Former Fintech Layer Cake co-host and regulatory expert Matt Janiga discusses open banking and the potential impacts of the proposed rules. Topics covered include competition, data access, and consumer choice, as well as the influence of major banks and trade groups. The podcast also explores the concept of open banking, the challenges faced by traditional banks, and the rise of fintech applications. It discusses the implications of the rule on screen scraping, the rationale and limitations of open banking rules, and the potential effects on competition in the banking industry. The speaker also highlights Tressley's focus on payments and their ability to help merchants save on interchange costs and offer fraud and risk protections.

Reggie Young interviews Tommy Nicholas, CEO of Alloy, discussing the challenges of fraud in fintech and the future of banking. They explore the increase in risk tolerance among fintechs, simplify audits and understand fraud in the card space, manage card issuing complexity in the fraud space, build trust with banks and mature fintechs, and discuss overlooked topics in fintech such as market reorientation and the community banking crisis.

Paul Kesserwani, CEO of Cushion, discusses the evolution of Buy Now Pay Later (BNPL) industry, unconventional applications of BNPL, dispelling myths about BNPL, credit building and understanding credit scores, and challenges in consumer financial services.

Brian Barnes, Founder & CEO at M1, joins Reggie Young & Nikil Konduru to discuss the fintech landscape, including buying a bank, digitizing the private bank experience, incentivizing consumers to switch, balancing broad capability and deep focus in consumer finance products, challenges and growth of acquiring a bank, and the importance of personalization and automation in finance.

Expert in payroll payments, Jeff Forkan, discusses challenges with sponsor banks and taxes, enhancing cross-border payroll payments, and the complexities of employer employee payments. They also touch on recent crypto headlines and the SEC lawsuit against Ripple, and speculate on the potential adoption of FedNow in the FinTech industry.

Reggie Young interviews Sophia Goldberg, the CEO and co-founder of Ansa. Topics discussed include: lessons learned in building teams and products, challenges faced by authors in the self-publishing industry, experiences as an enterprise account manager, benefits and challenges of building a closed loop payment system, acquiring customers for digital wallet innovation, the fascinating history of San Francisco, and predictions for fintech M&A.

This Special Episode is a cross-post from the Consumer Finance Monitor Podcast. Reggie Young, Ron Shevlin, and Alan Kaplinsky share their insights on the risks and benefits of AI and chatbots, as well as how fintechs should think about practically implementing them.

Reggie Young interviews Soups Ranjan, CEO of Sardine. They discuss modern fraud detection tools, emerging fraud patterns, consortiums, continuous transaction monitoring, real-time compliance monitoring, lean and nimble teams, fraud trends in fintech industry, and the sponsor bank OS.

Reggie Young, with Eduardo Lopez, interview TrueML Co-founder and CEO, Ohad Samet, about debt collection: the problems, the innovations, and the future of the field.

Reggie Young sits down with Jonah Crane, Partner at fintech advisory and investment firm Klaros Groups. They discuss an incredibly important piece of regulatory guidance that has recently been released, outlining how banks should work with third parties like fintechs and what that means for those in the fintech space.