

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

May 27, 2024 • 28min
How To Make The Most Of KiwiSaver & Grow Your Balance | Episode 167
We break down KiwiSaver, covering its benefits, risks, and the importance of making an active choice.
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

May 23, 2024 • 16min
R.I.P First Home Grant, What Will This Mean For Buyers? | Episode 166
We say goodbye to the First Home Grant and discuss the financial implications for first home buyers. We also explore and outline alternative strategies for getting on the property ladder.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

May 22, 2024 • 16min
How This Single Mother Bought A House While On The Benefit | Episode 165
The incredible journey of a single mother who managed to buy her own home while living on an annual income of $46,000.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

May 20, 2024 • 22min
The Beginners Guide To Shares Ft. Sharesies Co-Founder Sonya Williams | Episode 164
Sonya Williams, Co-Founder of Sharesies, breaks down the essentials of getting started with shares, making the process approachable and understandable for beginners.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

May 18, 2024 • 40min
How $50 Built One Of NZ’s Most Successful Start-Ups Ft. Sharesies Co-Founder Sonya Williams | Episode 163
We sat down with Sonya Williams, Co-Founder of Sharesies, to take a look into the process of building one of New Zealand's most successful start-ups and explore the company's vision for the future.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

May 15, 2024 • 11min
Petrol vs EV Cars: Do Electric Cars Actually Save You Money? | Episode 162
James and Mike discuss whether petrol or electric cars are more cost-effective, exploring whether electric cars can truly save you money.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

May 12, 2024 • 26min
Budgeting 101: How To Create A Budget And Stick To It | Episode 161
In this week's episode of Cheques & Balances: The Takeover, Jess and Makayla explore the basics of budgeting, covering everything from income management to discretionary spending. With practical insights and strategies, they aim to empower individuals to create and adhere to effective budgets.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

May 9, 2024 • 19min
How To Help Your Parents If They Are Behind Financially | Episode 160
With statistics showing a concerning trend of Kiwis struggling post-retirement, Mike and James discuss how to help your parents if they are behind financially.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

May 7, 2024 • 21min
Quarterly Market Update: Q2 2024 | Episode 159
Mike and James provide a quarterly market update, covering key areas such as share market performance, global GDP trends, and economic outlooks.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

May 6, 2024 • 13min
5 Things Millionaires Don't Want You To Know | Episode 158
Join Mike and James as they explore the results of the biggest survey ever done on millionaires, uncovering the habits that make and keep them rich while also debunking common myths.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.