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Cheques and Balances

Latest episodes

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May 19, 2021 • 12min

Ep. 10 Should I pay down debt or invest? Should I clear my mortgage or should i invest in managed funds?

In this weeks episode of Cheques & Balances James Blair and Michael Vincent discuss should I pay down debt or invest? Should I clear my mortgage or should I invest in index funds? It's a very topical question with record low-interest rates and appealing returns in other areas. On this episode, James and Mike have a friendly debate. James is pro clearing off the mortgage faster and Mike pro, investing and clearing debt at the same time. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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May 12, 2021 • 13min

Ep. 9 How to get out of debt | Should I have a credit card? When is it okay to use after pay?

In this weeks episode of Cheques & Balances James and Mike discuss the different types of short term debt, how to debt out of debt? Should I have a credit card? When is it okay to use after pay?The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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May 4, 2021 • 11min

Ep. 8 How do I help my kids get on the property ladder | How do I give my kids a head start in life?

Join James and Michael for this weeks episode of Cheques & Balances where they answer How do I help my kids get on the property ladder | How do I give my kids a head start in life? It's hard enough for first home buyers to get on the property ladder. Imagine how hard it will be for your kids in 20 years! Mike and James run into this problem every day. They share their thoughts and some simple tips on how you can plan for the future. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Apr 28, 2021 • 12min

Ep. 7 Introduction to the share market - Different ways to invest into the share market - What is a share?

Join James and Mike on this weeks episode of Cheques & Balances where they provide an introduction to the share market. James and Mike explain what is a share and also different ways to invest in the share market.They talk through the different share trading platforms, active investing, direct investing and passive investing. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Apr 20, 2021 • 10min

Ep. 6 Can you retire at 50 ? | What do you need to do to be in a position to retire at 50?

Join James and Mike for their weekly podcast, Cheques & Balances. In this weeks episode we tackle a common goal we see - how do we achieve financial freedom early. This may be having the option to retire at 50. We talk about what does early retirement mean? And different scenarios and incomes which can get you to this goal. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Apr 14, 2021 • 13min

Ep. 5 How much can you borrow for your first home? Tips when buying - KiwiSaver and First Home Grant

Join James and Mike for their weekly podcast Cheques & Balances. This week is part two of the first home buyers series. In this episode, Micheal Vincent runs us through how much you may be able to borrow for your first home. We also discuss how to best use KiwiSaver, ongoing costs of owning a home and first home buyer grants. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Apr 8, 2021 • 10min

Ep. 4 Tips to save a deposit for your first home - What are the costs to buy your first home?

Join James Blair and Mike for their weekly podcast, Cheques and Balances. In this weeks episode, James and Mike ask - can you buy your first home and Maintain your lifestyle? This is a common question we get from Kiwis in their 20s. This is a two-part series. In part one we talk about how to save for your first home with a solid budget. We also tackle the costs associated with buying your first home - building reports, lawers fees, moving costs. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Mar 24, 2021 • 12min

Ep. 3 How will recent housing policy changes impact the investor? | Is property still a good investment NZ

Join James and Mike in this weeks episode of Cheques & Balances to discuss the recent housing policy changes. They are joined by Accountant, Matthew Harris who shares his thoughts on wow will recent housing policy changes impact the investor? and Is property still a good investment NZ.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Mar 22, 2021 • 10min

Ep. 2 Talking to your partner about money | How to embrace the awkwardness | Goal Setting with your spouse

Join James Blair and Michael Vincent in their weekly podcast Cheques & Balances for weekly money tips. In this episode, we discuss talking to your partner about money, how to embrace awkwardness and goal setting with your partner. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Mar 15, 2021 • 8min

Ep. 1 Is now a good time to buy a house? Should I wait for house prices to drop? Should you buy bitcoin?

Join James and Mike in their weekly podcast Cheques & Balances where they share weekly money tips. In this episode we ask is now a good time to buy a house? Should I wait for house prices to drop? What is cryptocurrency? Should you buy bitcoin?The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

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