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Cheques and Balances

Latest episodes

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Mar 28, 2022 • 24min

Ep. 60 Crypto Part 1 - The history of Cryptocurrency

Join James and Mike in this week's episode of Cheques & Balances as they discuss crypto. They are joined by James Cochrane a crypto law expert and Partner at Stace Hammond. This is the first episode of four which breaks down crypto language, where it started, how blockchain works, the different types of wallets or coins, and the risk. Find out more with our latest episode.Disclaimer: This podcast is not intended as legal advice and it should not be considered or relied on by any audience as such. Like most aspects of law, each crypto legal issue must be considered by reference to its own facts. James Cochrane and Stace Hammond do not profess to be experts in any other field discussed e.g. economics, financial advice, accounting. The podcast should not be treated as professional advice of any kind (e.g. legal, accounting, tax, or financial advice). It is for educational purposes only. Please note that the material mentioned is for illustrative purposes only. Its inclusion is intended to make the podcast accessible for all viewers / listeners. We also reserve the right to correct any errors in the podcast that we discover. The views are James Cochrane’s own and do not necessarily reflect the views of the Stace Hammond partnership collectively. Hosted on Acast. See acast.com/privacy for more information.
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Mar 20, 2022 • 15min

Ep. 59 The Secret Problem

Join James and Mike in this week's episode of Cheques & Balances as they discuss The Secret Problem. They are joined by Ben Brinkerhoff who is Head of Advice at Consilium, a business specialising in investment solutions. Have you ever thought about flying business class and couldn't bring yourself to pay for it? You thought it was wasteful or had some other reason you couldn't part with the money. There is a problem many people face and it's not usually spoken of, it's not running out of money by the way. Find out more with our latest episode. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Mar 13, 2022 • 24min

Ep. 58 Science of regret. What do people regret the most in life? How do you give your money purpose?

Join James and Mike in this week's episode of Cheques & Balances as they discuss the science of regret. They are joined by Ben Brinkerhoff who is Head of Advice at Consilium, a business specialising in investment solutions. There are things you should've done and there are things you could've done. Many of us go through life wondering what if? Find out which regret is the most common amongst people and how you can give your money purpose so that you hopefully live your best life.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Mar 6, 2022 • 23min

Ep. 57 Goal based planning

Join James and Mike in this week's episode of Cheques & Balances as they discuss goal based planning. They are joined by Ben Brinkerhoff who is Head of Advice at Consilium, a business specialising in investment solutions. Did you know that your spending decreases by 1% each year between your late 40's to mid 80's? If you want to make sure you are spending your wealth when you're healthy and still have funds in your later years in life, this episode is for you.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Feb 27, 2022 • 24min

Ep. 56 You can't put a number on happiness

Join James and Mike in this week's episode of Cheques & Balances as they discuss why you can't put a number on happiness. They are joined by Ben Brinkerhoff who is Head of Advice at Consilium, a business specialising in investment solutions. Do you know what the magic number is that would allow you to stop working? If you needed freedom from work, what would it give you the freedom to do? Listen to how people reach that goal and then realise, they're still unhappy.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Feb 21, 2022 • 12min

EP. 55 Why can't I get a mortgage now?

Join James and Mike in this week's episode of Cheques & Balances as they discuss the reasons behind why it's so hard to get a mortgage. What is the CCCFA? The changes being made to this act have ultimately stopped many first home buyers from getting on the property ladder and many others from securing finance. But is it the be-all and end-all? Having a mortgage adviser on your side can help your chances as they are able to present your information to the bank in a way that you can't. Want to know how? Listen to this episode.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions.See acast.com/privacy for privacy and opt-out information. Hosted on Acast. See acast.com/privacy for more information.
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Feb 15, 2022 • 12min

EP.54 Why are the markets dropping? What do you do with your investments?

Join James and Mike in this week's episode of Cheques & Balances as they discuss the reasons behind why the markets are dropping. Do you buy or sell your shares? If you're a first home buyer which KiwiSaver fund should you be in? Your questions are answered here with the team from Lighthouse.The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Jan 29, 2022 • 11min

EP.53 What are the things to consider before buying into a company? | Cheques and Balances Podcast

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. In this weeks episode, they discuss the important things to consider before buying into a company, the pros and cons and the different ways of buying into a business. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Jan 18, 2022 • 9min

EP. 52 What to do if you're priced out of the property market? Alternative options for investing

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. In this week's episode, the team discuss, What to do if you're priced out of the property market and alternative options for investing. The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.
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Jan 12, 2022 • 15min

EP. 51 What are the Resource Management Act (RMA) Changes? How will the RMA changes impact property prices?

Join James and Mike in this week's episode of Cheques & Balances as they are joined once again by property guru and Managing Director of Lighthouse Financial services, Matt Harris. In this weeks episode, they discuss the recent changes to the Resource Management (RMA), what will be the flow-on impact to property prices, what areas of New Zealand will be impacted and can you expect a large development next door at your place??The content in this podcast are the opinions of the hosts. It should not be treated as financial advice. It is important you take into consideration your own personal situation and goals before making any financial decisions. Hosted on Acast. See acast.com/privacy for more information.

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