The DocPreneur Leadership Podcast

Helping Physicians Better Understand the Business Valuation Models Used in the Marketplace   Guest Presenter: Chris Staples, CFP®, AIF®, Owner of Wealth 360, LLC, Buford, Georgia, United States   Host: Michael Tetreault, CGSP®   Learn More: https://wealth360advisors.com/   Recording Date: 2020   (C) Concierge Medicine Today, LLC. All rights reserved.   About   Chris Staples is the Principal owner of Wealth 360, LLC.; a fee-only Registered Investment Advisory firm located in the greater Atlanta Area. Wealth 360, LLC provides comprehensive and objective financial planning to help clients organize, grow, and protect their assets through life’s transitions.   As a fee-only fiduciary and independent financial advisor, Chris Staples is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. Chris typically works with professionals, business owners, and those near and in retirement helping to develop long-term Financial Planning strategies.   Chris holds the CERTIFIED FINANCIAL PLANNER™ designation under the Certified Financial Planning Board of Standards as well as an Accredited Investment Fiduciary® designation through Fi360. He holds a business degree from Indiana Wesleyan University and earned the Certificate of Financial Planning from Oglethorpe University.   Chris served as President of the National Association of Insurance and Financial Advisors North-Metro Atlanta Chapter [2004-2005]. From 2010-2012 Chris served on the Board of Directors with the Financial Planning Association as the ProBono Chair.   WEB SITE: https://wealth360advisors.com/   LEARN MORE, Connect With Chris directly at: https://www.linkedin.com/in/stapleschris/   Disclaimers: This content is for educational purposes only and does not provide medical, financial, legal, or professional advice. Concierge Medicine Today, LLC (CMT) is not liable for errors from guest contributions. Users should consult reliable advisors before making decisions. By using this content, you agree to CMT's Terms and Conditions and Privacy Policy, releasing CMT from liability. CMT may remove content without notice, and guest interviews do not imply endorsement. Users assume all related risks. Thank you.

What if you positioned your practice like Tim Hortons in the land of Dunkin’?   By Editor-in-Chief, Concierge Medicine Today/Host, The DocPreneur Leadership Podcast   So, I’m riding shotgun with my teenage son who some of you have met, Matthew, riding through Moose Jaw, Saskatchewan (yes, that’s a real place in Canada—not a children’s book or a lumberjack’s nickname). We’re up there visiting family when suddenly, Matthew blurts out: “Hey Dad! Look—Tim Hortons!” You’d think he’d spotted Bigfoot holding a maple donut.   Now, we live in the southeastern U.S.—where Tim Hortons isn’t exactly on every corner like it is up north (oddly enough though, they just opened one of two here in Suwanee, GA and Columbus, GA -- so lucky us!). Around here however, it’s all Dunkin’ Donuts, Krispy Kreme and Waffle House. But to us? Tim Hortons is like spotting a unicorn running a drive-thru window. Which is precisely the point!   This, my friends, is called 'scarcity marketing.'   Scarcity marketing is when something becomes more desirable simply because it’s rare, hard to get, or only available some of the time. Ever had Duck Donuts? Those of you who know, you know, right!?   It’s psychology. It’s strategy. It’s genius—and yet, most physicians and practice administrators in healthcare don’t use it.   Let’s bring it back to your work more specifically in concierge medicine.   Scarcity is sort of baked into the concierge medicine model isn't it? After all, most concierge doctors cap their patient panel. Their not located everywhere and heck, sometimes the doctor only takes on only 500 patients a year. You’re not walking into that kind of practice on a whim with your phone in one had and WebMD printout in the other.   But here’s where it gets tricky: Post-COVID, patients discovered this magical thing called options. Telehealth exploded. Everyone became a semi-professional medical researcher on Instagram and TikTok. Suddenly, your patients didn’t need to be within 10 miles to “see” a doctor. And now that we’ve entered the golden age of medical TikToks and YouTube health webinar gurus, even your great aunt knows how to self-diagnose using AI.   The result? Patients are more informed, but not necessarily more connected.   That's where you and your concierge practice come in and have the advantage.   Sure, while accessibility is great, it’s created a weird paradox. The more available something is, the less valuable it feels. Just ask Blockbuster how that went.   On top of that, many low-cost primary care and "affordable" (think sub $99/pmpm) subscription-based practices still haven’t fully bounced back from their pre-pandemic rhythm. Why? Because “urgent care is just easier,” or so they’ve been told. It’s the fast-food equivalent of healthcare—convenient, but not memorable, right?   Even still today, some medical practices have dropped their prices in hopes of attracting more patients. But marketing by being “the cheapest” (oops, sorry, most affordable) often becomes a race to the bottom. Spoiler alert: there’s not a trophy at the bottom -- maybe just some warm fuzzies though!   One industry expert we interviewed and spoke to recently (eg. summer 2025) said "You can’t market “time,” “access,” or “care coordination” as part of your cash-based model. Those terms are legally sensitive under Medicare/OIG guidance and the Civil Monetary Penalties Law. What you can market — and what works — are routine exams and communications that are clearly defined and compliant.When structured properly, these can be part of a concierge-style offering without stepping over legal lines. And remember, most if not all of those published price versions of cash healthcare are not structuring their fees/services to allow for employer/tax-advantaged funding, and perhaps their lower prices are unintentionally reflecting that. Pre-tax and employer funding options allow for higher prices points, and can be used to provide versions of this care with 100% employer funding—that can enable more folks to benefit from this care model.” (Eischen; 2025) Bottom line of what he's saying is: You don’t have to water down your value — just market it the right way. Stay away from vague “access” claims and focus on tangible, documentable services. His best advice, work with legal counsel specifically familiar with this space to keep your messaging clean and compliant. You can find a list of those resources at the 2025 Concierge Medicine Forum, October 16–18, 2025 in Atlanta, GA USA or in the Business Center Section of our web site found here.   So what does work? Connection. Community. Belonging.   Remember what the U.S. Surgeon General said not long ago? The fastest-growing health issue in America isn’t cancer or heart disease. It’s loneliness. Yep, good old-fashioned no-one-to-call-at-midnight loneliness. And get this—it’s reportedly as dangerous as smoking 15 cigarettes a day!   So now imagine you’re a concierge doctor, and instead of just offering same-day appointments, you’re offering connection. Patients want to feel like someone cares—like someone is on their team. And if your practice can deliver that? You’re not just healthcare. You’re a lifeline!   For example, that’s why medical practices leaning into longevity medicine are seeing a new kind of traction. Patients aren’t just looking for a quick fix. They want a partner for the long haul—someone who’s going to help them stay well into their 90s (with their original knees, preferably).   Here's another example. Scarcity marketing is not unlike Harley-Davidson.   Bear with me. I know we’ve moved from donuts to motorcycles, but stay with me for another minute.   Harley-Davidson isn’t just selling bikes. They’re selling identity, loyalty, and a tight-knit community. People literally tattoo the brand on their bodies. They created H.O.G. (Harley Owners Group) to foster community. Similar to what Concierge Medicine Today has done with its FOR Doctors message. It’s Harley’s way of saying, “You’re in the club. You belong.” And it works. That’s scarcity marketing at its finest: “Not everyone gets to be a part of this. But you do!”   It's not exclusive though. There's a difference. Don't confuse the two which is often why concierge medicine gets the side eye in some circles.   Now ask yourself: What if your medical practice operated with the same mindset? What if you positioned your practice like Tim Hortons in the land of Dunkin’? What if instead of chasing volume, you created value—and made people (i.e. patients!) work just a little to be part of something special and personal?   That’s the future of patient relationships, longevity and concierge medicine I think intersect.   And yes, we’ll be diving into this and more at our upcoming 2025 Concierge Medicine Forum, October 16–18, 2025 in Atlanta. It’s the Tim Hortons of medical conferences—rare, warm, slightly addictive, and worth the trip!   In the meantime, don’t just market with more noise. Market with meaning. Don’t aim to be everywhere. Aim to matter somewhere.   So again I ask … What if you positioned your practice like Tim Hortons in the land of Dunkin’?   Disclaimers: THIS SITE AND ANY OTHER CMT MANAGED OR OWNED WEB PROPERTY by Concierge Medicine Today, LLC (herein CMT) DOES NOT OFFER MEDICAL, FINANCIAL, LEGAL, OR OTHER PROFESSIONAL ADVICE. ERRORS OR OMISSIONS MAY OCCUR ON THIS SITE. The content is primarily designed for general informational purposes, targeting a healthcare professional audience. Any references, links, or interviews should not be construed as endorsements. CMT is not responsible for errors, omissions, statements, conduct, or claims related to guest posts, op-eds, podcasts, press releases, sponsored job listings, or advertised opportunities. Typically, CMT will strive to remove job listings that are older than four months, but this is not guaranteed. Always consult with reliable advisors before acting on the information you find here. By using our web properties, content, events, etc., in whole or in part, you agree to comply with the Terms and Conditions and Privacy Policy found here, releasing Concierge Medicine Today, LLC (CMT) from all liability. Additional terms may be applicable. CMT retains the right to remove any content, images, interviews, graphics, job listings, and similar materials at its discretion at any time, without notice and without liability. Thank you.

Most physician owners of concierge medicine practices do not have experience going through a practice sale or major partnership transaction -- here are some helpful and practical recommendations to consider.   By  Dana Jacoby and Gary Herschman[1]   Over the last several years there has been a growing trend of consolidation and partnership transactions involving concierge medicine practices.[2]   Download this article as a PDF LISTEN TO OUR EXCLUSIVE INTERVIEW (Podcast)   The purpose of this article is both: (A) to educate concierge medicine physicians on why concierge medicine practices have been transacting with increasing frequency; and (B) to provide practical recommendations for owners of concierge medicine practices who are exploring the possibility of entering into such a transaction.   Why Are There So Many Concierge Medicine Practice Transactions?   We hope that these practical recommendations are helpful both: (i) if you decide to explore the universe of potential strategic options that may be available for your practice, and (ii) in the event that you decide to pursue a partnership transaction to achieve your long-term professional and financial goals and for your practice’s long-term success.   Citations and References [1] Dana Jacoby is the Founder and President/CEO of Vector Medical Group, a strategic healthcare consulting firm that advises concierge medicine practices across the country on improving operations and profitability, and the pros and cons of various strategic transactions.  Dana’s email is: djacoby@vectormedicalgroup.com. Gary Herschman, Esq. has been advising physicians on strategic positioning and major transactions for over 30 years and is the Co-Chair of the Health Care Transactions Group at the national healthcare firm of Baker Donelson.  He represents many concierge medicine groups on growth strategies and strategic partnership and sale transactions.  Gary’s email is:  gherschman@bakerdonelson.com [2] Concierge Medicine Market - Global Industry Size, Share, Trends, Opportunity, and Forecast, 2020-2030F [3] Hospitals cash in on a private equity-backed trend: Concierge physician care - ABC News   Disclaimers: THIS SITE AND ANY OTHER CMT MANAGED OR OWNED WEB PROPERTY by Concierge Medicine Today, LLC (herein CMT) DOES NOT OFFER MEDICAL, FINANCIAL, LEGAL, OR OTHER PROFESSIONAL ADVICE. ERRORS OR OMISSIONS MAY OCCUR ON THIS SITE. The content is primarily designed for general informational purposes, targeting a healthcare professional audience. Any references, links, or interviews should not be construed as endorsements. CMT is not responsible for errors, omissions, statements, conduct, or claims related to guest posts, op-eds, podcasts, press releases, sponsored job listings, or advertised opportunities. Typically, CMT will strive to remove job listings that are older than four months, but this is not guaranteed. Always consult with reliable advisors before acting on the information you find here. By using our web properties, content, events, etc., in whole or in part, you agree to comply with the Terms and Conditions and Privacy Policy found here, releasing Concierge Medicine Today, LLC (CMT) from all liability. Additional terms may be applicable. CMT retains the right to remove any content, images, interviews, graphics, job listings, and similar materials at its discretion at any time, without notice and without liability. Thank you.

While it’s easy to pick on concierge medicine practice for its highly visible moniker, small medical offices outside of this niche space are often more guilty of this than concierge practices. Here are ten compelling reasons why this marketing strategy is flawed:   By Editor-in-Chief, Concierge Medicine Today   While concierge medicine aims to deliver exceptional care, making the physician the product can lead to significant setbacks. To succeed, practices must prioritize relationships, foster teamwork, and emphasize patient outcomes. By adopting a balanced approach that values both the physician’s expertise and the contributions of the broader healthcare team, concierge medicine can achieve lasting success and genuinely serve its patients.   1. Unrealistic Expectations Could Lead to Burnout   Prioritizing the doctor as a product places immense pressure on physicians, contributing to burnout—affecting nearly 42% of doctors (Maslach et al., 2018). A physician who is overwhelmed can’t provide the high-quality care patients deserve. On the one hand, it doesn’t take long to resent the relentless pressure and unrealistic expectations. On the other hand, it’s far too easy to get addicted to them – to like being at the center too much. Way too much.   2. Erosion of Personal Connection Reducing physicians to products undermines essential personal relationships crucial to healthcare. Strong patient-physician bonds foster trust and lead to better health outcomes (Hojat et al., 2011). If you were no longer working and kicked out of the practice tomorrow, what would be left of your practice -- would it and could it survive without you?!   3. Increased Competition for Patient Loyalty This model promotes a focus on attracting new patients rather than nurturing existing ones, jeopardizing long-term relationships. Personalized care strategies tend to yield better retention than mere marketing tactics.   4. Unsustainable Business Models Investing heavily in the physician's image rather than improving patient care systems often leads to unstable business practices (MGMA, 2020).   5. Unrealistic Patient Expectations Marketing healthcare around a physician’s capabilities can foster unrealistic expectations, leaving patients disappointed when their complex needs aren't met. If you were no longer working and kicked out of the practice tomorrow, what would be left of your practice -- would it and could it survive without you?!   6. Neglect of Team-Based Care Emphasizing the individual physician sidelines the contributions of the healthcare team, compromising overall quality. Effective care requires collaboration among all team members (McGlynn et al., 2003).   7. Misguided Investment in Technology When the focus is on the physician, practices may overlook necessary investments in technology that enhance care and efficiency, ultimately affecting patient satisfaction (Albrecht et al., 2019). On the one hand, it doesn’t take long to resent the relentless pressure and unrealistic expectations. On the other hand, it’s far too easy to get addicted to them – to like being at the center too much. Way too much.   8. Diminished Patient Diversity An overemphasis on a single physician can narrow patient demographics, reducing the practice's accessibility and diversity, which are crucial for enriching healthcare.   9. Revenue Over Care Focus When financial gain becomes the primary driver, patient satisfaction often declines. Research underscores that patient-centric practices yield better health outcomes and greater cost-effectiveness (National Academy of Medicine, 2019).   10. Missed Opportunities for Continuous Improvement Focusing solely on the doctor can stifle innovation. Continuous education and system enhancements are vital in a rapidly evolving healthcare landscape.   Disclaimers: THIS SITE AND ANY OTHER CMT MANAGED OR OWNED WEB PROPERTY by Concierge Medicine Today, LLC (herein CMT) DOES NOT OFFER MEDICAL, FINANCIAL, LEGAL, OR OTHER PROFESSIONAL ADVICE. ERRORS OR OMISSIONS MAY OCCUR ON THIS SITE. The content is primarily designed for general informational purposes, targeting a healthcare professional audience. Any references, links, or interviews should not be construed as endorsements. CMT is not responsible for errors, omissions, statements, conduct, or claims related to guest posts, op-eds, podcasts, press releases, sponsored job listings, or advertised opportunities. Typically, CMT will strive to remove job listings that are older than four months, but this is not guaranteed. Always consult with reliable advisors before acting on the information you find here. By using our web properties, content, events, etc., in whole or in part, you agree to comply with the Terms and Conditions and Privacy Policy found here, releasing Concierge Medicine Today, LLC (CMT) from all liability. Additional terms may be applicable. CMT retains the right to remove any content, images, interviews, graphics, job listings, and similar materials at its discretion at any time, without notice and without liability. Thank you.

Only a small percentage of Health Savings Account owners will take advantage of this opportunity initially, but the number may grow in the future when HSA-qualified plan enrollees realize how cost certainty for primary care, a focus on maintaining health, and assistance in navigating other care based on price and quality dovetail with their financial and medical goals.   By William G. (Bill) Stuart | July 3, 2025   The Senate finished its version of the reconciliation bill and sent it to the next step in the legislative process. Which Health Savings Account provisions survived the upper chamber?   The Senate has been busy for nearly a month since the House of Representatives sent a reconciliation bill to the upper chamber for review. A reconciliation bill is particularly important because it can pass the Senate with 51 (of 100 or 101) votes. In contrast, all other bills must have a 60-vote majority if the minority demands that standard.   RELATED INDUSTRY PERSPECTIVE AND INSIGHTS October 16-18, 2025 Industry's Annual Conference   The House bill contained 10 provisions to expand or enhance Health Savings Accounts. Of the 10, only two survived the final Senate vote of 51-50 earlier this week. In addition, the Senate added a topic that was not addressed by the House. Here are the Health Savings Account provisions in the Senate-approved bill:   READ FULL ARTICLE ON LINKEDIN ...   SOURCE: https://www.linkedin.com/pulse/how-senates-proposed-reconciliation-bill-hsa-affect-consumers-stuart-qwsfe/   Disclaimers: THIS SITE AND ANY OTHER CMT MANAGED OR OWNED WEB PROPERTY by Concierge Medicine Today, LLC (herein CMT) DOES NOT OFFER MEDICAL, FINANCIAL, LEGAL, OR OTHER PROFESSIONAL ADVICE. ERRORS OR OMISSIONS MAY OCCUR ON THIS SITE. The content is primarily designed for general informational purposes, targeting a healthcare professional audience. Any references, links, or interviews should not be construed as endorsements. CMT is not responsible for errors, omissions, statements, conduct, or claims related to guest posts, op-eds, podcasts, press releases, sponsored job listings, or advertised opportunities. Typically, CMT will strive to remove job listings that are older than four months, but this is not guaranteed. Always consult with reliable advisors before acting on the information you find here. By using our web properties, content, events, etc., in whole or in part, you agree to comply with the Terms and Conditions and Privacy Policy found here, releasing Concierge Medicine Today, LLC (CMT) from all liability. Additional terms may be applicable. CMT retains the right to remove any content, images, interviews, graphics, job listings, and similar materials at its discretion at any time, without notice and without liability. Thank you.

The second provision solves a somewhat arcane HSA problem for individuals and families that have a special arrangement with their primary care doctor, known as a “direct primary care” arrangement.  Under these arrangements, people pay their doctor a monthly (or annual) fee instead of paying their doctor only when they are seen in person.  Today, DPC arrangements disqualify Americans from contributing to an HSA because the arrangements are incompatible with the current rules for eligibility to contribute to an HSA.  No longer, starting January 1, 2026.   By HSA Consulting Services; July 2025   To be sure, only three provisions passed the Congress today rather than ten provisions which passed the House six weeks ago.  Such is the “sausage making” process of writing laws.  However, the three provisions that did pass should have a big impact on millions more Americans and on how health care is financed in this country.  Here is a quick summary of these provisions.   RELATED INSIGHTS | PODCAST | JULY 2025 (LISTEN TO LATEST EPISODE ON THIS TOPIC)   Summary Opinions and First Glance POVs Note: "The law places a limit on DPC membership fees at $150 per month for individuals (or $300 for families). While this cap makes DPC more financially accessible to a broader audience, it also restricts providers’ ability to charge for more comprehensive services that could reflect the quality and availability of care. This limit may dissuade some quality DPC practices from expanding their offerings, potentially leading to a lack of diversity in services; The law defines DPC coverage strictly as primary care services delivered by a primary care provider. However, services requiring general anesthesia, prescription medications (other than vaccines), and certain lab tests don’t fall within this coverage. This limitation might lead to confusion and dissatisfaction among patients who expect a more comprehensive level of care." (Latest Episode on this topic)   "Only a small percentage of Health Savings Account owners will take advantage of this opportunity initially, but the number may grow in the future when HSA-qualified plan enrollees realize how cost certainty for primary care, a focus on maintaining health, and assistance in navigating other care based on price and quality dovetail with their financial and medical goals." ~B. Stuart, July 2025   READ MORE AT HSA CONSULTING SERVICES   SOURCE: HSA Consulting Services; July 2025; https://hsaconsultingservices.com/newsletter/a-big-beautiful-hsa-expansion   Disclaimers: THIS SITE AND ANY OTHER CMT MANAGED OR OWNED WEB PROPERTY by Concierge Medicine Today, LLC (herein CMT) DOES NOT OFFER MEDICAL, FINANCIAL, LEGAL, OR OTHER PROFESSIONAL ADVICE. ERRORS OR OMISSIONS MAY OCCUR ON THIS SITE. The content is primarily designed for general informational purposes, targeting a healthcare professional audience. Any references, links, or interviews should not be construed as endorsements. CMT is not responsible for errors, omissions, statements, conduct, or claims related to guest posts, op-eds, podcasts, press releases, sponsored job listings, or advertised opportunities. Typically, CMT will strive to remove job listings that are older than four months, but this is not guaranteed. Always consult with reliable advisors before acting on the information you find here. By using our web properties, content, events, etc., in whole or in part, you agree to comply with the Terms and Conditions and Privacy Policy found here, releasing Concierge Medicine Today, LLC (CMT) from all liability. Additional terms may be applicable. CMT retains the right to remove any content, images, interviews, graphics, job listings, and similar materials at its discretion at any time, without notice and without liability. Thank you.

"Focus on the why people stay — not just that they can leave."   By Editor-in-Chief, Concierge Medicine Today   Why are some small medical offices in low cost (i.e. sub $99/pmpm) cash-only subscription-based healthcare delivery talking so much [in the past year I've noticed!] about "the churn", "you can leave at anytime" or telling patients, "There's the door!" -- Every medical office has those difficult patients, I get it. Subscription-based care works best when it builds continuity and trust over time and sometimes that's just not possible with some people. Let's take a lesson from some of the best subscription models (like Netflix, Apple, Concierge Medicine, Executive Healthcare programs, Spotify) -- they don't constantly remind customers [ie patients] they can cancel — they focus on why the product is worth staying FOR!   "It's no longer about being the best Doctor in the world anymore, it's about being the best Doctor FOR the world, FOR your Patients and FOR your local community!"   If you're building or promoting a subscription-based medical practice, focus on the why people stay — not just that they can leave.   LISTEN TO FULL EPISODE ...

Hannah Went is the Co-Founder of TruDiagnostic, a leading health data company and CLIA-certified laboratory that specializes in epigenetic testing and research.. Hannah is also the creator and host of the Everything Epigenetics Podcast. She is a molecular biologist by day and content creator by night and speaks with the most knowledgeable physicians and researchers in the world. Hannah is passionate about empowering people to take control of their health and wellness, and to discover new ways to enhance their overall performance. Epigenetic Experts & 
Aging Authorities At TruDiagnostic, we are firm believers that harnessing the power of epigenetic data can help the world live longer and healthier lives! We are a group of innovative doctors, researchers, clinicians, molecular biologists, biotechnology leaders, and diagnostic professionals. LEARN MORE, ORDER: https://www.trudiagnostic.com/ LISTEN TO FULL PODCDAST EPISODE: https://conciergemedicinetoday.net/podcast About Our Guest, Hannah Went, Co-Founder | TruDiagnostic  Hannah has a lifelong passion for longevity and breakthrough, disruptive technologies that drive radical improvement to the human condition. She attended the University of Kentucky and graduated with a degree in Biology. During that time, she had multiple research internships studying cell signaling and cell biology. After graduation, she worked for the International Peptide Society as their Director of Research and Content. Through work in the integrative medicine industry, Hannah saw an opportunity for methylation based age diagnostics and started TruDiagnostic in 2020. TruDiagnostic is a company focusing on methylation array-based diagnostics for life extension and preventive healthcare serving functional medicine providers.  TruDiagnostic has a commitment to research with over 30 approved clinical trials investigating the epigenetic methylation changes of longevity and health interventions. Since TruDiagnostic’s inception, they have created one of the largest private epigenetic health databases in the world with over 75,000 patients tested to date. Hannah has since created Everything Epigenetics where she shares insights on how DNA regulation has an impact on your health. Connect with and Learn More about TruDiagnostic ... (https://www.trudiagnostic.com/)

Today we jump on the airwaves with my daughter. We asked her 20-specific questions about healthcare, her Doctor's office experiences and what we can all do a little bit better to improve the healthcare experience for the next-generation patient! Enjoy!

"When I was in grad school Mark Zuckerberg rented my house to move 'TheFacebook' to California as seen in The Social Network." ~Andy Schoonover, CEO, CrowdHealth   LISTEN TO FULL PODCAST EPISODE LEARN MORE, Visit: https://www.joincrowdhealth.com/   CrowdHealth provides you a portfolio of tools, seamlessly woven together, that creates a beautiful, low cost healthcare solution. We help you find awesome doctors, negotiate your bills, and fund those bills through a peer to peer funding platform...for less. Welcome to an easier way to pay for healthcare. 🧡   Founder's Story   I'm Andy, the founder of CrowdHealth, and I've seen firsthand the failures of the health insurance system. Years ago, my daughter battled recurring ear infections and a ruptured eardrum. After a necessary, albeit quick, procedure, I was slapped with an $8,000 bill. Our insurance company refused to pay, deeming it "medically unnecessary." Despite doing everything right, the insurance I had trusted in left us high and dry when we needed it most. That's when I realized the system was broken and decided to create CrowdHealth, a more compassionate and reliable alternative to pay for healthcare. Traditional health insurance is often impersonal and unreliable, with twisted incentives. At CrowdHealth, we're changing the narrative. We treat our members like family, assisting them on their health journey, and managing their bills at an affordable cost. We're creating a system where the focus is on keeping our members healthy, rather than profiting from their illnesses. Our goal is to redefine the meaning of "healthcare" in our society. The sad truth is, each year, 250,000 people with insurance declare bankruptcy due to medical bills. It's a clear sign that the existing system isn't working and serves to benefit the pockets of the medical industrial complex. Frustrated with the lack of justifiable reasons, I've stopped seeking answers and decided to build a better solution. And that’s what CrowdHealth is all about.   LEARN MORE, Visit: https://www.joincrowdhealth.com/   CrowdHealth is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.