

THE TRUTH ABOUT YOUR FUTURE with Ric Edelman
Ric Edelman
Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named seven times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekday for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com
Episodes
Mentioned books

Oct 17, 2024 • 18min
10/17/24: Did You Hear What Harris & Trump are Saying About Drug Addiction, Treatment & Prevention? Neither has Ric
In our series on the 34 issues in the 2024 Election, Ric discusses the lack of attention from the candidates on drug addiction, treatment, incarceration, along with the related issues of smoking and vaping. Plus Ric looks at options to invest in technology and innovation from Invesco, and answers a listener's question regarding ETFs and mutual funds in 401(k)s.#DrugAddiction #PublicHealthCrisis #PresidentialCampaign #SubstanceUseDisorder #OpioidEpidemic #MentalHealthAwareness #PoliticalAccountability #EducationAndPrevention #FentanylCrisis #AddictionTreatment #ArtificialIntelligence #BigData #LLMs #Innovation #TechInvesting #ETFs #Invesco #Nasdaq #FutureTech #PortfolioDiversification----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Invesco AI and Next Gen Software ETF (IGPT) https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&ticker=IGPT&msockid=2f875d5f650668cd386e49aa641469e2Invesco's QQQ Innovation Suite: https://www.invesco.com/us/en/solutions/innovation-suite.html?Invesco QQQ ETF (QQQ) https://www.invesco.com/qqq-etf/en/home.html?Invesco NASDAQ 100 ETF (QQQM) https://www.invesco.com/us/en/etf/nasdaq-100-qqqm.html?Invesco Nasdaq Next Gen 100 ETF (QQQJ) https://www.invesco.com/us/en/etf/nasdaq-next-gen-100-qqqj.html?Invesco Nasdaq Future Gen 200 ETF (QQQS) https://www.invesco.com/us/en/etf/nasdaq-future-gen-200-qqqs.html?Invesco QQQ Income Advantage ETF (QQA) https://www.invesco.com/us/financial-products/etfs/product-detail?productId=ETF-QQAInvesco ESG Nasdaq 100 ETF (QQMG) https://www.invesco.com/us/financial-products/etfs/product-detail?productId=ETF-QQMGInvesco ESG Nasdaq Next Gen 100 ETF (QQJG) https://www.invesco.com/us/financial-products/etfs/product-detail?productId=ETF-QQJGInvesco Nasdaq 100 Index Fund (IVNQX) https://www.invesco.com/us/financial-products/mutual-funds/product-detail?audienceType=Investor&productId=FUND-32123Invesco S&P 500 Equal Weight Technology ETF (RSPT) https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Investor&ticker=RSPTRic’s #1 Bestseller - The Truth About Money: https://www.amazon.com/Truth-About-Money-4th/dp/0062006487/?Click here for Ric's worksheet to help you evaluate the candidatesThe 34 Issues of Election 2024 – Daily Podcasts https://uth959jfpszs9vqn-59513929894.shopifypreview.com/blogs/this-weeks-stories/tagged/election-2024Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Oct 16, 2024 • 26min
10/16/24: Climate Change and the Candidates
Ric examines the positions of Kamala Harris and Donald Trump on the environment, climate change, and its core issue: greenhouse gas. And Ric shares e-mails from across the country with a variety of opinions on the 34 key issues so far in the Election 2024 series.#ClimateChange #GreenhouseGases #EnergyPolicy #FossilFuels #RenewableEnergy #EnvironmentalImpact #PoliticalDebate #AgricultureAndClimate #Sustainability #FutureOfThePlanet #ElectionInsights #OpenMinds #PoliticalDiscussion #VoterEducation #DiverseOpinions #CriticalThinking #ElectionAnalysis #CivicEngagement----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Click here for Ric's worksheet to help you evaluate the candidates10/7 Monday Election Podcast-The 34 Election Issues and Ric’s worksheet for you: https://www.thetayf.com/blogs/this-weeks-stories/the-2024-election-the-tool-i-ve-created-to-help-me-decide-who-gets-my-vote10/8 Tuesday Election Podcast-The Economy, Stupid!: https://www.thetayf.com/blogs/this-weeks-stories/ric-chooses-between-harris-and-trump-on-the-big-topic-the-economy-stupid10/9 Wednesday Election Podcast-Housing and Homeownership: https://www.thetayf.com/blogs/this-weeks-stories/10-9-24-housing-and-homeownership-among-the-34-key-issues-of-election-202410/10 Thursday Election Podcast-Education: https://www.thetayf.com/blogs/this-weeks-stories/both-harris-and-trump-need-an-education-on-education10/11 Friday Election Podcast-Abortion: https://www.thetayf.com/blogs/this-weeks-stories/abortion-the-most-emotional-election-issue10/15 Tuesday Election Podcast-Healthcare: https://www.thetayf.com/blogs/this-weeks-stories/what-harris-and-trump-say-about-healthcareKamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Oct 15, 2024 • 30min
10/15/24: What Harris and Trump Say About Healthcare
The broad umbrella of healthcare is among the most important of the 34 issues in the 2024 Election. Today, Ric tackles the Affordable Care Act, also called Obamacare, Prescription drugs, Medicaid, Medicare, LGBTQ health, public health, mental health, the opioid crisis, long term care, immigrant health and the overall cost of healthcare. Plus, Ric explains the benefits of carrying a mortgage, even facing a major reduction in income.#HealthcareDebate #AffordableCareAct #PrescriptionDrugs #MedicaidExpansion #MedicareForAll #MentalHealthMatters #OpioidCrisis #PublicHealth #MedicalDebt #HealthPolicy #HealthcareAccess #FinancialPlanning #MortgageTips #InvestingWisely #RetirementSavings #HomeOwnership #JobSecurity #DebtManagement #SavingsStrategy #WealthBuilding #PersonalFinance----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Click here for Ric's worksheet to help you evaluate the candidates10/7 Monday Election Podcast-The 34 Election Issues and Ric’s worksheet for you: https://www.thetayf.com/blogs/this-weeks-stories/the-2024-election-the-tool-i-ve-created-to-help-me-decide-who-gets-my-vote10/8 Tuesday Election Podcast-The Economy, Stupid!: https://www.thetayf.com/blogs/this-weeks-stories/ric-chooses-between-harris-and-trump-on-the-big-topic-the-economy-stupid10/9 Wednesday Election Podcast-Housing and Homeownership: https://www.thetayf.com/blogs/this-weeks-stories/10-9-24-housing-and-homeownership-among-the-34-key-issues-of-election-202410/10 Thursday Election Podcast-Education: https://www.thetayf.com/blogs/this-weeks-stories/both-harris-and-trump-need-an-education-on-education10/11 Friday Election Podcast-Abortion: https://www.thetayf.com/blogs/this-weeks-stories/abortion-the-most-emotional-election-issueKamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Oct 11, 2024 • 49min
10/11/24: Abortion: The Most Emotional Election Issue
Ric's series of podcasts on the 34 key topics of Election 2024 continues with a conversation about abortion, perhaps the most controversial and most divisive of all topics, along with contraception and euthanasia. Plus, Ric weighs the pros and cons of staking versus traditional price appreciation when investing Ethereum. And Dr. Daniel Kraft discusses how advancements in AI, wearable technology, and genomics are transforming the healthcare landscape.#AbortionRights #ProChoice #ContraceptiveAccess #Women'sHealth #EuthanasiaDebate #EndOfLifeChoices #HealthcareEquality #ReproductiveRights #MedicalAssistance #PersonalChoice#LongevityMedicine #DigitalHealth #AIinHealthcare #WearableTech #HealthInvestment #Healthspan #Lifespan #BigTech #PersonalizedMedicine #HealthcareInnovations #Ethereum #StakingRewards #CryptoInvesting #PassiveIncome #LongTermInvestment #CryptoRisks #EthereumETF #FinancialEducation #BlockchainTechnology #InvestSmart----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Click here for Ric's worksheet to help you evaluate the candidates10/7 Monday Election Podcast-The 34 Election Issues and Ric’s worksheet for you: https://www.thetayf.com/blogs/this-weeks-stories/the-2024-election-the-tool-i-ve-created-to-help-me-decide-who-gets-my-vote10/8 Tuesday Election Podcast-The Economy, Stupid!: https://www.thetayf.com/blogs/this-weeks-stories/ric-chooses-between-harris-and-trump-on-the-big-topic-the-economy-stupid10/9 Wednesday Election Podcast-Housing and Homeownership: https://www.thetayf.com/blogs/this-weeks-stories/10-9-24-housing-and-homeownership-among-the-34-key-issues-of-election-202410/10 Thursday Election Podcast-Education: https://www.thetayf.com/blogs/this-weeks-stories/both-harris-and-trump-need-an-education-on-educationKamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platformDigital.Health: https://digital.health/NextMed Health: Re-imagining the Future of Health and Medicine: https://www.nextmed.health/NextMed Health Conference December 10th-13th in San Diego: https://www.nextmed.health/10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Oct 10, 2024 • 34min
10/10/24: Both Harris and Trump Need an Education...on Education
Today issue on Ric's list of 34 election topics centers on various education-related topics, including critical race theory and student loans and the historical debate between states' rights and federalism in shaping education policy today. Plus, a listener expresses her confusion about financial terms like ROI, accrual ratio, and financial leverage ratio. Ric explains that these concepts are interconnected and cautions against drawing conclusions from single data points in investment analysis.#EducationPolicy #VoterVoices #CriticalRaceTheory #StudentLoans #SchoolVouchers #Federalism #StatesRights #TrumpVsHarris #CharterSchools #PoliticalDebate#Finance #InvestmentAnalysis #FinancialLiteracy #ROI #AccrualRatio #FinancialLeverage-----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Click here for Ric's worksheet to help you evaluate the candidates10/7 Monday Election Podcast-The 34 Election Issues and Ric’s worksheet for you: https://www.thetayf.com/blogs/this-weeks-stories/the-2024-election-the-tool-i-ve-created-to-help-me-decide-who-gets-my-vote10/8 Tuesday Election Podcast-The Economy, Stupid!: https://www.thetayf.com/blogs/this-weeks-stories/ric-chooses-between-harris-and-trump-on-the-big-topic-the-economy-stupid10/9 Wednesday Election Podcast-Housing and Homeownership: https://www.thetayf.com/blogs/this-weeks-stories/10-9-24-housing-and-homeownership-among-the-34-key-issues-of-election-2024Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Oct 9, 2024 • 19min
10/9/24: Housing and Homeownership Among the 34 Key Issues of Election 2024
Ric discusses the current housing crisis in the U.S., evaluating the differing approaches of presidential candidates Donald Trump and Kamala Harris on addressing housing affordability and availability. Ric is skeptical about the ability of either candidate to effectively implement their housing policies due to potential Congressional gridlock.#HousingCrisis #Homeownership #AffordableHousing #PresidentialCampaign #KamalaHarris #DonaldTrump #EconomicPolicy #Congress #NationalSecurity-----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Click here for Ric's worksheet to help you evaluate the candidatesKamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform10/9 Webinar - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Oct 8, 2024 • 38min
10/8/24: Ric Chooses Between Harris & Trump on the Big Topic: “The Economy, Stupid!”
Ric continues his series through this month on addressing the 34 topics that are issues in the presidential election. Today, "it's the economy, stupid!"-----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Click here for Ric's worksheet to help you evaluate the candidatesKamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform10/9 Webinar - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Oct 7, 2024 • 40min
10/7/24: The 2024 Election: The Tool I’ve Created to Help Me Decide Who Gets My Vote
Ric discusses his perspective on the upcoming presidential election, exploring 34 critical issues and soliciting your input. Ric reviews emails from listeners, outlining their reasons for supporting each candidate, He offers his own thoughts on the topics while announcing further discussions on other issues from now to Election Day. He also offers you a comprehensive worksheet for you to weigh the issues and the candidates.Elections2024 #PresidentialRace #PoliticalDiscussion #ForeignPolicy #RicEdelman #ListenerFeedback #NationalSecurity #Vote2024 #TrumpVsHarris #BenjaminFranklin #PodcastEpisode #CivicDuty-----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Click here for Ric's worksheet to help you evaluate the candidatesKamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platformBret Stephens' New York Times article "The Year American Jews Woke Up": https://www.nytimes.com/2024/10/04/opinion/israel-jews-antisemitism.html10/9 Webinar - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning9/25 Webinar Replay - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-whatBecome Certified in Blockchain and Digital Assets: https://dacfp.com/certification/----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

Oct 4, 2024 • 60min
10/4/24: Caring for Caregivers: How to Avoid Becoming a Financial Burden to Your Loved Ones
Ric highlights the importance of planning for long-term care, emphasizing that many people wish to remain in their own homes as they age, yet require significant support that can be costly. Plus, Ric reflects on his indecision regarding the upcoming presidential election, sharing insights from listener emails that highlight diverse perspectives on both Kamala Harris and Donald Trump's policies. And a conversation on the ongoing evolution of ETFs and asset management, particularly the growing interest in fixed income ETFs, low-cost options, and the integration of digital assets into investment strategies.#LongTermCare #AgingIndependently #Caregiving #FinancialPlanning #InHomeCare #LongTermCareInsurance #FamilyBurden #ElderCare #HealthcareCosts #DementiaCare #Election2024 #UndecidedVoter #KamalaHarris #DonaldTrump #VotingDilemma #PoliticalOpinions #ListenerFeedback #VoterEngagement #ThoughtfulDebate #PoliticalInsight #ElectionDiscussion #ETFs #AssetManagement #DigitalAssets #InvestmentTrends #FinancialAdvisors #Tokenization #FixedIncome #LowCostInvesting #WealthTransfer #ClientNeeds #MarketEvolution #CryptoETFs-----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric-----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: Link to yesterday’s podcast regarding DNR policies: https://www.thetayf.com/blogs/this-weeks-stories/why-merely-signing-a-dnr-isn-t-enoughSeptember 18, 2024 podcast includes capital gains discussion: So You Think You Know Who I’m Voting For? https://www.thetayf.com/blogs/this-weeks-stories/so-you-think-you-know-who-i-m-voting-forState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesState Street Global Advisors Disclosure Page: https://www.thetayf.com/blogs/disclosures/important-ssga-disclosure-information-read-here 10/9 Webinar - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning9/25 Webinar Replay - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-whatBecome Certified in Blockchain and Digital Assets: https://dacfp.com/certification/----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----

Oct 3, 2024 • 14min
10/3/24: Why Merely Signing a DNR isn’t Enough
Ric explores the personal decision of whether to pursue heroic medical interventions at the end of life, highlighting contrasting views on resuscitation from a patient's perspective. It emphasizes the importance of clear communication about Do Not Resuscitate (DNR) wishes and understanding the realities of medical interventions. Plus, the tax implications of converting mutual funds into ETFs, highlighting that selling mutual funds in taxable accounts triggers capital gains taxes, while IRAs allow for a tax-free transition.#EndOfLife #HealthcareDecisions #DNR #PatientRights #ResuscitationChoi#MutualFunds #ETFs #Investing #TaxImplications #CapitalGains #RetirementAccounts #TaxEfficiency #FinancialPlanning #InvestmentStrategies #MarketTrends #RicEdelman #WealthManagementces #LifeAndDeath #PainManagement #HeroicActs #TerminalIllness #MedicalEthics #InformedConsent #FamilyConversations-----Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ric----- Links from today’s show: 10/9 Webinar - Crypto for RIAs: Yield, Staking, Lending and Custody. What’s beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning9/25 Webinar Replay - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond9/20 Webinar Replay - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-whatBecome Certified in Blockchain and Digital Assets: https://dacfp.com/certification/----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/LinkedIn: https://www.linkedin.com/in/ricedelman/X: https://twitter.com/ricedelmanYouTube: https://www.youtube.com/@RicEdelman----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlState Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstonesSchwab: https://www.schwab.com/TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee


