

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Oct 31, 2024 • 36min
$100 Million Property Empire: How Did Scott O’Neill Do it? ft. Scott O'Neill | Episode 236
We recently sat down with Scott O'Neill, CEO and founder of Rethink Group, Australia’s largest commercial buyers agency.
Scott shares his journey from humble beginnings to building a property empire, diving into his strategic approach to property investment, the importance of positive cash flow, and how he’s helping investors rethink their approach to the commercial property market.
Learn more about Rethink Group here
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 30, 2024 • 1h 32min
A Beginner's Guide On NZ's Commercial Property Boom ft. Scott O'Neill | Episode 235
A Beginner's Guide On NZ's Commercial Property Boom ft. Scott O'Neill | Episode 235
We recently sat down with Founder & CEO of Rethink Group Scott O'Neill to understand the complexities of commercial property in New Zealand and Australia. If you’ve ever been interested in commercial property, this webinar runs through everything you need to know - we discussed key market trends, strategies for success, and how shifting interest rates are influencing investment opportunities.
Learn more about Rethink Group here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 29, 2024 • 20min
Is Now The Time To Flip A Property? Ft. Matt Harris | Episode 234
We sat down with property expert and our very own Lighthouse Financial Managing Director Matthew Harris, to discuss the rise of property flipping in New Zealand's current market. He explores why investors are trading properties now and the potential risks and rewards associated with this cash flow strategy amid declining house values and high interest rate.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 27, 2024 • 27min
The Cost Of Raising Children in New Zealand ft. Stephanie Pow | Episode 233
We sat down with Stephanie Pow, the Founder of Crayon, and explored the significant financial burdens of raising children, highlighting costs like education, healthcare, and extracurricular activities that can accumulate over the years.
Listen to our previous episode with Stephanie here.
Learn more about Crayon here.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 24, 2024 • 21min
Is Life Going To Get Easier For Business Owners In New Zealand? Ft. Kiwibank Chief Economist Jarrod Kerr | Episode 232
In this episode, we explore the potential risks facing New Zealand's economy. We also dive into the challenges businesses face in navigating costs, redundancies, and positioning themselves for future growth opportunities.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 22, 2024 • 47min
Should You Invest In Your Company? Ft. Orchestra CEO & Sharesies Product Lead Luke Smith | Episode 231
We explore the intriguing question of whether investing in your own company is a smart move with insights from Luke Smith, Senior Product Lead at Sharesies and CEO of Orchestra.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 20, 2024 • 29min
Christmas Budgeting: How to Save and Spend Wisely This Holiday Season | Episode 230
In this episode of The Takeover, we share practical tips for saving money and sticking to your budget this Christmas, from prioritising experiences over expensive gifts to using a shopping list and comparing prices.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 17, 2024 • 33min
CPI & Inflation Data Update: What’s Next For New Zealand? Ft. Kiwibank Chief Economist Jarrod Kerr | Episode 229
Kiwibank Chief Economist Jarrod Kerr shares his expertise on New Zealand's economic future, spotlighting the impact of recent inflation data and interest rate cuts. He discusses shifts in consumer confidence, the complex dynamics of inflation, and its influence on housing markets. Jarrod also highlights the pressing challenges of housing affordability and the current economic landscape, while projecting a positive outlook for growth and recovery leading up to 2025. A must-listen for economic insights!

Oct 15, 2024 • 51min
Mike & James Just Bought 12 Houses! Ft. Ilse Wolfe (Part 2) | Episode 228
We dive into our latest multi-unit renovation project, where we’ve bought 12 houses in Upper Hutt. We share the challenges we faced, from managing tight timelines to balancing budgets, and explain how we plan to maximise value through renovations and increased rents.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 13, 2024 • 56min
The New Accounting Changes That Could Save You Thousands Ft. Matthew Harris | Episode 227
We explore the details of business structuring in New Zealand, highlighting the pros and cons of look-through companies (LTCs).
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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Instagram
LinkedIn
TikTok
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.