What happens tax-wise if you’re investing in foreign shares? Holding shares listed outside of New Zealand means you might fall under the Foreign Investment Fund (FIF) rules. Haydn Clark from Inland Revenue and Ross Nelson from PwC explain when and how the rules apply, based on investment amounts and types. This conversation explores scenarios where FIF tax takes effect, exemptions that may apply to ASX shares and cryptocurrency, and methods like the Fair Dividend Rate (FDR) and Comparative Value (CV) for calculating FIF income.  Get clear explanations and examples on tax submission and voluntary disclosure, including free online tools to help with calculations, and helpful features in Sharesies. Find out how to work out and report FIF income, when to claim a tax credit, and where to go to file taxes on foreign investments. Sharesies does not provide tax advice. If you have any questions about your FIF or any other tax reporting obligations, you should seek professional tax advice.  For more or to watch on youtube—check out http://linktr.ee/sharedlunch Brought to you by Sharesies Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. Shared Lunch is not financial advice. We recommend talking to a licensed financial adviser. You should review relevant product disclosure documents before deciding to invest. Investing involves risk. You might lose the money you start with. Content is current at the time.See omnystudio.com/listener for privacy information.

What do Bitcoin and gold have in common? What’s a “core-and-explore” portfolio? Are you better off investing in global assets via the NZX, instead of an international exchange? As Smartshares rebrands to Smart and launches four new ETFs, we sat down with CEO Anna Scott to discuss bringing cryptocurrency, US tech, and gold to the NZX. From Bitcoin's transformation from a fringe digital currency to a mainstream ETF investment, to gold's enduring status as the "original Bitcoin," Anna explains how Smart are making complex investments accessible to everyday investors. We learn why Smart has chosen to list these exchange-traded funds now, and how they’re partnering with iShares owner BlackRock, the world’s largest investment company.  For more or to watch on youtube—check out http://linktr.ee/sharedlunch Brought to you by Sharesies Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. Shared Lunch is not financial advice. We recommend talking to a licensed financial adviser. You should review relevant product disclosure documents before deciding to invest. Investing involves risk. You might lose the money you start with. Content is current at the time.  See omnystudio.com/listener for privacy information.

In this quick bite Sonya and Victoria Devine break down diversification and portfolio management. Victoria covers the basics, as well as Direct share investing vs ETF investing, balancing risk across different sectors and the "eggs in one basket" principle Plus, it's true, V has a unique "wine and rebalance" technique 🍷 when she's sorting her portfolio!  This quick bite is from our episode 'Why your family home is not an investment'. For more or to watch on youtube—check out http://linktr.ee/sharedlunch Investing involves risk. This episode is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. Information provided is general only and current at the time and does not take into account your circumstances, objectives or needs. We do not provide recommendations and you should always read the disclosure documents available to the product's issuer before making a financial decision. Our disclosure documents, including a Target Market Determination for Sharesies, can be found on our website. If you require financial advice, you should consider speaking with a qualified financial advisor. The views expressed by individuals are their own and Sharesies does not endorse any of the guests or the views they hold.See omnystudio.com/listener for privacy information.

Kris Faafoi, Chief Exec of the Insurance Council, tells Garth Bray what recent climate events mean for New Zealanders who want to protect their assets. Why have insurance premiums gone up? Are they leveling out? What’s the deal with reinsurance? And what does it all mean for homeowners and home buyers? We discuss the growing influence of climate events on insurance availability and affordability and get a revealing look at the future of our insurance sector—and the effects on our biggest investments. For more or to watch on YouTube—check out http://linktr.ee/sharedlunch Brought to you by Sharesies Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. Shared Lunch is not financial advice. We recommend talking to a licensed financial adviser. You should review relevant product disclosure documents before deciding to invest. Investing involves risk. You might lose the money you start with. Content is current at the time.See omnystudio.com/listener for privacy information.

In a bonus clip from our recent Shared Lunch with Tony Alexander, we explore Aotearoa's regional property trends and look at the outliers like Queenstown Lakes and Auckland's inner-city apartment market. Plus, find out why house buyers are looking closely at Christchurch and how retirement trends are effecting regions like Northland and Bay of Plenty. For more of this conversation check out our recent episode 'With interest rates down, will property bounce back?'  You can also watch on YouTube—check out http://linktr.ee/sharedlunch Brought to you by Sharesies Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. Shared Lunch is not financial advice. We recommend talking to a licensed financial adviser. You should review relevant product disclosure documents before deciding to invest. Investing involves risk. You might lose the money you start with. Content is current at the time.See omnystudio.com/listener for privacy information.

Author, business woman, retired financial advisor, and host of Australia's number 1 money podcast, She’s on the Money, Victoria Devine, gives tips on investing in the Australian markets, the benefits of diversification and how to invest in real estate without purchasing a house.  Hear about how you might consider investing while still in debt, how to decide on investments that are right for you and why your family home is not an investment. For more or to watch on youtube—check out http://linktr.ee/sharedlunch Investing involves risk. This episode is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. Information provided is general only and current at the time and does not take into account your circumstances, objectives or needs. We do not provide recommendations and you should always read the disclosure documents available to the product's issuer before making a financial decision. Our disclosure documents, including a Target Market Determination for Sharesies, can be found on our website. If you require financial advice, you should consider speaking with a qualified financial advisor. The views expressed by individuals are their own and Sharesies does not endorse any of the guests or the views they hold.See omnystudio.com/listener for privacy information.

Will New Zealand finally get a capital gains tax? Tony Alexander breaks down how a CGT could become reality in NZ - and why the messaging matters more than you might think! Plus we explore what investors should watch for in the current economic climate including China's slowdown, US elections, and more. For more or to watch on YouTube—check out http://linktr.ee/sharedlunch Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. Shared Lunch is not financial advice. We recommend talking to a licensed financial adviser. You should review relevant product disclosure documents before deciding to invest. Investing involves risk. You might lose the money you start with. Content is current at the time.See omnystudio.com/listener for privacy information.

From the revival of open homes to the challenges still faced by property developers, independent economist Tony Alexander joins Leighton Roberts to consider if New Zealand's housing market has finally reached a turning point.  How much will the Reserve Bank slash interest rates? What’s the impact of changing migration patterns and rising unemployment? And why does Tony believe we've reached the low point for housing prices for real? Plus: Tony’s take on the potential introduction of a capital gains tax.For more or to watch on YouTube—check out http://linktr.ee/sharedlunch Brought to you by Sharesies Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. Shared Lunch is not financial advice. We recommend talking to a licensed financial adviser. You should review relevant product disclosure documents before deciding to invest. Investing involves risk. You might lose the money you start with. Content is current at the time.See omnystudio.com/listener for privacy information.

We unpack the latest trends in holiday travel off the back of the Webjet demerger.   New Webjet Group CEO and Kiwi expat Katrina Barry is bullish about the plans ahead for the consumer business now it has been separated from the b2b side with its own ASX listing.   We look at the efficiencies AI is creating for the business and  how Aussies and Kiwis can also reap the benefits from their couch.   For investors there’s the possibility of dividends ahead and making more of the various  revenue streams as the company seeks to capture the ‘all of travel wallet’.   For more or to watch on Youtube—check out http://linktr.ee/sharedlunch Investing involves risk. This episode is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. Information provided is general only and current at the time and does not take into account your circumstances, objectives or needs. We do not provide recommendations and you should always read the disclosure documents available to the product's issuer before making a financial decision. Our disclosure documents, including a Target Market Determination for Sharesies, can be found on our website. If you require financial advice, you should consider speaking with a qualified financial advisor. The views expressed by individuals are their own and Sharesies does not endorse any of the guests or the views they hold.See omnystudio.com/listener for privacy information.

We drill into the world of oil and gas exploration with Andrew Jefferies, Chief Executive of Echelon.  Andrew shares why  the company has left  the NZX for the ASX and its rebrand from NZ Oil and Gas to Echelon. He discusses the impact of the former government’s decision on banning oil and gas exploration, and Echelon’s decision to invest now that decision has been reversed.  While more investors demand an ESG (environmental, social and governance) approach to investing, we hear about the balance between transitioning to cleaner energy sources and meeting global energy demands. For more or to watch on youtube—check out http://linktr.ee/sharedlunch Investing involves risk. This episode is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. Information provided is general only and current at the time and does not take into account your circumstances, objectives or needs. We do not provide recommendations and you should always read the disclosure documents available to the product's issuer before making a financial decision. Our disclosure documents, including a Target Market Determination for Sharesies, can be found on our website. If you require financial advice, you should consider speaking with a qualified financial advisor. The views expressed by individuals are their own and Sharesies does not endorse any of the guests or the views they hold.See omnystudio.com/listener for privacy information.