Equity Mates Investing Podcast

Cash flow and profit - both are important elements of a healthy, growing business. But don't get them confused as being the same thing. One of the biggest reasons that many businesses and entrepreneurs go out of business, is because they don't manage their cash flow. Just because a business is profitable, doesn't mean it's got sufficient cash flow to sustain itself. Understanding the difference between the two, and what it means for the business you want to invest it, is important. In this episode, you will learn • The definition of cash flow • The definition of profit • What is means for a business to be cash-flow positive and cash-flow negative • If a business can be profitable but have negative cash-flow • Which of the two are more important How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.

On August 12th, 2019, Argentina's S&P Merval Index (the most important index of the Buenos Aires Stock Exchange), plummeted 48% - the second-largest single-day drop of any stock market since 1950. The Argentine peso also fell 15%. So the question is, why? Investors were spooked by the result of a primary election, and with the economy already struggling, and debt mounting, it increased fears for the possibility of Argentina defaulting on its debt, again. In this episode, we look at the context surrounding the stock market drop and use it as an opportunity to explore the advantages and risks associated with emerging markets. In this episode you will learn: • why Argentina's stock market plummeted 48% • what sovereign debt is • what measures Argentina's central bank took to stem the drop in their currency • the five worst stock market drops since 1950 • the key risks to consider when investing in emerging markets • some of the advantages of investing in emerging markets • the easiest way to get exposure to emerging markets How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.

Mastermind has quickly become one of the most popular mini-series of Equity Mates. And for good reason. We love sitting down with Julia Lee to pitch a stock or trade idea to each. It's with great excitement that we bring you the 3rd episode in the series! How does it work? Each month, Ren (Alec) & Bryce will come together with Julia Lee, to each pitch a stock we think is either interesting, be it due to its business model, its opportunity for growth or perhaps its management, or that we think presents a good investment opportunity. Please note, in no way is this a buy, hold, or sell recommendation, and doing your own research on any stocks discussed is critical, this is general information and discussion only. The idea of these sessions is to expose you to the different ways in which we think about companies, and go about researching them, and to obviously learn from Julia, who has a ton of experience. We're hoping to get Julia's thoughts on our approaches. In this episode we discuss: • Using Reporting Season as part of your investing strategy • Baby Bunting (ASX: BBN) • Raytheon (NYSE: RTN) • BBUS How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.

Earnings season - that time of the year when public companies report their half year or full year financial results. We're about halfway through the season at the moment and we've seen some very noteworthy reports so far. The most important thing to keep in mind when companies report - don't get too caught up in the expectations game. Analysts will have expectations and the share price will move based on how the company performs relative to these expectations. At Equity Mates what we focus on is asking ' does the company's recent report confirm my investment thesis?'. If your investment thesis still holds, then missing an analyst's expected number this reporting season isn't going to make a difference in the long-term. So in this episode we talk about 10 companies that caught our attention and unpack what their recent reports tell us about their businesses moving forward. In this episode we discuss: • Baby Bunting (ASX: BBN) • News Corp (ASX: NWS) • Breville Group (ASX: BRG) • oOh!Media (ASX: OML) • CSL Limited (ASX: CSL) • JB Hi-Fi (ASX: JBH) • Ansell (ASX: ANN) • ASX (ASX: ASX) • Invocare (ASX: IVC) • Walt Disney Co (NYSE: DIS) How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.

The Australian stock market makes up approx. 3% of the global stock market. Even the US stock market is just over 50% of the global stock market. As such, its important to avoid 'home country bias' and expand your investing universe to take advantage of opportunity around the world. Especially today with technology making it easier than ever before to access global markets. The first thing every investor must do when investing overseas is exchange their money into a foreign currency. With 180 currencies around the world, its important to understand what changing money into different currencies means for your overall returns. In this episode we unpack this process and explain what you need to understand about exchange rates. How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.

There's been plenty happening in markets recently, and even with 2 episodes a week we haven't had a chance to discuss it all. So in this episode we catch up on a few topics we've had our eye on. This includes changes in our personal investing journeys, new products for investors we're trying and big changes in the world of finance. In this episode we discuss: • The recent performance of the price of gold • The difference between paper gold and physical gold • Why gold is a counter-cyclical asset, and why that is important • CommBank's new micro-investing app Pocket (https://www.commsec.com.au/pocket) • Bitcoin's revival • A few thoughts on Finance Twitter • A brokerage platform Bryce is trialling with an interesting new feature • Rural Funds Group's (ASX: RFF) busy week on the back of a report from an American short seller(As well as a brief commiseration about our footy teams) How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.

Unless you've been in a submarine, blocked off from worldly communication, it would be pretty fair to assume you've heard a lot about central banks and interest rates in the media. Particularly over the past couple of years. We're going through a period that is arguably quite unprecedented, and the role of the central bank is coming into question - do they have the influence they once had? In this episode, we break down central banks and interest rates, to help you piece the economy together. We answer the following questions: • What are central banks? • Why are we talking about them now? • What are the goals of a central bank? • What is their role in the economy? • How do they achieve their goals? • What are interest rates? What is QE (quantitative easing)? • Which country has the lowest interest rate and which has the highest? Knowing the role of central banks and interest rates will go a long way to helping you form a solid base understanding of the economy. How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.

The first thing you need to understand about ethical investing - it's a myth that you're sacrificing returns for morality. In fact, over the last 12 months (so including 2018's horrific end of the year) the ASX200 is up 8% and the S&P500 is up 3%. In comparison, Betashare's Global Ethical ETF (ASX: ETHI) is up 12% and their Australian Ethical ETF (ASX: FAIR) is up 15%. So it seems that good morals make for good returns. To unpack the world of ethical investing, we sat down with one of the pioneers of this form of investing in Australia - Adam Verwey. Adam co-founded Future Super, the ethical super fund, in 2014 and has helped in grow into a large fund with $900m in assets under management. In this episode we unpack Adam's journey and the growth of future super, and discuss some of the key considerations that go into ethical investing. If you've ever wondered if sugar is ethical, or been unsure about the ethics of big tech - then this episode should help answer this dilemmas. How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.

Our long awaited and often requested lithium episode is finally here. Lithium is a key component to batteries for electric cars and renewable energy generation - making it a critical component of the current transformation of our energy grid. This has put lithium miners front and centre of people's minds and lead to a stock market boom in many lithium stocks. In this episode we break down the lithium mining industry, the key players and the key trends you need to pay attention to if you're investing in the industry. If you want a full list of lithium stocks trading on the Australian stock market (as Ren started to read out), check out this list here: https://smallcaps.com.au/lithium-stocks-asx-ultimate-guide/ How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.

Last episode of the month means it time for our Ask Us Anything episode. We've been collecting your questions from social media, our website and email and we answer the best questions here. In this episode we answer questions on: • China's new stock market - STAR Market • Raiz's increased management fee • Employee stock options • Investing in Asian stocks, particularly TenCent • Understanding economics • Best brokerage platforms • Investing in alternative asset classes • Margin loans & NAB's Equity Builder • Risks with ETF providers Apologies if we couldn't get to your question this episode. We'll do our best to get back to you personally. If you want to ask us a question - hit us up on any of our channels. How to Get Involved in Equity Mates: • Equity Mates Website • Ask Us Anything Page • Thought Starters • Equity Mates Facebook Page • Facebook Discussion Group • Instagram • Equity Mates Twitter • Email (contact@equitymates.com) Hosted on Acast. See acast.com/privacy for more information.