servicing operations— from quick decisions on mortgage assistance options to reimbursement for servicing defaulted properties. In this episode we sit down with servicing client, Mr. Cooper, to discuss PAID (Payments Automated Intelligent and Dynamic), a new tool that improves the servicer workflow for expense reimbursements.