THE TRUTH ABOUT YOUR FUTURE with Ric Edelman

In the run-up to the 2024 elections, I find myself undecided due to troubling aspects of both Donald Trump's associations and Kamala Harris's proposed economic policies. Trump's ties to controversial figures and Harris's potentially destructive tax plans on unrealized capital gains have left me questioning both candidates' suitability. As I grapple with these issues, I seek your input to help resolve my uncertainty and help us all make an informed decision.#Election2024 #UndecidedVoter #DonaldTrump #KamalaHarris #EconomicPolicies #TaxReform #ControversialAssociations #FederalDeficit #CapitalGainsTax #PoliticalAnalysis #VoterFeedback #PresidentialRace #PolicyImpact #PoliticalDebate #VoterConcerns #CandidateIssues #SeekingInput-- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Kamala Harris Official Campaign Website Policy Page:  https://www.kamalaharris.com/issues/Donald Trump Official Campaign Website Policy Page:  https://www.donaldjtrump.com/platform 9/20 Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what 9/10 Webinar Replay – Bitcod-fund-quickly-rakes-in-245m-right-behind-franklin-templetons-older-offering/ Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/   -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman  Instagram: https://www.instagram.com/ric_edelman/  LinkedIn: https://www.linkedin.com/in/ricedelman/  X: https://twitter.com/ricedelman  YouTube: https://www.youtube.com/@RicEdelman  -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html  State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones  Schwab: https://www.schwab.com/  Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee  -----  

Since 2000, there has been a significant rise in deaths and serious illnesses related to high blood pressure and obesity, affecting even younger people. But there is a growing shift towards healthier lifestyles, including reduced alcohol consumption and an increase in the popularity of non-alcoholic beer. Adopting a healthy lifestyle, including regular exercise, a good diet, and strong relationships, can significantly extend both lifespan and health span, with advances in medical technology improving recovery from surgeries like knee and hip replacements.#HealthyLiving #LifestyleChange #ObesityAwareness #HeartHealth #DiabetesPrevention #NonAlcoholicBeer #AthleticBrewing #ExerciseDaily #GoodDiet #NoSmoking #StressManagement #SleepWell #SocialConnections #MedicalAdvances #KneeReplacement #HipReplacement-----Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Athletic Brewing: https://athleticbrewing.com/ 9/20 Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what9/10 Webinar Replay – Bitcod-fund-quickly-rakes-in-245m-right-behind-franklin-templetons-older-offering/Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/  ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee ----- 

Stablecoins like Tether and Circle are providing a stable alternative to traditional investments, offering a secure way to store value and facilitate global transactions. As Wyoming prepares to launch its own stablecoin and discussions around Central Bank Digital Currencies (CBDCs) grow, the crypto landscape continues to evolve rapidly, despite Bitcoin’s recent price stagnation. Plus, Franklin Templeton and BlackRock are transforming the money market fund space with innovative on-chain funds now trading on major blockchain networks.#CryptoInnovation #OnChainFunds #Stablecoins #FranklinTempleton #BlackRock #DigitalCurrency #CBDC #BlockchainTech #Tether #CryptoInvestment #WyomingStablecoin #Arbitrum #EthereumLayer2 #GlobalTransactions #FinTechRevolution #CryptoRegulation-- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Arbitum Ethereum Layer 2 Network: https://ethereum.org/en/layer-2/Franklin Templeton FOBBX Fund: https://www.franklintempleton.com/investments/options/money-market-funds/products/29386/SINGLCLASS/franklin-on-chain-u-s-government-money-fund/FOBXXBlackRock BUIDL Fund: https://securitize.io/invest9/20 Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond9/10 Webinar Replay – Bitcod-fund-quickly-rakes-in-245m-right-behind-franklin-templetons-older-offering/Stellar blockchain: https://stellar.org/Polygon blockchain: https://polygon.technology/Benji App and Token: https://www.franklintempleton.com/about-us/our-teams/specialist-investment-managers/digital-assets/digital-assets-technologyWyoming Stablecoin: https://stabletoken.notion.in, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-whatWealth Management Convergence 2024: https://www.thetayf.com/pages/convergenceBecome Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee----- 

The traditional 4% withdrawal rate from your investment savings may not last your lifetime, as you may be living to 100 or beyond. Plus, Ric discusses a variety of topics helpful to financial advisors with two leaders in the field. And Ric explains Donor-Advised Funds and endowments to a listener. #IdealClientProfile #ClientFocus #FinancialPlanning #InvestmentStrategy #ClientRelationships #TrustManagement #FinancialComplexity #AssetAllocation #WealthManagement #ClientSuccess #WithdrawalRate #RetirementPlanning #4PercentRule #FinancialPlanning #InterestRates #InvestmentStrategy #PortfolioManagement #SustainableWithdrawals #RetirementSavings #Endowments #DonorAdvisedFunds #EstatePlanning #CharitableGiving #TaxDeduction #NonprofitFunding #CharityDonations ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: https://www.amazon.com/Tractiob%20grip%20bookGina Wickman's book -- Traction: Get a Grip on Your Business: https://www.amazon.com/Traction-Get-Grip-Your-Business/dp/19366618379/20 Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond9/10 Webinar Replay – Bitcoin, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-whatWealth Management Convergence 2024: https://www.thetayf.com/pages/convergenceBecome Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee----- 

The use of digital twins is now impacting every aspect of our daily lives. How does that impact you? And Ric explains the math behind the decision whether to get (and keep) Long Term Care insurance.#DigitalTwins #TechInnovation #FutureOfHealthcare #PersonalizedMedicine #AIInMedicine #ClimateModeling #FinancialRisk #DigitalTransformation #SpaceTech #CyberTech #FinancialPlanning #LTCInsurance #EstatePlanning #RetirementSavings #WealthManagement #PersonalFinance #InsuranceAdvice #CostOfCare #LongTermCare #RetirementStrategy----- Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Ric's bestseller - The Truth About Your Future: https://www.amazon.com/Truth-About-Your-Future-Money/dp/1501163817/August 19th Episode on Long Term Care: https://www.thetayf.com/blogs/this-weeks-stories/guess-who-s-living-with-this-95-year-old-woman9/10 Webinar Replay – Bitcoin, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-whatBecome Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee----- 

There just may be a silver lining in the nation's rising insurance premiums, plus last night's presidential debate may do little to influence the decisions of uncommitted voters. And don't miss today's webinar at 1:00pm EDT on the impact of an expected reduction in interest rates.#DebateNight #KamalaHarrisPerformance #TrumpDebate #Election2024 #DebateRecap #PoliticalAnalysis #UndecidedVoters #ElectionImpact #CampaignTrail #PresidentialRace #InflationCrisis #InsuranceCosts #HomeInsuranceRates #ClimateImpact #EconomicConcerns #RisingPremiums #CostOfLiving #InsuranceExodus #NaturalDisasters #InsuranceIndustry----- Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: 9/11 Webinar – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-whatBecome Certified in Blockchain and Digital Assets: https://dacfp.com/certification/----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----  

Countries around the world are addressing low birth rates through innovative measures, such as recruiting immigrant housekeepers and importing students to fill school seats, while in the U.S., increasing parenting stress and financial burdens are contributing to historically low fertility rates and fewer grandparents. Plus, a listener's question about the SEC's monitoring and enforcement of fiduciary standards for financial advisors. And two important webinars you can attend for free today and tomorrow.#GlobalFertilityCrisis #SouthKoreaImmigration #FinlandChildImport #LowBirthRates #ParentingStress #FertilitySolutions #DemographicChallenges #PopulationDecline #FamilyPolicy #AgingPopulations #FutureOfParenting #EconomicBurdenOfKids #GovernmentIncentives#FiduciaryAdvice #SECRegulations #InvestmentAdvisors #RIACompliance #ADVEnforcement#FinancialAdvisors #BestInterestStandard #FiduciaryDuty #SECExaminations #RegulatoryCompliance #InvestmentFraud #FinancialTransparency #ClientProtection #FiduciaryStandards #InvestmentEthics #FinancialRegulation #InvestmentSuitability #RegulationEnforcement----- Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: 9/10 Webinar – Bitcoin, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/9/11 Webinar – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-whatBecome Certified in Blockchain & Digital Assets: https://dacfp.com/certification/----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee----- 

Ric addresses a variety of listener questions about the world of cryptocurrency, focusing on the differences between ETPs, ETFs, and trusts, as well as the tax implications of these investment vehicles. He offers advice on whether to invest in Ethereum futures ETFs or switch to spot ETFs. Ric also discusses the impact of the SEC vs. Ripple court ruling and its muted reaction in the crypto community. Other topics covered include law enforcement's ability to recover stolen digital assets, the pros and cons of buying crypto directly versus via ETFs, and the correlation between crypto and stock market movements.#PersonalFinance #Crypto #Blockchain #ETFs #Investing #Bitcoin #Ethereum #DigitalAssets #Podcast #AskRic----- Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: 9/10 Webinar – Bitcoin, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/9/11 Webinar – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-whatAdvisor Pulse Survey, Q2, by DACFP and Franklin Templeton: https://dacfp.com/further-reading/----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee----- 

Ric discusses two important ETFs to consider for both large and small-cap stocks through options in the S&P 500 or NASDAQ 100. This includes a detailed explanation of how to evaluate a company's performance and ROI...before you invest. Plus, Ric answers a listener's question about the relationship of blockchain technology to AI and its role in data verification.#InvestingTips #StockMarket #LongTermGrowth #Diversification #FinancialPlanning #ETFInvesting #SmartInvesting #NASDAQ #SP500 #MarketStrategy#BlockchainTechnology #AIIntegration #DeepFakes #DataVerification #EnergyEfficiency #BitcoinMining #AIandBlockchain #TechInnovation #DigitalAuthentication #BlockchainVerification #FutureOfTech----- Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Link from today’s show: Invesco QQQ ETF: https://www.invesco.com/qproduct-detailqq-etf/en/home.htmlInvesco SPHQ ETF: https://www.invesco.com/us/financial-products/etfs/product-detail?&ticker=SPHQInvesco QQQM ETF: https://www.invesco.com/us/en/etf/nasdaq-100-qqqm.htmlRates are Poised to Drop, Now What? (9/11 Webinar – Register Now for Free!): https://www.thetayf.com/pages/rates-are-poised-to-drop-now-what----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee----- 

Over 500 colleges in the U.S. have closed in the past decade--many abruptly--stranding many students now struggling to continue their education. Financial transparency in higher education remains limited, and smaller, rural liberal arts colleges are particularly vulnerable to closure. Ric's tips on avoiding this dilemma for your college student.#CollegeClosures #HigherEducation #UniversityShutdowns #DecliningEnrollment #COVID19Impact #RisingTuition #StudentDebt #MBA #FinancialSolvency #SmallColleges #LiberalArts #EducationCrisis #StudentLoans #SupremeCourtRuling #CollegeSelection #StudentSuccess----- Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Link from today’s show: Rates are Poised to Drop, Now What? (9/11 Webinar – Register Now for Free!): https://www.thetayf.com/pages/rates-are-poised-to-drop-now-what----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----