Making Sense

In this episode of Making Sense, we delve into the transformative world of in-car payment solutions. Join Bal Ahir, global head of Mobility Payment Solutions, and Abdullah Pandit, Product Strategy and Global Partnerships lead, as they explore the future of connected cars and how they are revolutionizing the way we think about payments on the go. Discover the opportunities and challenges facing the automotive industry as it embraces seamless, frictionless payment experiences. From strategic partnerships to innovative use cases like Mercedes Pay, learn how industry leaders are driving change.   Check out the latest issue of Payments Unbound: https://www.jpmorgan.com/payments/payments-unbound/magazine/articles/next-gen-approaches-payments-privacy-security    This episode was recorded on January 31, 2025.   J.P. Morgan and third parties listed on this page have not entered into a legal partnership to provide the services described above. Third party trademarks, brand names, and descriptions of products and services that appear on this page are provided by the respective third party. J.P. Morgan is not liable or responsible for such trademarks, brand names, descriptions of products, companies and or services. J.P. Morgan may generate profit from the use of any services or products provided by the third parties. Nothing in this material shall be taken as an endorsement of any third party or advice on the suitability of the third party’s services for the client. You shall make an independent determination for selection of the services provided by the third parties. Neither J.P. Morgan, nor its affiliates, shall be liable to you for any loss or liability suffered by you from the use of the third party’s services. The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness.  The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any Future capabilities of mobility payment systems are under development; features and timelines are subject to change at the Bank’s sole discretion.   © 2025 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.  Non-deposit products are not FDIC insured. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit jpmorgan.com/paymentsdisclosure for further disclosures and disclaimers related to this content.

In this episode of Making Sense, Bal Ahir, global head of Mobility Payment Solutions, and Suela Rossberg, EMEA head of Payments for Energy, Power and Renewables, explore the rapidly evolving landscape of electric vehicles and their impact on the energy ecosystem. From the increasing demand for electricity to the role of smart energy solutions, discover how electric vehicles are reshaping infrastructure and energy management. Learn how EVs could support grid operators and the importance of strategic partnerships in bolstering innovation.    Read the EV Charging White Paper: https://www.jpmorgan.com/content/dam/jpmorgan/documents/payments/ev-charging-providers-europe-report.pdf    This episode was recorded on January 31, 2025.   The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness.  The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any Future capabilities of mobility payment systems are under development; features and timelines are subject to change at the Bank’s sole discretion. © 2025 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.  Non-deposit products are not FDIC insured. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit  jpmorgan.com/paymentsdisclosure for further disclosures and disclaimers related to this content.

Lauren Anderson, Head of Government Relations for EMEA at JPMorgan, shares her insights on the evolving European geopolitical landscape. She discusses the surge in European equities and what it means for future investments. The dialogue covers political shifts, including the rise of right-leaning populism and Germany's changing defense strategies. There's also a focus on the growth potential within the Gulf Cooperation Council and how technological advancements shape global economics. The interplay of defense spending and investment creates a crucial narrative for Europe.

In this episode of J.P. Morgan’s “Making Sense,” Joyce Chang is joined by Sam Saperstein and Chi Mac to discuss the eighth annual report on gender parity, highlighting record-high female labor force participation, the gender pay gap and women’s representation in leadership roles. Learn about the challenges women face in the workforce and effective policies to tackle them, such as child care subsidies. How can public policy and financial institutions support gender equality and empower women in business?   This episode was recorded on March 5, 2025.   This communication is provided for information purposes only. Please visit www.jpmm.com/research/disclosures for important disclosures. JPMorgan Chase & Co. or its affiliates and/or subsidiaries (collectively, J.P. Morgan) normally make a market and trade as principal in securities, other financial products and other asset classes that may be discussed in this communication. This communication has been prepared based upon information from sources believed to be reliable, but J.P. Morgan does not warrant its completeness or accuracy except with respect to any disclosures relative to J.P. Morgan and/or its affiliates and an analyst's involvement with any company (or security, other financial product or other asset class) that may be the subject of this communication. Any opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This communication is not intended as an offer or solicitation for the purchase or sale of any financial instrument. J.P. Morgan Research does not provide individually tailored investment advice. Any opinions and recommendations herein do not take into account individual circumstances, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. You must make your own independent decisions regarding any securities, financial instruments or strategies mentioned or related to the information herein. Periodic updates may be provided on companies, issuers or industries based on specific developments or announcements, market conditions or any other publicly available information. However, J.P. Morgan may be restricted from updating information contained in this communication for regulatory or other reasons. This communication may not be redistributed or retransmitted, in whole or in part, or in any form or manner, without the express written consent of J.P. Morgan. Any unauthorized use or disclosure is prohibited. Receipt and review of this information constitutes your agreement not to redistribute or retransmit the contents and information contained in this communication without first obtaining express permission from an authorized officer of J.P. Morgan. Copyright 2025, JPMorganChase & Co. All rights reserved.

Explore the intricate world of fraud prevention in digital payments, featuring insights on the challenges businesses face with evolving technologies. Discover how business email compromise can lead to devastating losses and the importance of diligent payment validation. Learn about the role of AI and deepfake tech in reshaping the fraud landscape. The discussion emphasizes a well-rounded approach, stressing the need for strong organizational culture and comprehensive controls to combat these threats effectively.

Kevin Foley, Global head of Capital Markets at J.P. Morgan, shares insights from the 30th Global Leveraged Finance Conference. They discuss the evolution of the conference, touching on the remarkable growth of high-yield bonds and leveraged loans. Foley highlights cautious optimism in the market amid tariff uncertainties and inflation worries. He also notes a resurgence in M&A activity, alongside J.P. Morgan's increased commitment to direct lending aimed at providing flexible financing solutions, reflecting a promising outlook for the financial landscape.

In this insightful discussion, Andrew Tyler, head of Global Market Intelligence at J.P. Morgan, navigates the complexities of the U.S. equity markets. He discusses the motivations behind recent fluctuations, including macroeconomic indicators and trade policy uncertainties. Andrew also highlights shifts in investor sentiment and sector opportunities, particularly within tech. Additionally, he explores the impact of international equities on growth potential, while examining the seasonal trends that could influence market movements in the coming months.

Discover the implications of EMIR 3.0 on euro derivatives trading in a post-Brexit world. Delve into how new EU clearing rules are reshaping liquidity and trading strategies. Learn about the critical compliance deadlines and the operational challenges firms are facing. The discussion highlights the pivotal roles of key players in the market and the strategic adjustments required in response to Dutch pension reform. Tune in to grasp how these evolving regulations are changing the landscape of financial markets.

Andrew Howard, head of Sustainable Investing at Schroders Asset Management, shares his expertise on the evolving landscape of sustainable investing. He highlights recent regulatory drivers and the importance of integrating environmental, social, and governance (ESG) factors into investment strategies. The discussion delves into the shift from traditional to sustainable investment practices, emphasizing long-term value creation through informed decision-making. Howard also explores how data availability is transforming investment approaches and the significance of sustainability in achieving better financial outcomes.

Eloise Goulder speaks with Rui Fernandes, Global Head of Markets Trading Structuring at J.P. Morgan, a pro in trading and structuring. They dive into the evolution of trading, emphasizing innovation and the rise of multi-asset investing. Rui highlights the impact of AI on product design and the necessity of customization at scale amidst market changes. The conversation also touches on client engagement and the complexities of integrating diverse financial strategies to meet evolving demands.